Last update: Oct 2026

Cost of Living Comparison Between Chesterfield and Austin, TX

For one person, living is cheaper in Chesterfield: $2,085 a month against $2,663 in Austin, TX, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Chesterfield
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Chesterfield Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Chesterfield

🇬🇧 United Kingdom

$2,085

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Chesterfield and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chesterfield and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,085 in Chesterfield versus $2,663 in Austin, TX.

Chesterfield $2,085
Austin, TX $2,663

Estimated couple costs with rent: $3,017 in Chesterfield versus $4,133 in Austin, TX.

Chesterfield $3,017
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,949 in Chesterfield versus $5,603 in Austin, TX.

Chesterfield $3,949
Austin, TX $5,603

Living in Chesterfield costs roughly 22% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Chesterfield 54% above, Austin, TX 97% above.

Meal at Budget Restaurant

$21.94 £16.46

$20.77 $20.77

5.63%

Three-Course Dinner for Two, Mid-Range

$79.8 £59.9

$84.6 $84.6

-5.64%

Fast Food Meal (McDonalds, etc)

$10.53 £7.90

$12.32 $12.32

-14.53%

Cappuccino

$4.49 £3.37

$5.63 $5.63

-20.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 £1.75

$3.72 $3.72

-37.37%

Water (0.33 liter bottle)

$1.30 £0.98

$2.50 $2.50

-48.00%

Local Beer (0.5 liter draught)

$6.09 £4.57

$8.05 $8.05

-24.35%

Imported Beer (0.33 liter bottle)

$5.22 £3.91

$9.01 $9.01

-42.06%

Milk (1 liter)

$1.72 £1.29

$1.12 $1.12

53.57%

White Bread (500g)

$1.70 £1.27

$3.75 $3.75

-54.67%

Rice (white) (1kg)

$2.14 £1.61

$3.26 $3.26

-34.36%

Eggs

$4.07 £3.05

$4.17 $4.17

-2.40%

Local Cheese (1kg)

$9.61 £7.21

$12.90 $12.90

-25.50%

Chicken Fillets (1kg)

$8.72 £6.55

$14.16 $14.16

-38.42%

Beef Round Steak (1kg)

$14.11 £10.59

$16.22 $16.22

-13.01%

Apples (1kg)

$3.06 £2.29

$4.33 $4.33

-29.33%

Banana (1kg)

$1.35 £1.01

$1.46 $1.46

-7.53%

Oranges (1kg)

$2.61 £1.96

$4.51 $4.51

-42.13%

Tomato (1kg)

$3.46 £2.60

$4.34 $4.34

-20.28%

Potato (1kg)

$1.48 £1.11

$2.58 $2.58

-42.64%

Onion (1kg)

$1.56 £1.17

$2.35 $2.35

-33.62%

Lettuce (1 head)

$1.19 £0.90

$1.78 $1.78

-33.15%

Water (1.5 liter bottle)

$1.44 £1.08

$2.22 $2.22

-35.14%

Cigarettes 20 Pack (Marlboro, Camel)

$20.36 £15.27

$9.88 $9.88

106.07%

Wine (Bottle)

$11.12 £8.35

$15.08 $15.08

-26.26%

Local Beer (0.5 liter bottle)

$3.29 £2.47

$2.92 $2.92

12.67%

Imported Beer (0.33 liter bottle)

$3.18 £2.38

$3.46 $3.46

-8.09%

One-way Ticket (Public Transport)

$3.93 £2.95

$1.49 $1.49

163.76%

Public Transport Monthly Pass (Regular Price)

$76.3 £57.3

$41.72 $41.72

82.91%

Taxi Start (Normal Tariff)

$4.88 £3.66

$2.73 $2.73

78.75%

Taxi (Normal Tariff) (1km)

$1.30 £0.97

$1.66 $1.66

-21.69%

Taxi 1hour Waiting (Normal Tariff)

