Cost of Living Comparison Between Cha-am and Colombo Cost of Living Comparison Between Cha-am and Colombo

Monthly Cost of Living

Monthly costs for one person with rent: $923 in Cha-am versus $718 in Colombo.

Estimated couple costs with rent: $1,404 in Cha-am versus $1,153 in Colombo.

Monthly costs for a family of three with rent: $1,884 in Cha-am versus $1,588 in Colombo.

Living in Cha-am is roughly 29% more expensive than in Colombo, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cha-am 31% lower, Colombo 46% lower.

Currency
🍽 Eating Out
Cha-am
Colombo
Difference
Meal at Budget Restaurant
$3.15 ฿106
$4.07 LKR 1,366
-22.60%
Three-Course Dinner for Two, Mid-Range
$21.45 ฿720
$25.28 LKR 8,492
-15.15%
Fast Food Meal (McDonalds, etc)
$8.72 ฿293
$8.60 LKR 2,891
1.40%
Cappuccino
$2.09 ฿70.2
$2.71 LKR 909
-22.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.57
$0.69 LKR 232
-7.25%
Water (0.33 liter bottle)
$0.42 ฿13.97
$0.40 LKR 136
5.00%
Local Beer (0.5 liter draught)
$2.43 ฿81.5
$2.27 LKR 764
7.05%
Imported Beer (0.33 liter bottle)
$3.77 ฿127
$3.27 LKR 1,099
15.29%
🛒 Groceries & Markets
Cha-am
Colombo
Difference
Milk (1 liter)
$1.76 ฿58.9
$1.70 LKR 571
3.53%
White Bread (500g)
$1.37 ฿45.90
$0.55 LKR 185
149.09%
Rice (white) (1kg)
$1.26 ฿42.27
$0.88 LKR 295
43.18%
Eggs
$1.84 ฿61.7
$2.14 LKR 721
-14.02%
Local Cheese (1kg)
$13.58 ฿456
$13.88 LKR 4,662
-2.16%
Chicken Fillets (1kg)
$3.41 ฿114
$4.78 LKR 1,606
-28.66%
Beef Round Steak (1kg)
$10.75 ฿361
$8.09 LKR 2,717
32.88%
Apples (1kg)
$3.01 ฿101
$7.65 LKR 2,570
-60.65%
Banana (1kg)
$1.34 ฿44.90
$1.07 LKR 359
25.23%
Oranges (1kg)
$1.87 ฿62.8
$5.84 LKR 1,963
-67.98%
Tomato (1kg)
$1.50 ฿50.3
$1.25 LKR 421
20.00%
Potato (1kg)
$1.69 ฿56.6
$1.14 LKR 384
48.25%
Onion (1kg)
$1.21 ฿40.61
$1.36 LKR 458
-11.03%
Lettuce (1 head)
$1.21 ฿40.68
$1.20 LKR 403
0.83%
Water (1.5 liter bottle)
$0.42 ฿14.07
$0.56 LKR 190
-25.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.71 ฿158
$9.99 LKR 3,358
-52.85%
Wine (Bottle)
$16.64 ฿559
$12.70 LKR 4,266
31.02%
Local Beer (0.5 liter bottle)
$1.84 ฿61.8
$2.09 LKR 702
-11.96%
Imported Beer (0.33 liter bottle)
$3.55 ฿119
$2.90 LKR 974
22.41%
🚌 Getting Around
Cha-am
Colombo
Difference
One-way Ticket (Public Transport)
$0.90 ฿30.20
$0.16 LKR 54.7
462.50%
Public Transport Monthly Pass (Regular Price)
-
$4.93 LKR 1,657
-
Taxi Start (Normal Tariff)
$1.10 ฿36.81
$0.38 LKR 129
189.47%
Taxi (Normal Tariff) (1km)
$0.76 ฿25.40
$0.35 LKR 119
117.14%
Taxi 1hour Waiting (Normal Tariff)
$3.43 ฿115
$0.62 LKR 207
453.23%
Gasoline (1 liter)
$1.29 ฿43.46
$1.19 LKR 401
8.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9K ฿666.9K
$27.2K LKR 9.1M
-26.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K ฿696.1K
$34.3K LKR 11.5M
-39.48%
🧾 Monthly Utilities & Internet
Cha-am
Colombo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.2 ฿2,456
$59.6 LKR 20.0K
22.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.91 ฿433
$4.30 LKR 1,444
200.23%
Internet (50+ Mbps, Unlimited Data)
$18.12 ฿608
$15.37 LKR 5,165
17.89%
🎉 Sport & Entertainment
Cha-am
Colombo
Difference
Gym Membership (Monthly)
$24.45 ฿821
