Last update: Oct 2026

Cost of Living Comparison Between Cetinje and Ubud, Bali

For one person, living is cheaper in Cetinje: $1,044 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Cetinje
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Cetinje Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Cetinje and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cetinje and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,044 per month in Cetinje vs $1,368 in Ubud, Bali, rent included.

Cetinje $1,044
Ubud, Bali $1,368

A couple spends around $1,599 per month in Cetinje vs $2,314 in Ubud, Bali, rent included.

Cetinje $1,599
Ubud, Bali $2,314

A family of three spends $2,153 per month in Cetinje vs $3,260 in Ubud, Bali, rent included.

Cetinje $2,153
Ubud, Bali $3,260

Cetinje is about 24% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Cetinje sits 23% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.11 €9.88

$3.33 Rp 59.9K

233.63%

Three-Course Dinner for Two, Mid-Range

$36.32 €32.31

$35.18 Rp 633.2K

3.24%

Fast Food Meal (McDonalds, etc)

$8.79 €7.82

$5.80 Rp 104.5K

51.55%

Cappuccino

$2.55 €2.26

$2.73 Rp 49.1K

-6.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €1.98

$1.64 Rp 29.5K

35.98%

Water (0.33 liter bottle)

$1.46 €1.30

$0.83 Rp 15.0K

75.90%

Local Beer (0.5 liter draught)

$2.86 €2.54

$2.70 Rp 48.6K

5.93%

Imported Beer (0.33 liter bottle)

$3.31 €2.95

$4.30 Rp 77.4K

-23.02%

Milk (1 liter)

$1.26 €1.12

$1.50 Rp 27.1K

-16.00%

White Bread (500g)

$1.01 €0.90

$2.30 Rp 41.4K

-56.09%

Rice (white) (1kg)

$2.26 €2.01

$1.18 Rp 21.2K

91.53%

Eggs

$3.07 €2.73

$2.14 Rp 38.6K

43.46%

Local Cheese (1kg)

$8.86 €7.88

$17.48 Rp 314.6K

-49.31%

Chicken Fillets (1kg)

$7.22 €6.42

$4.03 Rp 72.5K

79.16%

Beef Round Steak (1kg)

$12.24 €10.89

$12.23 Rp 220.1K

0.08%

Apples (1kg)

$1.34 €1.19

$3.55 Rp 63.9K

-62.25%

Banana (1kg)

$1.75 €1.56

$1.57 Rp 28.3K

11.46%

Oranges (1kg)

$1.54 €1.37

$2.24 Rp 40.2K

-31.25%

Tomato (1kg)

$2.86 €2.55

$1.93 Rp 34.7K

48.19%

Potato (1kg)

$0.88 €0.78

$1.88 Rp 33.9K

-53.19%

Onion (1kg)

$1.09 €0.97

$2.29 Rp 41.3K

-52.40%

Lettuce (1 head)

$1.64 €1.45

$0.99 Rp 17.9K

65.66%

Water (1.5 liter bottle)

$0.88 €0.78

$0.53 Rp 9,475

66.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 €3.39

$2.28 Rp 41.1K

67.11%

Wine (Bottle)

$5.54 €4.93

$23.01 Rp 414.2K

-75.92%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.34 Rp 42.2K

-52.99%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$2.91 Rp 52.4K

-42.96%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$2.17 €1.93

$0.48 Rp 8,684

352.08%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$0.46 Rp 8,233

139.13%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.64

$5.45 Rp 98.2K

202.02%

Gasoline (1 liter)

$1.70 €1.51

$0.88 Rp 15.9K

93.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K €25.9K

$24.6K Rp 442.2M

18.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K €18.8K

$31.2K Rp 561.4M

-32.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$83.0 Rp 1.5M

63.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.01 €11.57

$6.45 Rp 116.0K

101.71%

Internet (50+ Mbps, Unlimited Data)

$33.07 €29.41

$18.57 Rp 334.2K

78.08%

Gym Membership (Monthly)

$39.33 €34.99

$55.8 Rp 1.0M

-29.54%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$3.84 €3.41

$4.38 Rp 78.9K

-12.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$392 €349

$493 Rp 8.9M

-20.51%

International Primary School, 1 Child (Yearly)

$7,046 €6,268

$5,754 Rp 103.6M

22.47%

Jeans (Levis 501 Or Similar)

$83.0 €73.8

$46.19 Rp 831.4K

79.61%

Summer Dress (H&M, Zara, etc)

$33.11 €29.45

$35.33 Rp 636.0K

-6.28%

Sport Shoes (Adidas, Nike)

$73.3 €65.2

$79.1 Rp 1.4M

-7.28%

Men's Leather Business Shoes

$95.1 €84.6

$78.4 Rp 1.4M

21.30%

1-bedroom Apartment, City Center (Monthly)

$425 €378

$1,142 Rp 20.6M

-62.80%

1-bedroom Apartment, Outside City Center (Monthly)

$275 €245

$676 Rp 12.2M

-59.29%

3-bedroom Apartment, City Center (Monthly)

$570 €507

$3,503 Rp 63.1M

-83.72%

3-bedroom Apartment, Outside City Center (Monthly)

$497 €442

$1,700 Rp 30.6M

-70.79%

Buy Apartment in City Center (m2)

$1,696 €1,508

$2,784 Rp 50.1M

-39.09%

Buy Apartment Outside City Center (m2)

$1,012 €900

$2,241 Rp 40.3M

-54.85%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cetinje: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cetinje

$275 26.4%

Ubud, Bali

$676 49.4% 146% $401

Groceries & Markets

Cetinje

$223 21.4%

Ubud, Bali

$290 21.2% 30.3% $68

Monthly Utilities & Internet

Cetinje

$182 17.4%

Ubud, Bali

$108 7.9% 40.6% $74

Eating Out

Cetinje

$181 17.4%

Ubud, Bali

$109 8% 40.1% $73

Clothing & Footwear

Cetinje

$128 12.3%

Ubud, Bali

$108 7.9% 16% $20

Sport & Entertainment

Cetinje

$47 4.5%

Ubud, Bali

$65 4.7% 37.4% $18

Getting Around

Cetinje

$7.7 * 0.7%

Ubud, Bali

$13 0.9% 64.1% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $425 in Cetinje versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Cetinje versus $35.00 in Ubud, Bali. Groceries tell a different story – $223 in Cetinje vs $290 in Ubud, Bali – so Cetinje wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Cetinje

🇮🇩 Ubud, Bali

🕒 Local time

07:24 7:24 AM

13:24 1:24 PM

6 h ahead of Cetinje

🌤 Weather

👥 Population

13,918

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Cetinje Ubud, Bali 11,160 km ≈ 14 h nonstop flight

From you

Cetinje
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cetinje vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 31% more than Cetinje, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,566 per month in Cetinje and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Cetinje and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,044, than in Ubud, Bali at $1,368. In Cetinje it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cetinje costs $1,044 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.