Last update: Oct 2026

Cost of Living Comparison Between Chang-hua and Ubud, Bali

For one person, living is cheaper in Chang-hua: $864 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Chang-hua
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Chang-hua Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chang-hua

🇹🇼 Taiwan

$864

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Chang-hua and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chang-hua and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $864 per month in Chang-hua vs $1,368 in Ubud, Bali, rent included.

Chang-hua $864
Ubud, Bali $1,368

A couple spends around $1,343 per month in Chang-hua vs $2,314 in Ubud, Bali, rent included.

Chang-hua $1,343
Ubud, Bali $2,314

A family of three spends $1,822 per month in Chang-hua vs $3,260 in Ubud, Bali, rent included.

Chang-hua $1,822
Ubud, Bali $3,260

Chang-hua is about 37% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Chang-hua sits 36% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.83 NT$124

$3.33 Rp 59.9K

15.02%

Three-Course Dinner for Two, Mid-Range

$32.76 NT$1,062

$35.18 Rp 633.2K

-6.88%

Fast Food Meal (McDonalds, etc)

$5.53 NT$179

$5.80 Rp 104.5K

-4.66%

Cappuccino

$1.63 NT$52.7

$2.73 Rp 49.1K

-40.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 NT$30.99

$1.64 Rp 29.5K

-41.46%

Water (0.33 liter bottle)

$0.56 NT$18.01

$0.83 Rp 15.0K

-32.53%

Local Beer (0.5 liter draught)

$1.36 NT$44.21

$2.70 Rp 48.6K

-49.63%

Imported Beer (0.33 liter bottle)

$2.17 NT$70.3

$4.30 Rp 77.4K

-49.53%

Milk (1 liter)

$2.38 NT$77.1

$1.50 Rp 27.1K

58.67%

White Bread (500g)

$2.07 NT$67.2

$2.30 Rp 41.4K

-10.00%

Rice (white) (1kg)

$2.94 NT$95.5

$1.18 Rp 21.2K

149.15%

Eggs

$2.76 NT$89.5

$2.14 Rp 38.6K

28.97%

Local Cheese (1kg)

$16.19 NT$525

$17.48 Rp 314.6K

-7.38%

Chicken Fillets (1kg)

$9.51 NT$308

$4.03 Rp 72.5K

135.98%

Beef Round Steak (1kg)

$21.23 NT$688

$12.23 Rp 220.1K

73.59%

Apples (1kg)

$4.82 NT$156

$3.55 Rp 63.9K

35.77%

Banana (1kg)

$3.38 NT$110

$1.57 Rp 28.3K

115.29%

Oranges (1kg)

$2.93 NT$95.1

$2.24 Rp 40.2K

30.80%

Tomato (1kg)

$3.17 NT$103

$1.93 Rp 34.7K

64.25%

Potato (1kg)

$2.77 NT$89.8

$1.88 Rp 33.9K

47.34%

Onion (1kg)

$2.11 NT$68.4

$2.29 Rp 41.3K

-7.86%

Lettuce (1 head)

$1.69 NT$54.9

$0.99 Rp 17.9K

70.71%

Water (1.5 liter bottle)

$0.77 NT$24.97

$0.53 Rp 9,475

45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.96 NT$128

$2.28 Rp 41.1K

73.68%

Wine (Bottle)

$9.43 NT$306

$23.01 Rp 414.2K

-59.02%

Local Beer (0.5 liter bottle)

$1.38 NT$44.70

$2.34 Rp 42.2K

-41.03%

Imported Beer (0.33 liter bottle)

$2.29 NT$74.4

$2.91 Rp 52.4K

-21.31%

One-way Ticket (Public Transport)

$1.55 NT$50.4

$0.24 Rp 4,315

545.83%

Public Transport Monthly Pass (Regular Price)

$34.80 NT$1,129

$8.82 Rp 158.7K

294.56%

Taxi Start (Normal Tariff)

$2.65 NT$85.9

$0.48 Rp 8,684

452.08%

Taxi (Normal Tariff) (1km)

$0.76 NT$24.71

$0.46 Rp 8,233

65.22%

Taxi 1hour Waiting (Normal Tariff)

