Cost of Living Comparison Between Ubud, Bali and Chalkidiki Cost of Living Comparison Between Ubud, Bali and Chalkidiki

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,495 in Chalkidiki.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,184 in Chalkidiki.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,873 in Chalkidiki.

Living in Ubud, Bali costs roughly 6% less than in Chalkidiki, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Chalkidiki 11% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$8.34 €7.18

-57.19%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$57.5 €49.55

-43.49%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.34 €8.05

-47.97%

Cappuccino

$2.75 Rp 49.2K

$4.24 €3.65

-35.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.69 €1.45

-21.89%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.56 €0.48

25.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$3.15 €2.72

-7.62%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.00 €3.45

-5.25%

Milk (1 liter)

$1.71 Rp 30.6K

$1.20 €1.03

42.50%

White Bread (500g)

$2.47 Rp 44.3K

$1.17 €1.01

111.11%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.03 €1.75

-40.89%

Eggs

$2.44 Rp 43.8K

$3.34 €2.87

-26.95%

Local Cheese (1kg)

$14.38 Rp 257.7K

$13.51 €11.64

6.44%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$9.79 €8.44

-55.98%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.44 €11.58

-9.15%

Apples (1kg)

$3.68 Rp 66.0K

$1.40 €1.21

162.86%

Banana (1kg)

$1.55 Rp 27.8K

$1.75 €1.51

-11.43%

Oranges (1kg)

$2.79 Rp 49.9K

$1.12 €0.97

149.11%

Tomato (1kg)

$2.33 Rp 41.8K

$1.70 €1.47

37.06%

Potato (1kg)

$1.97 Rp 35.3K

$1.08 €0.93

82.41%

Onion (1kg)

$2.31 Rp 41.4K

$1.21 €1.05

90.91%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.05 €0.90

0.95%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.17 €0.15

329.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.48 €4.72

-40.15%

Wine (Bottle)

$22.79 Rp 408.4K

$4.48 €3.86

408.71%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.14 €0.98

146.49%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.07 €0.92

159.81%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.55 €1.33

-81.29%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$45.91 €39.55

-82.44%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$4.75 €4.10

-90.53%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.07 €0.92

-57.94%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$13.56 €11.68

-53.98%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.10 €1.81

-59.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$34.9K €30.1K

-25.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$29.8K €25.7K

6.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$350 €301

-76.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$11.40 €9.82

-64.39%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$31.51 €27.15

-22.50%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$48.49 €41.78

101.42%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$26.38 €22.73

-75.55%

Cinema Ticket

$4.04 Rp 72.4K

$9.56 €8.24

-57.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$511 €440

-40.46%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,025 €6,053

-5.75%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$113 €97.8

-52.21%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$39.48 €34.02

-1.77%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$100 €86.2

-13.89%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$96.2 €82.9

-20.32%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$493 €425

99.95%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$390 €336

68.60%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$759 €654

344.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$625 €539

230.53%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$3,052 €2,630

-10.18%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,717 €2,341

-18.02%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$889 €766

-81.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Chalkidiki: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $493 in Chalkidiki. Housing cost is often the main lever when comparing two cities.

Chalkidiki pays 444% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $58.0 in Chalkidiki. Groceries flip the comparison at $297 vs $234, with Chalkidiki cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Chalkidiki: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, Chalkidiki earns 444% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $493 in Chalkidiki. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Chalkidiki pay roughly 27% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $58.0 in Chalkidiki. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $1,495 in Chalkidiki, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Chalkidiki. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Chalkidiki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Chalkidiki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Chalkidiki. Beyond cost, consider language, visa policies, and how big the international community is in each city.