Cost of Living Comparison Between Cemagi, Bali and Chiang Mai Cost of Living Comparison Between Cemagi, Bali and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $1,179 in Cemagi, Bali versus $861 in Chiang Mai.

Estimated couple costs with rent: $2,087 in Cemagi, Bali versus $1,350 in Chiang Mai.

Monthly costs for a family of three with rent: $2,996 in Cemagi, Bali versus $1,838 in Chiang Mai.

Living in Cemagi, Bali is roughly 37% more expensive than in Chiang Mai, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Cemagi, Bali 12% lower, Chiang Mai 36% lower.

Meal at Budget Restaurant

$2.90 Rp 51.8K

$1.96 ฿66.0

47.96%

Three-Course Dinner for Two, Mid-Range

$27.10 Rp 485.2K

$18.35 ฿618

47.68%

Fast Food Meal (McDonalds, etc)

$4.12 Rp 73.8K

$7.48 ฿252

-44.92%

Cappuccino

$2.30 Rp 41.2K

$2.02 ฿68.0

13.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 Rp 20.6K

$0.85 ฿28.57

35.29%

Water (0.33 liter bottle)

$0.58 Rp 10.4K

$0.36 ฿11.99

61.11%

Local Beer (0.5 liter draught)

$2.50 Rp 44.8K

$2.14 ฿72.0

16.82%

Imported Beer (0.33 liter bottle)

$3.18 Rp 57.0K

$3.59 ฿121

-11.42%

Milk (1 liter)

$1.72 Rp 30.9K

$1.65 ฿55.6

4.24%

White Bread (500g)

$2.42 Rp 43.4K

$1.57 ฿52.8

54.14%

Rice (white) (1kg)

$1.11 Rp 19.8K

$1.19 ฿40.12

-6.72%

Eggs

$2.24 Rp 40.1K

$1.94 ฿65.2

15.46%

Local Cheese (1kg)

$14.11 Rp 252.6K

$16.19 ฿546

-12.85%

Chicken Fillets (1kg)

$4.09 Rp 73.2K

$2.99 ฿101

36.79%

Beef Round Steak (1kg)

$11.54 Rp 206.6K

$10.94 ฿369

5.48%

Apples (1kg)

$3.59 Rp 64.2K

$2.71 ฿91.4

32.47%

Banana (1kg)

$1.54 Rp 27.5K

$1.17 ฿39.34

31.62%

Oranges (1kg)

$2.60 Rp 46.6K

$1.69 ฿56.9

53.85%

Tomato (1kg)

$2.16 Rp 38.7K

$1.60 ฿54.1

35.00%

Potato (1kg)

$1.84 Rp 32.9K

$1.38 ฿46.65

33.33%

Onion (1kg)

$2.18 Rp 39.0K

$1.20 ฿40.54

81.67%

Lettuce (1 head)

$1.01 Rp 18.0K

$0.67 ฿22.55

50.75%

Water (1.5 liter bottle)

$0.69 Rp 12.3K

$0.56 ฿18.77

23.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 Rp 54.2K

$4.64 ฿156

-34.70%

Wine (Bottle)

$21.83 Rp 390.9K

$17.62 ฿594

23.89%

Local Beer (0.5 liter bottle)

$2.72 Rp 48.8K

$1.86 ฿62.7

46.24%

Imported Beer (0.33 liter bottle)

$2.74 Rp 49.1K

$3.30 ฿111

-16.97%

One-way Ticket (Public Transport)

$0.30 Rp 5,358

$0.88 ฿29.75

-65.91%

Public Transport Monthly Pass (Regular Price)

$9.08 Rp 162.6K

$19.34 ฿652

-53.05%

Taxi Start (Normal Tariff)

$0.50 Rp 8,880

$1.36 ฿46.01

-63.24%

Taxi (Normal Tariff) (1km)

$0.50 Rp 9,001

$1.34 ฿45.08

-62.69%

Taxi 1hour Waiting (Normal Tariff)

$6.74 Rp 120.7K

$8.21 ฿277

-17.90%

Gasoline (1 liter)

$0.94 Rp 16.9K

$1.22 ฿41.28

-22.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K Rp 522.4M

$21.4K ฿719.8K

36.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K Rp 628.1M

$22.5K ฿759.5K

55.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.0 Rp 1.5M

$70.7 ฿2,382

14.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 71.6K

$14.04 ฿473

-71.51%

Internet (50+ Mbps, Unlimited Data)

$24.07 Rp 431.0K

$17.49 ฿590

37.62%

Gym Membership (Monthly)

$89.4 Rp 1.6M

$42.15 ฿1,421

112.08%

Tennis Court (1 Hour on Weekend)

$6.04 Rp 108.1K

$6.88 ฿232

-12.21%

Cinema Ticket

$3.78 Rp 67.7K

$5.92 ฿200

-36.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$291 Rp 5.2M

$309 ฿10.4K

-5.69%

International Primary School, 1 Child (Yearly)

$6,323 Rp 113.2M

$14.9K ฿501.5K

-57.50%

Jeans (Levis 501 Or Similar)

$52.0 Rp 930.2K

$55.8 ฿1,880

-6.81%

Summer Dress (H&M, Zara, etc)

$36.94 Rp 661.4K

$26.11 ฿880

41.48%

Sport Shoes (Adidas, Nike)

$84.0 Rp 1.5M

$83.0 ฿2,798

1.19%

Men's Leather Business Shoes

$73.4 Rp 1.3M

$70.5 ฿2,375

4.12%

1-bedroom Apartment, City Center (Monthly)

$747 Rp 13.4M

$432 ฿14.6K

72.81%

1-bedroom Apartment, Outside City Center (Monthly)

$492 Rp 8.8M

$239 ฿8,054

105.85%

3-bedroom Apartment, City Center (Monthly)

$2,499 Rp 44.7M

$822 ฿27.7K

203.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,541 Rp 27.6M

$512 ฿17.3K

200.98%

Buy Apartment in City Center (m2)

$2,006 Rp 35.9M

$1,915 ฿64.5K

4.78%

Buy Apartment Outside City Center (m2)

$1,671 Rp 29.9M

$1,467 ฿49.5K

13.89%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: July 11, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $747 in Cemagi, Bali and $432 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $27.00 in Cemagi, Bali vs $18.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $286 vs $243 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Chiang Mai: Cost of Living - Frequently Asked Questions

Cemagi, Bali and Chiang Mai differ by about 37% in total monthly costs ($1,179 vs $861 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,768 in Cemagi, Bali and $1,292 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $747 in Cemagi, Bali versus $432 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $291 in Cemagi, Bali versus $309 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Cemagi, Bali. For households that cook at home regularly, that difference adds up over a month.

At $861 in Chiang Mai versus $1,179 in Cemagi, Bali, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Cemagi, Bali. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cemagi, Bali and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 37% less than in Cemagi, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.