Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Chernivtsi

For one person, living is cheaper in Chernivtsi: $722 a month against $2,663 in Austin, TX, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
35

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Chernivtsi

🇺🇦 Ukraine

$722

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Chernivtsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Chernivtsi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $722 in Chernivtsi.

Austin, TX $2,663
Chernivtsi $722

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,106 in Chernivtsi.

Austin, TX $4,133
Chernivtsi $1,106

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,491 in Chernivtsi.

Austin, TX $5,603
Chernivtsi $1,491

Living in Austin, TX is roughly 269% more expensive than in Chernivtsi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Chernivtsi is 47% below.

Meal at Budget Restaurant

$20.77 $20.77

$8.16 ₴366

154.53%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$26.50 ₴1,190

219.21%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$6.39 ₴287

92.80%

Cappuccino

$5.63 $5.63

$1.09 ₴48.81

416.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.08 ₴48.54

244.44%

Water (0.33 liter bottle)

$2.50 $2.50

$0.58 ₴25.96

331.03%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.09 ₴48.91

638.53%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.30 ₴58.4

593.08%

Milk (1 liter)

$1.12 $1.12

$0.94 ₴42.28

19.15%

White Bread (500g)

$3.75 $3.75

$0.65 ₴29.01

476.92%

Rice (white) (1kg)

$3.26 $3.26

$1.28 ₴57.4

154.69%

Eggs

$4.17 $4.17

$1.53 ₴68.7

172.55%

Local Cheese (1kg)

$12.90 $12.90

$8.66 ₴389

48.96%

Chicken Fillets (1kg)

$14.16 $14.16

$4.10 ₴184

245.37%

Beef Round Steak (1kg)

$16.22 $16.22

$6.51 ₴292

149.16%

Apples (1kg)

$4.33 $4.33

$0.91 ₴41.01

375.82%

Banana (1kg)

$1.46 $1.46

$1.46 ₴65.5

Oranges (1kg)

$4.51 $4.51

$1.68 ₴75.5

168.45%

Tomato (1kg)

$4.34 $4.34

$1.78 ₴80.1

143.82%

Potato (1kg)

$2.58 $2.58

$0.52 ₴23.17

396.15%

Onion (1kg)

$2.35 $2.35

$0.56 ₴25.29

319.64%

Lettuce (1 head)

$1.78 $1.78

$0.99 ₴44.56

79.80%

Water (1.5 liter bottle)

$2.22 $2.22

$0.40 ₴18.05

455.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.72 ₴122

263.24%

Wine (Bottle)

$15.08 $15.08

$4.10 ₴184

267.80%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.73 ₴32.74

300.00%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$0.99 ₴44.60

249.49%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.34 ₴15.46

338.24%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$6.15 ₴276

578.37%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.14 ₴51.0

139.47%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.31 ₴14.08

435.48%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.26 ₴101

1461.95%

Gasoline (1 liter)

$0.95 $0.95

$1.53 ₴68.5

-37.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$27.1K ₴1.2M

33.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$24.7K ₴1.1M

9.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$92.9 ₴4,170

146.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$4.95 ₴222

1099.80%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$4.74 ₴213

1374.89%

Gym Membership (Monthly)

$57.2 $57.2

$24.58 ₴1,103

132.87%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$15.36 ₴690

6.32%

Cinema Ticket

$14.28 $14.28

$4.33 ₴194

229.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$194 ₴8,710

676.02%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$4,146 ₴186.1K

417.56%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$40.20 ₴1,804

31.37%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$36.52 ₴1,639

19.99%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$67.3 ₴3,020

26.00%

Men's Leather Business Shoes

$103 $103

$61.0 ₴2,736

69.01%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$307 ₴13.8K

520.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$224 ₴10.0K

469.55%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$500 ₴22.4K

633.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$370 ₴16.6K

586.20%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,239 ₴55.6K

514.30%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$950 ₴42.6K

232.35%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$510 ₴22.9K

903.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-62.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Chernivtsi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Chernivtsi

$224 31% 82.4% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Chernivtsi

$147 20.4% 63.6% $257

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Chernivtsi

$103 14.2% 71.4% $256

Eating Out

Austin, TX

$354 13.3%

Chernivtsi

$112 15.6% 68.3% $242

Clothing & Footwear

Austin, TX

$128 4.8%

Chernivtsi

$92 12.8% 27.9% $36

Sport & Entertainment

Austin, TX

$86 3.2%

Chernivtsi

$33 4.6% 61.3% $53

Getting Around

Austin, TX

$59 2.2%

Chernivtsi

$10 1.4% 82.6% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $307 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 904% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $27.00 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $405 vs $147 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇦 Chernivtsi

🕒 Local time

12:32 12:32 PM

20:32 8:32 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

266,550

💱 Currency

United States Dollar USD $

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1 USD = 0.889 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, EUR to USD – United States Dollar Converter

🇺🇦 Ukrainian Hryvnia (₴)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

UAH to USD in detail →

On the map

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Between locations

Austin, TX Chernivtsi 9,640 km ≈ 13 h nonstop flight

From you

Austin, TX
Chernivtsi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 269% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

Average pay runs 904% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $307 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $722 in Chernivtsi – a 269% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chernivtsi runs roughly 578% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $722 in Chernivtsi versus $2,663 in Austin, TX, a $1,000 budget is realistic in Chernivtsi but tight or insufficient in Austin, TX. The gap between the two cities makes Chernivtsi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Chernivtsi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chernivtsi gentler on the wallet – expenses run 269% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.