Last update: Oct 2026

Cost of Living Comparison Between Chatham and London

For one person, living is cheaper in Chatham: $2,947 a month against $4,049 in London, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Chatham
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Chatham Living Index
195

Cost of Living Index in London
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London Living Index

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Chatham

🇬🇧 United Kingdom

$2,947

/mo nomad

London

🇬🇧 United Kingdom

$4,049

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in London actually costs, broken down by who's living it.

A single person spends $2,947 per month in Chatham vs $4,049 in London, rent included.

Chatham $2,947
London $4,049

A couple spends around $4,017 per month in Chatham vs $5,827 in London, rent included.

Chatham $4,017
London $5,827

A family of three spends $5,088 per month in Chatham vs $7,605 in London, rent included.

Chatham $5,088
London $7,605

Chatham is about 27% cheaper than London, and outside of rent the biggest gap is in eating out.

Both Chatham and London sit above the global median – Chatham by 118%, London by 199%.

Meal at Budget Restaurant

$13.40 £10.05

$27.09 £20.33

-50.54%

Three-Course Dinner for Two, Mid-Range

$94.9 £71.2

$104 £78.3

-9.07%

Fast Food Meal (McDonalds, etc)

$9.85 £7.39

$10.86 £8.15

-9.30%

Cappuccino

$3.75 £2.82

$5.60 £4.20

-33.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 £2.21

$3.05 £2.29

-3.28%

Water (0.33 liter bottle)

$1.68 £1.26

$2.28 £1.71

-26.32%

Local Beer (0.5 liter draught)

$6.38 £4.78

$9.23 £6.92

-30.88%

Imported Beer (0.33 liter bottle)

$6.83 £5.12

$7.95 £5.96

-14.09%

Milk (1 liter)

$1.90 £1.43

$1.83 £1.37

3.83%

White Bread (500g)

$2.10 £1.57

$2.05 £1.54

2.44%

Rice (white) (1kg)

$2.10 £1.58

$2.47 £1.86

-14.98%

Eggs

$4.09 £3.07

$5.12 £3.84

-20.12%

Local Cheese (1kg)

$10.74 £8.06

$12.89 £9.67

-16.68%

Chicken Fillets (1kg)

$9.29 £6.97

$10.84 £8.14

-14.30%

Beef Round Steak (1kg)

$15.54 £11.66

$17.03 £12.78

-8.75%

Apples (1kg)

$3.10 £2.33

$3.07 £2.30

0.98%

Banana (1kg)

$1.92 £1.44

$1.38 £1.03

39.13%

Oranges (1kg)

$2.71 £2.03

$2.99 £2.24

-9.36%

Tomato (1kg)

$3.67 £2.75

$3.39 £2.54

8.26%

Potato (1kg)

$2.01 £1.51

$1.60 £1.20

25.62%

Onion (1kg)

$1.82 £1.37

$1.80 £1.35

1.11%

Lettuce (1 head)

$1.15 £0.86

$1.41 £1.06

-18.44%

Water (1.5 liter bottle)

$1.71 £1.28

$1.81 £1.36

-5.52%

Cigarettes 20 Pack (Marlboro, Camel)

$21.64 £16.24

$23.92 £17.94

-9.53%

Wine (Bottle)

$10.94 £8.21

$13.54 £10.16

-19.20%

Local Beer (0.5 liter bottle)

$3.06 £2.29

$3.23 £2.42

-5.26%

Imported Beer (0.33 liter bottle)

$2.37 £1.78

$4.39 £3.29

-46.01%

One-way Ticket (Public Transport)

$4.04 £3.03

$3.92 £2.94

3.06%

Public Transport Monthly Pass (Regular Price)

$114 £85.6

$243 £182

-53.01%

Taxi Start (Normal Tariff)

$5.10 £3.83

$5.58 £4.18

-8.60%

Taxi (Normal Tariff) (1km)

$2.58 £1.94

$3.27 £2.46

-21.10%

Taxi 1hour Waiting (Normal Tariff)

$20.18 £15.14

$58.4 £43.81

-65.45%

Gasoline (1 liter)

$2.09 £1.56

$2.08 £1.56

0.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.2K

$38.8K £29.1K

0.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K £27.8K

$40.6K £30.5K

-8.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 £215

$380 £285

-24.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.80 £12.61

$18.62 £13.97

-9.77%

Internet (50+ Mbps, Unlimited Data)

$26.54 £19.91

$40.45 £30.35

-34.39%

Gym Membership (Monthly)

$114 £85.8

$61.3 £45.95

86.68%

Tennis Court (1 Hour on Weekend)

$9.37 £7.03

$21.41 £16.07

-56.24%

Cinema Ticket

$17.40 £13.05

$18.09 £13.57

-3.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,080 £1,561

$2,905 £2,180

-28.40%

International Primary School, 1 Child (Yearly)

$30.4K £22.8K

$35.5K £26.6K

-14.26%

Jeans (Levis 501 Or Similar)

$91.6 £68.7

$116 £87.3

-21.33%

Summer Dress (H&M, Zara, etc)

$45.69 £34.28

$54.5 £40.89

-16.18%

Sport Shoes (Adidas, Nike)

$105 £78.4

$128 £95.8

-18.13%

Men's Leather Business Shoes

$91.5 £68.6

$167 £125

-45.17%

1-bedroom Apartment, City Center (Monthly)

$2,050 £1,538

$2,852 £2,140

-28.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,601 £1,201

$2,269 £1,702

-29.45%

3-bedroom Apartment, City Center (Monthly)

$2,430 £1,823

$5,250 £3,939

-53.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 £1,568

$3,752 £2,815

-44.29%

Buy Apartment in City Center (m2)

$7,877 £5,909

$18.5K £13.9K

-57.47%

Buy Apartment Outside City Center (m2)

$7,449 £5,588

$8,100 £6,077

-8.04%

Average Monthly Net Salary (After Tax)

$2,972 £2,230

$5,109 £3,833

-41.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

4.74

8.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 20, 2026

Last update for London: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham

$1.6K 54.3%

London

$2.3K 56% 41.8% $668

Monthly Utilities & Internet

Chatham

$330 11.2%

London

$439 10.9% 32.9% $109

Groceries & Markets

Chatham

$323 11%

London

$353 8.7% 9.4% $30

Eating Out

Chatham

$246 8.3%

London

$400 9.9% 62.7% $154

Clothing & Footwear

Chatham

$150 5.1%

London

$209 5.2% 39.7% $59

Sport & Entertainment

Chatham

$149 5.1%

London

$97 2.4% 34.7% $52

Getting Around

Chatham

$148 5%

London

$280 6.9% 89.1% $132

Cost Breakdown

A central one-bedroom costs $2,050 in Chatham versus $2,852 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Chatham versus $104 in London. Monthly groceries follow the same trend: $323 vs $353 – making Chatham the more affordable choice for daily food spending.

Good to know

🇬🇧 Chatham

🇬🇧 London

🕒 Local time

21:39 9:39 PM

Same time as Chatham

🌤 Weather

👥 Population

76,792

8,908,083 Capital

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chatham London 47 km

From you

Chatham
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs London: Cost of Living - Frequently Asked Questions

London costs about 37% more than Chatham, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,421 per month in Chatham and $6,073 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chatham, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,947 in Chatham and $4,049 in London. That's a gap of about 37%.

Public transport costs about 113% less in Chatham. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,947 in Chatham and $4,049 in London. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chatham costs $2,947 versus $4,049 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chatham. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.