Last update: Oct 2026

Cost of Living Comparison Between Bansko and Cemagi, Bali

For one person, living is cheaper in Bansko: $970 a month against $1,136 in Cemagi, Bali, rent and utilities included – about $2,000 less a year. Rent and utilities account for about half of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
56

Cost of Living Index in Cemagi, Bali
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Cemagi, Bali Living Index

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Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Cemagi, Bali

🇮🇩 Indonesia

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Cemagi, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Cemagi, Bali actually costs, broken down by who's living it.

A single person spends $970 per month in Bansko vs $1,136 in Cemagi, Bali, rent included.

Bansko $970
Cemagi, Bali $1,136

A couple spends around $1,464 per month in Bansko vs $1,946 in Cemagi, Bali, rent included.

Bansko $1,464
Cemagi, Bali $1,946

A family of three spends $1,957 per month in Bansko vs $2,756 in Cemagi, Bali, rent included.

Bansko $1,957
Cemagi, Bali $2,756

Bansko is about 15% cheaper than Cemagi, Bali, and outside of rent the biggest gap is in groceries.

Both Bansko and Cemagi, Bali are more affordable than the global median – Bansko 28% lower, Cemagi, Bali 15% lower.

Meal at Budget Restaurant

$8.66 BGN 15.15

$2.72 Rp 48.5K

218.38%

Three-Course Dinner for Two, Mid-Range

$46.63 BGN 81.6

$29.86 Rp 533.8K

56.16%

Fast Food Meal (McDonalds, etc)

$9.01 BGN 15.77

$4.63 Rp 82.8K

94.60%

Cappuccino

$2.24 BGN 3.92

$2.22 Rp 39.7K

0.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.63

$1.37 Rp 24.5K

9.49%

Water (0.33 liter bottle)

$0.86 BGN 1.51

$0.66 Rp 11.7K

30.30%

Local Beer (0.5 liter draught)

$1.76 BGN 3.07

$2.27 Rp 40.6K

-22.47%

Imported Beer (0.33 liter bottle)

$2.00 BGN 3.51

$3.76 Rp 67.3K

-46.81%

Milk (1 liter)

$1.79 BGN 3.14

$1.50 Rp 26.8K

19.33%

White Bread (500g)

$0.81 BGN 1.42

$2.12 Rp 37.9K

-61.79%

Rice (white) (1kg)

$1.52 BGN 2.66

$1.11 Rp 19.8K

36.94%

Eggs

$2.30 BGN 4.02

$2.05 Rp 36.6K

12.20%

Local Cheese (1kg)

$9.60 BGN 16.81

$16.80 Rp 300.3K

-42.86%

Chicken Fillets (1kg)

$6.32 BGN 11.06

$3.69 Rp 66.0K

71.27%

Beef Round Steak (1kg)

$8.64 BGN 15.12

$11.44 Rp 204.4K

-24.48%

Apples (1kg)

$1.28 BGN 2.24

$3.38 Rp 60.4K

-62.13%

Banana (1kg)

$1.68 BGN 2.95

$1.52 Rp 27.2K

10.53%

Oranges (1kg)

$1.70 BGN 2.98

$2.25 Rp 40.2K

-24.44%

Tomato (1kg)

$1.89 BGN 3.30

$1.83 Rp 32.6K

3.28%

Potato (1kg)

$0.93 BGN 1.63

$1.73 Rp 30.9K

-46.24%

Onion (1kg)

$0.76 BGN 1.32

$2.31 Rp 41.4K

-67.10%

Lettuce (1 head)

$0.54 BGN 0.95

$0.95 Rp 17.0K

-43.16%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.47 Rp 8,485

23.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 6.02

$2.15 Rp 38.5K

60.00%

Wine (Bottle)

$5.14 BGN 9.00

$21.48 Rp 384.0K

-76.07%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.94

$2.17 Rp 38.7K

-48.85%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.97

$2.89 Rp 51.7K

-41.18%

One-way Ticket (Public Transport)

$0.88 BGN 1.55

$0.29 Rp 5,240

203.45%

Public Transport Monthly Pass (Regular Price)

$26.76 BGN 46.83

$8.93 Rp 159.6K

199.66%

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

$0.52 Rp 9,358

148.08%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.47 Rp 8,362

38.30%

Taxi 1hour Waiting (Normal Tariff)

