Last update: Oct 2026

Cost of Living Comparison Between Chaiyaphum and Koh Phangan

For one person, living is cheaper in Chaiyaphum: $915 a month against $1,103 in Koh Phangan, rent and utilities included – about $2,300 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Chaiyaphum
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Chaiyaphum Living Index
53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Chaiyaphum

🇹🇭 Thailand

$915

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Monthly Cost of Living

How much you'll spend in Chaiyaphum and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chaiyaphum and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Chaiyaphum versus $1,103 in Koh Phangan.

Chaiyaphum $915
Koh Phangan $1,103

Estimated couple costs with rent: $1,534 in Chaiyaphum versus $1,874 in Koh Phangan.

Chaiyaphum $1,534
Koh Phangan $1,874

Monthly costs for a family of three with rent: $2,153 in Chaiyaphum versus $2,646 in Koh Phangan.

Chaiyaphum $2,153
Koh Phangan $2,646

Living in Chaiyaphum costs roughly 17% less than in Koh Phangan, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Chaiyaphum 33% lower, Koh Phangan 19% lower.

Meal at Budget Restaurant

$1.16 ฿39.20

$3.88 ฿131

-70.10%

Three-Course Dinner for Two, Mid-Range

$35.17 ฿1,188

$28.98 ฿979

21.36%

Fast Food Meal (McDonalds, etc)

$6.30 ฿213

$7.88 ฿266

-20.05%

Cappuccino

$1.17 ฿39.66

$2.46 ฿83.2

-52.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ฿15.60

$0.80 ฿27.06

-42.50%

Water (0.33 liter bottle)

$0.37 ฿12.34

$0.44 ฿14.90

-15.91%

Local Beer (0.5 liter draught)

$2.70 ฿91.2

$2.25 ฿76.0

20.00%

Imported Beer (0.33 liter bottle)

$4.55 ฿154

$3.26 ฿110

39.57%

Milk (1 liter)

$1.83 ฿61.9

$1.59 ฿53.6

15.09%

White Bread (500g)

$1.48 ฿50.1

$1.38 ฿46.60

7.25%

Rice (white) (1kg)

$1.40 ฿47.21

$1.44 ฿48.50

-2.78%

Eggs

$1.51 ฿51.0

$2.00 ฿67.4

-24.50%

Local Cheese (1kg)

$17.62 ฿595

$18.46 ฿623

-4.55%

Chicken Fillets (1kg)

$3.67 ฿124

$3.29 ฿111

11.55%

Beef Round Steak (1kg)

$13.24 ฿447

$10.67 ฿360

24.09%

Apples (1kg)

$3.90 ฿132

$2.72 ฿91.7

43.38%

Banana (1kg)

$0.62 ฿20.90

$1.54 ฿52.0

-59.74%

Oranges (1kg)

$2.72 ฿91.9

$2.07 ฿69.9

31.40%

Tomato (1kg)

$1.94 ฿65.5

$1.93 ฿65.3

0.52%

Potato (1kg)

$1.74 ฿58.9

$1.44 ฿48.63

20.83%

Onion (1kg)

$1.56 ฿52.6

$1.23 ฿41.67

26.83%

Lettuce (1 head)

$1.28 ฿43.16

$1.07 ฿35.99

19.63%

Water (1.5 liter bottle)

$0.29 ฿9.75

$0.48 ฿16.06

-39.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.82 ฿163

$4.04 ฿136

19.31%

Wine (Bottle)

$15.03 ฿508

$17.83 ฿602

-15.70%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.70 ฿57.5

7.06%

Imported Beer (0.33 liter bottle)

$3.22 ฿109

$2.65 ฿89.6

21.51%

One-way Ticket (Public Transport)

$0.92 ฿31.03

$1.32 ฿44.64

-30.30%

Public Transport Monthly Pass (Regular Price)

$49.08 ฿1,657

Taxi Start (Normal Tariff)

$1.07 ฿36.07

$2.61 ฿88.3

-59.00%

Taxi (Normal Tariff) (1km)

$1.17 ฿39.49

$0.96 ฿32.44

21.87%

Taxi 1hour Waiting (Normal Tariff)

$5.83 ฿197

$3.32 ฿112

75.60%

Gasoline (1 liter)

