Cost of Living Comparison Between Ubud, Bali and Chernivtsi Cost of Living Comparison Between Ubud, Bali and Chernivtsi

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $685 in Chernivtsi.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,065 in Chernivtsi.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,446 in Chernivtsi.

Living in Ubud, Bali is roughly 110% more expensive than Chernivtsi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Chernivtsi is 49% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.38 ₴325

-51.63%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$23.89 ₴1,053

36.38%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.20 ₴229

-2.50%

Cappuccino

$2.83 Rp 49.0K

$0.94 ₴41.61

201.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.61 ₴26.69

119.67%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.42 ₴18.65

64.29%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.11 ₴48.95

169.37%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.35 ₴59.5

185.19%

Milk (1 liter)

$1.74 Rp 30.2K

$1.02 ₴45.14

70.59%

White Bread (500g)

$2.54 Rp 44.0K

$0.68 ₴30.19

273.53%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.11 ₴48.98

7.21%

Eggs

$2.43 Rp 42.0K

$1.62 ₴71.4

50.00%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.18 ₴360

79.22%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.82 ₴168

9.42%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$5.56 ₴245

114.75%

Apples (1kg)

$3.69 Rp 63.9K

$0.68 ₴30.00

442.65%

Banana (1kg)

$1.61 Rp 27.8K

$1.45 ₴63.9

11.03%

Oranges (1kg)

$2.69 Rp 46.5K

$1.63 ₴71.8

65.03%

Tomato (1kg)

$2.33 Rp 40.4K

$1.63 ₴71.9

42.94%

Potato (1kg)

$1.91 Rp 33.0K

$0.50 ₴21.84

282.00%

Onion (1kg)

$2.19 Rp 37.9K

$0.57 ₴25.12

284.21%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.28 ₴56.6

-17.19%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.54 ₴23.79

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.40 ₴106

30.42%

Wine (Bottle)

$23.49 Rp 407.1K

$3.76 ₴166

524.73%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.76 ₴33.36

260.53%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$0.94 ₴41.61

206.38%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.37 ₴16.39

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$4.84 ₴213

68.80%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.83 ₴80.9

-75.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.23 ₴10.08

82.61%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.45 ₴196

38.43%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.35 ₴59.7

-37.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.0K ₴838.8K

37.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.7K ₴1.0M

42.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$86.8 ₴3,826

-9.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$4.58 ₴202

-13.76%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$4.18 ₴184

483.73%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$21.68 ₴955

345.30%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$15.23 ₴671

-58.31%

Cinema Ticket

$4.04 Rp 70.0K

$4.74 ₴209

-14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$205 ₴9,040

47.52%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,537 ₴199.9K

43.77%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$50.4 ₴2,220

6.89%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$29.39 ₴1,295

29.23%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$68.6 ₴3,024

26.42%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$80.5 ₴3,550

-2.09%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$284 ₴12.5K

256.05%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$210 ₴9,265

220.82%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$508 ₴22.4K

567.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$377 ₴16.6K

456.84%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,336 ₴58.9K

123.47%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,013 ₴44.7K

130.81%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$475 ₴20.9K

-63.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.43

-1.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Chernivtsi: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $284 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Chernivtsi pays 175% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $298 vs $143 per month, with Chernivtsi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 110% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, Chernivtsi earns 175% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $284 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $205 in Chernivtsi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 109% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $685 in Chernivtsi versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Chernivtsi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Chernivtsi the clear choice for anyone on this budget.

Both work as nomad bases, but Chernivtsi delivers better value – similar infrastructure at $685 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chernivtsi hard to pass up.

Safety-wise, Ubud, Bali and Chernivtsi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chernivtsi gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.