Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Chatham

For one person, living is cheaper in Austin, TX: $2,663 a month against $2,956 in Chatham, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Chatham outweigh lower spending on other living expenses.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
144

Cost of Living Index in Chatham
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Chatham Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Chatham

🇬🇧 United Kingdom

$2,956

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Chatham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Chatham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,956 in Chatham.

Austin, TX $2,663
Chatham $2,956

Estimated couple costs with rent: $4,133 in Austin, TX versus $4,000 in Chatham.

Austin, TX $4,133
Chatham $4,000

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $5,044 in Chatham.

Austin, TX $5,603
Chatham $5,044

Living in Austin, TX costs roughly 10% less than in Chatham, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Chatham 119% above.

Meal at Budget Restaurant

$20.77 $20.77

$13.44 £10.08

54.54%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$93.5 £70.2

-9.56%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.77 £7.33

26.10%

Cappuccino

$5.63 $5.63

$3.58 £2.69

57.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.95 £2.22

26.10%

Water (0.33 liter bottle)

$2.50 $2.50

$1.60 £1.20

56.25%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.26 £4.70

28.59%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.63 £4.97

35.90%

Milk (1 liter)

$1.12 $1.12

$1.87 £1.40

-40.11%

White Bread (500g)

$3.75 $3.75

$2.05 £1.54

82.93%

Rice (white) (1kg)

$3.26 $3.26

$2.13 £1.60

53.05%

Eggs

$4.17 $4.17

$3.90 £2.93

6.92%

Local Cheese (1kg)

$12.90 $12.90

$10.54 £7.90

22.39%

Chicken Fillets (1kg)

$14.16 $14.16

$9.20 £6.90

53.91%

Beef Round Steak (1kg)

$16.22 $16.22

$15.27 £11.46

6.22%

Apples (1kg)

$4.33 $4.33

$2.93 £2.20

47.78%

Banana (1kg)

$1.46 $1.46

$1.95 £1.46

-25.13%

Oranges (1kg)

$4.51 $4.51

$2.61 £1.96

72.80%

Tomato (1kg)

$4.34 $4.34

$3.60 £2.70

20.56%

Potato (1kg)

$2.58 $2.58

$1.97 £1.48

30.96%

Onion (1kg)

$2.35 $2.35

$1.88 £1.41

25.00%

Lettuce (1 head)

$1.78 $1.78

$1.18 £0.88

50.85%

Water (1.5 liter bottle)

$2.22 $2.22

$1.63 £1.22

36.20%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$21.41 £16.06

-53.85%

Wine (Bottle)

$15.08 $15.08

$11.05 £8.29

36.47%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.03 £2.27

-3.63%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.40 £1.80

44.17%

One-way Ticket (Public Transport)

$1.49 $1.49

$4.02 £3.02

-62.94%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$112 £84.3

-62.85%

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.88 £3.66

-44.06%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.72 £2.04

-38.97%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$19.84 £14.88

77.92%

Gasoline (1 liter)

$0.95 $0.95

$1.97 £1.48

-51.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.6K £29.0K

-6.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$36.7K £27.5K

-26.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$279 £209

-17.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$16.97 £12.73

249.97%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$26.03 £19.53

168.57%

Gym Membership (Monthly)

$57.2 $57.2

$113 £85.1

-49.55%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$9.15 £6.87

78.47%

Cinema Ticket

$14.28 $14.28

$17.64 £13.24

-19.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$2,046 £1,535

-26.39%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$30.6K £22.9K

-29.77%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$90.0 £67.5

-41.30%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$45.39 £34.06

-3.46%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$102 £76.8

-17.20%

Men's Leather Business Shoes

$103 $103

$89.1 £66.8

15.68%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$2,044 £1,534

-6.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,632 £1,224

-21.92%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,470 £1,853

48.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$2,092 £1,569

21.35%

Buy Apartment in City Center (m2)

$7,614 $7,614

$7,902 £5,928

-3.65%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$7,319 £5,491

-56.86%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,938 £2,204

74.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.12

32.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Chatham: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Chatham

$1.6K 55.2% 28.1% $358

Groceries & Markets

Austin, TX

$405 15.2%

Chatham

$318 10.7% 21.5% $87

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Chatham

$322 10.9% 10.3% $37

Eating Out

Austin, TX

$354 13.3%

Chatham

$243 8.2% 31.4% $111

Clothing & Footwear

Austin, TX

$128 4.8%

Chatham

$147 5% 14.9% $19

Sport & Entertainment

Austin, TX

$86 3.2%

Chatham

$149 5% 73.4% $63

Getting Around

Austin, TX

$59 2.2%

Chatham

$147 5% 150% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $2,044 in Chatham. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 74% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $94.0 in Chatham. Groceries flip the comparison at $405 vs $318, with Chatham cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇬🇧 Chatham

🕒 Local time

04:06 4:06 AM

10:06 10:06 AM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

76,792

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Chatham 7,960 km ≈ 10 h nonstop flight

From you

Austin, TX
Chatham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Chatham: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 11% lower than in Chatham. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 74% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $2,044 in Chatham. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,956 in Chatham – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 169% less than in Chatham. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Chatham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 11% less than in Chatham. Beyond cost, consider language, visa policies, and how big the international community is in each city.