Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zrenjanin

For one person, living is cheaper in Cebu: $918 a month against $974 in Zrenjanin, rent and utilities included – about $670 less a year. The total is higher in Zrenjanin despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Zrenjanin
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Zrenjanin Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Zrenjanin

🇷🇸 Serbia

$974

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zrenjanin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zrenjanin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $974 in Zrenjanin.

Cebu $918
Zrenjanin $974

Estimated couple costs with rent: $1,409 in Cebu versus $1,414 in Zrenjanin.

Cebu $1,409
Zrenjanin $1,414

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,855 in Zrenjanin.

Cebu $1,900
Zrenjanin $1,855

Living in Cebu costs roughly 6% less than in Zrenjanin, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Zrenjanin 28% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.32 RSD 1,075

-70.06%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$28.54 RSD 2,975

-15.14%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.27 RSD 966

-57.71%

Cappuccino

$2.51 ₱158

$1.66 RSD 173

51.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.86 RSD 194

-14.52%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.38 RSD 144

-61.59%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.94 RSD 202

-8.25%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.04 RSD 317

-28.62%

Milk (1 liter)

$1.92 ₱121

$1.30 RSD 136

47.69%

White Bread (500g)

$1.36 ₱85.4

$0.62 RSD 64.5

119.35%

Rice (white) (1kg)

$1.01 ₱63.5

$1.86 RSD 194

-45.70%

Eggs

$2.03 ₱128

$2.23 RSD 233

-8.97%

Local Cheese (1kg)

$9.86 ₱621

$7.76 RSD 809

27.06%

Chicken Fillets (1kg)

$4.39 ₱277

$4.59 RSD 479

-4.36%

Beef Round Steak (1kg)

$7.60 ₱479

$8.58 RSD 895

-11.42%

Apples (1kg)

$3.30 ₱208

$0.93 RSD 97.3

254.84%

Banana (1kg)

$1.39 ₱87.8

$1.77 RSD 184

-21.47%

Oranges (1kg)

$2.33 ₱147

$1.63 RSD 170

42.94%

Tomato (1kg)

$1.50 ₱94.3

$2.03 RSD 212

-26.11%

Potato (1kg)

$2.36 ₱149

$0.84 RSD 87.4

180.95%

Onion (1kg)

$1.90 ₱119

$0.74 RSD 77.7

156.76%

Lettuce (1 head)

$1.19 ₱74.9

$0.93 RSD 97.4

27.96%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.58 RSD 60.3

8.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.27 RSD 445

-29.74%

Wine (Bottle)

$6.03 ₱379

$5.11 RSD 533

18.00%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.69 RSD 71.4

78.26%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.00 RSD 104

75.00%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.97 RSD 101

-74.23%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.42 RSD 148

-45.77%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.79 RSD 82.6

-70.89%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.18 RSD 539

-13.90%

Gasoline (1 liter)

$1.31 ₱82.8

$1.83 RSD 191

-28.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.6K RSD 3.2M

-30.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.7K RSD 2.7M

-25.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$186 RSD 19.4K

-35.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$23.46 RSD 2,445

-40.32%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$29.59 RSD 3,085

-6.93%

Gym Membership (Monthly)

$32.33 ₱2,035

$23.99 RSD 2,501

34.76%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.76 RSD 600

-1.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$173 RSD 18.1K

58.78%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,871 RSD 403.6K

104.54%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$61.3 RSD 6,391

-19.54%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$66.4 RSD 6,925

-62.01%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$97.1 RSD 10.1K

-20.71%

Men's Leather Business Shoes

$57.2 ₱3,601

$118 RSD 12.3K

-51.39%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$282 RSD 29.4K

76.86%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$208 RSD 21.7K

48.68%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$394 RSD 41.1K

173.65%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$298 RSD 31.1K

106.48%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,707 RSD 177.9K

69.10%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,236 RSD 128.8K

55.06%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$611 RSD 63.7K

-43.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.84

48.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zrenjanin: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Zrenjanin

$208 21.3% 32.7% $101

Groceries & Markets

Cebu

$206 22.4%

Zrenjanin

$170 17.4% 17.5% $36

Monthly Utilities & Internet

Cebu

$162 17.6%

Zrenjanin

$239 24.5% 47.5% $77

Clothing & Footwear

Cebu

$94 10.2%

Zrenjanin

$154 15.8% 64.1% $60

Eating Out

Cebu

$88 9.6%

Zrenjanin

$159 16.3% 80.1% $71

Sport & Entertainment

Cebu

$44 4.8%

Zrenjanin

$36 3.6% 18.6% $8.1

Getting Around

Cebu

$16 1.7%

Zrenjanin

$9.2 * 1% 40.7% $6.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $282 in Zrenjanin. Housing cost is often the main lever when comparing two cities.

Zrenjanin pays 77% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $29.00 in Zrenjanin. Groceries flip the comparison at $206 vs $170, with Zrenjanin cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇸 Zrenjanin

🕒 Local time

07:06 7:06 AM

01:06 1:06 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

67,129

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Zrenjanin 10,230 km ≈ 13 h nonstop flight

From you

Cebu
Zrenjanin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zrenjanin: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and utilities. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 77% lower in Zrenjanin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $282 in Zrenjanin. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Zrenjanin pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $974 in Zrenjanin – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zrenjanin, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zrenjanin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 6% less than in Zrenjanin. Beyond cost, consider language, visa policies, and how big the international community is in each city.