Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cetinje

For one person, living is cheaper in Cetinje: $1,044 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Cetinje
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Cetinje Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cetinje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cetinje actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,044 in Cetinje, rent included.

Ubud, Bali $1,368
Cetinje $1,044

A couple spends around $2,314 per month in Ubud, Bali vs $1,599 in Cetinje, rent included.

Ubud, Bali $2,314
Cetinje $1,599

A family of three spends $3,260 per month in Ubud, Bali vs $2,153 in Cetinje, rent included.

Ubud, Bali $3,260
Cetinje $2,153

Ubud, Bali costs about 31% more than Cetinje, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Cetinje is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$11.11 €9.88

-70.03%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$36.32 €32.31

-3.14%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.79 €7.82

-34.02%

Cappuccino

$2.73 Rp 49.1K

$2.55 €2.26

7.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.23 €1.98

-26.46%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.46 €1.30

-43.15%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.86 €2.54

-5.59%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.31 €2.95

29.91%

Milk (1 liter)

$1.50 Rp 27.1K

$1.26 €1.12

19.05%

White Bread (500g)

$2.30 Rp 41.4K

$1.01 €0.90

127.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.26 €2.01

-47.79%

Eggs

$2.14 Rp 38.6K

$3.07 €2.73

-30.29%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.86 €7.88

97.29%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.22 €6.42

-44.18%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$12.24 €10.89

-0.08%

Apples (1kg)

$3.55 Rp 63.9K

$1.34 €1.19

164.93%

Banana (1kg)

$1.57 Rp 28.3K

$1.75 €1.56

-10.29%

Oranges (1kg)

$2.24 Rp 40.2K

$1.54 €1.37

45.45%

Tomato (1kg)

$1.93 Rp 34.7K

$2.86 €2.55

-32.52%

Potato (1kg)

$1.88 Rp 33.9K

$0.88 €0.78

113.64%

Onion (1kg)

$2.29 Rp 41.3K

$1.09 €0.97

110.09%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.64 €1.45

-39.63%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.88 €0.78

-39.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.81 €3.39

-40.16%

Wine (Bottle)

$23.01 Rp 414.2K

$5.54 €4.93

315.34%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.10 €0.98

112.73%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.66 €1.48

75.30%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.17 €1.93

-77.88%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.10 €0.97

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$16.46 €14.64

-66.89%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.70 €1.51

-48.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$29.2K €25.9K

-15.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$21.1K €18.8K

47.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$136 €121

-38.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$13.01 €11.57

-50.42%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$33.07 €29.41

-43.85%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$39.33 €34.99

41.93%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$3.84 €3.41

14.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$392 €349

25.80%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$7,046 €6,268

-18.35%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$83.0 €73.8

-44.32%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$33.11 €29.45

6.70%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$73.3 €65.2

7.85%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$95.1 €84.6

-17.56%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$425 €378

168.83%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$275 €245

145.64%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$570 €507

514.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$497 €442

242.29%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,696 €1,508

64.19%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,012 €900

121.46%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Cetinje: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Cetinje

$275 26.4% 59.3% $401

Groceries & Markets

Ubud, Bali

$290 21.2%

Cetinje

$223 21.4% 23.2% $68

Eating Out

Ubud, Bali

$109 8%

Cetinje

$181 17.4% 66.8% $73

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Cetinje

$182 17.4% 68.5% $74

Clothing & Footwear

Ubud, Bali

$108 7.9%

Cetinje

$128 12.3% 19% $20

Sport & Entertainment

Ubud, Bali

$65 4.7%

Cetinje

$47 4.5% 27.2% $18

Getting Around

Ubud, Bali

$13 0.9%

Cetinje

$7.7 * 0.7% 39% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $425 in Cetinje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $36.00 in Cetinje. Groceries tell a different story – $290 in Ubud, Bali vs $223 in Cetinje – so Cetinje wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Cetinje

🕒 Local time

15:39 3:39 PM

09:39 9:39 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

13,918

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Cetinje 11,160 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Cetinje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cetinje: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 31% more than Cetinje, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,566 in Cetinje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cetinje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $36.00 in Cetinje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 30% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cetinje, where all-in costs run around $1,044, than in Ubud, Bali at $1,368. In Cetinje it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cetinje costs $1,044 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cetinje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.