Cost of Living Comparison Between Ubud, Bali and Chang-hua Cost of Living Comparison Between Ubud, Bali and Chang-hua

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $896 in Chang-hua, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,393 in Chang-hua, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,889 in Chang-hua, rent included.

Ubud, Bali costs about 54% more than Chang-hua, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Chang-hua is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.08 NT$129

-18.38%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$33.14 NT$1,048

8.09%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.10 NT$193

-7.70%

Cappuccino

$2.82 Rp 49.7K

$1.68 NT$53.1

67.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.92 NT$29.02

90.22%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.60 NT$19.11

33.33%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.38 NT$43.78

120.29%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.26 NT$71.4

90.27%

Milk (1 liter)

$1.61 Rp 28.3K

$2.32 NT$73.4

-30.60%

White Bread (500g)

$2.27 Rp 39.9K

$2.06 NT$65.2

10.19%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.04 NT$96.0

-61.51%

Eggs

$2.17 Rp 38.2K

$2.79 NT$88.4

-22.22%

Local Cheese (1kg)

$17.63 Rp 310.5K

$16.17 NT$511

9.03%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.87 NT$312

-58.97%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$22.09 NT$699

-44.86%

Apples (1kg)

$3.62 Rp 63.7K

$5.09 NT$161

-28.88%

Banana (1kg)

$1.64 Rp 28.8K

$3.27 NT$103

-49.85%

Oranges (1kg)

$2.31 Rp 40.6K

$2.94 NT$92.9

-21.43%

Tomato (1kg)

$1.96 Rp 34.5K

$3.19 NT$101

-38.56%

Potato (1kg)

$1.84 Rp 32.5K

$2.82 NT$89.2

-34.75%

Onion (1kg)

$2.37 Rp 41.7K

$2.15 NT$68.0

10.23%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.75 NT$55.5

-40.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.83 NT$26.17

-34.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.89 NT$123

-40.87%

Wine (Bottle)

$23.08 Rp 406.4K

$9.43 NT$298

144.75%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.47 NT$46.42

59.18%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.24 NT$70.9

37.05%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.56 NT$49.20

-83.97%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$35.25 NT$1,115

-73.28%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.68 NT$84.9

-81.72%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.76 NT$24.06

-38.16%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$9.76 NT$309

-42.62%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.02 NT$32.30

-20.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$34.4K NT$1.1M

-27.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.6K NT$778.5K

26.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$32.01 NT$1,012

158.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.21 NT$576

-64.36%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$19.29 NT$610

-2.59%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$33.09 NT$1,047

66.94%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$9.66 NT$306

-55.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$625 NT$19.8K

-20.89%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,903 NT$249.9K

-25.13%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$49.98 NT$1,581

-7.40%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$15.34 NT$485

137.55%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$78.4 NT$2,479

2.97%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$51.0 NT$1,614

54.42%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$254 NT$8,047

337.81%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$175 NT$5,529

296.56%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$503 NT$15.9K

624.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$177 NT$5,596

867.78%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,071 NT$97.1K

-10.11%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,703 NT$53.8K

34.66%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,008 NT$63.5K

-91.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.2

526.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Chang-hua: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $254 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1102% higher in Chang-hua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $33.00 in Chang-hua. Groceries tell a different story – $294 in Ubud, Bali vs $364 in Chang-hua – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chang-hua: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 54% more than Chang-hua, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,344 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $896 in Chang-hua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 274% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $896, than in Ubud, Bali at $1,378. In Chang-hua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chang-hua costs $896 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.