Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chatham

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,947 in Chatham, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
144

Cost of Living Index in Chatham
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Chatham Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Chatham

🇬🇧 United Kingdom

$2,947

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chatham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chatham actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,947 in Chatham, rent included.

Ubud, Bali $1,353
Chatham $2,947

A couple spends around $2,297 per month in Ubud, Bali vs $4,017 in Chatham, rent included.

Ubud, Bali $2,297
Chatham $4,017

A family of three spends $3,241 per month in Ubud, Bali vs $5,088 in Chatham, rent included.

Ubud, Bali $3,241
Chatham $5,088

Ubud, Bali is about 54% cheaper than Chatham, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Chatham sit above the global median – Ubud, Bali by 0%, Chatham by 118%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$13.40 £10.05

-75.90%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$94.9 £71.2

-63.24%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.85 £7.39

-42.13%

Cappuccino

$2.62 Rp 47.1K

$3.75 £2.82

-30.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.95 £2.21

-41.69%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.68 £1.26

-51.79%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.38 £4.78

-58.46%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.83 £5.12

-36.02%

Milk (1 liter)

$1.57 Rp 28.3K

$1.90 £1.43

-17.37%

White Bread (500g)

$2.19 Rp 39.5K

$2.10 £1.57

4.29%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.10 £1.58

-43.81%

Eggs

$2.16 Rp 38.8K

$4.09 £3.07

-47.19%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.74 £8.06

64.34%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.29 £6.97

-59.31%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.54 £11.66

-23.10%

Apples (1kg)

$3.60 Rp 64.8K

$3.10 £2.33

16.13%

Banana (1kg)

$1.59 Rp 28.6K

$1.92 £1.44

-17.19%

Oranges (1kg)

$2.31 Rp 41.6K

$2.71 £2.03

-14.76%

Tomato (1kg)

$1.91 Rp 34.3K

$3.67 £2.75

-47.96%

Potato (1kg)

$1.78 Rp 32.1K

$2.01 £1.51

-11.44%

Onion (1kg)

$2.33 Rp 41.9K

$1.82 £1.37

28.02%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.15 £0.86

-13.04%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.71 £1.28

-69.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$21.64 £16.24

-89.42%

Wine (Bottle)

$22.07 Rp 397.3K

$10.94 £8.21

101.74%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$3.06 £2.29

-23.20%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.37 £1.78

25.74%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$4.04 £3.03

-94.31%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$114 £85.6

-92.20%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.10 £3.83

-90.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.58 £1.94

-83.33%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$20.18 £15.14

-72.89%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.09 £1.56

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$38.9K £29.2K

-38.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$37.1K £27.8K

-11.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$287 £215

-72.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$16.80 £12.61

-60.95%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$26.54 £19.91

-29.92%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$114 £85.8

-52.67%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$9.37 £7.03

95.09%

Cinema Ticket

$4.25 Rp 76.5K

$17.40 £13.05

-75.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,080 £1,561

-76.31%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$30.4K £22.8K

-81.62%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$91.6 £68.7

-50.22%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$45.69 £34.28

-23.48%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$105 £78.4

-25.65%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$91.5 £68.6

-14.15%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$2,050 £1,538

-44.82%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,601 £1,201

-57.96%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,430 £1,823

48.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,090 £1,568

-18.59%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$7,877 £5,909

-65.50%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$7,449 £5,588

-69.91%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,972 £2,230

-94.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.12

169.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Chatham: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Chatham

$1.6K 54.3% 138% $928

Groceries & Markets

Ubud, Bali

$287 21.2%

Chatham

$323 11% 12.4% $36

Clothing & Footwear

Ubud, Bali

$107 7.9%

Chatham

$150 5.1% 40.7% $43

Eating Out

Ubud, Bali

$106 7.9%

Chatham

$246 8.3% 131% $139

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Chatham

$330 11.2% 214% $225

Sport & Entertainment

Ubud, Bali

$63 4.6%

Chatham

$149 5.1% 138% $87

Getting Around

Ubud, Bali

$12 0.9%

Chatham

$148 5% 1093% $136

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $2,050 in Chatham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1687% higher in Chatham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $95.0 in Chatham. Monthly groceries follow the same trend: $287 vs $323 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Chatham

🕒 Local time

08:26 8:26 AM

01:26 1:26 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,792

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chatham 12,450 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Chatham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chatham: Cost of Living - Frequently Asked Questions

Chatham costs about 118% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $4,421 in Chatham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $2,947 in Chatham. That's a gap of about 118%.

Public transport costs about 1182% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Chatham at $2,947. In Ubud, Bali it covers expenses comfortably, while in Chatham it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,947 in Chatham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.