Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chernivtsi

For one person, living is cheaper in Chernivtsi: $753 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chernivtsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chernivtsi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $753 in Chernivtsi.

Ubud, Bali $1,349
Chernivtsi $753

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,147 in Chernivtsi.

Ubud, Bali $2,305
Chernivtsi $1,147

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,541 in Chernivtsi.

Ubud, Bali $3,261
Chernivtsi $1,541

Living in Ubud, Bali is roughly 79% more expensive than in Chernivtsi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$8.12 ₴370

-59.11%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$26.43 ₴1,203

34.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$6.18 ₴281

-10.52%

Cappuccino

$2.72 Rp 49.3K

$1.12 ₴51.1

142.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.11 ₴50.7

53.15%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.57 ₴26.14

33.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.13 ₴51.4

134.51%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.28 ₴58.1

242.19%

Milk (1 liter)

$1.49 Rp 27.0K

$0.94 ₴42.70

58.51%

White Bread (500g)

$2.28 Rp 41.2K

$0.66 ₴29.97

245.45%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.24 ₴56.5

-4.03%

Eggs

$2.04 Rp 36.9K

$1.52 ₴69.2

34.21%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.20 ₴373

115.85%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.91 ₴178

1.28%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$6.19 ₴282

96.93%

Apples (1kg)

$3.66 Rp 66.2K

$0.98 ₴44.70

273.47%

Banana (1kg)

$1.52 Rp 27.5K

$1.41 ₴64.3

7.80%

Oranges (1kg)

$2.23 Rp 40.4K

$1.74 ₴79.2

28.16%

Tomato (1kg)

$1.97 Rp 35.7K

$1.78 ₴81.0

10.67%

Potato (1kg)

$1.85 Rp 33.5K

$0.48 ₴21.82

285.42%

Onion (1kg)

$2.42 Rp 43.9K

$0.61 ₴27.87

296.72%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.89 ₴40.50

11.24%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.37 ₴16.88

37.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.57 ₴117

-13.62%

Wine (Bottle)

$22.24 Rp 403.0K

$4.05 ₴184

449.14%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.75 ₴34.09

201.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$0.94 ₴42.71

215.96%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.32 ₴14.46

-21.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$6.68 ₴304

17.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.11 ₴50.6

-60.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.32 ₴14.42

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$2.17 ₴98.8

149.31%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.54 ₴70.1

-46.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$31.0K ₴1.4M

-23.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$25.2K ₴1.1M

26.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$90.4 ₴4,117

-12.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$4.66 ₴212

38.41%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$4.60 ₴210

303.91%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$35.77 ₴1,628

38.33%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$15.39 ₴701

14.68%

Cinema Ticket

$4.27 Rp 77.4K

$4.43 ₴202

-3.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$189 ₴8,624

158.96%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$4,018 ₴182.9K

41.22%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$39.73 ₴1,809

12.36%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$35.37 ₴1,610

-1.19%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$67.0 ₴3,051

19.25%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$60.4 ₴2,748

31.60%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$334 ₴15.2K

237.01%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$252 ₴11.5K

166.63%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$520 ₴23.7K

585.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$412 ₴18.8K

317.99%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,379 ₴62.8K

98.06%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,006 ₴45.8K

126.98%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$506 ₴23.1K

-67.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chernivtsi: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chernivtsi

$252 33.4% 62.5% $420

Groceries & Markets

Ubud, Bali

$288 21.4%

Chernivtsi

$143 19% 50.3% $145

Eating Out

Ubud, Bali

$108 8%

Chernivtsi

$112 14.9% 4% $4.3

Clothing & Footwear

Ubud, Bali

$108 8%

Chernivtsi

$91 12.1% 15.3% $16

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chernivtsi

$100 13.2% 4.2% $4.4

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chernivtsi

$45 5.9% 23.1% $13

Getting Around

Ubud, Bali

$11 0.9%

Chernivtsi

$11 1.4% 6.8% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $334 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Chernivtsi pays about 3.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $26 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $288 vs $143 per month, with Chernivtsi cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇦 Chernivtsi

🕒 Local time

19:55 7:55 PM

13:55 1:55 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

266,550

💱 Currency

Indonesian Rupiah IDR Rp

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Ukrainian Hryvnia exchange rates as of November 1, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.84 UAH (100 UAH = 1.97 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chernivtsi 10,660 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Chernivtsi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 44% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, salaries run 68% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $334 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $189 in Chernivtsi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 101% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Chernivtsi are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chernivtsi gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.