Last update: Oct 2026

Cost of Living Comparison Between Chapeco and Montreal

For one person, living is cheaper in Chapeco: $980 a month against $2,059 in Montreal, rent and utilities included – about $12,900 less a year. Rent and utilities account for about half of the difference.

47

Cost of Living Index in Chapeco
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Chapeco Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Chapeco

🇧🇷 Brazil

$980

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Chapeco and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chapeco and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $980 in Chapeco versus $2,059 in Montreal.

Chapeco $980
Montreal $2,059

Estimated couple costs with rent: $1,454 in Chapeco versus $3,123 in Montreal.

Chapeco $1,454
Montreal $3,123

Monthly costs for a family of three with rent: $1,927 in Chapeco versus $4,187 in Montreal.

Chapeco $1,927
Montreal $4,187

Living in Chapeco costs roughly 52% less than in Montreal, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chapeco is 28% below, Montreal is 52% above.

Meal at Budget Restaurant

$5.53 R$28.05

$18.84 CA$26.63

-70.65%

Three-Course Dinner for Two, Mid-Range

$35.46 R$180

$73.2 CA$104

-51.57%

Fast Food Meal (McDonalds, etc)

$8.92 R$45.20

$10.54 CA$14.90

-15.37%

Cappuccino

$1.92 R$9.76

$3.97 CA$5.61

-51.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 R$3.80

$1.94 CA$2.74

-61.34%

Water (0.33 liter bottle)

$0.59 R$2.98

$1.57 CA$2.22

-62.42%

Local Beer (0.5 liter draught)

$1.45 R$7.33

$6.42 CA$9.08

-77.41%

Imported Beer (0.33 liter bottle)

$2.31 R$11.73

$7.20 CA$10.19

-67.92%

Milk (1 liter)

$0.90 R$4.56

$2.32 CA$3.28

-61.21%

White Bread (500g)

$1.14 R$5.78

$3.19 CA$4.51

-64.26%

Rice (white) (1kg)

$2.14 R$10.85

$3.19 CA$4.50

-32.92%

Eggs

$1.86 R$9.44

$3.68 CA$5.20

-49.46%

Local Cheese (1kg)

$8.24 R$41.75

$13.24 CA$18.72

-37.76%

Chicken Fillets (1kg)

$7.53 R$38.20

$11.69 CA$16.53

-35.59%

Beef Round Steak (1kg)

$10.95 R$55.5

$13.98 CA$19.76

-21.67%

Apples (1kg)

$2.34 R$11.88

$3.14 CA$4.44

-25.48%

Banana (1kg)

$0.99 R$5.02

$1.45 CA$2.05

-31.72%

Oranges (1kg)

$0.53 R$2.68

$3.38 CA$4.78

-84.32%

Tomato (1kg)

$0.70 R$3.54

$3.11 CA$4.40

-77.49%

Potato (1kg)

$0.53 R$2.70

$1.93 CA$2.72

-72.54%

Onion (1kg)

$0.53 R$2.70

$1.83 CA$2.58

-71.04%

Lettuce (1 head)

$0.95 R$4.83

$2.36 CA$3.34

-59.75%

Water (1.5 liter bottle)

$0.70 R$3.53

$1.50 CA$2.12

-53.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.32 R$11.75

$11.12 CA$15.73

-79.14%

Wine (Bottle)

$9.31 R$47.19

$10.60 CA$14.98

-12.17%

Local Beer (0.5 liter bottle)

$0.88 R$4.48

$2.22 CA$3.14

-60.36%

Imported Beer (0.33 liter bottle)

$1.48 R$7.49

$2.84 CA$4.01

-47.89%

One-way Ticket (Public Transport)

$0.97 R$4.94

$2.62 CA$3.71

-62.98%

Public Transport Monthly Pass (Regular Price)

$36.44 R$185

$79.1 CA$112

-53.96%

Taxi Start (Normal Tariff)

$1.28 R$6.50

$3.23 CA$4.56

-60.37%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

Gasoline (1 liter)

