Last update: Nov 2026

Cost of Living Comparison Between Singapore and Chandigarh

For one person, living is cheaper in Chandigarh: $495 a month against $3,594 in Singapore, rent and utilities included – about $37,200 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
Learn more

Singapore Living Index
24

Cost of Living Index in Chandigarh
Learn more

Chandigarh Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Chandigarh

🇮🇳 India

$495

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Chandigarh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Chandigarh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $495 in Chandigarh.

Singapore $3,594
Chandigarh $495

Estimated couple costs with rent: $5,314 in Singapore versus $800 in Chandigarh.

Singapore $5,314
Chandigarh $800

Monthly costs for a family of three with rent: $7,033 in Singapore versus $1,104 in Chandigarh.

Singapore $7,033
Chandigarh $1,104

Living in Singapore is roughly 626% more expensive than in Chandigarh, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Chandigarh is 63% below.

Meal at Budget Restaurant

$11.58 SGD 14.84

$3.14 ₹295

268.79%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.5

$13.64 ₹1,281

417.96%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.84

$4.26 ₹400

98.59%

Cappuccino

$5.18 SGD 6.64

$2.76 ₹259

87.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.36

$0.47 ₹44.01

291.49%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.23 ₹21.54

434.78%

Local Beer (0.5 liter draught)

$9.50 SGD 12.17

$2.12 ₹199

348.11%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.63

$3.09 ₹290

219.09%

Milk (1 liter)

$3.02 SGD 3.87

$0.73 ₹69.0

313.70%

White Bread (500g)

$2.67 SGD 3.42

$0.55 ₹51.5

385.45%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.88 ₹82.7

214.77%

Eggs

$3.72 SGD 4.77

$1.00 ₹94.3

272.00%

Local Cheese (1kg)

$21.01 SGD 26.92

$5.20 ₹488

304.04%

Chicken Fillets (1kg)

$9.95 SGD 12.75

$2.81 ₹264

254.09%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$4.59 SGD 5.88

$1.71 ₹160

168.42%

Banana (1kg)

$3.09 SGD 3.96

$0.74 ₹69.7

317.57%

Oranges (1kg)

$4.64 SGD 5.95

$1.04 ₹97.7

346.15%

Tomato (1kg)

$2.18 SGD 2.79

$0.62 ₹58.0

251.61%

Potato (1kg)

$2.33 SGD 2.99

$0.28 ₹25.90

732.14%

Onion (1kg)

$2.31 SGD 2.96

$0.34 ₹32.16

579.41%

Lettuce (1 head)

$1.86 SGD 2.39

$0.70 ₹65.7

165.71%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.33 ₹31.32

369.70%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.08

$4.94 ₹464

185.63%

Wine (Bottle)

$23.24 SGD 29.78

$11.50 ₹1,080

102.09%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.06

$1.67 ₹157

183.23%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.14

$2.76 ₹260

73.55%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.79 ₹638

One-way Ticket (Public Transport)

$1.53 SGD 1.96

$0.25 ₹23.37

512.00%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 124

$4.55 ₹428

2020.00%

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.97 ₹91.6

269.07%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.27 ₹25.57

181.48%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.75

$1.68 ₹158

910.71%

Gasoline (1 liter)

$2.46 SGD 3.15

$1.15 ₹108

113.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 204.2K

$11.4K ₹1.1M

1296.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.5K

$25.0K ₹2.4M

521.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$38.47 ₹3,612

336.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.68

$4.18 ₹392

192.82%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.11

$6.57 ₹617

328.92%

Gym Membership (Monthly)

$111 SGD 142

$27.81 ₹2,611

297.77%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.86

$8.49 ₹797

36.63%

Cinema Ticket

$12.24 SGD 15.68

$3.09 ₹290

296.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,433

$59.6 ₹5,594

3087.38%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.1K

$2,740 ₹257.3K

1328.04%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$27.79 ₹2,609

186.58%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 65.0

$24.85 ₹2,333

103.98%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$56.6 ₹5,317

97.07%

Men's Leather Business Shoes

$125 SGD 160

$43.86 ₹4,118

183.95%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,089

$182 ₹17.1K

1653.18%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,892

$129 ₹12.1K

1650.95%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,910

$481 ₹45.1K

1183.88%

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,170

$316 ₹29.7K

1175.27%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

$1,865 ₹175.1K

1163.57%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

$1,033 ₹97.0K

1498.41%

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,799

$380 ₹35.7K

1090.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

-69.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Chandigarh: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Chandigarh

$129 26.1% 94.3% $2.1K

Groceries & Markets

Singapore

$459 12.8%

Chandigarh

$115 23.3% 74.9% $344

Eating Out

Singapore

$260 7.2%

Chandigarh

$91 18.3% 65.1% $169

Monthly Utilities & Internet

Singapore

$208 5.8%

Chandigarh

$49 9.9% 76.4% $159

Clothing & Footwear

Singapore

$165 4.6%

Chandigarh

$69 13.9% 58.2% $96

Sport & Entertainment

Singapore

$135 3.8%

Chandigarh

$34 6.9% 74.8% $101

Getting Around

Singapore

$110 3.1%

Chandigarh

$7.9 1.6% 92.8% $102

Cost Breakdown

A one-bedroom apartment in the center runs $3,191 in Singapore and $182 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Singapore pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $71 in Singapore vs $14 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $459 vs $115 per month, with Chandigarh cheaper across the board.

Good to know

🇸🇬 Singapore

🇮🇳 Chandigarh

🕒 Local time

05:38 5:38 AM

03:08 3:08 AM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

1,028,667

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Chandigarh 4,340 km ≈ 6 h nonstop flight

From you

Singapore
Chandigarh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 86% lower than in Singapore. Housing and daily spending are where you’ll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

Average pay in Singapore is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,191 in Singapore versus $182 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Chandigarh runs roughly 95% less than in Singapore. The price difference matters if you commute daily and watch your budget.

Childcare runs $1,899 in Singapore versus $60 in Chandigarh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $495 in Chandigarh versus $3,594 in Singapore, a $800 budget is realistic in Chandigarh but tight or insufficient in Singapore. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

For families, Chandigarh is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Singapore and Chandigarh are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Chandigarh gentler on the wallet – expenses run 86% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.