Last update: Oct 2026

Cost of Living Comparison Between Cemagi, Bali and Bansko

For one person, living is cheaper in Bansko: $970 a month against $1,136 in Cemagi, Bali, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

56

Cost of Living Index in Cemagi, Bali
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Cemagi, Bali Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Cemagi, Bali

🇮🇩 Indonesia

$1,136

/mo nomad

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Monthly Cost of Living

How much you'll spend in Cemagi, Bali and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cemagi, Bali and in Bansko actually costs, broken down by who's living it.

A single person spends $1,136 per month in Cemagi, Bali vs $970 in Bansko, rent included.

Cemagi, Bali $1,136
Bansko $970

A couple spends around $1,946 per month in Cemagi, Bali vs $1,464 in Bansko, rent included.

Cemagi, Bali $1,946
Bansko $1,464

A family of three spends $2,756 per month in Cemagi, Bali vs $1,957 in Bansko, rent included.

Cemagi, Bali $2,756
Bansko $1,957

Cemagi, Bali costs about 17% more than Bansko, and outside of rent the biggest gap is in groceries.

Both Cemagi, Bali and Bansko are more affordable than the global median – Cemagi, Bali 15% lower, Bansko 28% lower.

Meal at Budget Restaurant

$2.72 Rp 48.5K

$8.66 BGN 15.15

-68.59%

Three-Course Dinner for Two, Mid-Range

$29.86 Rp 533.8K

$46.63 BGN 81.6

-35.96%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 82.8K

$9.01 BGN 15.77

-48.61%

Cappuccino

$2.22 Rp 39.7K

$2.24 BGN 3.92

-0.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 24.5K

$1.50 BGN 2.63

-8.67%

Water (0.33 liter bottle)

$0.66 Rp 11.7K

$0.86 BGN 1.51

-23.26%

Local Beer (0.5 liter draught)

$2.27 Rp 40.6K

$1.76 BGN 3.07

28.98%

Imported Beer (0.33 liter bottle)

$3.76 Rp 67.3K

$2.00 BGN 3.51

88.00%

Milk (1 liter)

$1.50 Rp 26.8K

$1.79 BGN 3.14

-16.20%

White Bread (500g)

$2.12 Rp 37.9K

$0.81 BGN 1.42

161.73%

Rice (white) (1kg)

$1.11 Rp 19.8K

$1.52 BGN 2.66

-26.97%

Eggs

$2.05 Rp 36.6K

$2.30 BGN 4.02

-10.87%

Local Cheese (1kg)

$16.80 Rp 300.3K

$9.60 BGN 16.81

75.00%

Chicken Fillets (1kg)

$3.69 Rp 66.0K

$6.32 BGN 11.06

-41.61%

Beef Round Steak (1kg)

$11.44 Rp 204.4K

$8.64 BGN 15.12

32.41%

Apples (1kg)

$3.38 Rp 60.4K

$1.28 BGN 2.24

164.06%

Banana (1kg)

$1.52 Rp 27.2K

$1.68 BGN 2.95

-9.52%

Oranges (1kg)

$2.25 Rp 40.2K

$1.70 BGN 2.98

32.35%

Tomato (1kg)

$1.83 Rp 32.6K

$1.89 BGN 3.30

-3.17%

Potato (1kg)

$1.73 Rp 30.9K

$0.93 BGN 1.63

86.02%

Onion (1kg)

$2.31 Rp 41.4K

$0.76 BGN 1.32

203.95%

Lettuce (1 head)

$0.95 Rp 17.0K

$0.54 BGN 0.95

75.93%

Water (1.5 liter bottle)

$0.47 Rp 8,485

$0.58 BGN 1.02

-18.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.5K

$3.44 BGN 6.02

-37.50%

Wine (Bottle)

$21.48 Rp 384.0K

$5.14 BGN 9.00

317.90%

Local Beer (0.5 liter bottle)

$2.17 Rp 38.7K

$1.11 BGN 1.94

95.50%

Imported Beer (0.33 liter bottle)

$2.89 Rp 51.7K

$1.70 BGN 2.97

70.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,240

$0.88 BGN 1.55

-67.05%

Public Transport Monthly Pass (Regular Price)

$8.93 Rp 159.6K

$26.76 BGN 46.83

-66.63%

Taxi Start (Normal Tariff)

