Cost of Living Comparison Between Cetinje and Ubud, Bali Cost of Living Comparison Between Cetinje and Ubud, Bali

Monthly Cost of Living

A single person spends $1,436 per month in Cetinje vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,182 per month in Cetinje vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,928 per month in Cetinje vs $3,763 in Ubud, Bali, rent included.

Cetinje costs about 2% more than Ubud, Bali, driven mainly by Eating Out.

Both Cetinje and Ubud, Bali sit above the global median – Cetinje by 7%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Cetinje
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.71 €11.99
$3.45 Rp 62.0K
297.39%
Three-Course Dinner for Two, Mid-Range
$56.9 €49.81
$32.34 Rp 580.1K
76.04%
Fast Food Meal (McDonalds, etc)
$9.62 €8.41
$4.84 Rp 86.9K
98.76%
Cappuccino
$2.93 €2.56
$2.75 Rp 49.3K
6.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 €1.87
$1.38 Rp 24.8K
55.07%
Water (0.33 liter bottle)
$1.42 €1.24
$0.75 Rp 13.5K
89.33%
Local Beer (0.5 liter draught)
$3.34 €2.92
$2.99 Rp 53.7K
11.71%
Imported Beer (0.33 liter bottle)
$3.43 €3.00
$3.85 Rp 69.1K
-10.91%
🛒 Groceries & Markets
Cetinje
Ubud, Bali
Difference
Milk (1 liter)
$1.41 €1.24
$1.74 Rp 31.1K
-18.97%
White Bread (500g)
$1.09 €0.95
$2.46 Rp 44.1K
-55.69%
Rice (white) (1kg)
$2.10 €1.84
$1.17 Rp 21.0K
79.49%
Eggs
$3.10 €2.71
$2.43 Rp 43.6K
27.57%
Local Cheese (1kg)
$9.01 €7.88
$14.50 Rp 260.2K
-37.86%
Chicken Fillets (1kg)
$7.52 €6.58
$4.35 Rp 78.0K
72.87%
Beef Round Steak (1kg)
$10.31 €9.02
$11.98 Rp 214.9K
-13.94%
Apples (1kg)
$1.35 €1.18
$3.72 Rp 66.7K
-63.71%
Banana (1kg)
$2.13 €1.86
$1.63 Rp 29.2K
30.67%
Oranges (1kg)
$1.49 €1.31
$2.74 Rp 49.2K
-45.62%
Tomato (1kg)
$2.83 €2.48
$2.24 Rp 40.2K
26.34%
Potato (1kg)
$1.03 €0.90
$1.92 Rp 34.4K
-46.35%
Onion (1kg)
$1.01 €0.89
$2.28 Rp 40.8K
-55.70%
Lettuce (1 head)
$1.79 €1.56
$1.06 Rp 19.1K
68.87%
Water (1.5 liter bottle)
$1.20 €1.05
$0.72 Rp 12.9K
66.67%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 €3.61
$3.29 Rp 58.9K
25.23%
Wine (Bottle)
$5.73 €5.02
$23.19 Rp 416.1K
-75.29%
Local Beer (0.5 liter bottle)
$1.24 €1.09
$2.78 Rp 49.8K
-55.40%
Imported Beer (0.33 liter bottle)
$1.81 €1.58
$2.73 Rp 49.0K
-33.70%
🚌 Getting Around
Cetinje
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.49 €1.30
$0.27 Rp 4,778
451.85%
Public Transport Monthly Pass (Regular Price)
$37.49 €32.80
$8.11 Rp 145.4K
362.27%
Taxi Start (Normal Tariff)
$1.15 €1.00
$0.48 Rp 8,659
139.58%
Taxi (Normal Tariff) (1km)
$1.03 €0.90
$0.42 Rp 7,532
145.24%
Taxi 1hour Waiting (Normal Tariff)
$11.43 €10.00
$6.22 Rp 111.6K
83.76%
Gasoline (1 liter)
$1.77 €1.55
$0.81 Rp 14.6K
118.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K €26.2K
$26.6K Rp 477.4M
12.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K €23.6K
$32.2K Rp 577.4M
-16.09%
🧾 Monthly Utilities & Internet
Cetinje
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 €123
$78.4 Rp 1.4M
79.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.70 €16.36
$4.07 Rp 73.0K
359.46%
Internet (50+ Mbps, Unlimited Data)
$32.13 €28.11
$24.33 Rp 436.4K
32.06%
🎉 Sport & Entertainment
Cetinje
Ubud, Bali
Difference
Gym Membership (Monthly)
$44.22 €38.69
$98.6 Rp 1.8M
-55.16%
Tennis Court (1 Hour on Weekend)
$14.27 €12.49
$6.34 Rp 113.7K
125.08%
Cinema Ticket
$3.93 €3.44
$3.99 Rp 71.5K
-1.50%
🧸 Childcare & Education
Cetinje
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$417 €365
$305 Rp 5.5M
36.63%
International Primary School, 1 Child (Yearly)
$9,899 €8,660
$6,642 Rp 119.2M
49.03%
👕👟 Clothing & Footwear
Cetinje
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$23.45 €20.51
$54.1 Rp 971.2K
-56.69%
Summer Dress (H&M, Zara, etc)
$38.70 €33.86
$37.81 Rp 678.2K
2.35%
Sport Shoes (Adidas, Nike)
$113 €98.7
$86.8 Rp 1.6M
29.85%
Men's Leather Business Shoes
$127 €111
$76.4 Rp 1.4M
66.90%
🏠 Accommodation & Living
Cetinje
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$428 €375
$992 Rp 17.8M
-56.83%
1-bedroom Apartment, Outside City Center (Monthly)
$548 €479
$673 Rp 12.1M
-18.60%
3-bedroom Apartment, City Center (Monthly)
$607 €531
$3,375 Rp 60.5M
-82.03%
3-bedroom Apartment, Outside City Center (Monthly)
$903 €790
$2,050 Rp 36.8M
-55.97%
Buy Apartment in City Center (m2)
$1,690 €1,478
$2,805 Rp 50.3M
-39.75%
Buy Apartment Outside City Center (m2)
$1,039 €909
$2,227 Rp 39.9M
-53.36%
💵 Salaries & Financials
Cetinje
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.38
13.28
-59.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cetinje: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $428 in Cetinje versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $57.0 in Cetinje versus $32.00 in Ubud, Bali. Groceries tell a different story – $229 in Cetinje vs $297 in Ubud, Bali – so Cetinje wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cetinje vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cetinje or Ubud, Bali?
Cetinje costs about 2% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cetinje and in Ubud, Bali?
For a comfortable life, plan on about $2,153 per month in Cetinje and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cetinje or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Cetinje compared to Ubud, Bali?
Public transport costs about 362% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Cetinje and in Ubud, Bali?
Kindergarten costs $417 per month in Cetinje and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Cetinje or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Cetinje at $1,436. In Ubud, Bali it covers expenses comfortably, while in Cetinje it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cetinje or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,436 in Cetinje. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Cetinje compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Cetinje or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cetinje makes more sense. Both are solid long-term options with distinct trade-offs.

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