Cost of Living Comparison Between Ubud, Bali and Cemagi, Bali Cost of Living Comparison Between Ubud, Bali and Cemagi, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,186 in Cemagi, Bali.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,943 in Cemagi, Bali.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,701 in Cemagi, Bali.

Living in Ubud, Bali is roughly 18% more expensive than in Cemagi, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 2% above, Cemagi, Bali is 14% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.85 Rp 50.2K

18.25%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$32.65 Rp 575.7K

18.19%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$4.75 Rp 83.7K

16.21%

Cappuccino

$2.64 Rp 46.6K

$2.23 Rp 39.4K

18.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.41 Rp 24.8K

18.44%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.61 Rp 10.7K

26.23%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.28 Rp 40.1K

15.35%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.61 Rp 63.6K

18.56%

Milk (1 liter)

$1.55 Rp 27.3K

$1.48 Rp 26.1K

4.73%

White Bread (500g)

$2.22 Rp 39.2K

$2.14 Rp 37.8K

3.74%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.08 Rp 19.0K

4.63%

Eggs

$2.09 Rp 36.8K

$2.05 Rp 36.1K

1.95%

Local Cheese (1kg)

$17.39 Rp 306.6K

$17.04 Rp 300.4K

2.05%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.69 Rp 65.1K

4.88%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$11.52 Rp 203.2K

8.94%

Apples (1kg)

$3.62 Rp 63.8K

$3.40 Rp 60.0K

6.47%

Banana (1kg)

$1.56 Rp 27.5K

$1.55 Rp 27.3K

0.65%

Oranges (1kg)

$2.35 Rp 41.5K

$2.21 Rp 38.9K

6.33%

Tomato (1kg)

$2.06 Rp 36.2K

$1.89 Rp 33.3K

8.99%

Potato (1kg)

$1.90 Rp 33.5K

$1.79 Rp 31.6K

6.15%

Onion (1kg)

$2.34 Rp 41.2K

$2.31 Rp 40.7K

1.30%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.92 Rp 16.3K

11.96%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.53 Rp 9,404

3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.21 Rp 39.0K

1.81%

Wine (Bottle)

$23.81 Rp 419.7K

$22.84 Rp 402.7K

4.25%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$2.19 Rp 38.7K

5.48%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.65 Rp 46.7K

5.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.28 Rp 4,919

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$9.29 Rp 163.8K

-6.78%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.54 Rp 9,440

-11.11%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.49 Rp 8,564

-8.16%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$2.70 Rp 47.5K

111.85%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.91 Rp 16.1K

-16.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$27.2K Rp 480.2M

-10.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$34.2K Rp 602.6M

-6.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$82.5 Rp 1.5M

1.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$6.54 Rp 115.2K

-1.22%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$18.85 Rp 332.4K

0.74%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$50.8 Rp 896.0K

10.13%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$17.18 Rp 302.9K

8.38%

Cinema Ticket

$4.28 Rp 75.5K

$4.07 Rp 71.8K

5.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$462 Rp 8.1M

5.35%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$5,489 Rp 96.8M

6.68%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$44.64 Rp 787.0K

2.06%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$34.62 Rp 610.4K

5.08%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$76.6 Rp 1.4M

7.00%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$77.6 Rp 1.4M

3.66%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$823 Rp 14.5M

35.73%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$502 Rp 8.8M

39.74%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$2,639 Rp 46.5M

34.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$1,276 Rp 22.5M

38.07%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$2,072 Rp 36.5M

36.37%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,684 Rp 29.7M

36.11%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Cemagi, Bali: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $823 in Cemagi, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $33.00 in Cemagi, Bali for a mid-range dinner for two. Groceries echo the gap at $293 vs $280 per month, with Cemagi, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cemagi, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali and Cemagi, Bali differ by about 18% in total monthly costs ($1,396 vs $1,186 including rent). Cemagi, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,095 in Ubud, Bali and $1,779 in Cemagi, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,117 in Ubud, Bali versus $823 in Cemagi, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $462 in Cemagi, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,186 in Cemagi, Bali versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Cemagi, Bali but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cemagi, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Cemagi, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cemagi, Bali gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.