Cost of Living Comparison Between Cha-am and Colombo Cost of Living Comparison Between Cha-am and Colombo

Monthly Cost of Living

Monthly costs for one person with rent: $910 in Cha-am versus $789 in Colombo.

Estimated couple costs with rent: $1,464 in Cha-am versus $1,200 in Colombo.

Monthly costs for a family of three with rent: $2,018 in Cha-am versus $1,610 in Colombo.

Living in Cha-am is roughly 15% more expensive than in Colombo, driven mainly by Getting Around.

Both cities sit below the global median: Cha-am 34% lower, Colombo 43% lower.

Currency
🍽 Eating Out
Cha-am
Colombo
Difference
Meal at Budget Restaurant
$3.14 ฿104
$4.38 LKR 1,440
-28.31%
Three-Course Dinner for Two, Mid-Range
$21.86 ฿722
$25.76 LKR 8,464
-15.14%
Fast Food Meal (McDonalds, etc)
$7.43 ฿246
$7.60 LKR 2,499
-2.24%
Cappuccino
$2.10 ฿69.3
$2.45 LKR 804
-14.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.70 ฿23.15
$0.74 LKR 243
-5.41%
Water (0.33 liter bottle)
$0.32 ฿10.74
$0.25 LKR 81.4
28.00%
Local Beer (0.5 liter draught)
$2.40 ฿79.1
$2.24 LKR 737
7.14%
Imported Beer (0.33 liter bottle)
$2.97 ฿98.3
$2.98 LKR 979
-0.34%
🛒 Groceries & Markets
Cha-am
Colombo
Difference
Milk (1 liter)
$1.75 ฿57.7
$1.58 LKR 520
10.76%
White Bread (500g)
$1.50 ฿49.68
$0.52 LKR 172
188.46%
Rice (white) (1kg)
$1.42 ฿46.88
$0.81 LKR 267
75.31%
Eggs
$1.88 ฿62.3
$1.64 LKR 539
14.63%
Local Cheese (1kg)
$12.57 ฿415
$13.18 LKR 4,332
-4.63%
Chicken Fillets (1kg)
$2.65 ฿87.5
$5.06 LKR 1,663
-47.63%
Beef Round Steak (1kg)
$10.51 ฿347
$7.14 LKR 2,347
47.20%
Apples (1kg)
$3.59 ฿119
$6.69 LKR 2,198
-46.34%
Banana (1kg)
$1.25 ฿41.24
$0.88 LKR 288
42.05%
Oranges (1kg)
$1.92 ฿63.4
$4.35 LKR 1,429
-55.86%
Tomato (1kg)
$1.87 ฿61.7
$1.29 LKR 425
44.96%
Potato (1kg)
$1.79 ฿59.3
$1.00 LKR 330
79.00%
Onion (1kg)
$1.07 ฿35.46
$0.80 LKR 263
33.75%
Lettuce (1 head)
$1.19 ฿39.16
$0.94 LKR 310
26.60%
Water (1.5 liter bottle)
$0.43 ฿14.11
$0.49 LKR 162
-12.24%
Cigarettes 20 Pack (Marlboro, Camel)
$4.39 ฿145
$10.36 LKR 3,403
-57.63%
Wine (Bottle)
$18.15 ฿600
$13.67 LKR 4,492
32.77%
Local Beer (0.5 liter bottle)
$1.71 ฿56.6
$1.96 LKR 646
-12.76%
Imported Beer (0.33 liter bottle)
$3.08 ฿102
$2.89 LKR 948
6.57%
🚌 Getting Around
Cha-am
Colombo
Difference
One-way Ticket (Public Transport)
$0.89 ฿29.48
$0.17 LKR 57.2
423.53%
Public Transport Monthly Pass (Regular Price)
$22.37 ฿739
$7.29 LKR 2,397
206.86%
Taxi Start (Normal Tariff)
$1.41 ฿46.46
$0.39 LKR 127
261.54%
Taxi (Normal Tariff) (1km)
$1.15 ฿37.88
$0.39 LKR 127
194.87%
Taxi 1hour Waiting (Normal Tariff)
$3.62 ฿120
$0.95 LKR 312
281.05%
Gasoline (1 liter)
$1.41 ฿46.47
$1.34 LKR 439
5.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.8K ฿556.3K
$30.0K LKR 9.9M
-43.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K ฿899.9K
$42.5K LKR 14.0M
-35.93%
🧾 Monthly Utilities & Internet
Cha-am
Colombo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.2 ฿2,782
$55.4 LKR 18.2K
52.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.67 ฿386
$4.06 LKR 1,333
187.44%
Internet (50+ Mbps, Unlimited Data)
$23.03 ฿761
$20.56 LKR 6,755
12.01%
🎉 Sport & Entertainment
Cha-am
Colombo
Difference
Gym Membership (Monthly)
$23.92 ฿790
$14.69 LKR 4,827
62.83%
Tennis Court (1 Hour on Weekend)
$6.15 ฿203
$5.92 LKR 1,947
3.89%
Cinema Ticket
$6.65 ฿220
$4.43 LKR 1,456
50.11%
🧸 Childcare & Education
Cha-am
Colombo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$637 ฿21.1K
$38.87 LKR 12.8K
1539.10%
International Primary School, 1 Child (Yearly)
$10.9K ฿360.6K
$1,212 LKR 398.2K
800.61%
👕👟 Clothing & Footwear
Cha-am
Colombo
Difference
Jeans (Levis 501 Or Similar)
$52.1 ฿1,722
$20.17 LKR 6,626
158.40%
Summer Dress (H&M, Zara, etc)
$29.55 ฿976
$16.47 LKR 5,411
79.42%
Sport Shoes (Adidas, Nike)
$72.2 ฿2,387
$80.9 LKR 26.6K
-10.69%
Men's Leather Business Shoes
$55.2 ฿1,825
$43.13 LKR 14.2K
28.08%
🏠 Accommodation & Living
Cha-am
Colombo
Difference
1-bedroom Apartment, City Center (Monthly)
$387 ฿12.8K
$554 LKR 182.2K
-30.26%
1-bedroom Apartment, Outside City Center (Monthly)
$276 ฿9,128
$251 LKR 82.3K
10.24%
3-bedroom Apartment, City Center (Monthly)
$754 ฿24.9K
$1,581 LKR 519.5K
-52.32%
3-bedroom Apartment, Outside City Center (Monthly)
$660 ฿21.8K
$410 LKR 134.7K
61.06%
Buy Apartment in City Center (m2)
-
$3,725 LKR 1.2M
-
Buy Apartment Outside City Center (m2)
-
$1,211 LKR 397.9K
-
💵 Salaries & Financials
Cha-am
Colombo
Difference
Average Monthly Net Salary (After Tax)
$371 ฿12.3K
$252 LKR 82.7K
47.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.96
12.69
-53.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cha-am: September 7, 2026

