Last update: Oct 2026

Cost of Living Comparison Between Cemagi, Bali and Ubud, Bali

For one person, living is cheaper in Cemagi, Bali: $1,143 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

55

Cost of Living Index in Cemagi, Bali
Learn more

Cemagi, Bali Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Cemagi, Bali

🇮🇩 Indonesia

$1,143

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Cemagi, Bali and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cemagi, Bali and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,143 in Cemagi, Bali versus $1,353 in Ubud, Bali.

Cemagi, Bali $1,143
Ubud, Bali $1,353

Estimated couple costs with rent: $1,926 in Cemagi, Bali versus $2,297 in Ubud, Bali.

Cemagi, Bali $1,926
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,709 in Cemagi, Bali versus $3,241 in Ubud, Bali.

Cemagi, Bali $2,709
Ubud, Bali $3,241

Living in Cemagi, Bali costs roughly 16% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cemagi, Bali is 16% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.78 Rp 50.0K

$3.23 Rp 58.1K

-13.93%

Three-Course Dinner for Two, Mid-Range

$29.77 Rp 535.9K

$34.88 Rp 627.8K

-14.65%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.4K

$5.70 Rp 102.5K

-18.77%

Cappuccino

$2.21 Rp 39.8K

$2.62 Rp 47.1K

-15.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$1.72 Rp 31.0K

-19.19%

Water (0.33 liter bottle)

$0.68 Rp 12.3K

$0.81 Rp 14.6K

-16.05%

Local Beer (0.5 liter draught)

$2.26 Rp 40.7K

$2.65 Rp 47.7K

-14.72%

Imported Beer (0.33 liter bottle)

$3.74 Rp 67.3K

$4.37 Rp 78.6K

-14.42%

Milk (1 liter)

$1.51 Rp 27.3K

$1.57 Rp 28.3K

-3.82%

White Bread (500g)

$2.12 Rp 38.1K

$2.19 Rp 39.5K

-3.20%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.18 Rp 21.2K

-2.54%

Eggs

$2.01 Rp 36.2K

$2.16 Rp 38.8K

-6.94%

Local Cheese (1kg)

$16.27 Rp 292.8K

$17.65 Rp 317.7K

-7.82%

Chicken Fillets (1kg)

$3.61 Rp 64.9K

$3.78 Rp 68.0K

-4.50%

Beef Round Steak (1kg)

$11.41 Rp 205.3K

$11.95 Rp 215.1K

-4.52%

Apples (1kg)

$3.33 Rp 59.9K

$3.60 Rp 64.8K

-7.50%

Banana (1kg)

$1.46 Rp 26.3K

$1.59 Rp 28.6K

-8.18%

Oranges (1kg)

$2.14 Rp 38.6K

$2.31 Rp 41.6K

-7.36%

Tomato (1kg)

$1.88 Rp 33.9K

$1.91 Rp 34.3K

-1.57%

Potato (1kg)

$1.76 Rp 31.6K

$1.78 Rp 32.1K

-1.12%

Onion (1kg)

$2.23 Rp 40.1K

$2.33 Rp 41.9K

-4.29%

Lettuce (1 head)

$0.94 Rp 17.0K

$1.00 Rp 18.0K

-6.00%

Water (1.5 liter bottle)

$0.51 Rp 9,209

$0.53 Rp 9,509

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 Rp 37.4K

$2.29 Rp 41.1K

-9.17%

Wine (Bottle)

$21.74 Rp 391.3K

$22.07 Rp 397.3K

-1.50%

Local Beer (0.5 liter bottle)

$2.23 Rp 40.1K

$2.35 Rp 42.2K

-5.11%

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.8K

$2.98 Rp 53.6K

-7.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,894

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$9.24 Rp 166.3K

$8.90 Rp 160.2K

3.82%

Taxi Start (Normal Tariff)

$0.50 Rp 8,956

$0.47 Rp 8,466

6.38%

Taxi (Normal Tariff) (1km)

$0.52 Rp 9,435

$0.43 Rp 7,737

20.93%

Taxi 1hour Waiting (Normal Tariff)

