Last update: Oct 2026

Cost of Living Comparison Between Zonguldak and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,080 in Zonguldak, rent and utilities included – about $1,900 less a year. The total is higher in Zonguldak despite lower rent and utilities.

Zonguldak
🇹🇷 Turkey
$1,080
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Zonguldak and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zonguldak and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,080 in Zonguldak versus $918 in Cebu.

  • Zonguldak $1,080
  • Cebu $918

Estimated couple costs with rent: $1,593 in Zonguldak versus $1,409 in Cebu.

  • Zonguldak $1,593
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,105 in Zonguldak versus $1,900 in Cebu.

  • Zonguldak $2,105
  • Cebu $1,900

Living in Zonguldak is roughly 18% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Zonguldak 20% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Zonguldak
Cebu
Difference
Meal at Budget Restaurant
$8.19 ₺405
$3.09 ₱194
165.05%
Three-Course Dinner for Two, Mid-Range
$21.91 ₺1,085
$24.22 ₱1,525
-9.54%
Fast Food Meal (McDonalds, etc)
$7.29 ₺361
$3.92 ₱247
85.97%
Cappuccino
$3.72 ₺184
$2.51 ₱158
48.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 ₺70.8
$1.59 ₱100
-10.06%
Water (0.33 liter bottle)
$0.43 ₺21.20
$0.53 ₱33.43
-18.87%
Local Beer (0.5 liter draught)
$4.20 ₺208
$1.78 ₱112
135.96%
Imported Beer (0.33 liter bottle)
$3.95 ₺195
$2.17 ₱137
82.03%
🛒 Groceries & Markets
Zonguldak
Cebu
Difference
Milk (1 liter)
$0.97 ₺48.03
$1.92 ₱121
-49.48%
White Bread (500g)
$1.01 ₺49.86
$1.36 ₱85.4
-25.74%
Rice (white) (1kg)
$2.28 ₺113
$1.01 ₱63.5
125.74%
Eggs
$2.62 ₺130
$2.03 ₱128
29.06%
Local Cheese (1kg)
$10.19 ₺505
$9.86 ₱621
3.35%
Chicken Fillets (1kg)
$5.39 ₺267
$4.39 ₱277
22.78%
Beef Round Steak (1kg)
$20.44 ₺1,012
$7.60 ₱479
168.95%
Apples (1kg)
$1.90 ₺94.3
$3.30 ₱208
-42.42%
Banana (1kg)
$2.23 ₺111
$1.39 ₱87.8
60.43%
Oranges (1kg)
$1.29 ₺63.9
$2.33 ₱147
-44.64%
Tomato (1kg)
$1.74 ₺86.2
$1.50 ₱94.3
16.00%
Potato (1kg)
$0.65 ₺32.36
$2.36 ₱149
-72.46%
Onion (1kg)
$0.55 ₺27.20
$1.90 ₱119
-71.05%
Lettuce (1 head)
$1.06 ₺52.4
$1.19 ₱74.9
-10.92%
Water (1.5 liter bottle)
$0.69 ₺34.21
$0.63 ₱39.71
9.52%
Cigarettes 20 Pack (Marlboro, Camel)
$2.05 ₺102
$3.00 ₱189
-31.67%
Wine (Bottle)
$12.64 ₺626
$6.03 ₱379
109.62%
Local Beer (0.5 liter bottle)
$2.02 ₺99.9
$1.23 ₱77.7
64.23%
Imported Beer (0.33 liter bottle)
$1.98 ₺97.9
$1.75 ₱110
13.14%
🚌 Getting Around
Zonguldak
Cebu
Difference
One-way Ticket (Public Transport)
$1.97 ₺97.5
$0.25 ₱15.86
688.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$1.28 ₺63.5
$0.77 ₱48.62
66.23%
Taxi (Normal Tariff) (1km)
$0.83 ₺40.99
$0.23 ₱14.53
260.87%
Taxi 1hour Waiting (Normal Tariff)
$6.41 ₺317
$4.46 ₱281
43.72%
Gasoline (1 liter)
$1.34 ₺66.2
$1.31 ₱82.8
2.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$48.3K ₺2.4M
$21.2K ₱1.3M
127.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.7K ₺2.1M
$19.1K ₱1.2M
118.02%
🧾 Monthly Utilities & Internet
Zonguldak
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.9 ₺3,264
$120 ₱7,569
-45.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.89 ₺539
$14.00 ₱882
-22.21%
Internet (50+ Mbps, Unlimited Data)
$17.88 ₺885
$27.54 ₱1,734
-35.08%
🎉 Sport & Entertainment
Zonguldak
Cebu
Difference
Gym Membership (Monthly)
$46.02 ₺2,278
$32.33 ₱2,035
42.34%
Tennis Court (1 Hour on Weekend)
$50.5 ₺2,498
$6.65 ₱419
658.80%
Cinema Ticket
$5.69 ₺282
$5.65 ₱356
0.71%
