Last update: Oct 2026

Cost of Living Comparison Between Chernivtsi and Chiang Mai

For one person, living is cheaper in Chernivtsi: $753 a month against $936 in Chiang Mai, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

36

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernivtsi and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernivtsi and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $753 in Chernivtsi versus $936 in Chiang Mai.

Chernivtsi $753
Chiang Mai $936

Estimated couple costs with rent: $1,147 in Chernivtsi versus $1,457 in Chiang Mai.

Chernivtsi $1,147
Chiang Mai $1,457

Monthly costs for a family of three with rent: $1,541 in Chernivtsi versus $1,979 in Chiang Mai.

Chernivtsi $1,541
Chiang Mai $1,979

Living in Chernivtsi costs roughly 19% less than in Chiang Mai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chernivtsi 45% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$8.12 ₴370

$2.24 ฿75.6

262.50%

Three-Course Dinner for Two, Mid-Range

$26.43 ₴1,203

$19.00 ฿641

39.11%

Fast Food Meal (McDonalds, etc)

$6.18 ₴281

$5.55 ฿187

11.35%

Cappuccino

$1.12 ₴51.1

$1.67 ฿56.5

-32.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₴50.7

$0.64 ฿21.54

73.44%

Water (0.33 liter bottle)

$0.57 ₴26.14

$0.31 ฿10.31

83.87%

Local Beer (0.5 liter draught)

$1.13 ₴51.4

$2.36 ฿79.5

-52.12%

Imported Beer (0.33 liter bottle)

$1.28 ₴58.1

$3.66 ฿124

-65.03%

Milk (1 liter)

$0.94 ₴42.70

$1.95 ฿65.7

-51.79%

White Bread (500g)

$0.66 ₴29.97

$1.44 ฿48.46

-54.17%

Rice (white) (1kg)

$1.24 ₴56.5

$1.33 ฿45.03

-6.77%

Eggs

$1.52 ₴69.2

$2.28 ฿77.1

-33.33%

Local Cheese (1kg)

$8.20 ₴373

$16.45 ฿555

-50.15%

Chicken Fillets (1kg)

$3.91 ₴178

$2.78 ฿93.9

40.65%

Beef Round Steak (1kg)

$6.19 ₴282

$9.31 ฿314

-33.51%

Apples (1kg)

$0.98 ₴44.70

$2.35 ฿79.4

-58.30%

Banana (1kg)

$1.41 ₴64.3

$0.97 ฿32.79

45.36%

Oranges (1kg)

$1.74 ₴79.2

$1.60 ฿53.9

8.75%

Tomato (1kg)

$1.78 ₴81.0

$1.50 ฿50.6

18.67%

Potato (1kg)

$0.48 ₴21.82

$1.28 ฿43.11

-62.50%

Onion (1kg)

$0.61 ₴27.87

$1.10 ฿37.18

-44.55%

Lettuce (1 head)

$0.89 ₴40.50

$0.71 ฿23.82

25.35%

Water (1.5 liter bottle)

$0.37 ₴16.88

$0.49 ฿16.36

-24.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₴117

$4.14 ฿140

-37.92%

Wine (Bottle)

$4.05 ₴184

$17.52 ฿591

-76.88%

Local Beer (0.5 liter bottle)

$0.75 ₴34.09

$1.61 ฿54.5

-53.42%

Imported Beer (0.33 liter bottle)

$0.94 ₴42.71

$2.78 ฿93.9

-66.19%

One-way Ticket (Public Transport)

$0.32 ₴14.46

$0.87 ฿29.30

-63.22%

Public Transport Monthly Pass (Regular Price)

$6.68 ₴304

$54.1 ฿1,825

-87.65%

Taxi Start (Normal Tariff)

$1.11 ₴50.6

$1.16 ฿39.04

-4.31%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.42

$0.53 ฿17.80

-39.62%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₴98.8

$2.42 ฿81.7

-10.33%

Gasoline (1 liter)

