Last update: Oct 2026

Cost of Living Comparison Between Cemagi, Bali and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $1,143 in Cemagi, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Cemagi, Bali outweigh lower spending on other living expenses.

55

Cost of Living Index in Cemagi, Bali
Learn more

Cemagi, Bali Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Cemagi, Bali

🇮🇩 Indonesia

$1,143

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Cemagi, Bali and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cemagi, Bali and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,143 in Cemagi, Bali versus $925 in Chiang Mai.

Cemagi, Bali $1,143
Chiang Mai $925

Estimated couple costs with rent: $1,926 in Cemagi, Bali versus $1,414 in Chiang Mai.

Cemagi, Bali $1,926
Chiang Mai $1,414

Monthly costs for a family of three with rent: $2,709 in Cemagi, Bali versus $1,903 in Chiang Mai.

Cemagi, Bali $2,709
Chiang Mai $1,903

Living in Cemagi, Bali is roughly 24% more expensive than in Chiang Mai, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cemagi, Bali 16% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$2.78 Rp 50.0K

$2.29 ฿76.5

21.40%

Three-Course Dinner for Two, Mid-Range

$29.77 Rp 535.9K

$19.64 ฿656

51.58%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.4K

$5.61 ฿188

-17.47%

Cappuccino

$2.21 Rp 39.8K

$1.66 ฿55.6

33.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 25.0K

$0.70 ฿23.40

98.57%

Water (0.33 liter bottle)

$0.68 Rp 12.3K

$0.31 ฿10.24

119.35%

Local Beer (0.5 liter draught)

$2.26 Rp 40.7K

$2.41 ฿80.4

-6.22%

Imported Beer (0.33 liter bottle)

$3.74 Rp 67.3K

$3.71 ฿124

0.81%

Milk (1 liter)

$1.51 Rp 27.3K

$1.95 ฿65.3

-22.56%

White Bread (500g)

$2.12 Rp 38.1K

$1.41 ฿47.03

50.35%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.31 ฿43.62

-12.21%

Eggs

$2.01 Rp 36.2K

$2.18 ฿72.9

-7.80%

Local Cheese (1kg)

$16.27 Rp 292.8K

$16.65 ฿556

-2.28%

Chicken Fillets (1kg)

$3.61 Rp 64.9K

$2.76 ฿92.2

30.80%

Beef Round Steak (1kg)

$11.41 Rp 205.3K

$9.11 ฿304

25.25%

Apples (1kg)

$3.33 Rp 59.9K

$2.39 ฿80.0

39.33%

Banana (1kg)

$1.46 Rp 26.3K

$1.03 ฿34.26

41.75%

Oranges (1kg)

$2.14 Rp 38.6K

$1.63 ฿54.4

31.29%

Tomato (1kg)

$1.88 Rp 33.9K

$1.50 ฿50.0

25.33%

Potato (1kg)

$1.76 Rp 31.6K

$1.29 ฿43.13

36.43%

Onion (1kg)

$2.23 Rp 40.1K

$1.11 ฿37.03

100.90%

Lettuce (1 head)

$0.94 Rp 17.0K

$0.72 ฿24.08

30.56%

Water (1.5 liter bottle)

$0.51 Rp 9,209

$0.53 ฿17.59

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 Rp 37.4K

$4.31 ฿144

-51.74%

Wine (Bottle)

$21.74 Rp 391.3K

$17.95 ฿600

21.11%

Local Beer (0.5 liter bottle)

$2.23 Rp 40.1K

$1.58 ฿52.9

41.14%

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.8K

$2.84 ฿95.0

-2.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,894

$0.86 ฿28.86

-68.60%

Public Transport Monthly Pass (Regular Price)

$9.24 Rp 166.3K

$53.3 ฿1,780

-82.66%

Taxi Start (Normal Tariff)

$0.50 Rp 8,956

$1.21 ฿40.29

-58.68%

Taxi (Normal Tariff) (1km)

$0.52 Rp 9,435

$0.57 ฿18.99

-8.77%

Taxi 1hour Waiting (Normal Tariff)

$2.62 Rp 47.2K

$2.35 ฿78.6

11.49%

Gasoline (1 liter)

