Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Chang-hua

For one person, living is cheaper in Chang-hua: $852 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Chang-hua
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Chang-hua Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Chang-hua

🇹🇼 Taiwan

$852

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Chang-hua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Chang-hua actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $852 in Chang-hua, rent included.

Ubud, Bali $1,349
Chang-hua $852

A couple spends around $2,305 per month in Ubud, Bali vs $1,325 in Chang-hua, rent included.

Ubud, Bali $2,305
Chang-hua $1,325

A family of three spends $3,261 per month in Ubud, Bali vs $1,799 in Chang-hua, rent included.

Ubud, Bali $3,261
Chang-hua $1,799

Ubud, Bali costs about 58% more than Chang-hua, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$3.74 NT$121

-11.23%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$32.20 NT$1,044

10.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$5.77 NT$187

-4.16%

Cappuccino

$2.72 Rp 49.0K

$1.66 NT$53.8

63.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$0.93 NT$30.18

82.80%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$0.55 NT$17.71

38.18%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$1.37 NT$44.37

93.43%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$2.21 NT$71.6

98.19%

Milk (1 liter)

$1.49 Rp 26.9K

$2.26 NT$73.2

-34.07%

White Bread (500g)

$2.28 Rp 41.0K

$2.02 NT$65.6

12.87%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.79 NT$90.5

-57.35%

Eggs

$2.04 Rp 36.7K

$2.73 NT$88.6

-25.27%

Local Cheese (1kg)

$17.70 Rp 319.1K

$15.78 NT$512

12.17%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$9.82 NT$318

-59.67%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$20.95 NT$679

-41.81%

Apples (1kg)

$3.66 Rp 65.9K

$4.85 NT$157

-24.54%

Banana (1kg)

$1.52 Rp 27.4K

$3.16 NT$102

-51.90%

Oranges (1kg)

$2.23 Rp 40.2K

$2.88 NT$93.3

-22.57%

Tomato (1kg)

$1.97 Rp 35.6K

$3.09 NT$100

-36.25%

Potato (1kg)

$1.85 Rp 33.3K

$2.66 NT$86.3

-30.45%

Onion (1kg)

$2.42 Rp 43.7K

$2.08 NT$67.5

16.35%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.67 NT$54.1

-40.72%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.80 NT$25.79

-36.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$3.83 NT$124

-42.04%

Wine (Bottle)

$22.24 Rp 400.9K

$9.19 NT$298

142.00%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.40 NT$45.48

61.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.15 NT$69.8

38.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.50 NT$48.73

-83.33%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$34.11 NT$1,106

-77.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$2.58 NT$83.7

-82.95%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$0.79 NT$25.54

-45.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$8.99 NT$292

-39.82%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.04 NT$33.72

-21.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$34.5K NT$1.1M

-30.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$23.4K NT$760.1K

35.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$30.39 NT$985

160.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$16.96 NT$550

-61.97%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$18.24 NT$592

1.86%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$31.70 NT$1,028

56.09%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$9.40 NT$305

-54.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$614 NT$19.9K

-20.09%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$7,800 NT$252.9K

-27.26%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$48.48 NT$1,572

-7.92%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$15.10 NT$490

131.46%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$76.1 NT$2,469

4.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$48.18 NT$1,562

64.84%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$255 NT$8,259

341.64%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$168 NT$5,432

300.82%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$490 NT$15.9K

626.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$170 NT$5,510

914.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$2,897 NT$93.9K

-5.70%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$1,606 NT$52.1K

42.21%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,973 NT$64.0K

-91.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.2

526.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Chang-hua: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Chang-hua

$168 19.7% 75.1% $504

Groceries & Markets

Ubud, Bali

$288 21.4%

Chang-hua

$352 41.4% 22.2% $64

Eating Out

Ubud, Bali

$108 8%

Chang-hua

$84 9.9% 21.7% $23

Clothing & Footwear

Ubud, Bali

$108 8%

Chang-hua

$85 9.9% 21.4% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Chang-hua

$66 7.7% 37% $38

Sport & Entertainment

Ubud, Bali

$58 4.3%

Chang-hua

$51 5.9% 13% $7.5

Getting Around

Ubud, Bali

$11 0.9%

Chang-hua

$47 5.5% 308% $35

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $255 in Chang-hua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chang-hua are about 12 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $32 in Chang-hua. Groceries tell a different story – $288 in Ubud, Bali vs $352 in Chang-hua – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇹🇼 Chang-hua

🕒 Local time

20:01 8:01 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

226,564

💱 Currency

Indonesian Rupiah IDR Rp

New Taiwan Dollar TWD NT$

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

100 TWD = 3.08 USD

100 TWD = 2.77 EUR

Exchange rates and currency converter

TWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

New Taiwan Dollar exchange rates as of October 28, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.09 TWD (100 TWD = 2.77 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Chang-hua 3,670 km ≈ 5 h nonstop flight

From you

Ubud, Bali
Chang-hua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chang-hua: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 58% more than Chang-hua, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,277 in Chang-hua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chang-hua, especially for central apartments: a one-bedroom in the center costs $255 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $852 in Chang-hua. That’s a gap of about 58%.

Public transport costs about 77% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$800 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $852 in Chang-hua. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $852 in Chang-hua to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.