Last update: Oct 2026

Cost of Living Comparison Between Cha-am and Bali

For one person, living is cheaper in Cha-am: $880 a month against $1,236 in Bali, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Cha-am
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Cha-am Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Cha-am

🇹🇭 Thailand

$880

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Cha-am and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cha-am and in Bali actually costs, broken down by who's living it.

A single person spends $880 per month in Cha-am vs $1,236 in Bali, rent included.

Cha-am $880
Bali $1,236

A couple spends around $1,412 per month in Cha-am vs $2,086 in Bali, rent included.

Cha-am $1,412
Bali $2,086

A family of three spends $1,944 per month in Cha-am vs $2,937 in Bali, rent included.

Cha-am $1,944
Bali $2,937

Cha-am is about 29% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Cha-am and Bali are more affordable than the global median – Cha-am 35% lower, Bali 8% lower.

Meal at Budget Restaurant

$3.29 ฿110

$2.76 Rp 49.7K

19.20%

Three-Course Dinner for Two, Mid-Range

$22.60 ฿755

$29.80 Rp 536.4K

-24.16%

Fast Food Meal (McDonalds, etc)

$7.27 ฿243

$4.63 Rp 83.3K

57.02%

Cappuccino

$2.04 ฿68.1

$2.32 Rp 41.7K

-12.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿22.66

$1.40 Rp 25.1K

-51.43%

Water (0.33 liter bottle)

$0.34 ฿11.50

$0.64 Rp 11.5K

-46.88%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$2.19 Rp 39.4K

7.76%

Imported Beer (0.33 liter bottle)

$3.00 ฿100

$3.58 Rp 64.5K

-16.20%

Milk (1 liter)

$1.78 ฿59.5

$1.49 Rp 26.7K

19.46%

White Bread (500g)

$1.49 ฿49.76

$2.21 Rp 39.8K

-32.58%

Rice (white) (1kg)

$1.33 ฿44.43

$1.17 Rp 21.1K

13.68%

Eggs

$1.95 ฿65.0

$2.02 Rp 36.4K

-3.47%

Local Cheese (1kg)

$12.47 ฿417

$16.52 Rp 297.4K

-24.52%

Chicken Fillets (1kg)

$2.54 ฿85.0

$3.68 Rp 66.2K

-30.98%

Beef Round Steak (1kg)

$10.20 ฿341

$11.67 Rp 210.0K

-12.60%

Apples (1kg)

$3.53 ฿118

$3.44 Rp 62.0K

2.62%

Banana (1kg)

$1.22 ฿40.86

$1.46 Rp 26.2K

-16.44%

Oranges (1kg)

$1.87 ฿62.5

$2.24 Rp 40.3K

-16.52%

Tomato (1kg)

$1.75 ฿58.3

$1.82 Rp 32.8K

-3.85%

Potato (1kg)

$1.76 ฿59.0

$1.79 Rp 32.2K

-1.68%

Onion (1kg)

$1.09 ฿36.28

$2.27 Rp 40.9K

-51.98%

Lettuce (1 head)

$1.16 ฿38.80

$0.99 Rp 17.8K

17.17%

Water (1.5 liter bottle)

$0.45 ฿15.07

$0.51 Rp 9,186

-11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$2.15 Rp 38.7K

100.47%

Wine (Bottle)

$17.71 ฿592

$21.44 Rp 386.0K

-17.40%

Local Beer (0.5 liter bottle)

$1.73 ฿57.8

$2.29 Rp 41.1K

-24.45%

Imported Beer (0.33 liter bottle)

$2.96 ฿99.0

$2.86 Rp 51.5K

3.50%

One-way Ticket (Public Transport)

$0.92 ฿30.63

$0.26 Rp 4,713

253.85%

Public Transport Monthly Pass (Regular Price)

$22.26 ฿744

$7.97 Rp 143.5K

179.30%

Taxi Start (Normal Tariff)

$1.37 ฿45.80

$0.48 Rp 8,646

185.42%

Taxi (Normal Tariff) (1km)

