Cost of Living Comparison Between Ubud, Bali and Chernivtsi Cost of Living Comparison Between Ubud, Bali and Chernivtsi

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $725 in Chernivtsi.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,108 in Chernivtsi.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,491 in Chernivtsi.

Living in Ubud, Bali is roughly 90% more expensive than in Chernivtsi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Chernivtsi is 47% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$8.36 ₴373

-60.17%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$27.19 ₴1,211

31.74%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.56 ₴292

-14.18%

Cappuccino

$2.82 Rp 49.7K

$1.16 ₴51.5

143.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.16 ₴51.8

50.86%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.58 ₴25.89

37.93%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.15 ₴51.2

164.35%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.31 ₴58.5

228.24%

Milk (1 liter)

$1.61 Rp 28.3K

$0.93 ₴41.34

73.12%

White Bread (500g)

$2.27 Rp 39.9K

$0.71 ₴31.49

219.72%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.29 ₴57.6

-9.30%

Eggs

$2.17 Rp 38.2K

$1.55 ₴69.2

40.00%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.30 ₴370

112.41%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.00 ₴178

1.25%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$6.45 ₴287

88.84%

Apples (1kg)

$3.62 Rp 63.7K

$0.94 ₴41.75

285.11%

Banana (1kg)

$1.64 Rp 28.8K

$1.41 ₴62.9

16.31%

Oranges (1kg)

$2.31 Rp 40.6K

$1.70 ₴75.8

35.88%

Tomato (1kg)

$1.96 Rp 34.5K

$1.81 ₴80.8

8.29%

Potato (1kg)

$1.84 Rp 32.5K

$0.49 ₴22.03

275.51%

Onion (1kg)

$2.37 Rp 41.7K

$0.61 ₴27.37

288.52%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.99 ₴44.21

6.06%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.38 ₴17.10

42.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.77 ₴123

-16.97%

Wine (Bottle)

$23.08 Rp 406.4K

$4.35 ₴194

430.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.73 ₴32.40

220.55%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$0.96 ₴42.55

219.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.33 ₴14.58

-24.24%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$6.11 ₴272

54.17%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.12 ₴49.75

-56.25%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.33 ₴14.66

42.42%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$2.19 ₴97.7

155.71%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.45 ₴64.7

-44.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$27.1K ₴1.2M

-7.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.6K ₴1.1M

21.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$94.4 ₴4,206

-12.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.99 ₴222

30.06%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$4.82 ₴215

289.83%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$24.99 ₴1,113

121.05%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$15.82 ₴705

15.11%

Cinema Ticket

$4.30 Rp 75.7K

$4.58 ₴204

-6.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$191 ₴8,524

158.30%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,139 ₴184.4K

42.96%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$40.75 ₴1,816

13.57%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$36.65 ₴1,633

-0.57%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$68.0 ₴3,030

18.68%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$61.5 ₴2,739

28.19%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$314 ₴14.0K

254.39%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$229 ₴10.2K

202.60%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$507 ₴22.6K

618.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$381 ₴17.0K

349.75%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,213 ₴54.0K

127.66%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$943 ₴42.0K

143.14%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$529 ₴23.6K

-68.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Chernivtsi: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $314 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Chernivtsi pays 217% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $27.00 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $294 vs $147 per month, with Chernivtsi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 90% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, salaries run 217% lower in Chernivtsi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $314 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $191 in Chernivtsi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 100% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $725 in Chernivtsi versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Chernivtsi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chernivtsi the clear choice for anyone on this budget.

Both work as nomad bases, but Chernivtsi delivers better value – similar infrastructure at $725 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chernivtsi hard to pass up.

Safety-wise, Ubud, Bali and Chernivtsi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chernivtsi gentler on the wallet – expenses run 90% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.