Cost of Living Comparison Between Cemagi, Bali and Chiang Mai Cost of Living Comparison Between Cemagi, Bali and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $1,204 in Cemagi, Bali versus $872 in Chiang Mai.

Estimated couple costs with rent: $2,125 in Cemagi, Bali versus $1,337 in Chiang Mai.

Monthly costs for a family of three with rent: $3,047 in Cemagi, Bali versus $1,802 in Chiang Mai.

Living in Cemagi, Bali is roughly 38% more expensive than Chiang Mai, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Cemagi, Bali 11% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$2.95 Rp 50.5K

$2.01 ฿64.5

46.77%

Three-Course Dinner for Two, Mid-Range

$26.99 Rp 462.4K

$18.23 ฿584

48.05%

Fast Food Meal (McDonalds, etc)

$4.21 Rp 72.1K

$7.65 ฿245

-44.97%

Cappuccino

$2.29 Rp 39.2K

$1.92 ฿61.5

19.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 Rp 19.5K

$0.84 ฿26.96

35.71%

Water (0.33 liter bottle)

$0.61 Rp 10.5K

$0.36 ฿11.42

69.44%

Local Beer (0.5 liter draught)

$2.39 Rp 41.0K

$2.19 ฿70.2

9.13%

Imported Beer (0.33 liter bottle)

$3.14 Rp 53.9K

$3.79 ฿121

-17.15%

Milk (1 liter)

$1.73 Rp 29.6K

$1.64 ฿52.5

5.49%

White Bread (500g)

$2.30 Rp 39.5K

$1.62 ฿51.9

41.98%

Rice (white) (1kg)

$1.15 Rp 19.7K

$1.15 ฿36.96

Eggs

$2.35 Rp 40.3K

$1.94 ฿62.1

21.13%

Local Cheese (1kg)

$13.87 Rp 237.8K

$15.94 ฿511

-12.99%

Chicken Fillets (1kg)

$4.06 Rp 69.5K

$3.10 ฿99.4

30.97%

Beef Round Steak (1kg)

$11.22 Rp 192.3K

$11.07 ฿355

1.36%

Apples (1kg)

$3.66 Rp 62.7K

$2.71 ฿86.7

35.06%

Banana (1kg)

$1.53 Rp 26.2K

$1.18 ฿37.77

29.66%

Oranges (1kg)

$2.58 Rp 44.2K

$1.71 ฿54.6

50.88%

Tomato (1kg)

$2.13 Rp 36.6K

$1.61 ฿51.4

32.30%

Potato (1kg)

$1.91 Rp 32.7K

$1.39 ฿44.63

37.41%

Onion (1kg)

$2.15 Rp 36.9K

$1.15 ฿36.78

86.96%

Lettuce (1 head)

$1.04 Rp 17.7K

$0.71 ฿22.81

46.48%

Water (1.5 liter bottle)

$0.74 Rp 12.7K

$0.55 ฿17.63

34.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 53.6K

$4.57 ฿146

-31.51%

Wine (Bottle)

$22.54 Rp 386.2K

$18.87 ฿605

19.45%

Local Beer (0.5 liter bottle)

$2.71 Rp 46.5K

$1.82 ฿58.3

48.90%

Imported Beer (0.33 liter bottle)

$2.64 Rp 45.3K

$3.21 ฿103

-17.76%

One-way Ticket (Public Transport)

$0.32 Rp 5,564

$0.88 ฿28.23

-63.64%

Public Transport Monthly Pass (Regular Price)

$8.84 Rp 151.5K

$18.89 ฿605

-53.20%

Taxi Start (Normal Tariff)

$0.50 Rp 8,576

$1.41 ฿45.27

-64.54%

Taxi (Normal Tariff) (1km)

$0.46 Rp 7,870

$1.30 ฿41.68

-64.62%

Taxi 1hour Waiting (Normal Tariff)

$6.59 Rp 113.0K

$8.20 ฿263

-19.63%

Gasoline (1 liter)

$0.95 Rp 16.2K

$1.23 ฿39.27

-22.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K Rp 499.6M

$21.2K ฿678.5K

37.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K Rp 598.1M

$22.3K ฿714.9K

56.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 Rp 1.4M

$69.9 ฿2,239

14.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.02 Rp 68.9K

$14.07 ฿451

-71.43%

Internet (50+ Mbps, Unlimited Data)

$23.67 Rp 405.6K

$17.70 ฿567

33.73%

Gym Membership (Monthly)

$87.2 Rp 1.5M

$41.41 ฿1,327

110.67%

Tennis Court (1 Hour on Weekend)

$5.96 Rp 102.1K

$6.69 ฿214

-10.91%

Cinema Ticket

$3.68 Rp 63.0K

$5.74 ฿184

-35.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 Rp 4.9M

$299 ฿9,587

-4.47%

International Primary School, 1 Child (Yearly)

$6,194 Rp 106.1M

$15.0K ฿480.9K

-58.73%

Jeans (Levis 501 Or Similar)

$51.1 Rp 874.8K

$54.8 ฿1,756

-6.88%

Summer Dress (H&M, Zara, etc)

$35.78 Rp 613.1K

$26.35 ฿844

35.79%

Sport Shoes (Adidas, Nike)

$82.9 Rp 1.4M

$84.7 ฿2,712

-2.11%

Men's Leather Business Shoes

$73.0 Rp 1.3M

$69.7 ฿2,234

4.73%

1-bedroom Apartment, City Center (Monthly)

$739 Rp 12.7M

$427 ฿13.7K

73.06%

1-bedroom Apartment, Outside City Center (Monthly)

$491 Rp 8.4M

$241 ฿7,713

103.92%

3-bedroom Apartment, City Center (Monthly)

$2,549 Rp 43.7M

$811 ฿26.0K

214.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 Rp 26.3M

$498 ฿16.0K

207.50%

Buy Apartment in City Center (m2)

$2,258 Rp 38.7M

$2,022 ฿64.8K

11.64%

Buy Apartment Outside City Center (m2)

$1,726 Rp 29.6M

$1,524 ฿48.8K

13.24%

Average Monthly Net Salary (After Tax)

$639 ฿20.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: April 12, 2026

Last update for Chiang Mai: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $739 in Cemagi, Bali and $427 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $27 in Cemagi, Bali vs $18 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $285 vs $246 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Chiang Mai: Cost of Living - Frequently Asked Questions

Cemagi, Bali and Chiang Mai differ by about 38% in total monthly costs ($1,204 vs $872 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,805 in Cemagi, Bali and $1,308 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $739 in Cemagi, Bali versus $427 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $286 in Cemagi, Bali versus $299 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Cemagi, Bali. For households that cook at home regularly, that difference adds up over a month.

At $872 in Chiang Mai versus $1,204 in Cemagi, Bali, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Cemagi, Bali. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cemagi, Bali and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 38% less than in Cemagi, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.