$1.07 ฿35.67

$0.43 Rp 7,705

148.84%

Taxi 1hour Waiting (Normal Tariff)

$3.62 ฿121

$5.64 Rp 101.6K

-35.82%

Gasoline (1 liter)

$1.40 ฿46.86

$0.82 Rp 14.8K

70.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ฿546.9K

$23.7K Rp 426.6M

-30.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ฿905.9K

$31.7K Rp 571.3M

-14.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.1 ฿2,744

$81.3 Rp 1.5M

0.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.41 ฿381

$6.53 Rp 117.6K

74.73%

Internet (50+ Mbps, Unlimited Data)

$23.66 ฿791

$18.31 Rp 329.7K

29.22%

Gym Membership (Monthly)

$23.81 ฿796

$46.85 Rp 843.4K

-49.18%

Tennis Court (1 Hour on Weekend)

$5.81 ฿194

$15.05 Rp 270.8K

-61.40%

Cinema Ticket

$6.65 ฿222

$3.69 Rp 66.5K

80.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$609 ฿20.4K

$445 Rp 8.0M

36.88%

International Primary School, 1 Child (Yearly)

$11.0K ฿368.4K

$5,218 Rp 93.9M

111.25%

Jeans (Levis 501 Or Similar)

$50.1 ฿1,675

$42.66 Rp 767.8K

17.49%

Summer Dress (H&M, Zara, etc)

$29.35 ฿981

$33.40 Rp 601.2K

-12.13%

Sport Shoes (Adidas, Nike)

$70.5 ฿2,357

$75.0 Rp 1.4M

-6.02%

Men's Leather Business Shoes

$52.6 ฿1,758

$73.7 Rp 1.3M

-28.66%

1-bedroom Apartment, City Center (Monthly)

$373 ฿12.5K

$996 Rp 17.9M

-62.57%

1-bedroom Apartment, Outside City Center (Monthly)

$273 ฿9,109

$596 Rp 10.7M

-54.28%

3-bedroom Apartment, City Center (Monthly)

$750 ฿25.1K

$3,054 Rp 55.0M

-75.45%

3-bedroom Apartment, Outside City Center (Monthly)

$643 ฿21.5K

$1,511 Rp 27.2M

-57.43%

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

Average Monthly Net Salary (After Tax)

$351 ฿11.7K

$220 Rp 4.0M

59.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

13.78

-56.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cha-am: October 12, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cha-am

$273 31%

Bali

$596 48.2% 119% $324

Groceries & Markets

Cha-am

$235 26.7%

Bali

$277 22.4% 17.6% $41

Monthly Utilities & Internet

Cha-am

$117 13.3%

Bali

$106 8.6% 9.4% $11

Eating Out

Cha-am

$94 10.7%

Bali

$90 7.3% 4.7% $4.4

Clothing & Footwear

Cha-am

$91 10.4%

Bali

$101 8.2% 11% $10

Sport & Entertainment

Cha-am

$37 4.2%

Bali

$54 4.4% 46.1% $17

Getting Around

Cha-am

$33 3.7%

Bali

$12 0.9% 64.3% $21

Cost Breakdown

A central one-bedroom costs $373 in Cha-am versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Cha-am, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Cha-am versus $30.00 in Bali. Monthly groceries follow the same trend: $235 vs $277 – making Cha-am the more affordable choice for daily food spending.

Good to know

🇹🇭 Cha-am

🇮🇩 Bali

🕒 Local time

01:18 1:18 AM

02:18 2:18 AM

1 h ahead of Cha-am

🌤 Weather

👥 Population

31,354

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Cha-am Bali 2,910 km ≈ 4 h 15 min nonstop flight

From you

Cha-am
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cha-am vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 40% more than Cha-am, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,320 per month in Cha-am and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cha-am, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Cha-am and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $880 in Cha-am and $1,236 in Bali. That's a gap of about 40%.

A $2,000 monthly budget goes further in Cha-am, where all-in costs run around $880, than in Bali at $1,236. In Cha-am it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cha-am costs $880 versus $1,236 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cha-am. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.