Last update: Oct 2026

Cost of Living Comparison Between Chatham and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,947 in Chatham, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Chatham
Learn more

Chatham Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Chatham

🇬🇧 United Kingdom

$2,947

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,947 per month in Chatham vs $1,353 in Ubud, Bali, rent included.

Chatham $2,947
Ubud, Bali $1,353

A couple spends around $4,017 per month in Chatham vs $2,297 in Ubud, Bali, rent included.

Chatham $4,017
Ubud, Bali $2,297

A family of three spends $5,088 per month in Chatham vs $3,241 in Ubud, Bali, rent included.

Chatham $5,088
Ubud, Bali $3,241

Chatham costs about 118% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Chatham and Ubud, Bali sit above the global median – Chatham by 118%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$13.40 £10.05

$3.23 Rp 58.1K

314.86%

Three-Course Dinner for Two, Mid-Range

$94.9 £71.2

$34.88 Rp 627.8K

172.02%

Fast Food Meal (McDonalds, etc)

$9.85 £7.39

$5.70 Rp 102.5K

72.81%

Cappuccino

$3.75 £2.82

$2.62 Rp 47.1K

43.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 £2.21

$1.72 Rp 31.0K

71.51%

Water (0.33 liter bottle)

$1.68 £1.26

$0.81 Rp 14.6K

107.41%

Local Beer (0.5 liter draught)

$6.38 £4.78

$2.65 Rp 47.7K

140.75%

Imported Beer (0.33 liter bottle)

$6.83 £5.12

$4.37 Rp 78.6K

56.29%

Milk (1 liter)

$1.90 £1.43

$1.57 Rp 28.3K

21.02%

White Bread (500g)

$2.10 £1.57

$2.19 Rp 39.5K

-4.11%

Rice (white) (1kg)

$2.10 £1.58

$1.18 Rp 21.2K

77.97%

Eggs

$4.09 £3.07

$2.16 Rp 38.8K

89.35%

Local Cheese (1kg)

$10.74 £8.06

$17.65 Rp 317.7K

-39.15%

Chicken Fillets (1kg)

$9.29 £6.97

$3.78 Rp 68.0K

145.77%

Beef Round Steak (1kg)

$15.54 £11.66

$11.95 Rp 215.1K

30.04%

Apples (1kg)

$3.10 £2.33

$3.60 Rp 64.8K

-13.89%

Banana (1kg)

$1.92 £1.44

$1.59 Rp 28.6K

20.75%

Oranges (1kg)

$2.71 £2.03

$2.31 Rp 41.6K

17.32%

Tomato (1kg)

$3.67 £2.75

$1.91 Rp 34.3K

92.15%

Potato (1kg)

$2.01 £1.51

$1.78 Rp 32.1K

12.92%

Onion (1kg)

$1.82 £1.37

$2.33 Rp 41.9K

-21.89%

Lettuce (1 head)

$1.15 £0.86

$1.00 Rp 18.0K

15.00%

Water (1.5 liter bottle)

$1.71 £1.28

$0.53 Rp 9,509

222.64%

Cigarettes 20 Pack (Marlboro, Camel)

$21.64 £16.24

$2.29 Rp 41.1K

844.98%

Wine (Bottle)

$10.94 £8.21

$22.07 Rp 397.3K

-50.43%

Local Beer (0.5 liter bottle)

$3.06 £2.29

$2.35 Rp 42.2K

30.21%

Imported Beer (0.33 liter bottle)

$2.37 £1.78

$2.98 Rp 53.6K

-20.47%

One-way Ticket (Public Transport)

$4.04 £3.03

$0.23 Rp 4,112

1656.52%

Public Transport Monthly Pass (Regular Price)

$114 £85.6

$8.90 Rp 160.2K

1181.69%

Taxi Start (Normal Tariff)

$5.10 £3.83

$0.47 Rp 8,466

985.11%

Taxi (Normal Tariff) (1km)

