Last update: Oct 2026

Cost of Living Comparison Between Chandigarh and Singapore

For one person, living is cheaper in Chandigarh: $495 a month against $3,594 in Singapore, rent and utilities included – about $37,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Chandigarh
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Chandigarh Living Index
171

Cost of Living Index in Singapore
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Singapore Living Index

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Chandigarh

🇮🇳 India

$495

/mo nomad

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Chandigarh and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chandigarh and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $495 in Chandigarh versus $3,594 in Singapore.

Chandigarh $495
Singapore $3,594

Estimated couple costs with rent: $800 in Chandigarh versus $5,314 in Singapore.

Chandigarh $800
Singapore $5,314

Monthly costs for a family of three with rent: $1,104 in Chandigarh versus $7,033 in Singapore.

Chandigarh $1,104
Singapore $7,033

Living in Chandigarh costs roughly 86% less than in Singapore, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Chandigarh is 63% below, Singapore is 166% above.

Meal at Budget Restaurant

$3.14 ₹295

$11.58 SGD 14.84

-72.88%

Three-Course Dinner for Two, Mid-Range

$13.64 ₹1,281

$70.7 SGD 90.5

-80.69%

Fast Food Meal (McDonalds, etc)

$4.26 ₹400

$8.46 SGD 10.84

-49.65%

Cappuccino

$2.76 ₹259

$5.18 SGD 6.64

-46.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.01

$1.84 SGD 2.36

-74.46%

Water (0.33 liter bottle)

$0.23 ₹21.54

$1.23 SGD 1.58

-81.30%

Local Beer (0.5 liter draught)

$2.12 ₹199

$9.50 SGD 12.17

-77.68%

Imported Beer (0.33 liter bottle)

$3.09 ₹290

$9.86 SGD 12.63

-68.66%

Milk (1 liter)

$0.73 ₹69.0

$3.02 SGD 3.87

-75.83%

White Bread (500g)

$0.55 ₹51.5

$2.67 SGD 3.42

-79.40%

Rice (white) (1kg)

$0.88 ₹82.7

$2.77 SGD 3.54

-68.23%

Eggs

$1.00 ₹94.3

$3.72 SGD 4.77

-73.12%

Local Cheese (1kg)

$5.20 ₹488

$21.01 SGD 26.92

-75.25%

Chicken Fillets (1kg)

$2.81 ₹264

$9.95 SGD 12.75

-71.76%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$1.71 ₹160

$4.59 SGD 5.88

-62.75%

Banana (1kg)

$0.74 ₹69.7

$3.09 SGD 3.96

-76.05%

Oranges (1kg)

$1.04 ₹97.7

$4.64 SGD 5.95

-77.59%

Tomato (1kg)

$0.62 ₹58.0

$2.18 SGD 2.79

-71.56%

Potato (1kg)

$0.28 ₹25.90

$2.33 SGD 2.99

-87.98%

Onion (1kg)

$0.34 ₹32.16

$2.31 SGD 2.96

-85.28%

Lettuce (1 head)

$0.70 ₹65.7

$1.86 SGD 2.39

-62.37%

Water (1.5 liter bottle)

$0.33 ₹31.32

$1.55 SGD 1.98

-78.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 ₹464

$14.11 SGD 18.08

-64.99%

Wine (Bottle)

$11.50 ₹1,080

$23.24 SGD 29.78

-50.52%

Local Beer (0.5 liter bottle)

$1.67 ₹157

$4.73 SGD 6.06

-64.69%

Imported Beer (0.33 liter bottle)

$2.76 ₹260

$4.79 SGD 6.14

-42.38%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.79 ₹638

One-way Ticket (Public Transport)

$0.25 ₹23.37

$1.53 SGD 1.96

-83.66%

Public Transport Monthly Pass (Regular Price)

$4.55 ₹428

$96.5 SGD 124

-95.28%

Taxi Start (Normal Tariff)

$0.97 ₹91.6

$3.58 SGD 4.59

-72.91%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.57

$0.76 SGD 0.97

-64.47%

Taxi 1hour Waiting (Normal Tariff)

$1.68 ₹158

$16.98 SGD 21.75

-90.11%

Gasoline (1 liter)

