Cost of Living Comparison Between Cemagi, Bali and Ubud, Bali Cost of Living Comparison Between Cemagi, Bali and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,179 in Cemagi, Bali versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,087 in Cemagi, Bali versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,996 in Cemagi, Bali versus $3,763 in Ubud, Bali.

Living in Cemagi, Bali costs roughly 16% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Cemagi, Bali is 12% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.90 Rp 51.8K

$3.45 Rp 61.8K

-15.94%

Three-Course Dinner for Two, Mid-Range

$27.10 Rp 485.2K

$32.34 Rp 579.0K

-16.20%

Fast Food Meal (McDonalds, etc)

$4.12 Rp 73.8K

$4.84 Rp 86.7K

-14.88%

Cappuccino

$2.30 Rp 41.2K

$2.75 Rp 49.2K

-16.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 Rp 20.6K

$1.38 Rp 24.8K

-16.67%

Water (0.33 liter bottle)

$0.58 Rp 10.4K

$0.75 Rp 13.4K

-22.67%

Local Beer (0.5 liter draught)

$2.50 Rp 44.8K

$2.99 Rp 53.6K

-16.39%

Imported Beer (0.33 liter bottle)

$3.18 Rp 57.0K

$3.85 Rp 68.9K

-17.40%

Milk (1 liter)

$1.72 Rp 30.9K

$1.74 Rp 31.1K

-1.15%

White Bread (500g)

$2.42 Rp 43.4K

$2.46 Rp 44.0K

-1.63%

Rice (white) (1kg)

$1.11 Rp 19.8K

$1.17 Rp 20.9K

-5.13%

Eggs

$2.24 Rp 40.1K

$2.43 Rp 43.5K

-7.82%

Local Cheese (1kg)

$14.11 Rp 252.6K

$14.50 Rp 259.7K

-2.69%

Chicken Fillets (1kg)

$4.09 Rp 73.2K

$4.35 Rp 77.9K

-5.98%

Beef Round Steak (1kg)

$11.54 Rp 206.6K

$11.98 Rp 214.5K

-3.67%

Apples (1kg)

$3.59 Rp 64.2K

$3.72 Rp 66.6K

-3.49%

Banana (1kg)

$1.54 Rp 27.5K

$1.63 Rp 29.1K

-5.52%

Oranges (1kg)

$2.60 Rp 46.6K

$2.74 Rp 49.1K

-5.11%

Tomato (1kg)

$2.16 Rp 38.7K

$2.24 Rp 40.1K

-3.57%

Potato (1kg)

$1.84 Rp 32.9K

$1.92 Rp 34.3K

-4.17%

Onion (1kg)

$2.18 Rp 39.0K

$2.28 Rp 40.7K

-4.39%

Lettuce (1 head)

$1.01 Rp 18.0K

$1.06 Rp 19.0K

-4.72%

Water (1.5 liter bottle)

$0.69 Rp 12.3K

$0.72 Rp 12.9K

-4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 Rp 54.2K

$3.29 Rp 58.8K

-7.90%

Wine (Bottle)

$21.83 Rp 390.9K

$23.19 Rp 415.3K

-5.86%

Local Beer (0.5 liter bottle)

$2.72 Rp 48.8K

$2.78 Rp 49.7K

-2.16%

Imported Beer (0.33 liter bottle)

$2.74 Rp 49.1K

$2.73 Rp 48.9K

0.37%

One-way Ticket (Public Transport)

$0.30 Rp 5,358

$0.27 Rp 4,768

11.11%

Public Transport Monthly Pass (Regular Price)

$9.08 Rp 162.6K

$8.11 Rp 145.1K

11.96%

Taxi Start (Normal Tariff)

$0.50 Rp 8,880

$0.48 Rp 8,643

4.17%

Taxi (Normal Tariff) (1km)

$0.50 Rp 9,001

$0.42 Rp 7,517

19.05%

Taxi 1hour Waiting (Normal Tariff)

$6.74 Rp 120.7K

$6.22 Rp 111.4K

8.36%

Gasoline (1 liter)

$0.94 Rp 16.9K

$0.81 Rp 14.6K

16.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K Rp 522.4M

$26.6K Rp 476.4M

9.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K Rp 628.1M

$32.2K Rp 576.3M

8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.0 Rp 1.5M

$78.4 Rp 1.4M

3.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 71.6K

$4.07 Rp 72.8K

-1.72%

Internet (50+ Mbps, Unlimited Data)

$24.07 Rp 431.0K

$24.33 Rp 435.5K

-1.07%

Gym Membership (Monthly)

$89.4 Rp 1.6M

$98.6 Rp 1.8M

-9.35%

Tennis Court (1 Hour on Weekend)

$6.04 Rp 108.1K

$6.34 Rp 113.4K

-4.73%

Cinema Ticket

$3.78 Rp 67.7K

$3.99 Rp 71.4K

-5.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$291 Rp 5.2M

$305 Rp 5.5M

-4.61%

International Primary School, 1 Child (Yearly)

$6,323 Rp 113.2M

$6,642 Rp 118.9M

-4.81%

Jeans (Levis 501 Or Similar)

$52.0 Rp 930.2K

$54.1 Rp 969.3K

-4.03%

Summer Dress (H&M, Zara, etc)

$36.94 Rp 661.4K

$37.81 Rp 676.9K

-2.30%

Sport Shoes (Adidas, Nike)

$84.0 Rp 1.5M

$86.8 Rp 1.6M

-3.26%

Men's Leather Business Shoes

$73.4 Rp 1.3M

$76.4 Rp 1.4M

-3.93%

1-bedroom Apartment, City Center (Monthly)

$747 Rp 13.4M

$992 Rp 17.8M

-24.73%

1-bedroom Apartment, Outside City Center (Monthly)

$492 Rp 8.8M

$673 Rp 12.0M

-26.89%

3-bedroom Apartment, City Center (Monthly)

$2,499 Rp 44.7M

$3,375 Rp 60.4M

-25.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,541 Rp 27.6M

$2,050 Rp 36.7M

-24.83%

Buy Apartment in City Center (m2)

$2,006 Rp 35.9M

$2,805 Rp 50.2M

-28.47%

Buy Apartment Outside City Center (m2)

$1,671 Rp 29.9M

$2,227 Rp 39.9M

-24.97%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $747 in Cemagi, Bali and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $27.00 in Cemagi, Bali vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $286 vs $297 per month, with Cemagi, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cemagi, Bali and Ubud, Bali differ by about 19% in total monthly costs ($1,179 vs $1,408 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,768 in Cemagi, Bali and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $747 in Cemagi, Bali versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $291 in Cemagi, Bali versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,179 in Cemagi, Bali versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cemagi, Bali and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.