Cost of Living Comparison Between Cergy and Chiang Mai Cost of Living Comparison Between Cergy and Chiang Mai

Monthly Cost of Living

A single person spends $1,665 per month in Cergy vs $866 in Chiang Mai, rent included.

A couple spends around $2,577 per month in Cergy vs $1,351 in Chiang Mai, rent included.

A family of three spends $3,489 per month in Cergy vs $1,835 in Chiang Mai, rent included.

Cergy costs about 92% more than Chiang Mai, driven mainly by Groceries & Markets.

Cergy sits 24% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cergy
Chiang Mai
Difference
Meal at Budget Restaurant
$9.23 €7.94
$1.94 ฿63.5
375.77%
Three-Course Dinner for Two, Mid-Range
$52.7 €45.34
$18.64 ฿609
182.78%
Fast Food Meal (McDonalds, etc)
$9.24 €7.95
$7.82 ฿255
18.16%
Cappuccino
$2.87 €2.47
$1.95 ฿63.8
47.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.42 €1.22
$0.85 ฿27.77
67.06%
Water (0.33 liter bottle)
$2.12 €1.83
$0.35 ฿11.58
505.71%
Local Beer (0.5 liter draught)
$5.30 €4.56
$2.13 ฿69.6
148.83%
Imported Beer (0.33 liter bottle)
$5.77 €4.97
$3.73 ฿122
54.69%
🛒 Groceries & Markets
Cergy
Chiang Mai
Difference
Milk (1 liter)
$1.30 €1.12
$1.71 ฿56.0
-23.98%
White Bread (500g)
$1.80 €1.55
$1.63 ฿53.2
10.43%
Rice (white) (1kg)
$2.83 €2.43
$1.14 ฿37.15
148.25%
Eggs
$4.11 €3.54
$1.93 ฿63.1
112.95%
Local Cheese (1kg)
$22.44 €19.30
$16.21 ฿530
38.43%
Chicken Fillets (1kg)
$11.14 €9.58
$3.12 ฿102
257.05%
Beef Round Steak (1kg)
$23.95 €20.60
$10.90 ฿356
119.72%
Apples (1kg)
$3.45 €2.96
$2.75 ฿90.0
25.45%
Banana (1kg)
$2.17 €1.87
$1.21 ฿39.52
79.34%
Oranges (1kg)
$2.31 €1.99
$1.62 ฿53.0
42.59%
Tomato (1kg)
$2.16 €1.85
$1.59 ฿51.8
35.85%
Potato (1kg)
$1.95 €1.68
$1.40 ฿45.70
39.29%
Onion (1kg)
$2.12 €1.82
$1.17 ฿38.17
81.20%
Lettuce (1 head)
$1.53 €1.31
$0.66 ฿21.60
131.82%
Water (1.5 liter bottle)
$0.64 €0.55
$0.53 ฿17.22
20.75%
Cigarettes 20 Pack (Marlboro, Camel)
$13.24 €11.39
$4.69 ฿153
182.30%
Wine (Bottle)
$5.92 €5.09
$18.66 ฿609
-68.27%
Local Beer (0.5 liter bottle)
$2.34 €2.01
$1.80 ฿58.8
30.00%
Imported Beer (0.33 liter bottle)
$4.30 €3.70
$3.23 ฿106
33.13%
🚌 Getting Around
Cergy
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.00 €1.72
$0.90 ฿29.26
122.22%
Public Transport Monthly Pass (Regular Price)
$48.10 €41.38
$19.21 ฿628
150.39%
Taxi Start (Normal Tariff)
$4.65 €4.00
$1.41 ฿45.91
229.79%
Taxi (Normal Tariff) (1km)
$1.60 €1.38
$1.29 ฿42.12
24.03%
Taxi 1hour Waiting (Normal Tariff)
$33.03 €28.41
$7.84 ฿256
321.30%
Gasoline (1 liter)
$2.10 €1.80
$1.27 ฿41.58
65.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K €31.9K
$21.3K ฿694.9K
74.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.5K €32.2K
$22.2K ฿725.4K
68.61%
🧾 Monthly Utilities & Internet
Cergy
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 €168
$69.1 ฿2,256
182.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.95 €19.74
$14.08 ฿460
63.00%
Internet (50+ Mbps, Unlimited Data)
$22.84 €19.65
$18.00 ฿588
26.89%
🎉 Sport & Entertainment
Cergy
Chiang Mai
Difference
Gym Membership (Monthly)
$37.06 €31.88
$41.06 ฿1,341
-9.74%
Tennis Court (1 Hour on Weekend)
$18.28 €15.73
$6.96 ฿227
162.64%
Cinema Ticket
$14.42 €12.41
$5.92 ฿193
143.58%
🧸 Childcare & Education
Cergy
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$568 €488
$299 ฿9,766
89.83%
International Primary School, 1 Child (Yearly)
$8,615 €7,411
$15.0K ฿488.3K
-42.38%
👕👟 Clothing & Footwear
Cergy
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$90.3 €77.7
$54.7 ฿1,787
65.06%
Summer Dress (H&M, Zara, etc)
$36.53 €31.42
$26.77 ฿874
36.46%
Sport Shoes (Adidas, Nike)
$86.1 €74.1
$85.0 ฿2,776
1.28%
Men's Leather Business Shoes
$105 €90.3
$70.6 ฿2,306
48.67%
🏠 Accommodation & Living
Cergy
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$760 €653
$428 ฿14.0K
77.39%
1-bedroom Apartment, Outside City Center (Monthly)
$602 €518
$237 ฿7,752
153.74%
3-bedroom Apartment, City Center (Monthly)
$1,453 €1,250
$801 ฿26.2K
81.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,084 €933
$515 ฿16.8K
110.32%
Buy Apartment in City Center (m2)
$4,154 €3,573
$1,975 ฿64.5K
110.38%
Buy Apartment Outside City Center (m2)
$3,107 €2,673
$1,475 ฿48.2K
110.63%
💵 Salaries & Financials
Cergy
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,706 €2,328
$617 ฿20.2K
338.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.5
5
-30.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: May 31, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $760 in Cergy versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 338% higher in Cergy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53.0 in Cergy versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $360 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cergy vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Cergy?
Yes – Cergy is pricier by about 92%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,498 per month in Cergy and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cergy or Chiang Mai?
A mid-range dinner for two costs $53.0 in Cergy and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Cergy vs Chiang Mai?
Monthly expenses with rent come to $1,665 in Cergy and $866 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Cergy or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Cergy at $1,665. In Chiang Mai it covers expenses comfortably, while in Cergy it requires careful planning or may not stretch far enough.
Is Cergy or Chiang Mai more family-friendly?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cergy or Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cergy makes more sense. Both are solid long-term options with distinct trade-offs.

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