$10.18 BGN 17.81

$2.56 Rp 45.8K

297.66%

Gasoline (1 liter)

$1.50 BGN 2.63

$0.92 Rp 16.4K

63.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K BGN 50.4K

$26.6K Rp 475.0M

8.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BGN 37.5K

$33.8K Rp 603.3M

-36.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BGN 160

$81.2 Rp 1.5M

12.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.68 BGN 25.68

$6.30 Rp 112.7K

133.02%

Internet (50+ Mbps, Unlimited Data)

$12.07 BGN 21.12

$18.85 Rp 337.0K

-35.97%

Gym Membership (Monthly)

$32.28 BGN 56.5

$50.1 Rp 896.1K

-35.61%

Tennis Court (1 Hour on Weekend)

$8.60 BGN 15.05

$16.46 Rp 294.2K

-47.75%

Cinema Ticket

$5.63 BGN 9.86

$4.01 Rp 71.7K

40.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 400

$472 Rp 8.4M

-51.56%

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,045

$5,550 Rp 99.2M

-58.35%

Jeans (Levis 501 Or Similar)

$30.48 BGN 53.3

$44.23 Rp 790.6K

-31.09%

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.26

$33.13 Rp 592.2K

-42.62%

Sport Shoes (Adidas, Nike)

$45.53 BGN 79.7

$76.7 Rp 1.4M

-40.67%

Men's Leather Business Shoes

$48.67 BGN 85.2

$76.3 Rp 1.4M

-36.22%

1-bedroom Apartment, City Center (Monthly)

$521 BGN 913

$839 Rp 15.0M

-37.85%

1-bedroom Apartment, Outside City Center (Monthly)

$367 BGN 643

$502 Rp 9.0M

-26.80%

3-bedroom Apartment, City Center (Monthly)

$634 BGN 1,110

$2,655 Rp 47.5M

-76.11%

3-bedroom Apartment, Outside City Center (Monthly)

$558 BGN 976

$1,287 Rp 23.0M

-56.67%

Buy Apartment in City Center (m2)

$1,204 BGN 2,106

$2,018 Rp 36.1M

-40.36%

Buy Apartment Outside City Center (m2)

$971 BGN 1,699

$1,714 Rp 30.6M

-43.36%

Average Monthly Net Salary (After Tax)

$1,670 BGN 2,923

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 6, 2026

Last update for Cemagi, Bali: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$367 38%

Cemagi, Bali

$502 43.7% 36.6% $134

Groceries & Markets

Bansko

$193 20%

Cemagi, Bali

$275 24% 42.4% $82

Eating Out

Bansko

$145 15%

Cemagi, Bali

$89 7.8% 38.6% $56

Monthly Utilities & Internet

Bansko

$118 12.2%

Cemagi, Bali

$106 9.3% 10% $12

Clothing & Footwear

Bansko

$65 6.7%

Cemagi, Bali

$104 9% 60.3% $39

Sport & Entertainment

Bansko

$44 4.5%

Cemagi, Bali

$58 5.1% 33.5% $15

Getting Around

Bansko

$35 3.6%

Cemagi, Bali

$13 1.1% 62.8% $22

Cost Breakdown

A central one-bedroom costs $521 in Bansko versus $839 in Cemagi, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Bansko versus $30.00 in Cemagi, Bali. Groceries tell a different story – $193 in Bansko vs $275 in Cemagi, Bali – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇮🇩 Cemagi, Bali

🕒 Local time

09:28 9:28 AM

14:28 2:28 PM

5 h ahead of Bansko

🌤 Weather

👥 Population

8,000

4,824

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Cemagi, Bali 10,780 km ≈ 14 h nonstop flight

From you

Bansko
Cemagi, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Cemagi, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Bansko, $1,136 in Cemagi, Bali – roughly 17% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,455 per month in Bansko and $1,704 in Cemagi, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $47.00 in Bansko and $30.00 in Cemagi, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $970 in Bansko and $1,136 in Cemagi, Bali. That's a gap of about 17%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Cemagi, Bali at $1,136. In Bansko it covers expenses comfortably, while in Cemagi, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Cemagi, Bali has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,136 in Cemagi, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cemagi, Bali makes more sense. Both are solid long-term options with distinct trade-offs.