Last update: Oct 2026

Cost of Living Comparison Between Chernivtsi and Ubud, Bali

For one person, living is cheaper in Chernivtsi: $753 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Chernivtsi
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Chernivtsi Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernivtsi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernivtsi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $753 in Chernivtsi versus $1,349 in Ubud, Bali.

Chernivtsi $753
Ubud, Bali $1,349

Estimated couple costs with rent: $1,147 in Chernivtsi versus $2,305 in Ubud, Bali.

Chernivtsi $1,147
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,541 in Chernivtsi versus $3,261 in Ubud, Bali.

Chernivtsi $1,541
Ubud, Bali $3,261

Living in Chernivtsi costs roughly 44% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.12 ₴370

$3.32 Rp 60.2K

144.58%

Three-Course Dinner for Two, Mid-Range

$26.43 ₴1,203

$35.64 Rp 645.8K

-25.84%

Fast Food Meal (McDonalds, etc)

$6.18 ₴281

$5.53 Rp 100.3K

11.75%

Cappuccino

$1.12 ₴51.1

$2.72 Rp 49.3K

-58.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₴50.7

$1.70 Rp 30.8K

-34.71%

Water (0.33 liter bottle)

$0.57 ₴26.14

$0.76 Rp 13.8K

-25.00%

Local Beer (0.5 liter draught)

$1.13 ₴51.4

$2.65 Rp 48.1K

-57.36%

Imported Beer (0.33 liter bottle)

$1.28 ₴58.1

$4.38 Rp 79.4K

-70.78%

Milk (1 liter)

$0.94 ₴42.70

$1.49 Rp 27.0K

-36.91%

White Bread (500g)

$0.66 ₴29.97

$2.28 Rp 41.2K

-71.05%

Rice (white) (1kg)

$1.24 ₴56.5

$1.19 Rp 21.6K

4.20%

Eggs

$1.52 ₴69.2

$2.04 Rp 36.9K

-25.49%

Local Cheese (1kg)

$8.20 ₴373

$17.70 Rp 320.8K

-53.67%

Chicken Fillets (1kg)

$3.91 ₴178

$3.96 Rp 71.8K

-1.26%

Beef Round Steak (1kg)

$6.19 ₴282

$12.19 Rp 220.9K

-49.22%

Apples (1kg)

$0.98 ₴44.70

$3.66 Rp 66.2K

-73.22%

Banana (1kg)

$1.41 ₴64.3

$1.52 Rp 27.5K

-7.24%

Oranges (1kg)

$1.74 ₴79.2

$2.23 Rp 40.4K

-21.97%

Tomato (1kg)

$1.78 ₴81.0

$1.97 Rp 35.7K

-9.64%

Potato (1kg)

$0.48 ₴21.82

$1.85 Rp 33.5K

-74.05%

Onion (1kg)

$0.61 ₴27.87

$2.42 Rp 43.9K

-74.79%

Lettuce (1 head)

$0.89 ₴40.50

$0.99 Rp 17.9K

-10.10%

Water (1.5 liter bottle)

$0.37 ₴16.88

$0.51 Rp 9,303

-27.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₴117

$2.22 Rp 40.3K

15.77%

Wine (Bottle)

$4.05 ₴184

$22.24 Rp 403.0K

-81.79%

Local Beer (0.5 liter bottle)

$0.75 ₴34.09

$2.26 Rp 41.0K

-66.81%

Imported Beer (0.33 liter bottle)

$0.94 ₴42.71

$2.97 Rp 53.8K

-68.35%

One-way Ticket (Public Transport)

$0.32 ₴14.46

$0.25 Rp 4,548

28.00%

Public Transport Monthly Pass (Regular Price)

$6.68 ₴304

$7.82 Rp 141.8K

-14.58%

Taxi Start (Normal Tariff)

$1.11 ₴50.6

$0.44 Rp 7,964

152.27%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.42

$0.43 Rp 7,793

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₴98.8

$5.41 Rp 98.0K

-59.89%

Gasoline (1 liter)

