Cost of Living Comparison Between Ubud, Bali and Chang-hua Cost of Living Comparison Between Ubud, Bali and Chang-hua

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $904 in Chang-hua, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,361 in Chang-hua, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,819 in Chang-hua, rent included.

Ubud, Bali costs about 57% more than Chang-hua, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Chang-hua is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.76 NT$118

-5.32%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$27.15 NT$855

20.55%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.64 NT$178

-12.23%

Cappuccino

$2.71 Rp 48.4K

$1.84 NT$57.8

47.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.88 NT$27.63

52.27%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.46 NT$14.54

52.17%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.45 NT$45.62

101.38%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.98 NT$62.3

100.00%

Milk (1 liter)

$1.81 Rp 32.3K

$2.76 NT$86.9

-34.42%

White Bread (500g)

$2.52 Rp 45.0K

$1.91 NT$60.1

31.94%

Rice (white) (1kg)

$1.16 Rp 20.7K

$3.17 NT$99.9

-63.41%

Eggs

$2.46 Rp 43.9K

$2.91 NT$91.7

-15.46%

Local Cheese (1kg)

$14.71 Rp 262.7K

$17.14 NT$540

-14.18%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.81 NT$246

-44.69%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$20.15 NT$634

-39.75%

Apples (1kg)

$3.84 Rp 68.6K

$5.22 NT$164

-26.44%

Banana (1kg)

$1.56 Rp 27.8K

$2.89 NT$91.1

-46.02%

Oranges (1kg)

$2.83 Rp 50.6K

$2.75 NT$86.7

2.91%

Tomato (1kg)

$2.33 Rp 41.5K

$3.23 NT$102

-27.86%

Potato (1kg)

$1.91 Rp 34.2K

$2.75 NT$86.5

-30.55%

Onion (1kg)

$2.20 Rp 39.3K

$2.19 NT$69.0

0.46%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.87 NT$59.0

-45.99%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.81 NT$25.47

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.95 NT$124

-15.95%

Wine (Bottle)

$23.74 Rp 423.9K

$9.61 NT$302

147.03%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.56 NT$49.26

78.85%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.41 NT$75.8

18.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.72 NT$54.0

-84.30%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$37.34 NT$1,175

-78.49%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$2.95 NT$93.0

-84.41%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.78 NT$24.68

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$10.29 NT$324

-40.72%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.02 NT$32.18

-22.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$38.6K NT$1.2M

-32.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$27.5K NT$864.1K

17.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$34.13 NT$1,074

134.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$18.70 NT$589

-78.29%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$20.26 NT$638

16.09%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$26.09 NT$821

278.31%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$15.35 NT$483

-56.81%

Cinema Ticket

$4.15 Rp 74.1K

$10.07 NT$317

-58.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$643 NT$20.2K

-52.74%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$8,353 NT$262.9K

-20.83%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$53.8 NT$1,692

3.29%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$16.87 NT$531

127.09%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$84.1 NT$2,647

5.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$53.8 NT$1,692

44.87%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$312 NT$9,829

222.29%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$190 NT$5,974

255.81%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$546 NT$17.2K

529.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$189 NT$5,953

978.38%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$3,014 NT$94.9K

-5.74%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,682 NT$52.9K

34.61%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,015 NT$63.4K

-91.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.19

506.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Chang-hua: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $312 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1119% higher in Chang-hua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Chang-hua. Groceries tell a different story – $302 in Ubud, Bali vs $354 in Chang-hua – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chang-hua: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 57% more than Chang-hua, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,355 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $904 in Chang-hua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 365% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $904, than in Ubud, Bali at $1,419. In Chang-hua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chang-hua costs $904 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.