Cost of Living Comparison Between London and Chatham Cost of Living Comparison Between London and Chatham

Monthly Cost of Living

A single person spends $4,221 per month in London vs $3,016 in Chatham, rent included.

A couple spends around $5,971 per month in London vs $4,125 in Chatham, rent included.

A family of three spends $7,721 per month in London vs $5,235 in Chatham, rent included.

London costs about 40% more than Chatham, driven mainly by Getting Around.

Both London and Chatham sit above the global median – London by 207%, Chatham by 119%.

Meal at Budget Restaurant

$27.14 £20.08

$23.51 £17.40

15.44%

Three-Course Dinner for Two, Mid-Range

$110 £81.3

$94.4 £69.9

16.38%

Fast Food Meal (McDonalds, etc)

$11.05 £8.17

$10.07 £7.45

9.73%

Cappuccino

$5.84 £4.32

$3.62 £2.68

61.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 £2.24

$3.10 £2.29

-2.58%

Water (0.33 liter bottle)

$2.24 £1.66

$1.73 £1.28

29.48%

Local Beer (0.5 liter draught)

$9.33 £6.90

$6.29 £4.65

48.33%

Imported Beer (0.33 liter bottle)

$8.92 £6.60

$6.84 £5.06

30.41%

Milk (1 liter)

$1.88 £1.39

$1.95 £1.44

-3.59%

White Bread (500g)

$2.05 £1.51

$2.07 £1.53

-0.97%

Rice (white) (1kg)

$2.46 £1.82

$2.21 £1.64

11.31%

Eggs

$5.21 £3.85

$4.13 £3.06

26.15%

Local Cheese (1kg)

$12.72 £9.41

$10.82 £8.00

17.56%

Chicken Fillets (1kg)

$10.97 £8.12

$9.27 £6.86

18.34%

Beef Round Steak (1kg)

$18.29 £13.53

$15.55 £11.50

17.62%

Apples (1kg)

$3.17 £2.35

$3.05 £2.26

3.93%

Banana (1kg)

$1.50 £1.11

$2.02 £1.49

-25.74%

Oranges (1kg)

$2.80 £2.07

$2.77 £2.05

1.08%

Tomato (1kg)

$3.50 £2.59

$3.86 £2.86

-9.33%

Potato (1kg)

$1.65 £1.22

$2.04 £1.51

-19.12%

Onion (1kg)

$1.85 £1.37

Lettuce (1 head)

$1.53 £1.14

$1.17 £0.87

30.77%

Water (1.5 liter bottle)

$1.83 £1.35

$1.76 £1.30

3.98%

Cigarettes 20 Pack (Marlboro, Camel)

$24.20 £17.90

$22.35 £16.53

8.28%

Wine (Bottle)

$13.40 £9.91

$11.41 £8.44

17.44%

Local Beer (0.5 liter bottle)

$3.27 £2.42

$3.11 £2.30

5.14%

Imported Beer (0.33 liter bottle)

$4.67 £3.46

$2.40 £1.78

94.58%

One-way Ticket (Public Transport)

$4.18 £3.09

$4.01 £2.97

4.24%

Public Transport Monthly Pass (Regular Price)

$272 £201

$68.0 £50.3

300.10%

Taxi Start (Normal Tariff)

$5.75 £4.26

$5.01 £3.71

14.77%

Taxi (Normal Tariff) (1km)

$3.32 £2.46

$2.79 £2.06

19.00%

Taxi 1hour Waiting (Normal Tariff)

$58.0 £42.89

$20.10 £14.87

188.41%

Gasoline (1 liter)

$2.06 £1.52

$1.94 £1.43

6.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K £29.2K

$38.5K £28.5K

2.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K £31.5K

$37.3K £27.6K

14.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$373 £276

$286 £211

30.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.28 £13.53

$16.92 £12.52

8.04%

Internet (50+ Mbps, Unlimited Data)

$42.44 £31.39

$27.58 £20.41

53.88%

Gym Membership (Monthly)

$63.7 £47.12

$121 £89.3

-47.25%

Tennis Court (1 Hour on Weekend)

$22.74 £16.82

$9.53 £7.05

138.61%

Cinema Ticket

$18.46 £13.66

$18.09 £13.38

2.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,922 £2,161

$2,131 £1,577

37.08%

International Primary School, 1 Child (Yearly)

$37.1K £27.4K

$31.2K £23.1K

18.77%

Jeans (Levis 501 Or Similar)

$115 £84.8

$93.4 £69.1

22.85%

Summer Dress (H&M, Zara, etc)

$54.6 £40.40

$45.64 £33.76

19.65%

Sport Shoes (Adidas, Nike)

$129 £95.2

$105 £78.0

22.03%

Men's Leather Business Shoes

$153 £113

$91.4 £67.6

67.29%

1-bedroom Apartment, City Center (Monthly)

$3,001 £2,220

$2,040 £1,509

47.07%

1-bedroom Apartment, Outside City Center (Monthly)

$2,363 £1,748

$1,631 £1,207

44.85%

3-bedroom Apartment, City Center (Monthly)

$5,471 £4,047

$2,511 £1,857

117.89%

3-bedroom Apartment, Outside City Center (Monthly)

$3,809 £2,818

$2,174 £1,608

75.23%

Buy Apartment in City Center (m2)

$18.4K £13.6K

$8,018 £5,931

129.84%

Buy Apartment Outside City Center (m2)

$7,891 £5,838

$7,586 £5,612

4.02%

Average Monthly Net Salary (After Tax)

$4,580 £3,388

$3,017 £2,232

51.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

5.12

-9.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: August 30, 2026

Last update for Chatham: August 29, 2026

Cost Breakdown

A central one-bedroom costs $3,001 in London versus $2,040 in Chatham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in London versus $94.0 in Chatham. Monthly groceries follow the same trend: $361 vs $327 – making Chatham the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Chatham: Cost of Living - Frequently Asked Questions

London costs about 40% more than Chatham, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,332 per month in London and $4,524 in Chatham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chatham, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,221 in London and $3,016 in Chatham. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 300% less in Chatham. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $4,221 in London and $3,016 in Chatham. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chatham costs $3,016 versus $4,221 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chatham. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.