Cost of Living Comparison Between Chatham and London Cost of Living Comparison Between Chatham and London

Monthly Cost of Living

A single person spends $2,785 per month in Chatham vs $3,916 in London, rent included.

A couple spends around $3,957 per month in Chatham vs $5,631 in London, rent included.

A family of three spends $5,129 per month in Chatham vs $7,345 in London, rent included.

Chatham is about 29% cheaper than London, driven mainly by Getting Around.

Both Chatham and London sit above the global median – Chatham by 108%, London by 193%.

Meal at Budget Restaurant

$26.66 £19.83

$27.47 £20.43

-2.95%

Three-Course Dinner for Two, Mid-Range

$95.5 £71.1

$111 £82.4

-13.70%

Fast Food Meal (McDonalds, etc)

$9.79 £7.28

$10.67 £7.94

-8.25%

Cappuccino

$3.44 £2.56

$5.30 £3.94

-35.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 £2.47

$2.74 £2.04

21.53%

Water (0.33 liter bottle)

$1.33 £0.99

$1.79 £1.33

-25.70%

Local Beer (0.5 liter draught)

$6.66 £4.95

$9.00 £6.69

-26.00%

Imported Beer (0.33 liter bottle)

$6.94 £5.16

$8.12 £6.04

-14.53%

Milk (1 liter)

$1.40 £1.04

$1.72 £1.28

-18.60%

White Bread (500g)

$1.31 £0.98

$2.11 £1.57

-37.91%

Rice (white) (1kg)

$2.76 £2.06

$2.47 £1.84

11.74%

Eggs

$3.70 £2.75

$4.98 £3.71

-25.70%

Local Cheese (1kg)

$9.89 £7.36

$11.11 £8.26

-10.98%

Chicken Fillets (1kg)

$8.14 £6.06

$9.13 £6.79

-10.84%

Beef Round Steak (1kg)

$13.07 £9.72

$14.41 £10.72

-9.30%

Apples (1kg)

$3.05 £2.27

$3.36 £2.50

-9.23%

Banana (1kg)

$1.49 £1.11

$2.03 £1.51

-26.60%

Oranges (1kg)

$2.92 £2.17

$3.27 £2.44

-10.70%

Tomato (1kg)

$3.24 £2.41

$3.63 £2.70

-10.74%

Potato (1kg)

$1.48 £1.10

$1.68 £1.25

-11.90%

Onion (1kg)

$1.37 £1.02

$1.77 £1.32

-22.60%

Lettuce (1 head)

$0.99 £0.74

$1.33 £0.99

-25.56%

Water (1.5 liter bottle)

$1.56 £1.16

$1.91 £1.42

-18.32%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 £11.15

$22.79 £16.95

-34.23%

Wine (Bottle)

$13.17 £9.80

$13.62 £10.13

-3.30%

Local Beer (0.5 liter bottle)

$2.31 £1.72

$3.20 £2.38

-27.81%

Imported Beer (0.33 liter bottle)

$3.33 £2.48

$4.07 £3.03

-18.18%

One-way Ticket (Public Transport)

$2.77 £2.06

$3.82 £2.84

-27.49%

Public Transport Monthly Pass (Regular Price)

$87.6 £65.1

$249 £185

-64.81%

Taxi Start (Normal Tariff)

$6.18 £4.60

$5.89 £4.38

4.92%

Taxi (Normal Tariff) (1km)

$1.68 £1.25

$3.32 £2.47

-49.40%

Taxi 1hour Waiting (Normal Tariff)

$14.80 £11.01

$40.47 £30.10

-63.43%

Gasoline (1 liter)

$1.87 £1.39

$1.90 £1.41

-1.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £28.9K

$38.9K £29.0K

-0.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K £31.1K

$39.4K £29.3K

6.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 £170

$328 £244

-30.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.96 £14.11

$19.61 £14.58

-3.31%

Internet (50+ Mbps, Unlimited Data)

$43.69 £32.49

$42.68 £31.75

2.37%

Gym Membership (Monthly)

$48.43 £36.02

$63.2 £47.04

-23.42%

Tennis Court (1 Hour on Weekend)

$22.39 £16.65

Cinema Ticket

$13.36 £9.94

$20.69 £15.39

-35.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,273 £947

$2,474 £1,841

-48.57%

International Primary School, 1 Child (Yearly)

$25.3K £18.8K

$27.9K £20.8K

-9.32%

Jeans (Levis 501 Or Similar)

$83.6 £62.2

$119 £88.8

-29.94%

Summer Dress (H&M, Zara, etc)

$48.42 £36.01

$50.1 £37.26

-3.33%

Sport Shoes (Adidas, Nike)

$110 £81.7

$131 £97.3

-16.02%

Men's Leather Business Shoes

$100 £74.6

$158 £118

-36.74%

1-bedroom Apartment, City Center (Monthly)

$1,629 £1,212

$2,937 £2,184

-44.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,574 £1,171

$2,229 £1,658

-29.39%

3-bedroom Apartment, City Center (Monthly)

$2,524 £1,878

$5,569 £4,142

-54.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,184 £1,625

$3,707 £2,757

-41.08%

Buy Apartment in City Center (m2)

$7,882 £5,863

$20.1K £15.0K

-60.80%

Buy Apartment Outside City Center (m2)

$7,323 £5,447

$8,485 £6,311

-13.70%

Average Monthly Net Salary (After Tax)

$2,955 £2,198

$4,247 £3,159

-30.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.53

5.05

9.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: July 12, 2026

Last update for London: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,629 in Chatham versus $2,937 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $96.0 in Chatham versus $111 in London. Monthly groceries follow the same trend: $289 vs $339 – making Chatham the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs London: Cost of Living - Frequently Asked Questions

London costs about 41% more than Chatham, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,178 per month in Chatham and $5,874 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chatham, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,785 in Chatham and $3,916 in London. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 184% less in Chatham. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,785 in Chatham and $3,916 in London. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chatham costs $2,785 versus $3,916 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chatham. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.