Last update: Oct 2026

Cost of Living Comparison Between Cergy and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,666 in Cergy, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

Cergy
🇫🇷 France
$1,666
/mo nomad
Chiang Mai
🇹🇭 Thailand
$938
/mo nomad
Monthly Cost of Living

How much you'll spend in Cergy and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cergy and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,666 per month in Cergy vs $938 in Chiang Mai, rent included.

  • Cergy $1,666
  • Chiang Mai $938

A couple spends around $2,536 per month in Cergy vs $1,426 in Chiang Mai, rent included.

  • Cergy $2,536
  • Chiang Mai $1,426

A family of three spends $3,405 per month in Cergy vs $1,914 in Chiang Mai, rent included.

  • Cergy $3,405
  • Chiang Mai $1,914

Cergy costs about 77% more than Chiang Mai, and outside of rent the biggest gap is in groceries.

Cergy sits 23% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cergy
Chiang Mai
Difference
Meal at Budget Restaurant
$8.87 €7.89
$2.26 ฿75.4
292.48%
Three-Course Dinner for Two, Mid-Range
$49.28 €43.83
$19.18 ฿641
156.93%
Fast Food Meal (McDonalds, etc)
$9.05 €8.05
$5.59 ฿187
61.90%
Cappuccino
$2.81 €2.50
$1.72 ฿57.6
63.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 €1.16
$0.64 ฿21.54
103.13%
Water (0.33 liter bottle)
$1.74 €1.55
$0.33 ฿11.18
427.27%
Local Beer (0.5 liter draught)
$5.16 €4.59
$2.36 ฿78.7
118.64%
Imported Beer (0.33 liter bottle)
$5.49 €4.88
$3.90 ฿130
40.77%
🛒 Groceries & Markets
Cergy
Chiang Mai
Difference
Milk (1 liter)
$1.24 €1.11
$2.05 ฿68.6
-39.51%
White Bread (500g)
$1.88 €1.67
$1.40 ฿46.70
34.29%
Rice (white) (1kg)
$2.83 €2.51
$1.28 ฿42.89
121.09%
Eggs
$4.04 €3.60
$2.25 ฿75.3
79.56%
Local Cheese (1kg)
$21.87 €19.45
$16.94 ฿566
29.10%
Chicken Fillets (1kg)
$10.42 €9.27
$2.74 ฿91.6
280.29%
Beef Round Steak (1kg)
$23.27 €20.70
$9.36 ฿313
148.61%
Apples (1kg)
$3.43 €3.05
$2.40 ฿80.3
42.92%
Banana (1kg)
$2.09 €1.86
$1.01 ฿33.92
106.93%
Oranges (1kg)
$2.21 €1.96
$1.61 ฿53.9
37.27%
Tomato (1kg)
$2.16 €1.92
$1.52 ฿50.7
42.11%
Potato (1kg)
$1.91 €1.70
$1.28 ฿42.90
49.22%
Onion (1kg)
$2.03 €1.80
$1.11 ฿37.22
82.88%
Lettuce (1 head)
$1.78 €1.58
$0.72 ฿24.09
147.22%
Water (1.5 liter bottle)
$0.68 €0.61
$0.52 ฿17.54
30.77%
Cigarettes 20 Pack (Marlboro, Camel)
$13.07 €11.63
$4.33 ฿145
201.85%
Wine (Bottle)
$8.45 €7.51
$17.73 ฿593
-52.34%
Local Beer (0.5 liter bottle)
$2.40 €2.14
$1.63 ฿54.4
47.24%
Imported Beer (0.33 liter bottle)
$4.31 €3.84
$2.85 ฿95.3
51.23%
🚌 Getting Around
Cergy
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.87 €1.66
$0.85 ฿28.31
120.00%
Public Transport Monthly Pass (Regular Price)
$48.29 €42.95
$53.9 ฿1,801
-10.41%
Taxi Start (Normal Tariff)
$2.24 €1.99
$1.17 ฿39.18
91.45%
Taxi (Normal Tariff) (1km)
$2.14 €1.90
$0.57 ฿19.00
275.44%
Taxi 1hour Waiting (Normal Tariff)
$24.55 €21.84
$2.37 ฿79.2
935.86%
Gasoline (1 liter)
$1.95 €1.73
$1.45 ฿48.32
34.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.9K €30.1K
$20.5K ฿684.3K
65.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.2K €31.3K
$26.5K ฿886.1K
32.90%
🧾 Monthly Utilities & Internet
Cergy
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$206 €183
$62.3 ฿2,083
229.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.07 €13.41
$12.27 ฿410
22.82%
Internet (50+ Mbps, Unlimited Data)
$22.38 €19.91
$19.97 ฿668
12.07%
🎉 Sport & Entertainment
Cergy
Chiang Mai
Difference
Gym Membership (Monthly)
$35.13 €31.25
$37.91 ฿1,267
-7.33%