$1.15 ₹108

$2.46 SGD 3.15

-53.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$159.4K SGD 204.2K

-92.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₹2.4M

$155.7K SGD 199.5K

-83.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.47 ₹3,612

$168 SGD 215

-77.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.18 ₹392

$12.24 SGD 15.68

-65.85%

Internet (50+ Mbps, Unlimited Data)

$6.57 ₹617

$28.18 SGD 36.11

-76.69%

Gym Membership (Monthly)

$27.81 ₹2,611

$111 SGD 142

-74.86%

Tennis Court (1 Hour on Weekend)

$8.49 ₹797

$11.60 SGD 14.86

-26.81%

Cinema Ticket

$3.09 ₹290

$12.24 SGD 15.68

-74.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$59.6 ₹5,594

$1,899 SGD 2,433

-96.86%

International Primary School, 1 Child (Yearly)

$2,740 ₹257.3K

$39.1K SGD 50.1K

-93.00%

Jeans (Levis 501 Or Similar)

$27.79 ₹2,609

$79.6 SGD 102

-65.11%

Summer Dress (H&M, Zara, etc)

$24.85 ₹2,333

$50.7 SGD 65.0

-50.98%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,317

$112 SGD 143

-49.26%

Men's Leather Business Shoes

$43.86 ₹4,118

$125 SGD 160

-64.78%

1-bedroom Apartment, City Center (Monthly)

$182 ₹17.1K

$3,191 SGD 4,089

-94.30%

1-bedroom Apartment, Outside City Center (Monthly)

$129 ₹12.1K

$2,257 SGD 2,892

-94.29%

3-bedroom Apartment, City Center (Monthly)

$481 ₹45.1K

$6,173 SGD 7,910

-92.21%

3-bedroom Apartment, Outside City Center (Monthly)

$316 ₹29.7K

$4,035 SGD 5,170

-92.16%

Buy Apartment in City Center (m2)

$1,865 ₹175.1K

$23.6K SGD 30.2K

-92.09%

Buy Apartment Outside City Center (m2)

$1,033 ₹97.0K

$16.5K SGD 21.2K

-93.74%

Average Monthly Net Salary (After Tax)

$380 ₹35.7K

$4,526 SGD 5,799

-91.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

227.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chandigarh: October 31, 2026

Last update for Singapore: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chandigarh

$129 26.1%

Singapore

$2.3K 62.8% 1651% $2.1K

Groceries & Markets

Chandigarh

$115 23.3%

Singapore

$459 12.8% 298% $344

Eating Out

Chandigarh

$91 18.3%

Singapore

$260 7.2% 187% $169

Clothing & Footwear

Chandigarh

$69 13.9%

Singapore

$165 4.6% 139% $96

Monthly Utilities & Internet

Chandigarh

$49 9.9%

Singapore

$208 5.8% 323% $159

Sport & Entertainment

Chandigarh

$34 6.9%

Singapore

$135 3.8% 298% $101

Getting Around

Chandigarh

$7.9 1.6%

Singapore

$110 3.1% 1295% $102

Cost Breakdown

A one-bedroom apartment in the center runs $182 in Chandigarh and $3,191 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Chandigarh vs $71 in Singapore for a mid-range dinner for two. Groceries echo the gap at $115 vs $459 per month, with Chandigarh cheaper across the board.

Good to know

🇮🇳 Chandigarh

🇸🇬 Singapore

🕒 Local time

01:57 1:57 AM

04:27 4:27 AM

2 h 30 min ahead of Chandigarh

🌤 Weather

👥 Population

1,028,667

5,535,002 Capital

💱 Currency

Indian Rupee INR ₹

Singapore Dollar SGD $

📈 Exchange rate

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

Exchange rates and currency converter

SGD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Chandigarh Singapore 4,340 km ≈ 6 h nonstop flight

From you

Chandigarh
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chandigarh vs Singapore: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 86% lower than in Singapore. Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

On paper, salaries run 92% lower in Chandigarh. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $182 in Chandigarh versus $3,191 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 95% less than in Singapore. The price difference matters if you commute daily and watch your budget.

Childcare runs $60 in Chandigarh versus $1,899 in Singapore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $495 in Chandigarh versus $3,594 in Singapore, a $800 budget is realistic in Chandigarh but tight or insufficient in Singapore. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

For families, Chandigarh is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chandigarh and Singapore are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chandigarh gentler on the wallet – expenses run 86% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.