$2.62 Rp 47.2K

$5.47 Rp 98.4K

-52.10%

Gasoline (1 liter)

$0.91 Rp 16.3K

$0.83 Rp 14.9K

9.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 479.1M

$23.9K Rp 429.8M

11.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K Rp 632.6M

$32.8K Rp 590.1M

7.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.4 Rp 1.5M

$80.0 Rp 1.4M

1.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.55 Rp 117.9K

$6.56 Rp 118.1K

-0.15%

Internet (50+ Mbps, Unlimited Data)

$18.62 Rp 335.1K

$18.60 Rp 334.8K

0.11%

Gym Membership (Monthly)

$50.7 Rp 912.2K

$54.1 Rp 974.1K

-6.36%

Tennis Court (1 Hour on Weekend)

$16.73 Rp 301.2K

$18.28 Rp 329.0K

-8.48%

Cinema Ticket

$3.98 Rp 71.6K

$4.25 Rp 76.5K

-6.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 Rp 8.3M

$493 Rp 8.9M

-6.45%

International Primary School, 1 Child (Yearly)

$5,348 Rp 96.3M

$5,597 Rp 100.7M

-4.45%

Jeans (Levis 501 Or Similar)

$42.78 Rp 770.0K

$45.58 Rp 820.4K

-6.14%

Summer Dress (H&M, Zara, etc)

$33.81 Rp 608.5K

$34.96 Rp 629.4K

-3.29%

Sport Shoes (Adidas, Nike)

$76.8 Rp 1.4M

$77.7 Rp 1.4M

-1.21%

Men's Leather Business Shoes

$74.2 Rp 1.3M

$78.5 Rp 1.4M

-5.55%

1-bedroom Apartment, City Center (Monthly)

$840 Rp 15.1M

$1,131 Rp 20.4M

-25.77%

1-bedroom Apartment, Outside City Center (Monthly)

$499 Rp 9.0M

$673 Rp 12.1M

-25.86%

3-bedroom Apartment, City Center (Monthly)

$2,669 Rp 48.0M

$3,613 Rp 65.0M

-26.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,275 Rp 23.0M

$1,702 Rp 30.6M

-25.06%

Buy Apartment in City Center (m2)

$2,048 Rp 36.9M

$2,717 Rp 48.9M

-24.63%

Buy Apartment Outside City Center (m2)

$1,665 Rp 30.0M

$2,241 Rp 40.3M

-25.70%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cemagi, Bali

$499 43.7%

Ubud, Bali

$673 49.7% 34.9% $174

Groceries & Markets

Cemagi, Bali

$273 23.9%

Ubud, Bali

$287 21.2% 5.1% $14

Monthly Utilities & Internet

Cemagi, Bali

$107 9.3%

Ubud, Bali

$105 7.8% 1.3% $1.4

Clothing & Footwear

Cemagi, Bali

$102 9%

Ubud, Bali

$107 7.9% 4.1% $4.2

Eating Out

Cemagi, Bali

$90 7.9%

Ubud, Bali

$106 7.9% 18.6% $17

Sport & Entertainment

Cemagi, Bali

$59 5.1%

Ubud, Bali

$63 4.6% 6.8% $4

Getting Around

Cemagi, Bali

$13 1.2%

Ubud, Bali

$12 0.9% 7.5% $1

Cost Breakdown

A one-bedroom apartment in the center runs $840 in Cemagi, Bali and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in Cemagi, Bali vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $273 vs $287 per month, with Cemagi, Bali cheaper across the board.

Good to know

🇮🇩 Cemagi, Bali

🇮🇩 Ubud, Bali

🕒 Local time

07:15 7:15 AM

Same time as Cemagi, Bali

🌤 Weather

👥 Population

4,824

74,800

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Cemagi, Bali Ubud, Bali 21 km

From you

Cemagi, Bali
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cemagi, Bali and Ubud, Bali differ by about 18% in total monthly costs ($1,143 vs $1,353 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,714 in Cemagi, Bali and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $840 in Cemagi, Bali versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $461 in Cemagi, Bali versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,143 in Cemagi, Bali versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cemagi, Bali and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.