🧸 Childcare & Education
Zonguldak
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,043 ₺51.6K
$275 ₱17.3K
278.69%
International Primary School, 1 Child (Yearly)
$19.8K ₺981.8K
$7,918 ₱498.5K
150.44%
👕👟 Clothing & Footwear
Zonguldak
Cebu
Difference
Jeans (Levis 501 Or Similar)
$54.5 ₺2,697
$49.33 ₱3,106
10.42%
Summer Dress (H&M, Zara, etc)
$48.66 ₺2,409
$25.24 ₱1,589
92.79%
Sport Shoes (Adidas, Nike)
$103 ₺5,106
$77.0 ₱4,846
34.00%
Men's Leather Business Shoes
$95.5 ₺4,728
$57.2 ₱3,601
66.96%
🏠 Accommodation & Living
Zonguldak
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$433 ₺21.5K
$500 ₱31.5K
-13.23%
1-bedroom Apartment, Outside City Center (Monthly)
$361 ₺17.9K
$309 ₱19.4K
16.82%
3-bedroom Apartment, City Center (Monthly)
$438 ₺21.7K
$1,078 ₱67.9K
-59.32%
3-bedroom Apartment, Outside City Center (Monthly)
$482 ₺23.9K
$615 ₱38.7K
-21.61%
Buy Apartment in City Center (m2)
$1,153 ₺57.1K
$2,886 ₱181.7K
-60.06%
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Zonguldak
Cebu
Difference
Average Monthly Net Salary (After Tax)
$863 ₺42.7K
$346 ₱21.8K
149.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
43.57
7.2
505.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zonguldak: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Zonguldak
$361
Cebu
$309 14.4% $52
Groceries & Markets
Zonguldak
$250
Cebu
$206 17.6% $44
Eating Out
Zonguldak
$168
Cebu
$88 47.6% $80
Clothing & Footwear
Zonguldak
$136
Cebu
$94 30.8% $42
Monthly Utilities & Internet
Zonguldak
$95
Cebu
$162 70.8% $67
Sport & Entertainment
Zonguldak
$57
Cebu
$44 24% $14
Getting Around
Zonguldak
$13 *
Cebu
$16 17.1% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $433 in Zonguldak and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Zonguldak pays 149% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Zonguldak vs $24.00 in Cebu. Groceries flip the comparison at $250 vs $206, with Cebu cheaper for home cooking.

Good to know
🇹🇷 Zonguldak
🇵🇭 Cebu
🕒 Local time
23:45 11:45 PM
04:45 4:45 AM
5 h ahead of Zonguldak
🌤 Weather
👥 Population
120,395
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Zonguldak Cebu 9,430 km ≈ 12 h nonstop flight
From you
  • Zonguldak
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zonguldak vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Zonguldak?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 18% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Zonguldak or Cebu?
Average pay runs 149% higher in Zonguldak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Zonguldak and Cebu?
Rent for a central apartment: $433 in Zonguldak versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Zonguldak and in Cebu?
Supermarket bills run roughly 21% higher in Zonguldak. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Zonguldak and in Cebu?
All in, you'll spend $1,080 per month in Zonguldak versus $918 in Cebu – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Zonguldak or in Cebu?
At $918 in Cebu versus $1,080 in Zonguldak, a $1,500 budget is realistic in Cebu but tight or insufficient in Zonguldak. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Zonguldak or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zonguldak, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Zonguldak or Cebu?
Safety-wise, Zonguldak and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 18% less than in Zonguldak. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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