Cost of Living Comparison Between Ubud, Bali and Chang-hua Cost of Living Comparison Between Ubud, Bali and Chang-hua

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $887 in Chang-hua, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,367 in Chang-hua, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,848 in Chang-hua, rent included.

Ubud, Bali costs about 59% more than Chang-hua, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Chang-hua is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.77 NT$122

-8.49%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$26.71 NT$862

21.08%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.84 NT$189

-17.12%

Cappuccino

$2.75 Rp 49.4K

$1.86 NT$60.1

47.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.91 NT$29.39

51.65%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.43 NT$13.85

74.42%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.44 NT$46.51

107.64%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.08 NT$67.2

85.10%

Milk (1 liter)

$1.74 Rp 31.2K

$2.76 NT$89.0

-36.96%

White Bread (500g)

$2.46 Rp 44.2K

$1.88 NT$60.6

30.85%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.13 NT$101

-62.62%

Eggs

$2.43 Rp 43.7K

$2.79 NT$90.1

-12.90%

Local Cheese (1kg)

$14.50 Rp 260.6K

$17.71 NT$572

-18.13%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.81 NT$252

-44.30%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$19.98 NT$645

-40.04%

Apples (1kg)

$3.72 Rp 66.8K

$5.04 NT$163

-26.19%

Banana (1kg)

$1.63 Rp 29.2K

$2.97 NT$95.8

-45.12%

Oranges (1kg)

$2.74 Rp 49.3K

$2.77 NT$89.4

-1.08%

Tomato (1kg)

$2.24 Rp 40.3K

$3.10 NT$100

-27.74%

Potato (1kg)

$1.92 Rp 34.5K

$2.65 NT$85.4

-27.55%

Onion (1kg)

$2.28 Rp 40.9K

$2.17 NT$70.2

5.07%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.98 NT$63.8

-46.46%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.81 NT$26.10

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.15 NT$134

-20.72%

Wine (Bottle)

$23.19 Rp 416.8K

$9.07 NT$293

155.68%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.55 NT$49.97

79.35%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.35 NT$76.0

16.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.72 NT$55.5

-84.30%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$36.55 NT$1,180

-77.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.89 NT$93.4

-83.39%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.72 NT$23.40

-41.67%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.29 NT$332

-39.55%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.08 NT$34.72

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$37.3K NT$1.2M

-28.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.9K NT$867.8K

19.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$34.24 NT$1,105

128.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.64 NT$602

-78.17%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$19.98 NT$645

21.77%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$25.57 NT$825

285.65%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$15.29 NT$494

-58.53%

Cinema Ticket

$3.99 Rp 71.6K

$10.36 NT$334

-61.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$636 NT$20.5K

-52.04%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$8,532 NT$275.4K

-22.15%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$53.7 NT$1,734

0.78%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$16.77 NT$541

125.46%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$84.5 NT$2,726

2.81%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$54.8 NT$1,770

39.22%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$310 NT$10.0K

219.90%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$184 NT$5,925

266.45%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$533 NT$17.2K

533.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$187 NT$6,032

996.89%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,945 NT$95.0K

-4.76%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,608 NT$51.9K

38.52%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$2,032 NT$65.6K

-91.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.19

506.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Chang-hua: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $310 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1117% higher in Chang-hua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $27.00 in Chang-hua. Groceries tell a different story – $297 in Ubud, Bali vs $352 in Chang-hua – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chang-hua: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 59% more than Chang-hua, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,330 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $887 in Chang-hua. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 351% less in Chang-hua. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Chang-hua, where all-in costs run around $887, than in Ubud, Bali at $1,408. In Chang-hua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chang-hua costs $887 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chang-hua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.