Cost of Living Comparison Between Chang-hua and Ubud, Bali Cost of Living Comparison Between Chang-hua and Ubud, Bali

Monthly Cost of Living

A single person spends $894 per month in Chang-hua vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,355 per month in Chang-hua vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,815 per month in Chang-hua vs $3,273 in Ubud, Bali, rent included.

Chang-hua is about 36% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Chang-hua sits 35% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.06 NT$129

$3.37 Rp 59.9K

20.47%

Three-Course Dinner for Two, Mid-Range

$32.91 NT$1,044

$38.59 Rp 685.5K

-14.72%

Fast Food Meal (McDonalds, etc)

$6.10 NT$194

$5.52 Rp 98.1K

10.51%

Cappuccino

$1.65 NT$52.3

$2.64 Rp 47.0K

-37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 NT$29.79

$1.67 Rp 29.7K

-43.71%

Water (0.33 liter bottle)

$0.61 NT$19.29

$0.77 Rp 13.7K

-20.78%

Local Beer (0.5 liter draught)

$1.40 NT$44.52

$2.63 Rp 46.8K

-46.77%

Imported Beer (0.33 liter bottle)

$2.27 NT$72.1

$4.28 Rp 76.1K

-46.96%

Milk (1 liter)

$2.35 NT$74.6

$1.55 Rp 27.5K

51.61%

White Bread (500g)

$2.03 NT$64.5

$2.22 Rp 39.5K

-8.56%

Rice (white) (1kg)

$2.88 NT$91.3

$1.13 Rp 20.0K

154.87%

Eggs

$2.72 NT$86.2

$2.09 Rp 37.1K

30.14%

Local Cheese (1kg)

$16.36 NT$519

$17.39 Rp 309.0K

-5.92%

Chicken Fillets (1kg)

$10.08 NT$320

$3.87 Rp 68.7K

160.47%

Beef Round Steak (1kg)

$21.88 NT$694

$12.55 Rp 222.9K

74.34%

Apples (1kg)

$5.05 NT$160

$3.62 Rp 64.2K

39.50%

Banana (1kg)

$3.32 NT$105

$1.56 Rp 27.7K

112.82%

Oranges (1kg)

$3.02 NT$95.9

$2.35 Rp 41.8K

28.51%

Tomato (1kg)

$3.14 NT$99.5

$2.06 Rp 36.5K

52.43%

Potato (1kg)

$2.69 NT$85.4

$1.90 Rp 33.7K

41.58%

Onion (1kg)

$2.21 NT$70.0

$2.34 Rp 41.5K

-5.56%

Lettuce (1 head)

$1.75 NT$55.5

$1.03 Rp 18.3K

69.90%

Water (1.5 liter bottle)

$0.81 NT$25.56

$0.55 Rp 9,854

47.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 NT$128

$2.25 Rp 40.0K

80.00%

Wine (Bottle)

$9.36 NT$297

$23.81 Rp 422.9K

-60.69%

Local Beer (0.5 liter bottle)

$1.46 NT$46.33

$2.31 Rp 41.1K

-36.80%

Imported Beer (0.33 liter bottle)

$2.22 NT$70.5

$2.80 Rp 49.8K

-20.71%

One-way Ticket (Public Transport)

$1.55 NT$49.04

$0.27 Rp 4,839

474.07%

Public Transport Monthly Pass (Regular Price)

$34.54 NT$1,096

$8.66 Rp 153.9K

298.85%

Taxi Start (Normal Tariff)

$2.70 NT$85.6

$0.48 Rp 8,554

462.50%

Taxi (Normal Tariff) (1km)

$0.75 NT$23.82

$0.45 Rp 7,924

66.67%

Taxi 1hour Waiting (Normal Tariff)

$9.73 NT$309

$5.72 Rp 101.6K

70.10%

Gasoline (1 liter)

$1.02 NT$32.37

$0.76 Rp 13.5K

34.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K NT$1.1M

$24.5K Rp 434.9M

36.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K NT$774.1K

$32.1K Rp 570.6M

-24.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.05 NT$985

$83.6 Rp 1.5M

-62.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.25 NT$579

$6.46 Rp 114.7K

182.51%

Internet (50+ Mbps, Unlimited Data)

$18.86 NT$598

$18.99 Rp 337.4K

-0.68%

Gym Membership (Monthly)

$31.87 NT$1,011

$56.0 Rp 994.4K

-43.06%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$9.25 NT$293

$4.28 Rp 76.1K

116.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$630 NT$20.0K

$487 Rp 8.6M

29.54%

International Primary School, 1 Child (Yearly)

$7,739 NT$245.5K

$5,856 Rp 104.0M

32.16%

Jeans (Levis 501 Or Similar)

$50.1 NT$1,590

$45.56 Rp 809.3K

10.01%

Summer Dress (H&M, Zara, etc)

$15.20 NT$482

$36.38 Rp 646.3K

-58.22%

Sport Shoes (Adidas, Nike)

$80.2 NT$2,546

$82.0 Rp 1.5M

-2.10%

Men's Leather Business Shoes

$51.0 NT$1,617

$80.4 Rp 1.4M

-36.59%

1-bedroom Apartment, City Center (Monthly)

$257 NT$8,159

$1,117 Rp 19.8M

-76.97%

1-bedroom Apartment, Outside City Center (Monthly)

$171 NT$5,421

$701 Rp 12.5M

-75.63%

3-bedroom Apartment, City Center (Monthly)

$497 NT$15.8K

$3,537 Rp 62.8M

-85.96%

3-bedroom Apartment, Outside City Center (Monthly)

$173 NT$5,486

$1,762 Rp 31.3M

-90.19%

Buy Apartment in City Center (m2)

$3,061 NT$97.1K

$2,826 Rp 50.2M

8.33%

Buy Apartment Outside City Center (m2)

$1,650 NT$52.3K

$2,292 Rp 40.7M

-28.02%

Average Monthly Net Salary (After Tax)

$2,024 NT$64.2K

$170 Rp 3.0M

1091.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.2

13.78

-84.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chang-hua: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $257 in Chang-hua versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1092% higher in Chang-hua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Chang-hua versus $39.00 in Ubud, Bali. Groceries tell a different story – $364 in Chang-hua vs $293 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chang-hua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 56% more than Chang-hua, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,342 per month in Chang-hua and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $894 in Chang-hua and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 299% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $894, than in Ubud, Bali at $1,396. In Chang-hua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chang-hua costs $894 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.