Last update: Oct 2026

Cost of Living Comparison Between Cergy and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,666 in Cergy, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

81

Cost of Living Index in Cergy
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Cergy Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cergy

🇫🇷 France

$1,666

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Cergy and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cergy and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,666 per month in Cergy vs $1,368 in Ubud, Bali, rent included.

Cergy $1,666
Ubud, Bali $1,368

A couple spends around $2,536 per month in Cergy vs $2,314 in Ubud, Bali, rent included.

Cergy $2,536
Ubud, Bali $2,314

A family of three spends $3,405 per month in Cergy vs $3,260 in Ubud, Bali, rent included.

Cergy $3,405
Ubud, Bali $3,260

Cergy costs about 22% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Cergy and Ubud, Bali sit above the global median – Cergy by 23%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$8.87 €7.89

$3.33 Rp 59.9K

166.37%

Three-Course Dinner for Two, Mid-Range

$49.28 €43.83

$35.18 Rp 633.2K

40.08%

Fast Food Meal (McDonalds, etc)

$9.05 €8.05

$5.80 Rp 104.5K

56.03%

Cappuccino

$2.81 €2.50

$2.73 Rp 49.1K

2.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 €1.16

$1.64 Rp 29.5K

-20.73%

Water (0.33 liter bottle)

$1.74 €1.55

$0.83 Rp 15.0K

109.64%

Local Beer (0.5 liter draught)

$5.16 €4.59

$2.70 Rp 48.6K

91.11%

Imported Beer (0.33 liter bottle)

$5.49 €4.88

$4.30 Rp 77.4K

27.67%

Milk (1 liter)

$1.24 €1.11

$1.50 Rp 27.1K

-17.33%

White Bread (500g)

$1.88 €1.67

$2.30 Rp 41.4K

-18.26%

Rice (white) (1kg)

$2.83 €2.51

$1.18 Rp 21.2K

139.83%

Eggs

$4.04 €3.60

$2.14 Rp 38.6K

88.79%

Local Cheese (1kg)

$21.87 €19.45

$17.48 Rp 314.6K

25.11%

Chicken Fillets (1kg)

$10.42 €9.27

$4.03 Rp 72.5K

158.56%

Beef Round Steak (1kg)

$23.27 €20.70

$12.23 Rp 220.1K

90.27%

Apples (1kg)

$3.43 €3.05

$3.55 Rp 63.9K

-3.38%

Banana (1kg)

$2.09 €1.86

$1.57 Rp 28.3K

33.12%

Oranges (1kg)

$2.21 €1.96

$2.24 Rp 40.2K

-1.34%

Tomato (1kg)

$2.16 €1.92

$1.93 Rp 34.7K

11.92%

Potato (1kg)

$1.91 €1.70

$1.88 Rp 33.9K

1.60%

Onion (1kg)

$2.03 €1.80

$2.29 Rp 41.3K

-11.35%

Lettuce (1 head)

$1.78 €1.58

$0.99 Rp 17.9K

79.80%

Water (1.5 liter bottle)

$0.68 €0.61

$0.53 Rp 9,475

28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 €11.63

$2.28 Rp 41.1K

473.25%

Wine (Bottle)

$8.45 €7.51

$23.01 Rp 414.2K

-63.28%

Local Beer (0.5 liter bottle)

$2.40 €2.14

$2.34 Rp 42.2K

2.56%

Imported Beer (0.33 liter bottle)

$4.31 €3.84

$2.91 Rp 52.4K

48.11%

One-way Ticket (Public Transport)

$1.87 €1.66

$0.24 Rp 4,315

679.17%

Public Transport Monthly Pass (Regular Price)

$48.29 €42.95

$8.82 Rp 158.7K

447.51%

Taxi Start (Normal Tariff)

$2.24 €1.99

$0.48 Rp 8,684

366.67%

Taxi (Normal Tariff) (1km)

$2.14 €1.90

$0.46 Rp 8,233

365.22%

Taxi 1hour Waiting (Normal Tariff)

$24.55 €21.84

$5.45 Rp 98.2K

350.46%

Gasoline (1 liter)

$1.95 €1.73

$0.88 Rp 15.9K

121.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$24.6K Rp 442.2M

37.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €31.3K

$31.2K Rp 561.4M

12.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 €183

$83.0 Rp 1.5M

147.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.07 €13.41

$6.45 Rp 116.0K

133.64%

Internet (50+ Mbps, Unlimited Data)

$22.38 €19.91

$18.57 Rp 334.2K

20.52%

Gym Membership (Monthly)

$35.13 €31.25

$55.8 Rp 1.0M

-37.07%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$14.22 €12.65

$4.38 Rp 78.9K

224.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 €556

$493 Rp 8.9M

26.72%

International Primary School, 1 Child (Yearly)

$8,211 €7,304

$5,754 Rp 103.6M

42.71%

Jeans (Levis 501 Or Similar)

$88.2 €78.4

$46.19 Rp 831.4K

90.91%

Summer Dress (H&M, Zara, etc)

$40.58 €36.09

$35.33 Rp 636.0K

14.86%

Sport Shoes (Adidas, Nike)

$99.8 €88.8

$79.1 Rp 1.4M

26.17%

Men's Leather Business Shoes

$104 €92.1

$78.4 Rp 1.4M

32.10%

1-bedroom Apartment, City Center (Monthly)

$742 €660

$1,142 Rp 20.6M

-35.07%

1-bedroom Apartment, Outside City Center (Monthly)

$602 €535

$676 Rp 12.2M

-10.93%

3-bedroom Apartment, City Center (Monthly)

$1,384 €1,231

$3,503 Rp 63.1M

-60.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,104 €982

$1,700 Rp 30.6M

-35.08%

Buy Apartment in City Center (m2)

$3,853 €3,427

$2,784 Rp 50.1M

38.40%

Buy Apartment Outside City Center (m2)

$3,001 €2,669

$2,241 Rp 40.3M

33.94%

Average Monthly Net Salary (After Tax)

$2,624 €2,334

$165 Rp 3.0M

1494.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cergy

$602 36.1%

Ubud, Bali

$676 49.4% 12.3% $74

Groceries & Markets

Cergy

$358 21.5%

Ubud, Bali

$290 21.2% 18.9% $68

Monthly Utilities & Internet

Cergy

$243 14.6%

Ubud, Bali

$108 7.9% 55.5% $135

Eating Out

Cergy

$181 10.9%

Ubud, Bali

$109 8% 39.8% $72

Clothing & Footwear

Cergy

$149 9%

Ubud, Bali

$108 7.9% 28% $42

Getting Around

Cergy

$69 4.1%

Ubud, Bali

$13 0.9% 81.7% $56

Sport & Entertainment

Cergy

$64 3.8%

Ubud, Bali

$65 4.7% 1.6% $1

Cost Breakdown

A central one-bedroom costs $742 in Cergy versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1495% higher in Cergy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Cergy versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $358 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇷 Cergy

🇮🇩 Ubud, Bali

🕒 Local time

13:50 1:50 PM

19:50 7:50 PM

6 h ahead of Cergy

🌤 Weather

👥 Population

68,348

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Cergy Ubud, Bali 12,400 km ≈ 16 h nonstop flight

From you

Cergy
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Cergy is pricier by about 22%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,498 per month in Cergy and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Cergy and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,666 in Cergy and $1,368 in Ubud, Bali. That's a gap of about 22%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Cergy at $1,666. In Ubud, Bali it covers expenses comfortably, while in Cergy it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cergy makes more sense. Both are solid long-term options with distinct trade-offs.