$19.51 £14.64

$35.30 $35.30

-44.73%

Gasoline (1 liter)

$2.11 £1.58

$0.95 $0.95

122.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.6K

$36.0K $36.0K

5.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$27.1K $27.1K

52.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$311 £233

$229 $229

35.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.10 £15.08

$59.4 $59.4

-66.16%

Internet (50+ Mbps, Unlimited Data)

$43.66 £32.75

$69.9 $69.9

-37.55%

Gym Membership (Monthly)

$46.19 £34.66

$57.2 $57.2

-19.30%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$12.52 £9.39

$14.28 $14.28

-12.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,203 £903

$1,506 $1,506

-20.11%

International Primary School, 1 Child (Yearly)

$24.1K £18.1K

$21.5K $21.5K

12.38%

Jeans (Levis 501 Or Similar)

$85.9 £64.4

$52.8 $52.8

62.64%

Summer Dress (H&M, Zara, etc)

$41.05 £30.80

$43.82 $43.82

-6.32%

Sport Shoes (Adidas, Nike)

$108 £81.3

$84.8 $84.8

27.84%

Men's Leather Business Shoes

$109 £81.5

$103 $103

5.46%

1-bedroom Apartment, City Center (Monthly)

$857 £643

$1,907 $1,907

-55.07%

1-bedroom Apartment, Outside City Center (Monthly)

$764 £573

$1,274 $1,274

-40.01%

3-bedroom Apartment, City Center (Monthly)

$1,530 £1,148

$3,664 $3,664

-58.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,122 £842

$2,538 $2,538

-55.79%

Buy Apartment in City Center (m2)

$4,971 £3,729

$7,614 $7,614

-34.71%

Buy Apartment Outside City Center (m2)

$3,925 £2,945

$3,157 $3,157

24.32%

Average Monthly Net Salary (After Tax)

$1,940 £1,455

$5,121 $5,121

-62.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.79

-21.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chesterfield

$764 36.7%

Austin, TX

$1.3K 47.8% 66.7% $510

Monthly Utilities & Internet

Chesterfield

$375 18%

Austin, TX

$358 13.5% 4.4% $17

Eating Out

Chesterfield

$316 15.2%

Austin, TX

$354 13.3% 11.8% $37

Groceries & Markets

Chesterfield

$300 14.4%

Austin, TX

$405 15.2% 35% $105

Clothing & Footwear

Chesterfield

$155 7.4%

Austin, TX

$128 4.8% 17.3% $27

Getting Around

Chesterfield

$103 5%

Austin, TX

$59 2.2% 43.2% $45

Sport & Entertainment

Chesterfield

$71 3.4%

Austin, TX

$86 3.2% 20.4% $15

Cost Breakdown

A one-bedroom apartment in the center runs $857 in Chesterfield and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 164% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Chesterfield vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $300 vs $405 per month, with Chesterfield cheaper across the board.

Good to know

🇬🇧 Chesterfield

🇺🇸 Austin, TX

🕒 Local time

08:26 8:26 AM

02:26 2:26 AM

6 h behind Chesterfield

🌤 Weather

👥 Population

103,800

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

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Between locations

Chesterfield Austin, TX 7,750 km ≈ 10 h nonstop flight

From you

Chesterfield
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chesterfield vs Austin, TX: Cost of Living - Frequently Asked Questions

Chesterfield wins on cost – living expenses run 28% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Chesterfield the obvious pick if budget is a priority.

On paper, salaries run 164% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $857 in Chesterfield versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,085 per month in Chesterfield versus $2,663 in Austin, TX – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chesterfield runs roughly 83% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,085 in Chesterfield versus $2,663 in Austin, TX, a $3,000 budget is realistic in Chesterfield but tight or insufficient in Austin, TX. The gap between the two cities makes Chesterfield the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chesterfield and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chesterfield gentler on the wallet – expenses run 28% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.