Last update: Oct 2026

Cost of Living Comparison Between Chatham and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,956 in Chatham, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Chatham
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Chatham Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Chatham

🇬🇧 United Kingdom

$2,956

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in Montreal actually costs, broken down by who's living it.

A single person spends $2,956 per month in Chatham vs $2,018 in Montreal, rent included.

Chatham $2,956
Montreal $2,018

A couple spends around $4,000 per month in Chatham vs $3,085 in Montreal, rent included.

Chatham $4,000
Montreal $3,085

A family of three spends $5,044 per month in Chatham vs $4,152 in Montreal, rent included.

Chatham $5,044
Montreal $4,152

Chatham costs about 46% more than Montreal, and outside of rent the biggest gap is in leisure.

Both Chatham and Montreal sit above the global median – Chatham by 119%, Montreal by 49%.

Meal at Budget Restaurant

$13.44 £10.15

$18.82 CA$26.81

-28.59%

Three-Course Dinner for Two, Mid-Range

$93.5 £70.6

$70.3 CA$100

33.06%

Fast Food Meal (McDonalds, etc)

$9.77 £7.38

$10.66 CA$15.18

-8.35%

Cappuccino

$3.58 £2.70

$3.84 CA$5.47

-6.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 £2.23

$1.92 CA$2.73

53.65%

Water (0.33 liter bottle)

$1.60 £1.21

$1.54 CA$2.19

3.90%

Local Beer (0.5 liter draught)

$6.26 £4.73

$6.23 CA$8.88

0.48%

Imported Beer (0.33 liter bottle)

$6.63 £5.01

$7.10 CA$10.11

-6.62%

Milk (1 liter)

$1.87 £1.41

$2.31 CA$3.30

-19.05%

White Bread (500g)

$2.05 £1.55

$3.14 CA$4.48

-34.71%

Rice (white) (1kg)

$2.13 £1.61

$3.21 CA$4.58

-33.64%

Eggs

$3.90 £2.94

$3.52 CA$5.01

10.80%

Local Cheese (1kg)

$10.54 £7.95

$12.81 CA$18.25

-17.72%

Chicken Fillets (1kg)

$9.20 £6.94

$11.46 CA$16.33

-19.72%

Beef Round Steak (1kg)

$15.27 £11.53

$13.39 CA$19.07

14.04%

Apples (1kg)

$2.93 £2.21

$3.14 CA$4.47

-6.69%

Banana (1kg)

$1.95 £1.47

$1.44 CA$2.05

35.42%

Oranges (1kg)

$2.61 £1.97

$3.47 CA$4.95

-24.78%

Tomato (1kg)

$3.60 £2.72

$3.07 CA$4.38

17.26%

Potato (1kg)

$1.97 £1.49

$1.90 CA$2.71

3.68%

Onion (1kg)

$1.88 £1.42

$1.77 CA$2.52

6.21%

Lettuce (1 head)

$1.18 £0.89

$2.34 CA$3.34

-49.57%

Water (1.5 liter bottle)

$1.63 £1.23

$1.55 CA$2.21

5.16%

Cigarettes 20 Pack (Marlboro, Camel)

$21.41 £16.17

$11.38 CA$16.21

88.14%

Wine (Bottle)

$11.05 £8.34

$10.63 CA$15.14

3.95%

Local Beer (0.5 liter bottle)

$3.03 £2.29

$2.27 CA$3.24

33.48%

Imported Beer (0.33 liter bottle)

$2.40 £1.81

$2.82 CA$4.02

-14.89%

One-way Ticket (Public Transport)

$4.02 £3.03

$2.66 CA$3.79

51.13%

Public Transport Monthly Pass (Regular Price)

$112 £84.8

$77.3 CA$110

45.30%

Taxi Start (Normal Tariff)

$4.88 £3.69

$3.20 CA$4.56

52.50%

Taxi (Normal Tariff) (1km)

$2.72 £2.05

$1.48 CA$2.10

83.78%

Taxi 1hour Waiting (Normal Tariff)

$19.84 £14.98

$32.88 CA$46.83

-39.66%

Gasoline (1 liter)

