Last update: Oct 2026

Cost of Living Comparison Between Chalkidiki and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,039 in Chalkidiki, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

98

Cost of Living Index in Chalkidiki
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Chalkidiki Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chalkidiki

🇬🇷 Greece

$2,039

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Chalkidiki and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chalkidiki and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,039 in Chalkidiki versus $1,349 in Ubud, Bali.

Chalkidiki $2,039
Ubud, Bali $1,349

Estimated couple costs with rent: $3,519 in Chalkidiki versus $2,305 in Ubud, Bali.

Chalkidiki $3,519
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,999 in Chalkidiki versus $3,261 in Ubud, Bali.

Chalkidiki $4,999
Ubud, Bali $3,261

Living in Chalkidiki is roughly 51% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$9.17 €8.21

$3.32 Rp 60.2K

176.20%

Three-Course Dinner for Two, Mid-Range

$34.08 €30.52

$35.64 Rp 645.8K

-4.38%

Fast Food Meal (McDonalds, etc)

$10.43 €9.34

$5.53 Rp 100.3K

88.61%

Cappuccino

$3.96 €3.55

$2.72 Rp 49.3K

45.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$1.70 Rp 30.8K

81.76%

Water (0.33 liter bottle)

$0.58 €0.52

$0.76 Rp 13.8K

-23.68%

Local Beer (0.5 liter draught)

$4.01 €3.59

$2.65 Rp 48.1K

51.32%

Imported Beer (0.33 liter bottle)

$3.28 €2.94

$4.38 Rp 79.4K

-25.11%

Milk (1 liter)

$1.80 €1.61

$1.49 Rp 27.0K

20.81%

White Bread (500g)

$1.54 €1.38

$2.28 Rp 41.2K

-32.46%

Rice (white) (1kg)

$3.19 €2.86

$1.19 Rp 21.6K

168.07%

Eggs

$5.18 €4.64

$2.04 Rp 36.9K

153.92%

Local Cheese (1kg)

$10.83 €9.70

$17.70 Rp 320.8K

-38.81%

Chicken Fillets (1kg)

$13.03 €11.67

$3.96 Rp 71.8K

229.04%

Beef Round Steak (1kg)

$24.54 €21.98

$12.19 Rp 220.9K

101.31%

Apples (1kg)

$2.48 €2.22

$3.66 Rp 66.2K

-32.24%

Banana (1kg)

$1.98 €1.77

$1.52 Rp 27.5K

30.26%

Oranges (1kg)

$1.22 €1.09

$2.23 Rp 40.4K

-45.29%

Tomato (1kg)

$1.91 €1.71

$1.97 Rp 35.7K

-3.05%

Potato (1kg)

$1.12 €1.00

$1.85 Rp 33.5K

-39.46%

Onion (1kg)

$1.06 €0.95

$2.42 Rp 43.9K

-56.20%

Lettuce (1 head)

$1.14 €1.02

$0.99 Rp 17.9K

15.15%

Water (1.5 liter bottle)

$0.58 €0.52

$0.51 Rp 9,303

13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.51 €4.94

$2.22 Rp 40.3K

148.20%

Wine (Bottle)

$16.30 €14.60

$22.24 Rp 403.0K

-26.71%

Local Beer (0.5 liter bottle)

$2.04 €1.82

$2.26 Rp 41.0K

-9.73%

Imported Beer (0.33 liter bottle)

$2.84 €2.55

$2.97 Rp 53.8K

-4.38%

One-way Ticket (Public Transport)

$3.26 €2.92

$0.25 Rp 4,548

1204.00%

Public Transport Monthly Pass (Regular Price)

$25.38 €22.73

$7.82 Rp 141.8K

224.55%

Taxi Start (Normal Tariff)

$5.11 €4.57

$0.44 Rp 7,964

1061.36%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.43 Rp 7,793

165.12%

Taxi 1hour Waiting (Normal Tariff)

$6.84 €6.13

$5.41 Rp 98.0K

26.43%

Gasoline (1 liter)

