Last update: Oct 2026

Cost of Living Comparison Between Chernivtsi and Austin, TX

For one person, living is cheaper in Chernivtsi: $722 a month against $2,663 in Austin, TX, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Chernivtsi

🇺🇦 Ukraine

$722

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernivtsi and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernivtsi and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $722 in Chernivtsi versus $2,663 in Austin, TX.

Chernivtsi $722
Austin, TX $2,663

Estimated couple costs with rent: $1,106 in Chernivtsi versus $4,133 in Austin, TX.

Chernivtsi $1,106
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,491 in Chernivtsi versus $5,603 in Austin, TX.

Chernivtsi $1,491
Austin, TX $5,603

Living in Chernivtsi costs roughly 73% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Chernivtsi is 47% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$8.16 ₴366

$20.77 $20.77

-60.71%

Three-Course Dinner for Two, Mid-Range

$26.50 ₴1,190

$84.6 $84.6

-68.67%

Fast Food Meal (McDonalds, etc)

$6.39 ₴287

$12.32 $12.32

-48.13%

Cappuccino

$1.09 ₴48.81

$5.63 $5.63

-80.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₴48.54

$3.72 $3.72

-70.97%

Water (0.33 liter bottle)

$0.58 ₴25.96

$2.50 $2.50

-76.80%

Local Beer (0.5 liter draught)

$1.09 ₴48.91

$8.05 $8.05

-86.46%

Imported Beer (0.33 liter bottle)

$1.30 ₴58.4

$9.01 $9.01

-85.57%

Milk (1 liter)

$0.94 ₴42.28

$1.12 $1.12

-16.07%

White Bread (500g)

$0.65 ₴29.01

$3.75 $3.75

-82.67%

Rice (white) (1kg)

$1.28 ₴57.4

$3.26 $3.26

-60.74%

Eggs

$1.53 ₴68.7

$4.17 $4.17

-63.31%

Local Cheese (1kg)

$8.66 ₴389

$12.90 $12.90

-32.87%

Chicken Fillets (1kg)

$4.10 ₴184

$14.16 $14.16

-71.05%

Beef Round Steak (1kg)

$6.51 ₴292

$16.22 $16.22

-59.86%

Apples (1kg)

$0.91 ₴41.01

$4.33 $4.33

-78.98%

Banana (1kg)

$1.46 ₴65.5

$1.46 $1.46

Oranges (1kg)

$1.68 ₴75.5

$4.51 $4.51

-62.75%

Tomato (1kg)

$1.78 ₴80.1

$4.34 $4.34

-58.99%

Potato (1kg)

$0.52 ₴23.17

$2.58 $2.58

-79.84%

Onion (1kg)

$0.56 ₴25.29

$2.35 $2.35

-76.17%

Lettuce (1 head)

$0.99 ₴44.56

$1.78 $1.78

-44.38%

Water (1.5 liter bottle)

$0.40 ₴18.05

$2.22 $2.22

-81.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 ₴122

$9.88 $9.88

-72.47%

Wine (Bottle)

$4.10 ₴184

$15.08 $15.08

-72.81%

Local Beer (0.5 liter bottle)

$0.73 ₴32.74

$2.92 $2.92

-75.00%

Imported Beer (0.33 liter bottle)

$0.99 ₴44.60

$3.46 $3.46

-71.39%

One-way Ticket (Public Transport)

$0.34 ₴15.46

$1.49 $1.49

-77.18%

Public Transport Monthly Pass (Regular Price)

$6.15 ₴276

$41.72 $41.72

-85.26%

Taxi Start (Normal Tariff)

$1.14 ₴51.0

$2.73 $2.73

-58.24%

Taxi (Normal Tariff) (1km)

$0.31 ₴14.08

$1.66 $1.66

-81.33%

Taxi 1hour Waiting (Normal Tariff)

$2.26 ₴101

$35.30 $35.30

-93.60%

Gasoline (1 liter)