$1.08 ฿36.37

$1.33 ฿44.99

-18.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K ฿1.1M

$23.5K ฿795.2K

34.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿902.3K

$23.7K ฿799.5K

12.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.02 ฿1,486

$98.0 ฿3,311

-55.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.98 ฿371

$11.12 ฿376

-1.26%

Internet (50+ Mbps, Unlimited Data)

$11.68 ฿395

$16.94 ฿572

-31.05%

Gym Membership (Monthly)

$47.96 ฿1,620

$67.7 ฿2,286

-29.15%

Tennis Court (1 Hour on Weekend)

$13.14 ฿444

$10.81 ฿365

21.55%

Cinema Ticket

$7.57 ฿256

$7.68 ฿259

-1.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$560 ฿18.9K

$478 ฿16.2K

16.96%

International Primary School, 1 Child (Yearly)

$16.1K ฿544.8K

$11.6K ฿391.7K

39.07%

Jeans (Levis 501 Or Similar)

$69.9 ฿2,361

$62.1 ฿2,098

12.52%

Summer Dress (H&M, Zara, etc)

$42.21 ฿1,426

$28.52 ฿963

48.00%

Sport Shoes (Adidas, Nike)

$100 ฿3,391

$96.0 ฿3,242

4.58%

Men's Leather Business Shoes

$106 ฿3,588

$86.5 ฿2,922

22.81%

1-bedroom Apartment, City Center (Monthly)

$431 ฿14.6K

$498 ฿16.8K

-13.39%

1-bedroom Apartment, Outside City Center (Monthly)

$301 ฿10.2K

$348 ฿11.7K

-13.50%

3-bedroom Apartment, City Center (Monthly)

$1,130 ฿38.2K

$1,349 ฿45.6K

-16.20%

3-bedroom Apartment, Outside City Center (Monthly)

$695 ฿23.5K

$1,007 ฿34.0K

-31.01%

Buy Apartment in City Center (m2)

$1,943 ฿65.6K

$2,927 ฿98.8K

-33.60%

Buy Apartment Outside City Center (m2)

$1,456 ฿49.2K

$2,098 ฿70.9K

-30.61%

Average Monthly Net Salary (After Tax)

$446 ฿15.0K

$724 ฿24.4K

-38.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

5.57

-5.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chaiyaphum: October 24, 2026

Last update for Koh Phangan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chaiyaphum

$301 32.9%

Koh Phangan

$348 31.6% 15.6% $47

Groceries & Markets

Chaiyaphum

$262 28.6%

Koh Phangan

$254 23.1% 3% $7.8

Clothing & Footwear

Chaiyaphum

$143 15.7%

Koh Phangan

$123 11.1% 14.3% $21

Eating Out

Chaiyaphum

$68 7.5%

Koh Phangan

$107 9.7% 57% $39

Monthly Utilities & Internet

Chaiyaphum

$67 7.3%

Koh Phangan

$126 11.4% 89.1% $59

Sport & Entertainment

Chaiyaphum

$63 6.9%

Koh Phangan

$83 7.5% 31.6% $20

Getting Around

Chaiyaphum

$11 * 1.2%

Koh Phangan

$62 5.6% 483% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $431 in Chaiyaphum and $498 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Koh Phangan pays 62% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Chaiyaphum vs $29 in Koh Phangan for a mid-range dinner for two. Groceries echo the gap at $262 vs $254 per month, with Koh Phangan cheaper across the board.

Good to know

🇹🇭 Chaiyaphum

🇹🇭 Koh Phangan

🕒 Local time

17:22 5:22 PM

Same time as Chaiyaphum

🌤 Weather

👥 Population

42,436

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Chaiyaphum Koh Phangan 710 km ≈ 1 h 30 min nonstop flight

From you

Chaiyaphum
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chaiyaphum vs Koh Phangan: Cost of Living - Frequently Asked Questions

Chaiyaphum is cheaper overall, especially in transport, eating out, and leisure. The 21% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 38% lower in Chaiyaphum. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $431 in Chaiyaphum versus $498 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $560 in Chaiyaphum versus $478 in Koh Phangan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Koh Phangan – a meal for two runs $29 versus $35 in Chaiyaphum. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chaiyaphum and Koh Phangan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Chaiyaphum wins on affordability, Koh Phangan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.