$2.58 £1.94

$0.43 Rp 7,737

500.00%

Taxi 1hour Waiting (Normal Tariff)

$20.18 £15.14

$5.47 Rp 98.4K

268.92%

Gasoline (1 liter)

$2.09 £1.56

$0.83 Rp 14.9K

151.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.2K

$23.9K Rp 429.8M

62.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K £27.8K

$32.8K Rp 590.1M

13.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 £215

$80.0 Rp 1.4M

258.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.80 £12.61

$6.56 Rp 118.1K

156.10%

Internet (50+ Mbps, Unlimited Data)

$26.54 £19.91

$18.60 Rp 334.8K

42.69%

Gym Membership (Monthly)

$114 £85.8

$54.1 Rp 974.1K

111.27%

Tennis Court (1 Hour on Weekend)

$9.37 £7.03

$18.28 Rp 329.0K

-48.74%

Cinema Ticket

$17.40 £13.05

$4.25 Rp 76.5K

309.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,080 £1,561

$493 Rp 8.9M

322.19%

International Primary School, 1 Child (Yearly)

$30.4K £22.8K

$5,597 Rp 100.7M

443.94%

Jeans (Levis 501 Or Similar)

$91.6 £68.7

$45.58 Rp 820.4K

100.88%

Summer Dress (H&M, Zara, etc)

$45.69 £34.28

$34.96 Rp 629.4K

30.69%

Sport Shoes (Adidas, Nike)

$105 £78.4

$77.7 Rp 1.4M

34.50%

Men's Leather Business Shoes

$91.5 £68.6

$78.5 Rp 1.4M

16.48%

1-bedroom Apartment, City Center (Monthly)

$2,050 £1,538

$1,131 Rp 20.4M

81.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,601 £1,201

$673 Rp 12.1M

137.89%

3-bedroom Apartment, City Center (Monthly)

$2,430 £1,823

$3,613 Rp 65.0M

-32.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 £1,568

$1,702 Rp 30.6M

22.84%

Buy Apartment in City Center (m2)

$7,877 £5,909

$2,717 Rp 48.9M

189.86%

Buy Apartment Outside City Center (m2)

$7,449 £5,588

$2,241 Rp 40.3M

232.36%

Average Monthly Net Salary (After Tax)

$2,972 £2,230

$166 Rp 3.0M

1686.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

13.78

-62.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham

$1.6K 54.3%

Ubud, Bali

$673 49.7% 58% $928

Monthly Utilities & Internet

Chatham

$330 11.2%

Ubud, Bali

$105 7.8% 68.2% $225

Groceries & Markets

Chatham

$323 11%

Ubud, Bali

$287 21.2% 11.1% $36

Eating Out

Chatham

$246 8.3%

Ubud, Bali

$106 7.9% 56.7% $139

Clothing & Footwear

Chatham

$150 5.1%

Ubud, Bali

$107 7.9% 28.9% $43

Sport & Entertainment

Chatham

$149 5.1%

Ubud, Bali

$63 4.6% 58% $87

Getting Around

Chatham

$148 5%

Ubud, Bali

$12 0.9% 91.6% $136

Cost Breakdown

A central one-bedroom costs $2,050 in Chatham versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1687% higher in Chatham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Chatham versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $323 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Chatham

🇮🇩 Ubud, Bali

🕒 Local time

00:48 12:48 AM

07:48 7:48 AM

7 h ahead of Chatham

🌤 Weather

👥 Population

76,792

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 21, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Chatham Ubud, Bali 12,450 km ≈ 16 h nonstop flight

From you

Chatham
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Chatham costs about 118% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,421 per month in Chatham and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,947 in Chatham and $1,353 in Ubud, Bali. That's a gap of about 118%.

Public transport costs about 1182% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Chatham at $2,947. In Ubud, Bali it covers expenses comfortably, while in Chatham it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,947 in Chatham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.