$1.97 £1.49

$1.34 CA$1.92

47.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.2K

$28.2K CA$40.1K

37.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K £27.7K

$19.6K CA$28.0K

86.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 £210

$76.0 CA$108

266.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.97 £12.82

$33.95 CA$48.36

-50.01%

Internet (50+ Mbps, Unlimited Data)

$26.03 £19.65

$42.31 CA$60.3

-38.48%

Gym Membership (Monthly)

$113 £85.7

$29.76 CA$42.38

281.28%

Tennis Court (1 Hour on Weekend)

$9.15 £6.91

$20.28 CA$28.89

-54.88%

Cinema Ticket

$17.64 £13.32

$11.15 CA$15.88

58.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,046 £1,545

$507 CA$722

303.43%

International Primary School, 1 Child (Yearly)

$30.6K £23.1K

$16.1K CA$22.9K

90.35%

Jeans (Levis 501 Or Similar)

$90.0 £67.9

$57.6 CA$82.0

56.32%

Summer Dress (H&M, Zara, etc)

$45.39 £34.27

$37.58 CA$53.5

20.78%

Sport Shoes (Adidas, Nike)

$102 £77.3

$91.9 CA$131

11.40%

Men's Leather Business Shoes

$89.1 £67.2

$110 CA$156

-18.74%

1-bedroom Apartment, City Center (Monthly)

$2,044 £1,543

$1,260 CA$1,795

62.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,632 £1,232

$948 CA$1,350

72.20%

3-bedroom Apartment, City Center (Monthly)

$2,470 £1,865

$2,137 CA$3,044

15.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,092 £1,579

$1,614 CA$2,298

29.63%

Buy Apartment in City Center (m2)

$7,902 £5,966

$4,960 CA$7,064

59.33%

Buy Apartment Outside City Center (m2)

$7,319 £5,526

$3,838 CA$5,466

90.71%

Average Monthly Net Salary (After Tax)

$2,938 £2,218

$2,827 CA$4,027

3.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

4.48

14.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 13, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham

$1.6K 55.2%

Montreal

$948 47% 41.9% $684

Monthly Utilities & Internet

Chatham

$322 10.9%

Montreal

$152 7.5% 52.7% $169

Groceries & Markets

Chatham

$318 10.7%

Montreal

$346 17.2% 9.1% $29

Eating Out

Chatham

$243 8.2%

Montreal

$288 14.3% 18.6% $45

Sport & Entertainment

Chatham

$149 5%

Montreal

$52 2.6% 65% $97

Getting Around

Chatham

$147 5%

Montreal

$99 4.9% 32.9% $48

Clothing & Footwear

Chatham

$147 5%

Montreal

$133 6.6% 9.2% $14

Cost Breakdown

A central one-bedroom costs $2,044 in Chatham versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chatham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94.0 in Chatham versus $70.0 in Montreal. Groceries tell a different story – $318 in Chatham vs $346 in Montreal – so Chatham wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Chatham

🇨🇦 Montreal

🕒 Local time

13:55 1:55 PM

08:55 8:55 AM

5 h behind Chatham

🌤 Weather

👥 Population

76,792

1,762,949

💱 Currency

British Pound GBP £

Canadian Dollar CAD $

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.19 EUR

1 CAD = 0.702 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 13, 2026: 1 USD = 0.755 GBP (1 GBP = 1.32 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Canadian Dollar exchange rates as of October 13, 2026: 1 USD = 1.42 CAD (1 CAD = 0.702 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to GBP in detail →

On the map

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Between locations

Chatham Montreal 5,270 km ≈ 7 h nonstop flight

From you

Chatham
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs Montreal: Cost of Living - Frequently Asked Questions

Chatham costs about 46% more than Montreal, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,434 per month in Chatham and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,956 in Chatham and $2,018 in Montreal. That's a gap of about 46%.

Public transport costs about 45% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Chatham at $2,956. In Montreal it covers expenses comfortably, while in Chatham it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,018 versus $2,956 in Chatham. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chatham makes more sense. Both are solid long-term options with distinct trade-offs.