$1.54 ₴70.1

$0.82 Rp 14.9K

87.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$23.8K Rp 432.0M

29.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$31.7K Rp 575.3M

-20.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.4 ₴4,117

$79.1 Rp 1.4M

14.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.66 ₴212

$6.45 Rp 116.8K

-27.75%

Internet (50+ Mbps, Unlimited Data)

$4.60 ₴210

$18.58 Rp 336.7K

-75.24%

Gym Membership (Monthly)

$35.77 ₴1,628

$49.48 Rp 896.7K

-27.71%

Tennis Court (1 Hour on Weekend)

$15.39 ₴701

$17.65 Rp 319.8K

-12.80%

Cinema Ticket

$4.43 ₴202

$4.27 Rp 77.4K

3.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$189 ₴8,624

$491 Rp 8.9M

-61.38%

International Primary School, 1 Child (Yearly)

$4,018 ₴182.9K

$5,674 Rp 102.8M

-29.19%

Jeans (Levis 501 Or Similar)

$39.73 ₴1,809

$44.64 Rp 808.9K

-11.00%

Summer Dress (H&M, Zara, etc)

$35.37 ₴1,610

$34.95 Rp 633.4K

1.20%

Sport Shoes (Adidas, Nike)

$67.0 ₴3,051

$79.9 Rp 1.4M

-16.15%

Men's Leather Business Shoes

$60.4 ₴2,748

$79.4 Rp 1.4M

-24.01%

1-bedroom Apartment, City Center (Monthly)

$334 ₴15.2K

$1,125 Rp 20.4M

-70.33%

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₴11.5K

$671 Rp 12.2M

-62.50%

3-bedroom Apartment, City Center (Monthly)

$520 ₴23.7K

$3,565 Rp 64.6M

-85.41%

3-bedroom Apartment, Outside City Center (Monthly)

$412 ₴18.8K

$1,723 Rp 31.2M

-76.08%

Buy Apartment in City Center (m2)

$1,379 ₴62.8K

$2,732 Rp 49.5M

-49.51%

Buy Apartment Outside City Center (m2)

$1,006 ₴45.8K

$2,284 Rp 41.4M

-55.94%

Average Monthly Net Salary (After Tax)

$506 ₴23.1K

$164 Rp 3.0M

209.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

30.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernivtsi: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernivtsi

$252 33.4%

Ubud, Bali

$672 49.8% 167% $420

Groceries & Markets

Chernivtsi

$143 19%

Ubud, Bali

$288 21.4% 101% $145

Eating Out

Chernivtsi

$112 14.9%

Ubud, Bali

$108 8% 3.8% $4.3

Monthly Utilities & Internet

Chernivtsi

$100 13.2%

Ubud, Bali

$104 7.7% 4.4% $4.4

Clothing & Footwear

Chernivtsi

$91 12.1%

Ubud, Bali

$108 8% 18% $16

Sport & Entertainment

Chernivtsi

$45 5.9%

Ubud, Bali

$58 4.3% 30% $13

Getting Around

Chernivtsi

$11 1.4%

Ubud, Bali

$11 0.9% 7.3% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Chernivtsi and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Chernivtsi pays about 3.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26 in Chernivtsi vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $143 vs $288 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Chernivtsi

🇮🇩 Ubud, Bali

🕒 Local time

05:56 5:56 AM

11:56 11:56 AM

6 h ahead of Chernivtsi

🌤 Weather

👥 Population

266,550

74,800

💱 Currency

Ukrainian Hryvnia UAH ₴

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of November 1, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.84 UAH (100 UAH = 1.97 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Chernivtsi Ubud, Bali 10,660 km ≈ 14 h nonstop flight

From you

Chernivtsi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernivtsi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 44% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

Average pay in Chernivtsi is about 3.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $334 in Chernivtsi versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $189 in Chernivtsi versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 101% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chernivtsi and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chernivtsi gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.