Cost of Living Comparison Between Chalkidiki and Ubud, Bali Cost of Living Comparison Between Chalkidiki and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,471 in Chalkidiki versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $2,148 in Chalkidiki versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,824 in Chalkidiki versus $3,723 in Ubud, Bali.

Living in Chalkidiki is roughly 6% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Chalkidiki 11% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$8.26 €7.15

$3.57 Rp 64.5K

131.37%

Three-Course Dinner for Two, Mid-Range

$58.8 €50.9

$32.32 Rp 583.4K

81.84%

Fast Food Meal (McDonalds, etc)

$9.49 €8.22

$5.01 Rp 90.4K

89.42%

Cappuccino

$4.10 €3.55

$2.82 Rp 51.0K

45.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 €1.40

$1.35 Rp 24.4K

20.00%

Water (0.33 liter bottle)

$0.60 €0.52

$0.73 Rp 13.2K

-17.81%

Local Beer (0.5 liter draught)

$3.25 €2.82

$2.93 Rp 53.0K

10.92%

Imported Beer (0.33 liter bottle)

$4.17 €3.61

$3.94 Rp 71.1K

5.84%

Milk (1 liter)

$1.24 €1.08

$1.78 Rp 32.1K

-30.34%

White Bread (500g)

$1.15 €0.99

$2.45 Rp 44.2K

-53.06%

Rice (white) (1kg)

$2.03 €1.76

$1.15 Rp 20.7K

76.52%

Eggs

$3.21 €2.78

$2.41 Rp 43.6K

33.20%

Local Cheese (1kg)

$13.50 €11.69

$14.33 Rp 258.7K

-5.79%

Chicken Fillets (1kg)

$9.66 €8.37

$4.19 Rp 75.6K

130.55%

Beef Round Steak (1kg)

$13.21 €11.44

$12.06 Rp 217.7K

9.54%

Apples (1kg)

$1.37 €1.18

$3.64 Rp 65.7K

-62.36%

Banana (1kg)

$1.72 €1.49

$1.57 Rp 28.3K

9.55%

Oranges (1kg)

$1.07 €0.92

$2.79 Rp 50.3K

-61.65%

Tomato (1kg)

$1.69 €1.47

$2.24 Rp 40.5K

-24.55%

Potato (1kg)

$1.11 €0.96

$1.98 Rp 35.7K

-43.94%

Onion (1kg)

$1.23 €1.06

$2.28 Rp 41.1K

-46.05%

Lettuce (1 head)

$1.01 €0.87

$1.05 Rp 19.0K

-3.81%

Water (1.5 liter bottle)

$0.17 €0.15

$0.79 Rp 14.2K

-78.48%

Cigarettes 20 Pack (Marlboro, Camel)

$5.18 €4.49

$3.19 Rp 57.6K

62.38%

Wine (Bottle)

$4.68 €4.06

$23.49 Rp 424.1K

-80.08%

Local Beer (0.5 liter bottle)

$1.13 €0.98

$2.90 Rp 52.3K

-61.03%

Imported Beer (0.33 liter bottle)

$1.03 €0.89

$2.76 Rp 49.7K

-62.68%

One-way Ticket (Public Transport)

$1.51 €1.31

$0.27 Rp 4,813

459.26%

Public Transport Monthly Pass (Regular Price)

$46.80 €40.53

$8.37 Rp 151.1K

459.14%

Taxi Start (Normal Tariff)

$4.70 €4.07

$0.45 Rp 8,167

944.44%

Taxi (Normal Tariff) (1km)

$1.06 €0.92

$0.46 Rp 8,298

130.43%

Taxi 1hour Waiting (Normal Tariff)

$13.50 €11.69

$6.07 Rp 109.6K

122.41%

Gasoline (1 liter)

$2.15 €1.86

$0.86 Rp 15.6K

150.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.0K

$26.6K Rp 480.0M

30.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K €25.9K

$32.5K Rp 587.6M

-8.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$352 €305

$79.0 Rp 1.4M

345.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.72 €10.15

$4.09 Rp 73.9K

186.55%

Internet (50+ Mbps, Unlimited Data)

$31.07 €26.91

$23.85 Rp 430.5K

30.27%

Gym Membership (Monthly)

$47.77 €41.37

$98.8 Rp 1.8M

-51.64%

Tennis Court (1 Hour on Weekend)

$26.03 €22.55

$6.35 Rp 114.7K

309.92%

Cinema Ticket

$9.58 €8.30

$4.01 Rp 72.3K

138.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 €456

$297 Rp 5.4M

77.12%

International Primary School, 1 Child (Yearly)

$7,068 €6,121

$6,602 Rp 119.2M

7.06%

Jeans (Levis 501 Or Similar)

$115 €99.5

$53.4 Rp 964.5K

115.09%

Summer Dress (H&M, Zara, etc)

$38.41 €33.26

$38.11 Rp 688.1K

0.79%

Sport Shoes (Adidas, Nike)

$98.2 €85.0

$88.7 Rp 1.6M

10.72%

Men's Leather Business Shoes

$94.1 €81.5

$76.6 Rp 1.4M

22.83%

1-bedroom Apartment, City Center (Monthly)

$493 €427

$1,020 Rp 18.4M

-51.64%

1-bedroom Apartment, Outside City Center (Monthly)

$391 €338

$680 Rp 12.3M

-42.58%

3-bedroom Apartment, City Center (Monthly)

$783 €678

$3,469 Rp 62.6M

-77.44%

3-bedroom Apartment, Outside City Center (Monthly)

$607 €525

$2,090 Rp 37.7M

-70.98%

Buy Apartment in City Center (m2)

$3,020 €2,615

$2,729 Rp 49.3M

10.68%

Buy Apartment Outside City Center (m2)

$2,681 €2,322

$2,295 Rp 41.4M

16.80%

Average Monthly Net Salary (After Tax)

$854 €739

$164 Rp 3.0M

421.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-69.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chalkidiki: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $493 in Chalkidiki and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Chalkidiki pays 422% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Chalkidiki vs $32.00 in Ubud, Bali. Groceries flip the comparison at $232 vs $298, with Chalkidiki cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chalkidiki vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 422% higher in Chalkidiki, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $493 in Chalkidiki versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Chalkidiki pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $59.0 in Chalkidiki. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,392 in Ubud, Bali versus $1,471 in Chalkidiki, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Chalkidiki. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Chalkidiki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chalkidiki and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Chalkidiki. Beyond cost, consider language, visa policies, and how big the international community is in each city.