$0.52 Rp 9,358

$1.29 BGN 2.26

-59.69%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,362

$0.65 BGN 1.14

-27.69%

Taxi 1hour Waiting (Normal Tariff)

$2.56 Rp 45.8K

$10.18 BGN 17.81

-74.85%

Gasoline (1 liter)

$0.92 Rp 16.4K

$1.50 BGN 2.63

-38.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.0M

$28.8K BGN 50.4K

-7.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K Rp 603.3M

$21.5K BGN 37.5K

57.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.2 Rp 1.5M

$91.4 BGN 160

-11.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$14.68 BGN 25.68

-57.08%

Internet (50+ Mbps, Unlimited Data)

$18.85 Rp 337.0K

$12.07 BGN 21.12

56.17%

Gym Membership (Monthly)

$50.1 Rp 896.1K

$32.28 BGN 56.5

55.30%

Tennis Court (1 Hour on Weekend)

$16.46 Rp 294.2K

$8.60 BGN 15.05

91.40%

Cinema Ticket

$4.01 Rp 71.7K

$5.63 BGN 9.86

-28.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 Rp 8.4M

$228 BGN 400

106.45%

International Primary School, 1 Child (Yearly)

$5,550 Rp 99.2M

$2,311 BGN 4,045

140.12%

Jeans (Levis 501 Or Similar)

$44.23 Rp 790.6K

$30.48 BGN 53.3

45.11%

Summer Dress (H&M, Zara, etc)

$33.13 Rp 592.2K

$19.01 BGN 33.26

74.28%

Sport Shoes (Adidas, Nike)

$76.7 Rp 1.4M

$45.53 BGN 79.7

68.55%

Men's Leather Business Shoes

$76.3 Rp 1.4M

$48.67 BGN 85.2

56.79%

1-bedroom Apartment, City Center (Monthly)

$839 Rp 15.0M

$521 BGN 913

60.91%

1-bedroom Apartment, Outside City Center (Monthly)

$502 Rp 9.0M

$367 BGN 643

36.61%

3-bedroom Apartment, City Center (Monthly)

$2,655 Rp 47.5M

$634 BGN 1,110

318.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,287 Rp 23.0M

$558 BGN 976

130.79%

Buy Apartment in City Center (m2)

$2,018 Rp 36.1M

$1,204 BGN 2,106

67.67%

Buy Apartment Outside City Center (m2)

$1,714 Rp 30.6M

$971 BGN 1,699

76.55%

Average Monthly Net Salary (After Tax)

$1,670 BGN 2,923

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cemagi, Bali: October 3, 2026

Last update for Bansko: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cemagi, Bali

$502 43.7%

Bansko

$367 38% 26.8% $134

Groceries & Markets

Cemagi, Bali

$275 24%

Bansko

$193 20% 29.8% $82

Monthly Utilities & Internet

Cemagi, Bali

$106 9.3%

Bansko

$118 12.2% 11.1% $12

Clothing & Footwear

Cemagi, Bali

$104 9%

Bansko

$65 6.7% 37.6% $39

Eating Out

Cemagi, Bali

$89 7.8%

Bansko

$145 15% 62.9% $56

Sport & Entertainment

Cemagi, Bali

$58 5.1%

Bansko

$44 4.5% 25.1% $15

Getting Around

Cemagi, Bali

$13 1.1%

Bansko

$35 3.6% 169% $22

Cost Breakdown

A central one-bedroom costs $839 in Cemagi, Bali versus $521 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $30.00 in Cemagi, Bali versus $47.00 in Bansko. Groceries tell a different story – $275 in Cemagi, Bali vs $193 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Cemagi, Bali

🇧🇬 Bansko

🕒 Local time

11:25 11:25 AM

06:25 6:25 AM

5 h behind Cemagi, Bali

🌤 Weather

👥 Population

4,824

8,000

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Cemagi, Bali Bansko 10,780 km ≈ 14 h nonstop flight

From you

Cemagi, Bali
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cemagi, Bali vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,136 in Cemagi, Bali, $970 in Bansko – roughly 17% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,704 per month in Cemagi, Bali and $1,455 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Cemagi, Bali and $47.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,136 in Cemagi, Bali and $970 in Bansko. That's a gap of about 17%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Cemagi, Bali at $1,136. In Bansko it covers expenses comfortably, while in Cemagi, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Cemagi, Bali has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,136 in Cemagi, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cemagi, Bali makes more sense. Both are solid long-term options with distinct trade-offs.