$14.83 LKR 4,984
64.87%
Tennis Court (1 Hour on Weekend)
$12.42 ฿417
$7.39 LKR 2,484
68.06%
Cinema Ticket
$7.67 ฿257
$3.28 LKR 1,103
133.84%
🧸 Childcare & Education
Cha-am
Colombo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$136 ฿4,568
$36.45 LKR 12.2K
273.36%
International Primary School, 1 Child (Yearly)
$9,318 ฿312.8K
$442 LKR 148.5K
2008.51%
👕👟 Clothing & Footwear
Cha-am
Colombo
Difference
Jeans (Levis 501 Or Similar)
$29.85 ฿1,002
$27.73 LKR 9,318
7.65%
Summer Dress (H&M, Zara, etc)
$19.69 ฿661
$19.12 LKR 6,425
2.98%
Sport Shoes (Adidas, Nike)
$61.1 ฿2,052
$69.2 LKR 23.2K
-11.60%
Men's Leather Business Shoes
$43.22 ฿1,451
$39.30 LKR 13.2K
9.97%
🏠 Accommodation & Living
Cha-am
Colombo
Difference
1-bedroom Apartment, City Center (Monthly)
$455 ฿15.3K
$368 LKR 123.6K
23.64%
1-bedroom Apartment, Outside City Center (Monthly)
$374 ฿12.6K
$173 LKR 58.0K
116.90%
3-bedroom Apartment, City Center (Monthly)
$776 ฿26.0K
$971 LKR 326.1K
-20.08%
3-bedroom Apartment, Outside City Center (Monthly)
$690 ฿23.2K
$369 LKR 123.9K
87.06%
Buy Apartment in City Center (m2)
-
$3,586 LKR 1.2M
-
Buy Apartment Outside City Center (m2)
-
$1,156 LKR 388.5K
-
💵 Salaries & Financials
Cha-am
Colombo
Difference
Average Monthly Net Salary (After Tax)
$357 ฿12.0K
$251 LKR 84.2K
42.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.45
16.45
-66.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cha-am: July 12, 2026

Last update for Colombo: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $455 in Cha-am and $368 in Colombo. Housing cost is often the main lever when comparing two cities.

Cha-am pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Cha-am vs $25.00 in Colombo for a mid-range dinner for two. Groceries echo the gap at $239 vs $258 per month, with Cha-am cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cha-am vs Colombo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cha-am and in Colombo?
Cha-am and Colombo differ by about 29% in total monthly costs ($923 vs $718 including rent). Colombo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Cha-am or Colombo?
Average pay runs 42% higher in Cha-am, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Cha-am and in Colombo?
Rent for a central apartment: $455 in Cha-am versus $368 in Colombo. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Cha-am and Colombo?
Childcare runs $136 in Cha-am versus $36.45 in Colombo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Colombo – a meal for two runs $25.00 versus $21.00 in Cha-am. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $800 go in Cha-am compared to Colombo?
Either city works on $800 a month, though Colombo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Cha-am and Colombo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cha-am or Colombo safer for residents?
Safety-wise, Cha-am and Colombo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cha-am or Colombo?
Expats usually find Colombo gentler on the wallet – expenses run 29% less than in Cha-am. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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