Last update for Colombo: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Cha-am and $554 in Colombo. Housing cost is often the main lever when comparing two cities.

Cha-am pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Cha-am vs $26.00 in Colombo. Groceries flip the comparison at $239 vs $237, with Colombo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cha-am vs Colombo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cha-am and in Colombo?
Cha-am and Colombo differ by about 15% in total monthly costs ($910 vs $789 including rent). Colombo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Cha-am or Colombo?
Average pay runs 47% higher in Cha-am, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Cha-am and in Colombo?
Rent for a central apartment: $387 in Cha-am versus $554 in Colombo. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Cha-am or Colombo?
All in, you'll spend $910 per month in Cha-am versus $789 in Colombo – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Cha-am and in Colombo?
A monthly transit pass in Colombo runs roughly 207% less than in Cha-am. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $1,000 per month?
At $789 in Colombo versus $910 in Cha-am, a $1,000 budget is realistic in Colombo but tight or insufficient in Cha-am. The gap between the two cities makes Colombo the clear choice for anyone on this budget.
How does quality of life compare between Cha-am and Colombo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cha-am or Colombo safer for residents?
Safety-wise, Cha-am and Colombo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cha-am or Colombo?
Expats usually find Colombo gentler on the wallet – expenses run 15% less than in Cha-am. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cha-am vs other spots: cost of living compared

Similar cities