Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Chernivtsi

For one person, living is cheaper in Chernivtsi: $753 a month against $936 in Chiang Mai, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
36

Cost of Living Index in Chernivtsi
Learn more

Chernivtsi Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Chernivtsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Chernivtsi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $936 in Chiang Mai versus $753 in Chernivtsi.

Chiang Mai $936
Chernivtsi $753

Estimated couple costs with rent: $1,457 in Chiang Mai versus $1,147 in Chernivtsi.

Chiang Mai $1,457
Chernivtsi $1,147

Monthly costs for a family of three with rent: $1,979 in Chiang Mai versus $1,541 in Chernivtsi.

Chiang Mai $1,979
Chernivtsi $1,541

Living in Chiang Mai is roughly 24% more expensive than in Chernivtsi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Chiang Mai 31% lower, Chernivtsi 45% lower.

Meal at Budget Restaurant

$2.24 ฿75.6

$8.12 ₴370

-72.41%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$26.43 ₴1,203

-28.11%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$6.18 ₴281

-10.19%

Cappuccino

$1.67 ฿56.5

$1.12 ₴51.1

49.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$1.11 ₴50.7

-42.34%

Water (0.33 liter bottle)

$0.31 ฿10.31

$0.57 ₴26.14

-45.61%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$1.13 ₴51.4

108.85%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$1.28 ₴58.1

185.94%

Milk (1 liter)

$1.95 ฿65.7

$0.94 ₴42.70

107.45%

White Bread (500g)

$1.44 ฿48.46

$0.66 ₴29.97

118.18%

Rice (white) (1kg)

$1.33 ฿45.03

$1.24 ₴56.5

7.26%

Eggs

$2.28 ฿77.1

$1.52 ₴69.2

50.00%

Local Cheese (1kg)

$16.45 ฿555

$8.20 ₴373

100.61%

Chicken Fillets (1kg)

$2.78 ฿93.9

$3.91 ₴178

-28.90%

Beef Round Steak (1kg)

$9.31 ฿314

$6.19 ₴282

50.40%

Apples (1kg)

$2.35 ฿79.4

$0.98 ₴44.70

139.80%

Banana (1kg)

$0.97 ฿32.79

$1.41 ₴64.3

-31.21%

Oranges (1kg)

$1.60 ฿53.9

$1.74 ₴79.2

-8.05%

Tomato (1kg)

$1.50 ฿50.6

$1.78 ₴81.0

-15.73%

Potato (1kg)

$1.28 ฿43.11

$0.48 ₴21.82

166.67%

Onion (1kg)

$1.10 ฿37.18

$0.61 ₴27.87

80.33%

Lettuce (1 head)

$0.71 ฿23.82

$0.89 ₴40.50

-20.22%

Water (1.5 liter bottle)

$0.49 ฿16.36

$0.37 ₴16.88

32.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$2.57 ₴117

61.09%

Wine (Bottle)

$17.52 ฿591

$4.05 ₴184

332.59%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$0.75 ₴34.09

114.67%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.9

$0.94 ₴42.71

195.74%

One-way Ticket (Public Transport)

$0.87 ฿29.30

$0.32 ₴14.46

171.88%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

$6.68 ₴304

709.73%

Taxi Start (Normal Tariff)

$1.16 ฿39.04

$1.11 ₴50.6

4.50%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$0.32 ₴14.42

65.63%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.7

$2.17 ₴98.8

11.52%

Gasoline (1 liter)

$1.45 ฿48.88

$1.54 ₴70.1

-5.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.5K

$31.0K ₴1.4M

-32.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.0K

$25.2K ₴1.1M

6.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$90.4 ₴4,117

-31.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$4.66 ₴212

161.16%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$4.60 ₴210

337.39%

Gym Membership (Monthly)

$37.31 ฿1,259

$35.77 ₴1,628

4.31%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$15.39 ₴701

-75.50%

Cinema Ticket

$6.49 ฿219

$4.43 ₴202

46.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$189 ₴8,624

288.61%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.2K

$4,018 ₴182.9K

267.47%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$39.73 ₴1,809

34.33%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$35.37 ₴1,610

-30.34%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$67.0 ₴3,051

36.54%

Men's Leather Business Shoes

$71.9 ฿2,427

$60.4 ₴2,748

19.20%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$334 ₴15.2K

44.49%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$252 ₴11.5K

22.67%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$520 ₴23.7K

93.37%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$412 ₴18.8K

53.64%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

$1,379 ₴62.8K

71.34%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$1,006 ₴45.8K

57.91%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$506 ₴23.1K

16.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-69.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Chernivtsi: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Chernivtsi

$252 33.4% 18.5% $57

Groceries & Markets

Chiang Mai

$234 25.1%

Chernivtsi

$143 19% 38.8% $91

Clothing & Footwear

Chiang Mai

$109 11.6%

Chernivtsi

$91 12.1% 16.1% $18

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Chernivtsi

$100 13.2% 5.5% $5.2

Eating Out

Chiang Mai

$78 8.3%

Chernivtsi

$112 14.9% 44.3% $34

Getting Around

Chiang Mai

$61 6.6%

Chernivtsi

$11 1.4% 82.7% $51

Sport & Entertainment

Chiang Mai

$50 5.4%

Chernivtsi

$45 5.9% 11.2% $5.6

Cost Breakdown

A one-bedroom apartment in the center runs $482 in Chiang Mai and $334 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Chiang Mai pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19 in Chiang Mai vs $26 in Chernivtsi. Groceries flip the comparison at $234 vs $143, with Chernivtsi cheaper for home cooking.

Good to know

🇹🇭 Chiang Mai

🇺🇦 Chernivtsi

🕒 Local time

17:51 5:51 PM

12:51 12:51 PM

5 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

266,550

💱 Currency

Thai Baht THB ฿

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Ukrainian Hryvnia exchange rates as of November 1, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.84 UAH (100 UAH = 1.97 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Chernivtsi 7,220 km ≈ 10 h nonstop flight

From you

Chiang Mai
Chernivtsi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 19% lower than in Chiang Mai. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

Average pay runs 16% higher in Chiang Mai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $482 in Chiang Mai versus $334 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $736 in Chiang Mai versus $189 in Chernivtsi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 63% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Chernivtsi are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Chernivtsi wins on affordability, Chiang Mai on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.