Last update: Oct 2026

Cost of Living Comparison Between London and Chatham

For one person, living is cheaper in Chatham: $2,947 a month against $4,049 in London, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
144

Cost of Living Index in Chatham
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Chatham Living Index

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London

🇬🇧 United Kingdom

$4,049

/mo nomad

Chatham

🇬🇧 United Kingdom

$2,947

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Monthly Cost of Living

How much you'll spend in London and in Chatham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Chatham actually costs, broken down by who's living it.

A single person spends $4,049 per month in London vs $2,947 in Chatham, rent included.

London $4,049
Chatham $2,947

A couple spends around $5,827 per month in London vs $4,017 in Chatham, rent included.

London $5,827
Chatham $4,017

A family of three spends $7,605 per month in London vs $5,088 in Chatham, rent included.

London $7,605
Chatham $5,088

London costs about 37% more than Chatham, and outside of rent the biggest gap is in eating out.

Both London and Chatham sit above the global median – London by 199%, Chatham by 118%.

Meal at Budget Restaurant

$27.09 £20.33

$13.40 £10.05

102.16%

Three-Course Dinner for Two, Mid-Range

$104 £78.3

$94.9 £71.2

9.97%

Fast Food Meal (McDonalds, etc)

$10.86 £8.15

$9.85 £7.39

10.25%

Cappuccino

$5.60 £4.20

$3.75 £2.82

49.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 £2.29

$2.95 £2.21

3.39%

Water (0.33 liter bottle)

$2.28 £1.71

$1.68 £1.26

35.71%

Local Beer (0.5 liter draught)

$9.23 £6.92

$6.38 £4.78

44.67%

Imported Beer (0.33 liter bottle)

$7.95 £5.96

$6.83 £5.12

16.40%

Milk (1 liter)

$1.83 £1.37

$1.90 £1.43

-3.68%

White Bread (500g)

$2.05 £1.54

$2.10 £1.57

-2.38%

Rice (white) (1kg)

$2.47 £1.86

$2.10 £1.58

17.62%

Eggs

$5.12 £3.84

$4.09 £3.07

25.18%

Local Cheese (1kg)

$12.89 £9.67

$10.74 £8.06

20.02%

Chicken Fillets (1kg)

$10.84 £8.14

$9.29 £6.97

16.68%

Beef Round Steak (1kg)

$17.03 £12.78

$15.54 £11.66

9.59%

Apples (1kg)

$3.07 £2.30

$3.10 £2.33

-0.97%

Banana (1kg)

$1.38 £1.03

$1.92 £1.44

-28.13%

Oranges (1kg)

$2.99 £2.24

$2.71 £2.03

10.33%

Tomato (1kg)

$3.39 £2.54

$3.67 £2.75

-7.63%

Potato (1kg)

$1.60 £1.20

$2.01 £1.51

-20.40%

Onion (1kg)

$1.80 £1.35

$1.82 £1.37

-1.10%

Lettuce (1 head)

$1.41 £1.06

$1.15 £0.86

22.61%

Water (1.5 liter bottle)

$1.81 £1.36

$1.71 £1.28

5.85%

Cigarettes 20 Pack (Marlboro, Camel)

$23.92 £17.94

$21.64 £16.24

10.54%

Wine (Bottle)

$13.54 £10.16

$10.94 £8.21

23.77%

Local Beer (0.5 liter bottle)

$3.23 £2.42

$3.06 £2.29

5.56%

Imported Beer (0.33 liter bottle)

$4.39 £3.29

$2.37 £1.78

85.23%

One-way Ticket (Public Transport)

$3.92 £2.94

$4.04 £3.03

-2.97%

Public Transport Monthly Pass (Regular Price)

$243 £182

$114 £85.6

112.82%

Taxi Start (Normal Tariff)

$5.58 £4.18

$5.10 £3.83

9.41%

Taxi (Normal Tariff) (1km)

$3.27 £2.46

$2.58 £1.94

26.74%

Taxi 1hour Waiting (Normal Tariff)

$58.4 £43.81

$20.18 £15.14

189.40%

Gasoline (1 liter)

$2.08 £1.56

$2.09 £1.56

-0.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$38.9K £29.2K

-0.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$37.1K £27.8K

9.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 £285

$287 £215

32.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 £13.97

$16.80 £12.61

10.83%

Internet (50+ Mbps, Unlimited Data)

$40.45 £30.35

$26.54 £19.91

52.41%

Gym Membership (Monthly)

$61.3 £45.95

$114 £85.8

-46.43%

Tennis Court (1 Hour on Weekend)

$21.41 £16.07

$9.37 £7.03

128.50%

Cinema Ticket

$18.09 £13.57

$17.40 £13.05

3.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,905 £2,180

$2,080 £1,561

39.67%

International Primary School, 1 Child (Yearly)

$35.5K £26.6K

$30.4K £22.8K

16.64%

Jeans (Levis 501 Or Similar)

$116 £87.3

$91.6 £68.7

27.12%

Summer Dress (H&M, Zara, etc)

$54.5 £40.89

$45.69 £34.28

19.30%

Sport Shoes (Adidas, Nike)

$128 £95.8

$105 £78.4

22.15%

Men's Leather Business Shoes

$167 £125

$91.5 £68.6

82.37%

1-bedroom Apartment, City Center (Monthly)

$2,852 £2,140

$2,050 £1,538

39.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,269 £1,702

$1,601 £1,201

41.75%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,939

$2,430 £1,823

116.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,752 £2,815

$2,090 £1,568

79.49%

Buy Apartment in City Center (m2)

$18.5K £13.9K

$7,877 £5,909

135.11%

Buy Apartment Outside City Center (m2)

$8,100 £6,077

$7,449 £5,588

8.74%

Average Monthly Net Salary (After Tax)

$5,109 £3,833

$2,972 £2,230

71.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

5.12

-7.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 19, 2026

Last update for Chatham: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56%

Chatham

$1.6K 54.3% 29.5% $668

Monthly Utilities & Internet

London

$439 10.9%

Chatham

$330 11.2% 24.8% $109

Eating Out

London

$400 9.9%

Chatham

$246 8.3% 38.5% $154

Groceries & Markets

London

$353 8.7%

Chatham

$323 11% 8.6% $30

Getting Around

London

$280 6.9%

Chatham

$148 5% 47.1% $132

Clothing & Footwear

London

$209 5.2%

Chatham

$150 5.1% 28.4% $59

Sport & Entertainment

London

$97 2.4%

Chatham

$149 5.1% 53.1% $52

Cost Breakdown

A central one-bedroom costs $2,852 in London versus $2,050 in Chatham. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in London versus $95.0 in Chatham. Monthly groceries follow the same trend: $353 vs $323 – making Chatham the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇬🇧 Chatham

🕒 Local time

00:50 12:50 AM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

76,792

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

London Chatham 47 km

From you

London
Chatham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Chatham: Cost of Living - Frequently Asked Questions

London costs about 37% more than Chatham, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,073 per month in London and $4,421 in Chatham. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chatham, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,049 in London and $2,947 in Chatham. That's a gap of about 37%.

Public transport costs about 113% less in Chatham. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $4,049 in London and $2,947 in Chatham. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chatham costs $2,947 versus $4,049 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chatham. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.