$1.54 ₴70.1

$1.45 ฿48.88

6.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$21.1K ฿710.5K

47.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$26.9K ฿909.0K

-6.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.4 ₴4,117

$62.2 ฿2,098

45.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.66 ₴212

$12.17 ฿411

-61.71%

Internet (50+ Mbps, Unlimited Data)

$4.60 ₴210

$20.12 ฿679

-77.14%

Gym Membership (Monthly)

$35.77 ₴1,628

$37.31 ฿1,259

-4.13%

Tennis Court (1 Hour on Weekend)

$15.39 ₴701

$3.77 ฿127

308.22%

Cinema Ticket

$4.43 ₴202

$6.49 ฿219

-31.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$189 ₴8,624

$736 ฿24.8K

-74.27%

International Primary School, 1 Child (Yearly)

$4,018 ₴182.9K

$14.8K ฿498.2K

-72.79%

Jeans (Levis 501 Or Similar)

$39.73 ₴1,809

$53.4 ฿1,801

-25.56%

Summer Dress (H&M, Zara, etc)

$35.37 ₴1,610

$24.64 ฿831

43.55%

Sport Shoes (Adidas, Nike)

$67.0 ₴3,051

$91.5 ฿3,087

-26.76%

Men's Leather Business Shoes

$60.4 ₴2,748

$71.9 ฿2,427

-16.11%

1-bedroom Apartment, City Center (Monthly)

$334 ₴15.2K

$482 ฿16.3K

-30.79%

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₴11.5K

$309 ฿10.4K

-18.48%

3-bedroom Apartment, City Center (Monthly)

$520 ₴23.7K

$1,006 ฿33.9K

-48.29%

3-bedroom Apartment, Outside City Center (Monthly)

$412 ₴18.8K

$633 ฿21.4K

-34.91%

Buy Apartment in City Center (m2)

$1,379 ₴62.8K

$2,363 ฿79.7K

-41.64%

Buy Apartment Outside City Center (m2)

$1,006 ₴45.8K

$1,589 ฿53.6K

-36.67%

Average Monthly Net Salary (After Tax)

$506 ₴23.1K

$590 ฿19.9K

-14.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

223.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernivtsi: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernivtsi

$252 33.4%

Chiang Mai

$309 33% 22.7% $57

Groceries & Markets

Chernivtsi

$143 19%

Chiang Mai

$234 25.1% 63.5% $91

Eating Out

Chernivtsi

$112 14.9%

Chiang Mai

$78 8.3% 30.7% $34

Monthly Utilities & Internet

Chernivtsi

$100 13.2%

Chiang Mai

$94 10.1% 5.2% $5.2

Clothing & Footwear

Chernivtsi

$91 12.1%

Chiang Mai

$109 11.6% 19.3% $18

Sport & Entertainment

Chernivtsi

$45 5.9%

Chiang Mai

$50 5.4% 12.7% $5.6

Getting Around

Chernivtsi

$11 1.4%

Chiang Mai

$61 6.6% 477% $51

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Chernivtsi and $482 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Chiang Mai pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26 in Chernivtsi vs $19 in Chiang Mai. Groceries flip the comparison at $143 vs $234, with Chernivtsi cheaper for home cooking.

Good to know

🇺🇦 Chernivtsi

🇹🇭 Chiang Mai

🕒 Local time

05:56 5:56 AM

10:56 10:56 AM

5 h ahead of Chernivtsi

🌤 Weather

👥 Population

266,550

127,240

💱 Currency

Ukrainian Hryvnia UAH ₴

Thai Baht THB ฿

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of November 1, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.84 UAH (100 UAH = 1.97 EUR).

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Chernivtsi Chiang Mai 7,220 km ≈ 10 h nonstop flight

From you

Chernivtsi
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernivtsi vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 19% lower than in Chiang Mai. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, salaries run 14% lower in Chernivtsi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $334 in Chernivtsi versus $482 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $189 in Chernivtsi versus $736 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 63% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chernivtsi and Chiang Mai are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Chernivtsi wins on affordability, Chiang Mai on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.