Last update: Oct 2026

Cost of Living Comparison Between Changshu and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Changshu: $707 a month against $855 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,800 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

Changshu
🇨🇳 China
$707
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$855
/mo nomad
Monthly Cost of Living

How much you'll spend in Changshu and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Changshu and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $707 in Changshu versus $855 in Ho Chi Minh City (Saigon).

  • Changshu $707
  • Ho Chi Minh City (Saigon) $855

Estimated couple costs with rent: $1,120 in Changshu versus $1,400 in Ho Chi Minh City (Saigon).

  • Changshu $1,120
  • Ho Chi Minh City (Saigon) $1,400

Monthly costs for a family of three with rent: $1,532 in Changshu versus $1,944 in Ho Chi Minh City (Saigon).

  • Changshu $1,532
  • Ho Chi Minh City (Saigon) $1,944

Living in Changshu costs roughly 17% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Changshu 47% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Changshu
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$2.71 ¥18.12
$1.90 ₫49.2K
42.63%
Three-Course Dinner for Two, Mid-Range
$21.35 ¥143
$23.32 ₫604.8K
-8.45%
Fast Food Meal (McDonalds, etc)
$4.98 ¥33.30
$4.67 ₫121.2K
6.64%
Cappuccino
$3.09 ¥20.67
$1.85 ₫48.0K
67.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ¥2.88
$0.56 ₫14.4K
-23.21%
Water (0.33 liter bottle)
$0.27 ¥1.80
$0.34 ₫8,875
-20.59%
Local Beer (0.5 liter draught)
$0.94 ¥6.27
$1.01 ₫26.2K
-6.93%
Imported Beer (0.33 liter bottle)
$2.06 ¥13.78
$1.69 ₫43.8K
21.89%
🛒 Groceries & Markets
Changshu
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.87 ¥12.49
$1.58 ₫40.9K
18.35%
White Bread (500g)
$1.56 ¥10.44
$1.04 ₫27.1K
50.00%
Rice (white) (1kg)
$0.90 ¥6.03
$0.99 ₫25.7K
-9.09%
Eggs
$1.54 ¥10.31
$1.60 ₫41.6K
-3.75%
Local Cheese (1kg)
$12.88 ¥86.1
$12.23 ₫317.3K
5.31%
Chicken Fillets (1kg)
$3.17 ¥21.16
$3.54 ₫91.9K
-10.45%
Beef Round Steak (1kg)
$10.11 ¥67.5
$10.44 ₫270.8K
-3.16%
Apples (1kg)
$1.82 ¥12.19
$3.09 ₫80.1K
-41.10%
Banana (1kg)
$1.25 ¥8.33
$1.26 ₫32.6K
-0.79%
Oranges (1kg)
$1.54 ¥10.29
$1.57 ₫40.6K
-1.91%
Tomato (1kg)
$1.14 ¥7.64
$1.26 ₫32.6K
-9.52%
Potato (1kg)
$0.69 ¥4.60
$1.17 ₫30.4K
-41.03%
Onion (1kg)
$0.89 ¥5.98
$1.15 ₫29.8K
-22.61%
Lettuce (1 head)
$0.56 ¥3.76
$0.72 ₫18.8K
-22.22%
Water (1.5 liter bottle)
$0.50 ¥3.37
$0.54 ₫14.0K
-7.41%
Cigarettes 20 Pack (Marlboro, Camel)
$3.04 ¥20.35
$1.22 ₫31.6K
149.18%
Wine (Bottle)
$10.65 ¥71.2
$12.28 ₫318.5K
-13.27%
Local Beer (0.5 liter bottle)
$0.74 ¥4.97
$0.98 ₫25.5K
-24.49%
Imported Beer (0.33 liter bottle)
$1.63 ¥10.91
$1.49 ₫38.6K
9.40%
🚌 Getting Around
Changshu
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.27 ¥1.78
$0.28 ₫7,264
-3.57%
Public Transport Monthly Pass (Regular Price)
$16.85 ¥113
$11.62 ₫301.5K
45.01%
Taxi Start (Normal Tariff)
$1.37 ¥9.16
$0.73 ₫19.0K
87.67%
Taxi (Normal Tariff) (1km)
$0.35 ¥2.35
$0.64 ₫16.7K
-45.31%
Taxi 1hour Waiting (Normal Tariff)
$6.82 ¥45.56
$3.17 ₫82.2K
115.14%
Gasoline (1 liter)
$1.14 ¥7.61
$0.95 ₫24.7K
20.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4K ¥129.4K
$30.7K ₫797.2M
-37.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.9K ¥113.2K
$30.6K ₫793.2M
-44.64%
🧾 Monthly Utilities & Internet
Changshu
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.92 ¥300
$102 ₫2.7M
-56.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.95 ¥66.5
$5.65 ₫146.4K
76.11%
Internet (50+ Mbps, Unlimited Data)
$11.63 ¥77.7
$10.52 ₫272.8K
10.55%
🎉 Sport & Entertainment
Changshu
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$42.26 ¥282
$25.86 ₫670.6K
63.42%
Tennis Court (1 Hour on Weekend)
$13.67 ¥91.3
$11.82 ₫306.6K
15.65%
Cinema Ticket
$5.88 ¥39.29
$3.39 ₫88.0K
73.45%
🧸 Childcare & Education
Changshu
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$340 ¥2,272
$438 ₫11.4M
-22.33%
International Primary School, 1 Child (Yearly)
$17.1K ¥114.4K
$23.3K ₫604.4M
-26.53%
👕👟 Clothing & Footwear
Changshu
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$43.35 ¥290
$51.5 ₫1.3M
-15.86%
Summer Dress (H&M, Zara, etc)
$30.09 ¥201
$34.56 ₫896.2K
-12.93%
Sport Shoes (Adidas, Nike)
$70.8 ¥473
$91.3 ₫2.4M
-22.50%
Men's Leather Business Shoes
$73.3 ¥490
$94.9 ₫2.5M
-22.76%
🏠 Accommodation & Living
Changshu
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$277 ¥1,853
$577 ₫15.0M
-51.94%
1-bedroom Apartment, Outside City Center (Monthly)
$192 ¥1,281
$292 ₫7.6M
-34.38%
3-bedroom Apartment, City Center (Monthly)
$596 ¥3,986
$1,293 ₫33.5M
-53.88%
3-bedroom Apartment, Outside City Center (Monthly)
$355 ¥2,370
$717 ₫18.6M
-50.55%
Buy Apartment in City Center (m2)
$3,056 ¥20.4K
$4,714 ₫122.2M
-35.18%
Buy Apartment Outside City Center (m2)
$2,007 ¥13.4K
$1,882 ₫48.8M
6.63%
💵 Salaries & Financials
Changshu
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
-
$486 ₫12.6M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.89
8.64
-54.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Changshu: October 5, 2026

