Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zonguldak

For one person, living is cheaper in Cebu: $918 a month against $1,080 in Zonguldak, rent and utilities included – about $1,900 less a year. The total is higher in Zonguldak despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
53

Cost of Living Index in Zonguldak
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Zonguldak Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Zonguldak

🇹🇷 Turkey

$1,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zonguldak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zonguldak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,080 in Zonguldak.

Cebu $918
Zonguldak $1,080

Estimated couple costs with rent: $1,409 in Cebu versus $1,593 in Zonguldak.

Cebu $1,409
Zonguldak $1,593

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,105 in Zonguldak.

Cebu $1,900
Zonguldak $2,105

Living in Cebu costs roughly 15% less than in Zonguldak, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Zonguldak 20% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.19 ₺405

-62.27%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$21.91 ₺1,085

10.54%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.29 ₺361

-46.23%

Cappuccino

$2.51 ₱158

$3.72 ₺184

-32.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.43 ₺70.8

11.19%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.43 ₺21.20

23.26%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.20 ₺208

-57.62%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.95 ₺195

-45.06%

Milk (1 liter)

$1.92 ₱121

$0.97 ₺48.03

97.94%

White Bread (500g)

$1.36 ₱85.4

$1.01 ₺49.86

34.65%

Rice (white) (1kg)

$1.01 ₱63.5

$2.28 ₺113

-55.70%

Eggs

$2.03 ₱128

$2.62 ₺130

-22.52%

Local Cheese (1kg)

$9.86 ₱621

$10.19 ₺505

-3.24%

Chicken Fillets (1kg)

$4.39 ₱277

$5.39 ₺267

-18.55%

Beef Round Steak (1kg)

$7.60 ₱479

$20.44 ₺1,012

-62.82%

Apples (1kg)

$3.30 ₱208

$1.90 ₺94.3

73.68%

Banana (1kg)

$1.39 ₱87.8

$2.23 ₺111

-37.67%

Oranges (1kg)

$2.33 ₱147

$1.29 ₺63.9

80.62%

Tomato (1kg)

$1.50 ₱94.3

$1.74 ₺86.2

-13.79%

Potato (1kg)

$2.36 ₱149

$0.65 ₺32.36

263.08%

Onion (1kg)

$1.90 ₱119

$0.55 ₺27.20

245.45%

Lettuce (1 head)

$1.19 ₱74.9

$1.06 ₺52.4

12.26%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.69 ₺34.21

-8.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.05 ₺102

46.34%

Wine (Bottle)

$6.03 ₱379

$12.64 ₺626

-52.29%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.02 ₺99.9

-39.11%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.98 ₺97.9

-11.62%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.97 ₺97.5

-87.31%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.28 ₺63.5

-39.84%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.83 ₺40.99

-72.29%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.41 ₺317

-30.42%

Gasoline (1 liter)

$1.31 ₱82.8

$1.34 ₺66.2

-2.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$48.3K ₺2.4M

-56.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$41.7K ₺2.1M

-54.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$65.9 ₺3,264

82.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.89 ₺539

28.56%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.88 ₺885

54.03%

Gym Membership (Monthly)

$32.33 ₱2,035

$46.02 ₺2,278

-29.75%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$50.5 ₺2,498

-86.82%

Cinema Ticket

$5.65 ₱356

$5.69 ₺282

-0.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,043 ₺51.6K

-73.59%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$19.8K ₺981.8K

-60.07%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$54.5 ₺2,697

-9.44%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$48.66 ₺2,409

-48.13%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$103 ₺5,106

-25.38%

Men's Leather Business Shoes

$57.2 ₱3,601

$95.5 ₺4,728

-40.10%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$433 ₺21.5K

15.25%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$361 ₺17.9K

-14.40%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$438 ₺21.7K

145.84%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$482 ₺23.9K

27.56%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,153 ₺57.1K

150.39%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$863 ₺42.7K

-59.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

43.57

-83.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zonguldak: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Zonguldak

$361 33.4% 16.8% $52

Groceries & Markets

Cebu

$206 22.4%

Zonguldak

$250 23.1% 21.4% $44

Monthly Utilities & Internet

Cebu

$162 17.6%

Zonguldak

$95 8.8% 41.5% $67

Clothing & Footwear

Cebu

$94 10.2%

Zonguldak

$136 12.6% 44.6% $42

Eating Out

Cebu

$88 9.6%

Zonguldak

$168 15.6% 90.7% $80

Sport & Entertainment

Cebu

$44 4.8%

Zonguldak

$57 5.3% 31.6% $14

Getting Around

Cebu

$16 1.7%

Zonguldak

$13 * 1.2% 14.6% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $433 in Zonguldak. Housing cost is often the main lever when comparing two cities.

Zonguldak pays 149% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $22.00 in Zonguldak. Groceries flip the comparison at $206 vs $250, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇹🇷 Zonguldak

🕒 Local time

07:13 7:13 AM

02:13 2:13 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

120,395

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Zonguldak 9,430 km ≈ 12 h nonstop flight

From you

Cebu
Zonguldak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zonguldak: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 18% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 149% lower in Zonguldak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $433 in Zonguldak. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Zonguldak. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $1,080 in Zonguldak – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,080 in Zonguldak, a $1,500 budget is realistic in Cebu but tight or insufficient in Zonguldak. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zonguldak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zonguldak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 18% less than in Zonguldak. Beyond cost, consider language, visa policies, and how big the international community is in each city.