Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Ballina, Australia

Name: Ballina
Address: Ballina, AU

For one person, living is cheaper in Chiang Mai: $935 a month against $2,525 in Ballina, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
122

Cost of Living Index in Ballina
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Ballina Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Ballina

🇦🇺 Australia

$2,525

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Ballina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Ballina actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $2,525 in Ballina, rent included.

Chiang Mai $935
Ballina $2,525

A couple spends around $1,467 per month in Chiang Mai vs $3,645 in Ballina, rent included.

Chiang Mai $1,467
Ballina $3,645

A family of three spends $1,999 per month in Chiang Mai vs $4,766 in Ballina, rent included.

Chiang Mai $1,999
Ballina $4,766

Chiang Mai is about 63% cheaper than Ballina, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Ballina is 87% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.13 ฿71.8

$17.32 A$24.69

-87.70%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿626

$83.4 A$119

-77.68%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$10.54 A$15.02

-46.87%

Cappuccino

$1.66 ฿55.9

$4.05 A$5.78

-59.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.75

$2.87 A$4.09

-77.35%

Water (0.33 liter bottle)

$0.30 ฿10.25

$2.28 A$3.26

-86.84%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

$7.68 A$10.95

-69.79%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$7.50 A$10.69

-51.07%

Milk (1 liter)

$2.02 ฿67.8

$2.68 A$3.82

-24.63%

White Bread (500g)

$1.41 ฿47.34

$3.43 A$4.89

-58.89%

Rice (white) (1kg)

$1.39 ฿46.79

$2.21 A$3.15

-37.10%

Eggs

$2.37 ฿79.6

$5.58 A$7.96

-57.53%

Local Cheese (1kg)

$16.52 ฿555

$6.16 A$8.78

168.18%

Chicken Fillets (1kg)

$2.67 ฿89.8

$9.52 A$13.58

-71.95%

Beef Round Steak (1kg)

$9.02 ฿303

$14.50 A$20.67

-37.79%

Apples (1kg)

$2.40 ฿80.6

$3.60 A$5.13

-33.33%

Banana (1kg)

$1.04 ฿35.01

$3.05 A$4.35

-65.90%

Oranges (1kg)

$1.66 ฿55.8

$3.27 A$4.66

-49.24%

Tomato (1kg)

$1.56 ฿52.4

$3.47 A$4.94

-55.04%

Potato (1kg)

$1.24 ฿41.61

$2.73 A$3.89

-54.58%

Onion (1kg)

$1.09 ฿36.53

$2.50 A$3.56

-56.40%

Lettuce (1 head)

$0.76 ฿25.61

$3.46 A$4.93

-78.03%

Water (1.5 liter bottle)

$0.51 ฿17.29

$1.55 A$2.21

-67.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$42.40 A$60.5

-90.28%

Wine (Bottle)

$17.93 ฿603

$14.17 A$20.20

26.53%

Local Beer (0.5 liter bottle)

$1.62 ฿54.6

$4.60 A$6.55

-64.78%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.9

$5.11 A$7.29

-44.81%

One-way Ticket (Public Transport)

$0.93 ฿31.42

$2.68 A$3.82

-65.30%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,778

$82.9 A$118

-36.19%

Taxi Start (Normal Tariff)

$1.18 ฿39.56

$3.41 A$4.87

-65.40%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

$1.60 A$2.28

-89.38%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

$39.99 A$57.0

-95.47%

Gasoline (1 liter)

$1.47 ฿49.51

$1.32 A$1.88

11.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿706.4K

$29.3K A$41.8K

-28.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿891.4K

$26.3K A$37.5K

0.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,103

$212 A$302

-70.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

$27.41 A$39.08

-57.68%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿683

$58.0 A$82.7

-64.99%

Gym Membership (Monthly)

$37.88 ฿1,274

$55.5 A$79.1

-31.70%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$18.00 A$25.65

-79.44%

Cinema Ticket

$6.51 ฿219

$14.11 A$20.12

-53.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$2,118 A$3,020

-65.68%

International Primary School, 1 Child (Yearly)

$16.6K ฿557.2K

$20.6K A$29.3K

-19.49%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,800

$77.1 A$110

-30.57%

Summer Dress (H&M, Zara, etc)

$24.80 ฿834

$53.8 A$76.7

-53.93%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,039

$108 A$154

-16.26%

Men's Leather Business Shoes

$72.0 ฿2,420

$122 A$175

-41.23%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$1,395 A$1,989

-65.51%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$1,207 A$1,721

-74.33%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.6K

$2,275 A$3,243

-53.48%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$1,824 A$2,600

-63.89%

Buy Apartment in City Center (m2)

$2,418 ฿81.3K

$5,839 A$8,324

-58.59%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.1K

$5,029 A$7,169

-68.01%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

5.9

-5.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Ballina: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Ballina

$1.2K 47.8% 290% $897

Groceries & Markets

Chiang Mai

$237 25.3%

Ballina

$376 14.9% 58.8% $139

Clothing & Footwear

Chiang Mai

$108 11.6%

Ballina

$163 6.4% 50.1% $54

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Ballina

$298 11.8% 215% $203

Eating Out

Chiang Mai

$77 8.2%

Ballina

$293 11.6% 282% $216

Getting Around

Chiang Mai

$59 6.3%

Ballina

$105 4.2% 79% $46

Sport & Entertainment

Chiang Mai

$51 5.4%

Ballina

$84 3.3% 64.4% $33

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $1,395 in Ballina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $83 in Ballina. Monthly groceries follow the same trend: $237 vs $376 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇦🇺 Ballina

🕒 Local time

09:37 9:37 AM

13:37 1:37 PM

4 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

8,911

💱 Currency

Thai Baht THB ฿

Australian Dollar AUD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.64 EUR

1 AUD = 0.701 USD

1 AUD = 0.623 EUR

Exchange rates and currency converter

AUD, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

Australian Dollar exchange rates as of November 5, 2026: 1 USD = 1.43 AUD (1 AUD = 0.701 USD). 1 EUR = 1.6 AUD (1 AUD = 0.623 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Ballina 7,890 km ≈ 10 h nonstop flight

From you

Chiang Mai
Ballina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Ballina: Cost of Living - Frequently Asked Questions

Yes – Ballina is pricier by about 170%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,787 in Ballina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,395 in Ballina.

Kindergarten costs $727 per month in Chiang Mai and $2,118 in Ballina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 59% more in Ballina, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $2,525 in Ballina. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Chiang Mai is the easier option financially – housing and daily costs are lower, and overall it costs about 63% less, which matters a lot on a fixed budget or early-career salary.