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Changshu
$198
Ho Chi Minh City (Saigon)
$206 3.9% $7.7
Accommodation & Living
Changshu
$192
Ho Chi Minh City (Saigon)
$292 52.4% $100
Clothing & Footwear
Changshu
$98
Ho Chi Minh City (Saigon)
$123 25.2% $25
Eating Out
Changshu
$85
Ho Chi Minh City (Saigon)
$63 25.7% $22
Monthly Utilities & Internet
Changshu
$67
Ho Chi Minh City (Saigon)
$118 78.1% $52
Sport & Entertainment
Changshu
$54
Ho Chi Minh City (Saigon)
$33 39.6% $21
Getting Around
Changshu
$21
Ho Chi Minh City (Saigon)
$17 20.6% $4.3

Cost Breakdown

A one-bedroom apartment in the center runs $277 in Changshu and $577 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Changshu vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $198 vs $206 per month, with Changshu cheaper across the board.

Good to know
🇨🇳 Changshu
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
15:51 3:51 PM
14:51 2:51 PM
1 h behind Changshu
🌤 Weather
👥 Population
1,677,050
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 13, 2026: 1 USD = 6.68 CNY (1 CNY = 0.15 USD). 1 EUR = 7.49 CNY (1 CNY = 0.134 EUR).

Vietnamese Dong exchange rates as of October 13, 2026: 1 USD = 25,934 VND (100,000 VND = 3.86 USD). 1 EUR = 29,064 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Changshu Ho Chi Minh City (Saigon) 2,730 km ≈ 4 h nonstop flight
From you
  • Changshu
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Changshu vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Is Ho Chi Minh City (Saigon) cheaper than Changshu?
Changshu is cheaper overall, especially in groceries and clothing. The 21% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,061 in Changshu and $1,283 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Changshu and Ho Chi Minh City (Saigon)?
Rent for a central apartment: $277 in Changshu versus $577 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Changshu or in Ho Chi Minh City (Saigon)?
Dining out is cheaper in Changshu – a meal for two runs $21.00 versus $23.00 in Ho Chi Minh City (Saigon). If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Changshu and in Ho Chi Minh City (Saigon)?
All in, you'll spend $707 per month in Changshu versus $855 in Ho Chi Minh City (Saigon) – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Changshu or in Ho Chi Minh City (Saigon)?
At $707 in Changshu versus $855 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Changshu but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Changshu the clear choice for anyone on this budget.
Is Changshu or Ho Chi Minh City (Saigon) more family-friendly?
For families, Changshu is more practical. Housing and childcare are both notably cheaper than in Ho Chi Minh City (Saigon), and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Changshu or Ho Chi Minh City (Saigon)?
Safety-wise, Changshu and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Changshu gentler on the wallet – expenses run 21% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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