$1.53 ₴68.5

$0.95 $0.95

61.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K ₴1.2M

$36.0K $36.0K

-24.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₴1.1M

$27.1K $27.1K

-8.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.9 ₴4,170

$229 $229

-59.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.95 ₴222

$59.4 $59.4

-91.67%

Internet (50+ Mbps, Unlimited Data)

$4.74 ₴213

$69.9 $69.9

-93.22%

Gym Membership (Monthly)

$24.58 ₴1,103

$57.2 $57.2

-57.06%

Tennis Court (1 Hour on Weekend)

$15.36 ₴690

$16.33 $16.33

-5.94%

Cinema Ticket

$4.33 ₴194

$14.28 $14.28

-69.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 ₴8,710

$1,506 $1,506

-87.11%

International Primary School, 1 Child (Yearly)

$4,146 ₴186.1K

$21.5K $21.5K

-80.68%

Jeans (Levis 501 Or Similar)

$40.20 ₴1,804

$52.8 $52.8

-23.88%

Summer Dress (H&M, Zara, etc)

$36.52 ₴1,639

$43.82 $43.82

-16.66%

Sport Shoes (Adidas, Nike)

$67.3 ₴3,020

$84.8 $84.8

-20.63%

Men's Leather Business Shoes

$61.0 ₴2,736

$103 $103

-40.83%

1-bedroom Apartment, City Center (Monthly)

$307 ₴13.8K

$1,907 $1,907

-83.88%

1-bedroom Apartment, Outside City Center (Monthly)

$224 ₴10.0K

$1,274 $1,274

-82.44%

3-bedroom Apartment, City Center (Monthly)

$500 ₴22.4K

$3,664 $3,664

-86.36%

3-bedroom Apartment, Outside City Center (Monthly)

$370 ₴16.6K

$2,538 $2,538

-85.43%

Buy Apartment in City Center (m2)

$1,239 ₴55.6K

$7,614 $7,614

-83.72%

Buy Apartment Outside City Center (m2)

$950 ₴42.6K

$3,157 $3,157

-69.91%

Average Monthly Net Salary (After Tax)

$510 ₴22.9K

$5,121 $5,121

-90.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

165.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernivtsi: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernivtsi

$224 31%

Austin, TX

$1.3K 47.8% 470% $1.1K

Groceries & Markets

Chernivtsi

$147 20.4%

Austin, TX

$405 15.2% 175% $257

Eating Out

Chernivtsi

$112 15.6%

Austin, TX

$354 13.3% 216% $242

Monthly Utilities & Internet

Chernivtsi

$103 14.2%

Austin, TX

$358 13.5% 249% $256

Clothing & Footwear

Chernivtsi

$92 12.8%

Austin, TX

$128 4.8% 38.8% $36

Sport & Entertainment

Chernivtsi

$33 4.6%

Austin, TX

$86 3.2% 158% $53

Getting Around

Chernivtsi

$10 1.4%

Austin, TX

$59 2.2% 473% $48

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Chernivtsi and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 904% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Chernivtsi vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $147 vs $405 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Chernivtsi

🇺🇸 Austin, TX

🕒 Local time

19:41 7:41 PM

11:41 11:41 AM

8 h behind Chernivtsi

🌤 Weather

👥 Population

266,550

974,447

💱 Currency

Ukrainian Hryvnia UAH ₴

United States Dollar USD $

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Chernivtsi Austin, TX 9,640 km ≈ 13 h nonstop flight

From you

Chernivtsi
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernivtsi vs Austin, TX: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 269% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, salaries run 904% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $307 in Chernivtsi versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $722 per month in Chernivtsi versus $2,663 in Austin, TX – a 269% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chernivtsi runs roughly 578% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $722 in Chernivtsi versus $2,663 in Austin, TX, a $1,000 budget is realistic in Chernivtsi but tight or insufficient in Austin, TX. The gap between the two cities makes Chernivtsi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chernivtsi and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chernivtsi gentler on the wallet – expenses run 269% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.