Cost of Living Comparison Between Cha-am and Ubud, Bali Cost of Living Comparison Between Cha-am and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $910 in Cha-am versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,464 in Cha-am versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,018 in Cha-am versus $3,275 in Ubud, Bali.

Living in Cha-am costs roughly 34% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Cha-am is 34% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.14 ฿104

$3.33 Rp 58.7K

-5.71%

Three-Course Dinner for Two, Mid-Range

$21.86 ฿722

$35.82 Rp 630.7K

-38.97%

Fast Food Meal (McDonalds, etc)

$7.43 ฿246

$5.63 Rp 99.1K

31.97%

Cappuccino

$2.10 ฿69.3

$2.82 Rp 49.7K

-25.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.15

$1.75 Rp 30.8K

-60.00%

Water (0.33 liter bottle)

$0.32 ฿10.74

$0.80 Rp 14.0K

-60.00%

Local Beer (0.5 liter draught)

$2.40 ฿79.1

$3.04 Rp 53.6K

-21.05%

Imported Beer (0.33 liter bottle)

$2.97 ฿98.3

$4.30 Rp 75.7K

-30.93%

Milk (1 liter)

$1.75 ฿57.7

$1.61 Rp 28.3K

8.70%

White Bread (500g)

$1.50 ฿49.68

$2.27 Rp 39.9K

-33.92%

Rice (white) (1kg)

$1.42 ฿46.88

$1.17 Rp 20.6K

21.37%

Eggs

$1.88 ฿62.3

$2.17 Rp 38.2K

-13.36%

Local Cheese (1kg)

$12.57 ฿415

$17.63 Rp 310.5K

-28.70%

Chicken Fillets (1kg)

$2.65 ฿87.5

$4.05 Rp 71.4K

-34.57%

Beef Round Steak (1kg)

$10.51 ฿347

$12.18 Rp 214.5K

-13.71%

Apples (1kg)

$3.59 ฿119

$3.62 Rp 63.7K

-0.83%

Banana (1kg)

$1.25 ฿41.24

$1.64 Rp 28.8K

-23.78%

Oranges (1kg)

$1.92 ฿63.4

$2.31 Rp 40.6K

-16.88%

Tomato (1kg)

$1.87 ฿61.7

$1.96 Rp 34.5K

-4.59%

Potato (1kg)

$1.79 ฿59.3

$1.84 Rp 32.5K

-2.72%

Onion (1kg)

$1.07 ฿35.46

$2.37 Rp 41.7K

-54.85%

Lettuce (1 head)

$1.19 ฿39.16

$1.05 Rp 18.5K

13.33%

Water (1.5 liter bottle)

$0.43 ฿14.11

$0.54 Rp 9,560

-20.37%

Cigarettes 20 Pack (Marlboro, Camel)

$4.39 ฿145

$2.30 Rp 40.6K

90.87%

Wine (Bottle)

$18.15 ฿600

$23.08 Rp 406.4K

-21.36%

Local Beer (0.5 liter bottle)

$1.71 ฿56.6

$2.34 Rp 41.2K

-26.92%

Imported Beer (0.33 liter bottle)

$3.08 ฿102

$3.07 Rp 54.0K

0.33%

One-way Ticket (Public Transport)

$0.89 ฿29.48

$0.25 Rp 4,365

256.00%

Public Transport Monthly Pass (Regular Price)

$22.37 ฿739

$9.42 Rp 165.9K

137.47%

Taxi Start (Normal Tariff)

$1.41 ฿46.46

$0.49 Rp 8,631

187.76%

Taxi (Normal Tariff) (1km)

$1.15 ฿37.88

$0.47 Rp 8,349

144.68%

Taxi 1hour Waiting (Normal Tariff)

$3.62 ฿120

$5.60 Rp 98.6K

-35.36%

Gasoline (1 liter)

$1.41 ฿46.47

$0.81 Rp 14.2K

74.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K ฿556.3K

$25.0K Rp 440.3M

-32.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K ฿899.9K

$31.1K Rp 547.0M

-12.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.2 ฿2,782

$82.7 Rp 1.5M

1.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.67 ฿386

$6.49 Rp 114.2K

79.82%

Internet (50+ Mbps, Unlimited Data)

$23.03 ฿761

$18.79 Rp 330.8K

22.57%

Gym Membership (Monthly)

$23.92 ฿790

$55.2 Rp 972.6K

-56.70%

Tennis Court (1 Hour on Weekend)

$6.15 ฿203

$18.21 Rp 320.6K

-66.23%

Cinema Ticket

$6.65 ฿220

$4.30 Rp 75.7K

54.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$637 ฿21.1K

$494 Rp 8.7M

28.93%

International Primary School, 1 Child (Yearly)

$10.9K ฿360.6K

$5,917 Rp 104.2M

84.45%

Jeans (Levis 501 Or Similar)

$52.1 ฿1,722

$46.28 Rp 814.8K

12.62%

Summer Dress (H&M, Zara, etc)

$29.55 ฿976

$36.44 Rp 641.6K

-18.91%

Sport Shoes (Adidas, Nike)

$72.2 ฿2,387

$80.7 Rp 1.4M

-10.48%

Men's Leather Business Shoes

$55.2 ฿1,825

$78.8 Rp 1.4M

-29.90%

1-bedroom Apartment, City Center (Monthly)

$387 ฿12.8K

$1,114 Rp 19.6M

-65.29%

1-bedroom Apartment, Outside City Center (Monthly)

$276 ฿9,128

$693 Rp 12.2M

-60.15%

3-bedroom Apartment, City Center (Monthly)

$754 ฿24.9K

$3,639 Rp 64.1M

-79.28%

3-bedroom Apartment, Outside City Center (Monthly)

$660 ฿21.8K

$1,712 Rp 30.1M

-61.44%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$371 ฿12.3K

$167 Rp 2.9M

122.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

13.78

-56.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cha-am: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Cha-am and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cha-am pays 122% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Cha-am vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $239 vs $294 per month, with Cha-am cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cha-am vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cha-am and Ubud, Bali differ by about 51% in total monthly costs ($910 vs $1,378 including rent). Cha-am is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 122% higher in Cha-am, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $387 in Cha-am versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $910 per month in Cha-am versus $1,378 in Ubud, Bali – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cha-am runs roughly 137% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $910 in Cha-am versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Cha-am but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cha-am the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cha-am and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cha-am gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.