$0.91 Rp 16.3K

$1.44 ฿47.96

-36.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 479.1M

$20.7K ฿692.8K

28.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K Rp 632.6M

$26.8K ฿895.7K

31.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.4 Rp 1.5M

$62.3 ฿2,083

30.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.55 Rp 117.9K

$12.11 ฿405

-45.91%

Internet (50+ Mbps, Unlimited Data)

$18.62 Rp 335.1K

$19.94 ฿666

-6.62%

Gym Membership (Monthly)

$50.7 Rp 912.2K

$37.07 ฿1,239

36.71%

Tennis Court (1 Hour on Weekend)

$16.73 Rp 301.2K

$3.78 ฿126

342.59%

Cinema Ticket

$3.98 Rp 71.6K

$6.50 ฿217

-38.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 Rp 8.3M

$793 ฿26.5K

-41.85%

International Primary School, 1 Child (Yearly)

$5,348 Rp 96.3M

$14.8K ฿494.9K

-63.88%

Jeans (Levis 501 Or Similar)

$42.78 Rp 770.0K

$53.7 ฿1,796

-20.39%

Summer Dress (H&M, Zara, etc)

$33.81 Rp 608.5K

$24.62 ฿823

37.33%

Sport Shoes (Adidas, Nike)

$76.8 Rp 1.4M

$90.9 ฿3,036

-15.49%

Men's Leather Business Shoes

$74.2 Rp 1.3M

$71.1 ฿2,378

4.25%

1-bedroom Apartment, City Center (Monthly)

$840 Rp 15.1M

$455 ฿15.2K

84.42%

1-bedroom Apartment, Outside City Center (Monthly)

$499 Rp 9.0M

$298 ฿9,954

67.51%

3-bedroom Apartment, City Center (Monthly)

$2,669 Rp 48.0M

$908 ฿30.4K

193.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,275 Rp 23.0M

$554 ฿18.5K

130.28%

Buy Apartment in City Center (m2)

$2,048 Rp 36.9M

$1,931 ฿64.5K

6.07%

Buy Apartment Outside City Center (m2)

$1,665 Rp 30.0M

$1,445 ฿48.3K

15.28%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: October 19, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cemagi, Bali

$499 43.7%

Chiang Mai

$298 32.2% 40.3% $201

Groceries & Markets

Cemagi, Bali

$273 23.9%

Chiang Mai

$235 25.5% 13.8% $38

Monthly Utilities & Internet

Cemagi, Bali

$107 9.3%

Chiang Mai

$94 10.2% 11.4% $12

Clothing & Footwear

Cemagi, Bali

$102 9%

Chiang Mai

$108 11.7% 5.6% $5.8

Eating Out

Cemagi, Bali

$90 7.9%

Chiang Mai

$79 8.5% 12.4% $11

Sport & Entertainment

Cemagi, Bali

$59 5.1%

Chiang Mai

$50 5.4% 14.6% $8.6

Getting Around

Cemagi, Bali

$13 1.2%

Chiang Mai

$61 6.6% 352% $47

Cost Breakdown

A one-bedroom apartment in the center runs $840 in Cemagi, Bali and $455 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in Cemagi, Bali vs $20.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $273 vs $235 per month, with Chiang Mai cheaper across the board.

Good to know

🇮🇩 Cemagi, Bali

🇹🇭 Chiang Mai

🕒 Local time

07:15 7:15 AM

06:15 6:15 AM

1 h behind Cemagi, Bali

🌤 Weather

👥 Population

4,824

127,240

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Thai Baht exchange rates as of October 21, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Cemagi, Bali Chiang Mai 3,520 km ≈ 5 h nonstop flight

From you

Cemagi, Bali
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Chiang Mai: Cost of Living - Frequently Asked Questions

Cemagi, Bali and Chiang Mai differ by about 24% in total monthly costs ($1,143 vs $925 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,714 in Cemagi, Bali and $1,388 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $840 in Cemagi, Bali versus $455 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $461 in Cemagi, Bali versus $793 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Cemagi, Bali. For households that cook at home regularly, that difference adds up over a month.

At $925 in Chiang Mai versus $1,143 in Cemagi, Bali, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Cemagi, Bali. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cemagi, Bali and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 24% less than in Cemagi, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.