Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cemagi, Bali

For one person, living is cheaper in Cemagi, Bali: $1,143 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Cemagi, Bali
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Cemagi, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Cemagi, Bali

🇮🇩 Indonesia

$1,143

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cemagi, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cemagi, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,143 in Cemagi, Bali.

Ubud, Bali $1,353
Cemagi, Bali $1,143

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,926 in Cemagi, Bali.

Ubud, Bali $2,297
Cemagi, Bali $1,926

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,709 in Cemagi, Bali.

Ubud, Bali $3,241
Cemagi, Bali $2,709

Living in Ubud, Bali is roughly 18% more expensive than in Cemagi, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 0% above, Cemagi, Bali is 16% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.78 Rp 50.0K

16.19%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$29.77 Rp 535.9K

17.16%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.63 Rp 83.4K

23.11%

Cappuccino

$2.62 Rp 47.1K

$2.21 Rp 39.8K

18.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.39 Rp 25.0K

23.74%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.68 Rp 12.3K

19.12%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.26 Rp 40.7K

17.26%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.74 Rp 67.3K

16.84%

Milk (1 liter)

$1.57 Rp 28.3K

$1.51 Rp 27.3K

3.97%

White Bread (500g)

$2.19 Rp 39.5K

$2.12 Rp 38.1K

3.30%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.15 Rp 20.8K

2.61%

Eggs

$2.16 Rp 38.8K

$2.01 Rp 36.2K

7.46%

Local Cheese (1kg)

$17.65 Rp 317.7K

$16.27 Rp 292.8K

8.48%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.61 Rp 64.9K

4.71%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.41 Rp 205.3K

4.73%

Apples (1kg)

$3.60 Rp 64.8K

$3.33 Rp 59.9K

8.11%

Banana (1kg)

$1.59 Rp 28.6K

$1.46 Rp 26.3K

8.90%

Oranges (1kg)

$2.31 Rp 41.6K

$2.14 Rp 38.6K

7.94%

Tomato (1kg)

$1.91 Rp 34.3K

$1.88 Rp 33.9K

1.60%

Potato (1kg)

$1.78 Rp 32.1K

$1.76 Rp 31.6K

1.14%

Onion (1kg)

$2.33 Rp 41.9K

$2.23 Rp 40.1K

4.48%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.94 Rp 17.0K

6.38%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.51 Rp 9,209

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.08 Rp 37.4K

10.10%

Wine (Bottle)

$22.07 Rp 397.3K

$21.74 Rp 391.3K

1.52%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.23 Rp 40.1K

5.38%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.77 Rp 49.8K

7.58%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 Rp 4,894

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$9.24 Rp 166.3K

-3.68%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.50 Rp 8,956

-6.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.52 Rp 9,435

-17.31%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.62 Rp 47.2K

108.78%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.91 Rp 16.3K

-8.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.6K Rp 479.1M

-10.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$35.1K Rp 632.6M

-6.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$81.4 Rp 1.5M

-1.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$6.55 Rp 117.9K

0.15%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$18.62 Rp 335.1K

-0.11%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$50.7 Rp 912.2K

6.79%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$16.73 Rp 301.2K

9.26%

Cinema Ticket

$4.25 Rp 76.5K

$3.98 Rp 71.6K

6.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$461 Rp 8.3M

6.89%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,348 Rp 96.3M

4.65%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$42.78 Rp 770.0K

6.55%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$33.81 Rp 608.5K

3.40%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$76.8 Rp 1.4M

1.22%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$74.2 Rp 1.3M

5.88%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$840 Rp 15.1M

34.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$499 Rp 9.0M

34.87%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,669 Rp 48.0M

35.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,275 Rp 23.0M

33.44%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,048 Rp 36.9M

32.68%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,665 Rp 30.0M

34.59%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Cemagi, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Cemagi, Bali

$499 43.7% 25.9% $174

Groceries & Markets

Ubud, Bali

$287 21.2%

Cemagi, Bali

$273 23.9% 4.9% $14

Clothing & Footwear

Ubud, Bali

$107 7.9%

Cemagi, Bali

$102 9% 3.9% $4.2

Eating Out

Ubud, Bali

$106 7.9%

Cemagi, Bali

$90 7.9% 15.7% $17

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Cemagi, Bali

$107 9.3% 1.3% $1.4

Sport & Entertainment

Ubud, Bali

$63 4.6%

Cemagi, Bali

$59 5.1% 6.4% $4

Getting Around

Ubud, Bali

$12 0.9%

Cemagi, Bali

$13 1.2% 8.1% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $840 in Cemagi, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $30.00 in Cemagi, Bali for a mid-range dinner for two. Groceries echo the gap at $287 vs $273 per month, with Cemagi, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇩 Cemagi, Bali

🕒 Local time

07:46 7:46 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

4,824

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

On the map

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Between locations

Ubud, Bali Cemagi, Bali 21 km

From you

Ubud, Bali
Cemagi, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cemagi, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali and Cemagi, Bali differ by about 18% in total monthly costs ($1,353 vs $1,143 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,030 in Ubud, Bali and $1,714 in Cemagi, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $840 in Cemagi, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $461 in Cemagi, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,143 in Cemagi, Bali versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cemagi, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.