$1.17 R$5.93

$1.36 CA$1.92

-13.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K R$116.0K

$27.6K CA$39.1K

-17.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K R$154.6K

$21.2K CA$30.0K

43.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 R$873

$77.0 CA$109

123.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.47 R$53.1

$34.14 CA$48.26

-69.33%

Internet (50+ Mbps, Unlimited Data)

$18.84 R$95.5

$42.19 CA$59.7

-55.34%

Gym Membership (Monthly)

$26.24 R$133

$30.81 CA$43.56

-14.83%

Tennis Court (1 Hour on Weekend)

$33.45 R$170

$19.66 CA$27.79

70.14%

Cinema Ticket

$6.68 R$33.86

$11.47 CA$16.22

-41.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

Jeans (Levis 501 Or Similar)

$26.98 R$137

$57.3 CA$81.0

-52.88%

Summer Dress (H&M, Zara, etc)

$18.26 R$92.6

$38.10 CA$53.9

-52.07%

Sport Shoes (Adidas, Nike)

$36.87 R$187

$91.9 CA$130

-59.89%

Men's Leather Business Shoes

$53.6 R$272

$110 CA$155

-51.18%

1-bedroom Apartment, City Center (Monthly)

$415 R$2,103

$1,237 CA$1,748

-66.46%

1-bedroom Apartment, Outside City Center (Monthly)

$329 R$1,668

$977 CA$1,381

-66.31%

3-bedroom Apartment, City Center (Monthly)

$851 R$4,313

$2,180 CA$3,082

-60.98%

3-bedroom Apartment, Outside City Center (Monthly)

$536 R$2,718

$1,608 CA$2,273

-66.66%

Buy Apartment in City Center (m2)

$1,509 R$7,649

$5,113 CA$7,228

-70.49%

Buy Apartment Outside City Center (m2)

$987 R$5,005

$3,744 CA$5,293

-73.63%

Average Monthly Net Salary (After Tax)

$414 R$2,097

$2,957 CA$4,180

-86.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chapeco: October 17, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chapeco

$329 33.6%

Montreal

$977 47.4% 197% $648

Monthly Utilities & Internet

Chapeco

$201 20.6%

Montreal

$153 7.5% 23.9% $48

Groceries & Markets

Chapeco

$196 20%

Montreal

$351 17.1% 79.4% $155

Eating Out

Chapeco

$111 11.4%

Montreal

$290 14.1% 161% $179

Clothing & Footwear

Chapeco

$61 6.2%

Montreal

$134 6.5% 119% $73

Getting Around

Chapeco

$42 * 4.3%

Montreal

$100 4.9% 141% $59

Sport & Entertainment

Chapeco

$40 4%

Montreal

$54 2.6% 35.8% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $415 in Chapeco and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 615% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Chapeco vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $196 vs $351 per month, with Chapeco cheaper across the board.

Good to know

🇧🇷 Chapeco

🇨🇦 Montreal

🕒 Local time

18:59 6:59 PM

17:59 5:59 PM

1 h behind Chapeco

🌤 Weather

👥 Population

243,477

1,762,949

💱 Currency

Brazilian Real BRL R$

Canadian Dollar CAD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BRL in detail →

On the map

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Between locations

Chapeco Montreal 8,350 km ≈ 11 h nonstop flight

From you

Chapeco
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chapeco vs Montreal: Cost of Living - Frequently Asked Questions

Chapeco wins on cost – living expenses run 110% lower than in Montreal. Housing and daily spending are where you'll feel the difference most, making Chapeco the obvious pick if budget is a priority.

On paper, salaries run 615% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $415 in Chapeco versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 79% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $980 per month in Chapeco versus $2,059 in Montreal – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

At $980 in Chapeco versus $2,059 in Montreal, a $1,000 budget is realistic in Chapeco but tight or insufficient in Montreal. The gap between the two cities makes Chapeco the clear choice for anyone on this budget.

Both work as nomad bases, but Chapeco delivers better value – similar infrastructure at $980 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chapeco hard to pass up.

Safety-wise, Chapeco and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chapeco gentler on the wallet – expenses run 110% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.