Cost of Living Comparison Between Ubud, Bali and Chernivtsi Cost of Living Comparison Between Ubud, Bali and Chernivtsi

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $702 in Chernivtsi.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,074 in Chernivtsi.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,445 in Chernivtsi.

Living in Ubud, Bali is roughly 100% more expensive than Chernivtsi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Chernivtsi is 48% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.37 ₴331

-51.56%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$24.00 ₴1,078

35.42%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.44 ₴244

-10.66%

Cappuccino

$2.75 Rp 49.2K

$0.99 ₴44.50

177.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.65 ₴29.04

103.08%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.46 ₴20.62

52.17%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.12 ₴50.2

159.82%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.35 ₴60.7

180.74%

Milk (1 liter)

$1.71 Rp 30.6K

$1.01 ₴45.33

69.31%

White Bread (500g)

$2.47 Rp 44.3K

$0.70 ₴31.24

252.86%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.11 ₴49.82

8.11%

Eggs

$2.44 Rp 43.8K

$1.58 ₴71.1

54.43%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.45 ₴380

70.18%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.82 ₴172

12.83%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.50 ₴247

122.00%

Apples (1kg)

$3.68 Rp 66.0K

$0.68 ₴30.60

441.18%

Banana (1kg)

$1.55 Rp 27.8K

$1.47 ₴65.9

5.44%

Oranges (1kg)

$2.79 Rp 49.9K

$1.66 ₴74.5

68.07%

Tomato (1kg)

$2.33 Rp 41.8K

$1.66 ₴74.5

40.36%

Potato (1kg)

$1.97 Rp 35.3K

$0.49 ₴22.07

302.04%

Onion (1kg)

$2.31 Rp 41.4K

$0.53 ₴23.63

335.85%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.30 ₴58.4

-18.46%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.50 ₴22.37

46.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.43 ₴109

34.98%

Wine (Bottle)

$22.79 Rp 408.4K

$3.73 ₴168

510.99%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.80 ₴36.16

251.25%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$0.96 ₴42.93

189.58%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.35 ₴15.53

-17.14%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$4.85 ₴218

66.19%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.78 ₴79.8

-74.72%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.25 ₴11.28

80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.41 ₴198

41.50%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.37 ₴61.6

-37.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$18.7K ₴840.3K

38.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.1K ₴994.9K

42.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$88.4 ₴3,972

-8.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$4.44 ₴200

-8.56%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$4.30 ₴193

467.91%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$21.79 ₴979

348.23%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$15.36 ₴690

-58.01%

Cinema Ticket

$4.04 Rp 72.4K

$4.88 ₴219

-17.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$198 ₴8,886

53.71%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,471 ₴200.8K

48.10%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$49.00 ₴2,201

10.67%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$29.70 ₴1,334

30.57%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$67.5 ₴3,031

27.69%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$78.8 ₴3,541

-2.74%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$285 ₴12.8K

245.72%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$214 ₴9,631

206.91%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$501 ₴22.5K

572.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$384 ₴17.2K

438.43%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,314 ₴59.0K

108.62%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$992 ₴44.6K

124.59%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$477 ₴21.4K

-65.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.43

-1.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Chernivtsi: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $285 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Chernivtsi pays 192% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $297 vs $143 per month, with Chernivtsi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 100% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, Chernivtsi earns 192% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $285 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $198 in Chernivtsi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 108% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $702 in Chernivtsi versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Chernivtsi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chernivtsi the clear choice for anyone on this budget.

Both work as nomad bases, but Chernivtsi delivers better value – similar infrastructure at $702 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chernivtsi hard to pass up.

Safety-wise, Ubud, Bali and Chernivtsi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chernivtsi gentler on the wallet – expenses run 100% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.