Cost of Living Comparison Between Cergy and Chiang Mai Cost of Living Comparison Between Cergy and Chiang Mai

Monthly Cost of Living

A single person spends $1,684 per month in Cergy vs $947 in Chiang Mai, rent included.

A couple spends around $2,599 per month in Cergy vs $1,411 in Chiang Mai, rent included.

A family of three spends $3,515 per month in Cergy vs $1,874 in Chiang Mai, rent included.

Cergy costs about 78% more than Chiang Mai, driven mainly by Groceries & Markets.

Cergy sits 23% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.13 €7.88

$2.08 ฿69.2

338.94%

Three-Course Dinner for Two, Mid-Range

$51.5 €44.44

$19.64 ฿651

162.22%

Fast Food Meal (McDonalds, etc)

$9.45 €8.15

$5.65 ฿188

67.26%

Cappuccino

$2.95 €2.55

$1.81 ฿59.9

62.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 €1.22

$0.71 ฿23.66

98.59%

Water (0.33 liter bottle)

$1.41 €1.21

$0.32 ฿10.48

340.62%

Local Beer (0.5 liter draught)

$5.20 €4.49

$2.24 ฿74.2

132.14%

Imported Beer (0.33 liter bottle)

$4.77 €4.12

$3.63 ฿121

31.40%

Milk (1 liter)

$1.24 €1.07

$1.96 ฿65.0

-36.73%

White Bread (500g)

$1.94 €1.67

$1.50 ฿49.83

29.33%

Rice (white) (1kg)

$2.09 €1.80

$1.34 ฿44.32

55.97%

Eggs

$4.76 €4.11

$2.26 ฿75.1

110.62%

Local Cheese (1kg)

$24.70 €21.31

$16.26 ฿539

51.91%

Chicken Fillets (1kg)

$10.89 €9.40

$2.95 ฿98.0

269.15%

Beef Round Steak (1kg)

$18.38 €15.86

$9.94 ฿330

84.91%

Apples (1kg)

$3.56 €3.07

$2.57 ฿85.3

38.52%

Banana (1kg)

$2.28 €1.97

$1.06 ฿35.04

115.09%

Oranges (1kg)

$2.27 €1.96

$1.61 ฿53.5

40.99%

Tomato (1kg)

$2.25 €1.94

$1.52 ฿50.4

48.03%

Potato (1kg)

$1.92 €1.66

$1.27 ฿42.14

51.18%

Onion (1kg)

$2.03 €1.75

$1.07 ฿35.37

89.72%

Lettuce (1 head)

$1.69 €1.46

$0.72 ฿23.89

134.72%

Water (1.5 liter bottle)

$0.39 €0.33

$0.51 ฿16.87

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$13.26 €11.44

$4.19 ฿139

216.47%

Wine (Bottle)

$9.09 €7.84

$17.87 ฿593

-49.13%

Local Beer (0.5 liter bottle)

$2.40 €2.07

$1.69 ฿56.2

42.01%

Imported Beer (0.33 liter bottle)

$2.59 €2.23

$2.84 ฿94.1

-8.80%

One-way Ticket (Public Transport)

$1.93 €1.66

$0.93 ฿30.70

107.53%

Public Transport Monthly Pass (Regular Price)

$49.51 €42.72

$53.9 ฿1,787

-8.08%

Taxi Start (Normal Tariff)

$4.91 €4.24

$1.23 ฿40.95

299.19%

Taxi (Normal Tariff) (1km)

$1.98 €1.71

$0.58 ฿19.13

241.38%

Taxi 1hour Waiting (Normal Tariff)

$34.38 €29.67

$2.42 ฿80.4

1320.66%

Gasoline (1 liter)

$1.97 €1.70

$1.41 ฿46.84

39.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €32.0K

$21.4K ฿711.3K

72.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K €28.4K

$27.3K ฿906.7K

20.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 €122

$63.7 ฿2,112

121.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.83 €13.66

$12.85 ฿426

23.19%

Internet (50+ Mbps, Unlimited Data)

$22.94 €19.79

$20.22 ฿671

13.45%

Gym Membership (Monthly)

$37.08 €32.00

$38.74 ฿1,285

-4.28%

Tennis Court (1 Hour on Weekend)

$3.97 ฿132

Cinema Ticket

$10.29 €8.88

$6.74 ฿223

52.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$770 €664

$778 ฿25.8K

-1.04%

International Primary School, 1 Child (Yearly)

$10.5K €9,078

$14.6K ฿484.6K

-28.00%

Jeans (Levis 501 Or Similar)

$113 €97.5

$54.3 ฿1,801

108.18%

Summer Dress (H&M, Zara, etc)

$40.63 €35.06

$25.45 ฿844

59.65%

Sport Shoes (Adidas, Nike)

$114 €98.5

$94.3 ฿3,129

21.02%

Men's Leather Business Shoes

$152 €132

$73.4 ฿2,436

107.57%

1-bedroom Apartment, City Center (Monthly)

$798 €689

$490 ฿16.2K

62.99%

1-bedroom Apartment, Outside City Center (Monthly)

$649 €560

$289 ฿9,596

124.34%

3-bedroom Apartment, City Center (Monthly)

$1,452 €1,253

$894 ฿29.6K

62.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,137 €981

$517 ฿17.1K

119.98%

Buy Apartment in City Center (m2)

$4,090 €3,529

$1,955 ฿64.9K

109.20%

Buy Apartment Outside City Center (m2)

$3,193 €2,755

$1,477 ฿49.0K

116.18%

Average Monthly Net Salary (After Tax)

$2,638 €2,276

$602 ฿20.0K

338.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

5.57

-37.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: September 1, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $798 in Cergy versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 338% higher in Cergy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Cergy versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $351 vs $240 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs Chiang Mai: Cost of Living - Frequently Asked Questions

Yes – Cergy is pricier by about 78%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,526 per month in Cergy and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $52.0 in Cergy and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,684 in Cergy and $947 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Cergy at $1,684. In Chiang Mai it covers expenses comfortably, while in Cergy it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cergy makes more sense. Both are solid long-term options with distinct trade-offs.