Last update: Oct 2026

Cost of Living Comparison Between Chatham and Austin, TX

For one person, living is cheaper in Austin, TX: $2,663 a month against $2,956 in Chatham, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Chatham outweigh lower spending on other living expenses.

144

Cost of Living Index in Chatham
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Chatham Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Chatham

🇬🇧 United Kingdom

$2,956

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,956 in Chatham versus $2,663 in Austin, TX.

Chatham $2,956
Austin, TX $2,663

Estimated couple costs with rent: $4,000 in Chatham versus $4,133 in Austin, TX.

Chatham $4,000
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,044 in Chatham versus $5,603 in Austin, TX.

Chatham $5,044
Austin, TX $5,603

Living in Chatham is roughly 11% more expensive than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Chatham 119% above, Austin, TX 97% above.

Meal at Budget Restaurant

$13.44 £10.08

$20.77 $20.77

-35.29%

Three-Course Dinner for Two, Mid-Range

$93.5 £70.2

$84.6 $84.6

10.57%

Fast Food Meal (McDonalds, etc)

$9.77 £7.33

$12.32 $12.32

-20.70%

Cappuccino

$3.58 £2.69

$5.63 $5.63

-36.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 £2.22

$3.72 $3.72

-20.70%

Water (0.33 liter bottle)

$1.60 £1.20

$2.50 $2.50

-36.00%

Local Beer (0.5 liter draught)

$6.26 £4.70

$8.05 $8.05

-22.24%

Imported Beer (0.33 liter bottle)

$6.63 £4.97

$9.01 $9.01

-26.42%

Milk (1 liter)

$1.87 £1.40

$1.12 $1.12

66.96%

White Bread (500g)

$2.05 £1.54

$3.75 $3.75

-45.33%

Rice (white) (1kg)

$2.13 £1.60

$3.26 $3.26

-34.66%

Eggs

$3.90 £2.93

$4.17 $4.17

-6.47%

Local Cheese (1kg)

$10.54 £7.90

$12.90 $12.90

-18.29%

Chicken Fillets (1kg)

$9.20 £6.90

$14.16 $14.16

-35.03%

Beef Round Steak (1kg)

$15.27 £11.46

$16.22 $16.22

-5.86%

Apples (1kg)

$2.93 £2.20

$4.33 $4.33

-32.33%

Banana (1kg)

$1.95 £1.46

$1.46 $1.46

33.56%

Oranges (1kg)

$2.61 £1.96

$4.51 $4.51

-42.13%

Tomato (1kg)

$3.60 £2.70

$4.34 $4.34

-17.05%

Potato (1kg)

$1.97 £1.48

$2.58 $2.58

-23.64%

Onion (1kg)

$1.88 £1.41

$2.35 $2.35

-20.00%

Lettuce (1 head)

$1.18 £0.88

$1.78 $1.78

-33.71%

Water (1.5 liter bottle)

$1.63 £1.22

$2.22 $2.22

-26.58%

Cigarettes 20 Pack (Marlboro, Camel)

$21.41 £16.06

$9.88 $9.88

116.70%

Wine (Bottle)

$11.05 £8.29

$15.08 $15.08

-26.72%

Local Beer (0.5 liter bottle)

$3.03 £2.27

$2.92 $2.92

3.77%

Imported Beer (0.33 liter bottle)

$2.40 £1.80

$3.46 $3.46

-30.64%

One-way Ticket (Public Transport)

$4.02 £3.02

$1.49 $1.49

169.80%

Public Transport Monthly Pass (Regular Price)

$112 £84.3

$41.72 $41.72

169.18%

Taxi Start (Normal Tariff)

$4.88 £3.66

$2.73 $2.73

78.75%

Taxi (Normal Tariff) (1km)

$2.72 £2.04

$1.66 $1.66

63.86%

Taxi 1hour Waiting (Normal Tariff)

$19.84 £14.88

$35.30 $35.30

-43.80%

Gasoline (1 liter)

$1.97 £1.48

$0.95 $0.95

107.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £29.0K

$36.0K $36.0K

7.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K £27.5K

$27.1K $27.1K

35.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 £209

$229 $229

21.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.97 £12.73

$59.4 $59.4

-71.43%

Internet (50+ Mbps, Unlimited Data)

$26.03 £19.53

$69.9 $69.9

-62.77%

Gym Membership (Monthly)

$113 £85.1

$57.2 $57.2

98.24%

Tennis Court (1 Hour on Weekend)

$9.15 £6.87

$16.33 $16.33

-43.97%

Cinema Ticket

$17.64 £13.24

$14.28 $14.28

23.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,046 £1,535

$1,506 $1,506

35.85%

International Primary School, 1 Child (Yearly)

$30.6K £22.9K

$21.5K $21.5K

42.40%

Jeans (Levis 501 Or Similar)

$90.0 £67.5

$52.8 $52.8

70.35%

Summer Dress (H&M, Zara, etc)

$45.39 £34.06

$43.82 $43.82

3.58%

Sport Shoes (Adidas, Nike)

$102 £76.8

$84.8 $84.8

20.77%

Men's Leather Business Shoes

$89.1 £66.8

$103 $103

-13.55%

1-bedroom Apartment, City Center (Monthly)

$2,044 £1,534

$1,907 $1,907

7.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,632 £1,224

$1,274 $1,274

28.07%

3-bedroom Apartment, City Center (Monthly)

$2,470 £1,853

$3,664 $3,664

-32.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,092 £1,569

$2,538 $2,538

-17.59%

Buy Apartment in City Center (m2)

$7,902 £5,928

$7,614 $7,614

3.79%

Buy Apartment Outside City Center (m2)

$7,319 £5,491

$3,157 $3,157

131.81%

Average Monthly Net Salary (After Tax)

$2,938 £2,204

$5,121 $5,121

-42.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

6.79

-24.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham

$1.6K 55.2%

Austin, TX

$1.3K 47.8% 21.9% $358

Monthly Utilities & Internet

Chatham

$322 10.9%

Austin, TX

$358 13.5% 11.4% $37

Groceries & Markets

Chatham

$318 10.7%

Austin, TX

$405 15.2% 27.4% $87

Eating Out

Chatham

$243 8.2%

Austin, TX

$354 13.3% 45.9% $111

Sport & Entertainment

Chatham

$149 5%

Austin, TX

$86 3.2% 42.3% $63

Getting Around

Chatham

$147 5%

Austin, TX

$59 2.2% 60% $88

Clothing & Footwear

Chatham

$147 5%

Austin, TX

$128 4.8% 13% $19

Cost Breakdown

A one-bedroom apartment in the center runs $2,044 in Chatham and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 74% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $94.0 in Chatham vs $85.0 in Austin, TX. Groceries flip the comparison at $318 vs $405, with Chatham cheaper for home cooking.

Good to know

🇬🇧 Chatham

🇺🇸 Austin, TX

🕒 Local time

13:15 1:15 PM

07:15 7:15 AM

6 h behind Chatham

🌤 Weather

👥 Population

76,792

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Chatham Austin, TX 7,960 km ≈ 10 h nonstop flight

From you

Chatham
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 11% lower than in Chatham. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 74% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,044 in Chatham versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,956 per month in Chatham versus $2,663 in Austin, TX – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 169% less than in Chatham. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chatham and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 11% less than in Chatham. Beyond cost, consider language, visa policies, and how big the international community is in each city.