$2.18 €1.95

$0.82 Rp 14.9K

165.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K €25.3K

$23.8K Rp 432.0M

18.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €23.7K

$31.7K Rp 575.3M

-16.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$503 €451

$79.1 Rp 1.4M

536.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.24 €19.92

$6.45 Rp 116.8K

244.81%

Internet (50+ Mbps, Unlimited Data)

$27.51 €24.64

$18.58 Rp 336.7K

48.06%

Gym Membership (Monthly)

$50.5 €45.23

$49.48 Rp 896.7K

2.06%

Tennis Court (1 Hour on Weekend)

$16.71 €14.97

$17.65 Rp 319.8K

-5.33%

Cinema Ticket

$8.78 €7.87

$4.27 Rp 77.4K

105.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 €299

$491 Rp 8.9M

-31.88%

International Primary School, 1 Child (Yearly)

$25.3K €22.6K

$5,674 Rp 102.8M

345.08%

Jeans (Levis 501 Or Similar)

$102 €91.5

$44.64 Rp 808.9K

128.81%

Summer Dress (H&M, Zara, etc)

$48.33 €43.28

$34.95 Rp 633.4K

38.28%

Sport Shoes (Adidas, Nike)

$218 €195

$79.9 Rp 1.4M

172.65%

Men's Leather Business Shoes

$133 €119

$79.4 Rp 1.4M

67.67%

1-bedroom Apartment, City Center (Monthly)

$812 €727

$1,125 Rp 20.4M

-27.84%

1-bedroom Apartment, Outside City Center (Monthly)

$607 €544

$671 Rp 12.2M

-9.55%

3-bedroom Apartment, City Center (Monthly)

$1,540 €1,380

$3,565 Rp 64.6M

-56.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,316 €2,074

$1,723 Rp 31.2M

34.37%

Buy Apartment in City Center (m2)

$3,418 €3,062

$2,732 Rp 49.5M

25.14%

Buy Apartment Outside City Center (m2)

$2,603 €2,331

$2,284 Rp 41.4M

13.96%

Average Monthly Net Salary (After Tax)

$859 €770

$164 Rp 3.0M

424.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.73

13.78

-65.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chalkidiki: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chalkidiki

$607 29.8%

Ubud, Bali

$672 49.8% 10.6% $64

Monthly Utilities & Internet

Chalkidiki

$553 27.1%

Ubud, Bali

$104 7.7% 81.2% $449

Groceries & Markets

Chalkidiki

$342 16.8%

Ubud, Bali

$288 21.4% 15.7% $54

Clothing & Footwear

Chalkidiki

$226 11.1%

Ubud, Bali

$108 8% 52.4% $118

Eating Out

Chalkidiki

$193 9.5%

Ubud, Bali

$108 8% 44.3% $86

Sport & Entertainment

Chalkidiki

$68 3.3%

Ubud, Bali

$58 4.3% 14.7% $10

Getting Around

Chalkidiki

$49 2.4%

Ubud, Bali

$11 0.9% 76.8% $38

Cost Breakdown

A one-bedroom apartment in the center runs $812 in Chalkidiki and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Chalkidiki pays about 5.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $34 in Chalkidiki vs $36 in Ubud, Bali. Groceries flip the comparison at $342 vs $288, with Ubud, Bali cheaper for home cooking.

Good to know

🇬🇷 Chalkidiki

🇮🇩 Ubud, Bali

🕒 Local time

03:05 3:05 AM

09:05 9:05 AM

6 h ahead of Chalkidiki

🌤 Weather

👥 Population

2,421

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Chalkidiki Ubud, Bali 10,780 km ≈ 14 h nonstop flight

From you

Chalkidiki
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chalkidiki vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 34% cheaper overall, especially in clothing, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Chalkidiki is about 5.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $812 in Chalkidiki versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Chalkidiki. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chalkidiki – a meal for two runs $34 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chalkidiki and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Chalkidiki on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.