$9.29 NT$301

$5.45 Rp 98.2K

70.46%

Gasoline (1 liter)

$1.06 NT$34.39

$0.88 Rp 15.9K

20.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K NT$1.1M

$24.6K Rp 442.2M

34.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K NT$787.5K

$31.2K Rp 561.4M

-22.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.62 NT$1,025

$83.0 Rp 1.5M

-61.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.99 NT$551

$6.45 Rp 116.0K

163.41%

Internet (50+ Mbps, Unlimited Data)

$18.71 NT$607

$18.57 Rp 334.2K

0.75%

Gym Membership (Monthly)

$31.75 NT$1,029

$55.8 Rp 1.0M

-43.12%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$9.38 NT$304

$4.38 Rp 78.9K

114.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 NT$20.6K

$493 Rp 8.9M

29.06%

International Primary School, 1 Child (Yearly)

$7,946 NT$257.7K

$5,754 Rp 103.6M

38.10%

Jeans (Levis 501 Or Similar)

$49.35 NT$1,600

$46.19 Rp 831.4K

6.84%

Summer Dress (H&M, Zara, etc)

$15.47 NT$502

$35.33 Rp 636.0K

-56.21%

Sport Shoes (Adidas, Nike)

$78.1 NT$2,534

$79.1 Rp 1.4M

-1.20%

Men's Leather Business Shoes

$49.57 NT$1,607

$78.4 Rp 1.4M

-36.76%

1-bedroom Apartment, City Center (Monthly)

$252 NT$8,160

$1,142 Rp 20.6M

-77.97%

1-bedroom Apartment, Outside City Center (Monthly)

$170 NT$5,528

$676 Rp 12.2M

-74.77%

3-bedroom Apartment, City Center (Monthly)

$509 NT$16.5K

$3,503 Rp 63.1M

-85.48%

3-bedroom Apartment, Outside City Center (Monthly)

$169 NT$5,480

$1,700 Rp 30.6M

-90.06%

Buy Apartment in City Center (m2)

$2,959 NT$96.0K

$2,784 Rp 50.1M

6.29%

Buy Apartment Outside City Center (m2)

$1,631 NT$52.9K

$2,241 Rp 40.3M

-27.21%

Average Monthly Net Salary (After Tax)

$2,011 NT$65.2K

$165 Rp 3.0M

1121.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.2

13.78

-84.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chang-hua: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Chang-hua

$358 41.4%

Ubud, Bali

$290 21.2% 18.9% $68

Accommodation & Living

Chang-hua

$170 19.7%

Ubud, Bali

$676 49.4% 296% $505

Clothing & Footwear

Chang-hua

$87 10%

Ubud, Bali

$108 7.9% 24.1% $21

Eating Out

Chang-hua

$84 9.7%

Ubud, Bali

$109 8% 29.6% $25

Monthly Utilities & Internet

Chang-hua

$67 7.8%

Ubud, Bali

$108 7.9% 60.4% $41

Sport & Entertainment

Chang-hua

$51 5.8%

Ubud, Bali

$65 4.7% 27.9% $14

Getting Around

Chang-hua

$47 5.5%

Ubud, Bali

$13 0.9% 73.6% $35

Cost Breakdown

A central one-bedroom costs $252 in Chang-hua versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1122% higher in Chang-hua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Chang-hua versus $35.00 in Ubud, Bali. Groceries tell a different story – $358 in Chang-hua vs $290 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇹🇼 Chang-hua

🇮🇩 Ubud, Bali

🕒 Local time

08:16 8:16 AM

Same time as Chang-hua

🌤 Weather

👥 Population

226,564

74,800

💱 Currency

New Taiwan Dollar TWD NT$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 19, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TWD in detail →

On the map

Lowest

Highest

Between locations

Chang-hua Ubud, Bali 3,670 km ≈ 5 h nonstop flight

From you

Chang-hua
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chang-hua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 58% more than Chang-hua, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,296 per month in Chang-hua and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $864 in Chang-hua and $1,368 in Ubud, Bali. That's a gap of about 58%.

Public transport costs about 295% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $864, than in Ubud, Bali at $1,368. In Chang-hua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chang-hua costs $864 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.