Cost of Living Comparison Between London and Chatham Cost of Living Comparison Between London and Chatham

Monthly Cost of Living

A single person spends $3,916 per month in London vs $2,785 in Chatham, rent included.

A couple spends around $5,631 per month in London vs $3,957 in Chatham, rent included.

A family of three spends $7,345 per month in London vs $5,129 in Chatham, rent included.

London costs about 41% more than Chatham, driven mainly by Getting Around.

Both London and Chatham sit above the global median – London by 193%, Chatham by 108%.

Meal at Budget Restaurant

$27.47 £20.45

$26.66 £19.85

3.04%

Three-Course Dinner for Two, Mid-Range

$111 £82.4

$95.5 £71.1

15.88%

Fast Food Meal (McDonalds, etc)

$10.67 £7.95

$9.79 £7.29

8.99%

Cappuccino

$5.30 £3.94

$3.44 £2.56

54.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 £2.04

$3.33 £2.48

-17.72%

Water (0.33 liter bottle)

$1.79 £1.33

$1.33 £0.99

34.59%

Local Beer (0.5 liter draught)

$9.00 £6.70

$6.66 £4.96

35.14%

Imported Beer (0.33 liter bottle)

$8.12 £6.04

$6.94 £5.17

17.00%

Milk (1 liter)

$1.72 £1.28

$1.40 £1.04

22.86%

White Bread (500g)

$2.11 £1.57

$1.31 £0.98

61.07%

Rice (white) (1kg)

$2.47 £1.84

$2.76 £2.06

-10.51%

Eggs

$4.98 £3.71

$3.70 £2.75

34.59%

Local Cheese (1kg)

$11.11 £8.27

$9.89 £7.37

12.34%

Chicken Fillets (1kg)

$9.13 £6.80

$8.14 £6.06

12.16%

Beef Round Steak (1kg)

$14.41 £10.73

$13.07 £9.73

10.25%

Apples (1kg)

$3.36 £2.50

$3.05 £2.27

10.16%

Banana (1kg)

$2.03 £1.51

$1.49 £1.11

36.24%

Oranges (1kg)

$3.27 £2.44

$2.92 £2.17

11.99%

Tomato (1kg)

$3.63 £2.70

$3.24 £2.41

12.04%

Potato (1kg)

$1.68 £1.25

$1.48 £1.10

13.51%

Onion (1kg)

$1.77 £1.32

$1.37 £1.02

29.20%

Lettuce (1 head)

$1.33 £0.99

$0.99 £0.74

34.34%

Water (1.5 liter bottle)

$1.91 £1.42

$1.56 £1.16

22.44%

Cigarettes 20 Pack (Marlboro, Camel)

$22.79 £16.97

$14.99 £11.16

52.03%

Wine (Bottle)

$13.62 £10.14

$13.17 £9.80

3.42%

Local Beer (0.5 liter bottle)

$3.20 £2.38

$2.31 £1.72

38.53%

Imported Beer (0.33 liter bottle)

$4.07 £3.03

$3.33 £2.48

22.22%

One-way Ticket (Public Transport)

$3.82 £2.85

$2.77 £2.06

37.91%

Public Transport Monthly Pass (Regular Price)

$249 £185

$87.6 £65.2

184.17%

Taxi Start (Normal Tariff)

$5.89 £4.39

$6.18 £4.60

-4.69%

Taxi (Normal Tariff) (1km)

$3.32 £2.47

$1.68 £1.25

97.62%

Taxi 1hour Waiting (Normal Tariff)

$40.47 £30.13

$14.80 £11.02

173.45%

Gasoline (1 liter)

$1.90 £1.42

$1.87 £1.39

1.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.0K

$38.9K £28.9K

0.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K £29.3K

$41.8K £31.1K

-5.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$328 £244

$228 £170

44.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.61 £14.60

$18.96 £14.12

3.43%

Internet (50+ Mbps, Unlimited Data)

$42.68 £31.78

$43.69 £32.52

-2.31%

Gym Membership (Monthly)

$63.2 £47.08

$48.43 £36.05

30.58%

Tennis Court (1 Hour on Weekend)

$22.39 £16.67

Cinema Ticket

$20.69 £15.40

$13.36 £9.95

54.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,474 £1,842

$1,273 £947

94.44%

International Primary School, 1 Child (Yearly)

$27.9K £20.8K

$25.3K £18.9K

10.28%

Jeans (Levis 501 Or Similar)

$119 £88.9

$83.6 £62.3

42.74%

Summer Dress (H&M, Zara, etc)

$50.1 £37.29

$48.42 £36.05

3.45%

Sport Shoes (Adidas, Nike)

$131 £97.4

$110 £81.8

19.08%

Men's Leather Business Shoes

$158 £118

$100 £74.6

58.07%

1-bedroom Apartment, City Center (Monthly)

$2,937 £2,186

$1,629 £1,213

80.25%

1-bedroom Apartment, Outside City Center (Monthly)

$2,229 £1,660

$1,574 £1,172

41.63%

3-bedroom Apartment, City Center (Monthly)

$5,569 £4,146

$2,524 £1,879

120.60%

3-bedroom Apartment, Outside City Center (Monthly)

$3,707 £2,760

$2,184 £1,626

69.71%

Buy Apartment in City Center (m2)

$20.1K £15.0K

$7,882 £5,868

155.12%

Buy Apartment Outside City Center (m2)

$8,485 £6,317

$7,323 £5,452

15.87%

Average Monthly Net Salary (After Tax)

$4,247 £3,162

$2,955 £2,200

43.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.53

-8.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: July 12, 2026

Last update for Chatham: July 12, 2026

Cost Breakdown

A central one-bedroom costs $2,937 in London versus $1,629 in Chatham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $111 in London versus $96.0 in Chatham. Monthly groceries follow the same trend: $339 vs $289 – making Chatham the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Chatham: Cost of Living - Frequently Asked Questions

London costs about 41% more than Chatham, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,874 per month in London and $4,178 in Chatham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chatham, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,916 in London and $2,785 in Chatham. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 184% less in Chatham. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $3,916 in London and $2,785 in Chatham. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chatham costs $2,785 versus $3,916 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chatham. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.