Cost of Living Comparison Between Cemagi, Bali and Ubud, Bali Cost of Living Comparison Between Cemagi, Bali and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,186 in Cemagi, Bali versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,943 in Cemagi, Bali versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,701 in Cemagi, Bali versus $3,273 in Ubud, Bali.

Living in Cemagi, Bali costs roughly 15% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Cemagi, Bali is 14% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$2.85 Rp 50.2K

$3.37 Rp 59.5K

-15.43%

Three-Course Dinner for Two, Mid-Range

$32.65 Rp 575.7K

$38.59 Rp 680.3K

-15.39%

Fast Food Meal (McDonalds, etc)

$4.75 Rp 83.7K

$5.52 Rp 97.3K

-13.95%

Cappuccino

$2.23 Rp 39.4K

$2.64 Rp 46.6K

-15.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 Rp 24.8K

$1.67 Rp 29.5K

-15.57%

Water (0.33 liter bottle)

$0.61 Rp 10.7K

$0.77 Rp 13.6K

-20.78%

Local Beer (0.5 liter draught)

$2.28 Rp 40.1K

$2.63 Rp 46.4K

-13.31%

Imported Beer (0.33 liter bottle)

$3.61 Rp 63.6K

$4.28 Rp 75.5K

-15.65%

Milk (1 liter)

$1.48 Rp 26.1K

$1.55 Rp 27.3K

-4.52%

White Bread (500g)

$2.14 Rp 37.8K

$2.22 Rp 39.2K

-3.60%

Rice (white) (1kg)

$1.08 Rp 19.0K

$1.13 Rp 19.8K

-4.42%

Eggs

$2.05 Rp 36.1K

$2.09 Rp 36.8K

-1.91%

Local Cheese (1kg)

$17.04 Rp 300.4K

$17.39 Rp 306.6K

-2.01%

Chicken Fillets (1kg)

$3.69 Rp 65.1K

$3.87 Rp 68.2K

-4.65%

Beef Round Steak (1kg)

$11.52 Rp 203.2K

$12.55 Rp 221.2K

-8.21%

Apples (1kg)

$3.40 Rp 60.0K

$3.62 Rp 63.8K

-6.08%

Banana (1kg)

$1.55 Rp 27.3K

$1.56 Rp 27.5K

-0.64%

Oranges (1kg)

$2.21 Rp 38.9K

$2.35 Rp 41.5K

-5.96%

Tomato (1kg)

$1.89 Rp 33.3K

$2.06 Rp 36.2K

-8.25%

Potato (1kg)

$1.79 Rp 31.6K

$1.90 Rp 33.5K

-5.79%

Onion (1kg)

$2.31 Rp 40.7K

$2.34 Rp 41.2K

-1.28%

Lettuce (1 head)

$0.92 Rp 16.3K

$1.03 Rp 18.2K

-10.68%

Water (1.5 liter bottle)

$0.53 Rp 9,404

$0.55 Rp 9,779

-3.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.21 Rp 39.0K

$2.25 Rp 39.7K

-1.78%

Wine (Bottle)

$22.84 Rp 402.7K

$23.81 Rp 419.7K

-4.07%

Local Beer (0.5 liter bottle)

$2.19 Rp 38.7K

$2.31 Rp 40.8K

-5.19%

Imported Beer (0.33 liter bottle)

$2.65 Rp 46.7K

$2.80 Rp 49.4K

-5.36%

One-way Ticket (Public Transport)

$0.28 Rp 4,919

$0.27 Rp 4,802

3.70%

Public Transport Monthly Pass (Regular Price)

$9.29 Rp 163.8K

$8.66 Rp 152.7K

7.27%

Taxi Start (Normal Tariff)

$0.54 Rp 9,440

$0.48 Rp 8,489

12.50%

Taxi (Normal Tariff) (1km)

$0.49 Rp 8,564

$0.45 Rp 7,863

8.89%

Taxi 1hour Waiting (Normal Tariff)

$2.70 Rp 47.5K

$5.72 Rp 100.8K

-52.80%

Gasoline (1 liter)

$0.91 Rp 16.1K

$0.76 Rp 13.4K

19.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K Rp 480.2M

$24.5K Rp 431.6M

11.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K Rp 602.6M

$32.1K Rp 566.3M

6.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.5 Rp 1.5M

$83.6 Rp 1.5M

-1.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.54 Rp 115.2K

$6.46 Rp 113.8K

1.24%

Internet (50+ Mbps, Unlimited Data)

$18.85 Rp 332.4K

$18.99 Rp 334.8K

-0.74%

Gym Membership (Monthly)

$50.8 Rp 896.0K

$56.0 Rp 986.8K

-9.20%

Tennis Court (1 Hour on Weekend)

$17.18 Rp 302.9K

$18.62 Rp 328.2K

-7.73%

Cinema Ticket

$4.07 Rp 71.8K

$4.28 Rp 75.5K

-4.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 Rp 8.1M

$487 Rp 8.6M

-5.07%

International Primary School, 1 Child (Yearly)

$5,489 Rp 96.8M

$5,856 Rp 103.2M

-6.26%

Jeans (Levis 501 Or Similar)

$44.64 Rp 787.0K

$45.56 Rp 803.2K

-2.02%

Summer Dress (H&M, Zara, etc)

$34.62 Rp 610.4K

$36.38 Rp 641.4K

-4.84%

Sport Shoes (Adidas, Nike)

$76.6 Rp 1.4M

$82.0 Rp 1.4M

-6.54%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$80.4 Rp 1.4M

-3.53%

1-bedroom Apartment, City Center (Monthly)

$823 Rp 14.5M

$1,117 Rp 19.7M

-26.33%

1-bedroom Apartment, Outside City Center (Monthly)

$502 Rp 8.8M

$701 Rp 12.4M

-28.44%

3-bedroom Apartment, City Center (Monthly)

$2,639 Rp 46.5M

$3,537 Rp 62.4M

-25.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,276 Rp 22.5M

$1,762 Rp 31.1M

-27.57%

Buy Apartment in City Center (m2)

$2,072 Rp 36.5M

$2,826 Rp 49.8M

-26.67%

Buy Apartment Outside City Center (m2)

$1,684 Rp 29.7M

$2,292 Rp 40.4M

-26.53%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $823 in Cemagi, Bali and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Cemagi, Bali vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $280 vs $293 per month, with Cemagi, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cemagi, Bali and Ubud, Bali differ by about 18% in total monthly costs ($1,186 vs $1,396 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,779 in Cemagi, Bali and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $823 in Cemagi, Bali versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $462 in Cemagi, Bali versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,186 in Cemagi, Bali versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cemagi, Bali and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.