Tennis Court (1 Hour on Weekend)
-
$3.76 ฿126
-
Cinema Ticket
$14.22 €12.65
$6.71 ฿224
111.92%
🧸 Childcare & Education
Cergy
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$625 €556
$797 ฿26.6K
-21.63%
International Primary School, 1 Child (Yearly)
$8,211 €7,304
$14.8K ฿495.7K
-44.64%
👕👟 Clothing & Footwear
Cergy
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$88.2 €78.4
$53.3 ฿1,780
65.60%
Summer Dress (H&M, Zara, etc)
$40.58 €36.09
$25.05 ฿837
62.00%
Sport Shoes (Adidas, Nike)
$99.8 €88.8
$91.6 ฿3,062
8.92%
Men's Leather Business Shoes
$104 €92.1
$73.5 ฿2,455
40.96%
🏠 Accommodation & Living
Cergy
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$742 €660
$464 ฿15.5K
59.85%
1-bedroom Apartment, Outside City Center (Monthly)
$602 €535
$305 ฿10.2K
97.54%
3-bedroom Apartment, City Center (Monthly)
$1,384 €1,231
$915 ฿30.6K
51.16%
3-bedroom Apartment, Outside City Center (Monthly)
$1,104 €982
$552 ฿18.5K
99.78%
Buy Apartment in City Center (m2)
$3,853 €3,427
$1,912 ฿63.9K
101.52%
Buy Apartment Outside City Center (m2)
$3,001 €2,669
$1,438 ฿48.1K
108.65%
💵 Salaries & Financials
Cergy
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,624 €2,334
$595 ฿19.9K
340.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.5
5.57
-37.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: October 12, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cergy
$602
Chiang Mai
$305 49.4% $297
Groceries & Markets
Cergy
$358
Chiang Mai
$238 33.6% $120
Monthly Utilities & Internet
Cergy
$243
Chiang Mai
$95 61.1% $148
Eating Out
Cergy
$181
Chiang Mai
$79 56.3% $102
Clothing & Footwear
Cergy
$149
Chiang Mai
$110 26.7% $40
Getting Around
Cergy
$69
Chiang Mai
$61 10.7% $7.4
Sport & Entertainment
Cergy
$64
Chiang Mai
$51 19.3% $12

Cost Breakdown

A central one-bedroom costs $742 in Cergy versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 341% higher in Cergy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Cergy versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $358 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇫🇷 Cergy
🇹🇭 Chiang Mai
🕒 Local time
13:50 1:50 PM
18:50 6:50 PM
5 h ahead of Cergy
🌤 Weather
👥 Population
68,348
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of October 18, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Cergy Chiang Mai 8,930 km ≈ 12 h nonstop flight
From you
  • Cergy
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cergy vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Cergy?
Yes – Cergy is pricier by about 77%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,498 per month in Cergy and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cergy or in Chiang Mai?
A mid-range dinner for two costs $49.00 in Cergy and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Cergy and in Chiang Mai?
Monthly expenses with rent come to $1,666 in Cergy and $938 in Chiang Mai. That's a gap of about 77%.
Is $1,000 a realistic budget for living in Cergy or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Cergy at $1,666. In Chiang Mai it covers expenses comfortably, while in Cergy it requires careful planning or may not stretch far enough.
Is Cergy or Chiang Mai more family-friendly?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cergy or Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cergy makes more sense. Both are solid long-term options with distinct trade-offs.

Cergy vs other spots: cost of living compared

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