Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zikhron Ya'akov

For one person, living is cheaper in Cebu: $918 a month against $2,493 in Zikhron Ya'akov, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
128

Cost of Living Index in Zikhron Ya'akov
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Zikhron Ya'akov Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Zikhron Ya'akov

🇮🇱 Israel

$2,493

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zikhron Ya'akov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zikhron Ya'akov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,493 in Zikhron Ya'akov.

Cebu $918
Zikhron Ya'akov $2,493

Estimated couple costs with rent: $1,409 in Cebu versus $3,722 in Zikhron Ya'akov.

Cebu $1,409
Zikhron Ya'akov $3,722

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,951 in Zikhron Ya'akov.

Cebu $1,900
Zikhron Ya'akov $4,951

Living in Cebu costs roughly 63% less than in Zikhron Ya'akov, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Zikhron Ya'akov is 85% above.

Meal at Budget Restaurant

$3.09 ₱195

$22.35 ₪69.5

-86.17%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$89.4 ₪278

-72.91%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$20.25 ₪63.0

-80.64%

Cappuccino

$2.51 ₱158

$4.62 ₪14.38

-45.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.07 ₪9.54

-48.21%

Water (0.33 liter bottle)

$0.53 ₱33.45

$2.34 ₪7.29

-77.35%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.48 ₪29.48

-81.22%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$9.63 ₪29.95

-77.47%

Milk (1 liter)

$1.92 ₱121

$2.27 ₪7.05

-15.42%

White Bread (500g)

$1.36 ₱85.5

$2.40 ₪7.45

-43.33%

Rice (white) (1kg)

$1.01 ₱63.6

$2.38 ₪7.40

-57.56%

Eggs

$2.03 ₱128

$4.71 ₪14.66

-56.90%

Local Cheese (1kg)

$9.86 ₱621

$13.06 ₪40.64

-24.50%

Chicken Fillets (1kg)

$4.39 ₱277

$13.04 ₪40.56

-66.33%

Beef Round Steak (1kg)

$7.60 ₱479

$25.52 ₪79.4

-70.22%

Apples (1kg)

$3.30 ₱208

$4.41 ₪13.72

-25.17%

Banana (1kg)

$1.39 ₱87.8

$3.27 ₪10.18

-57.49%

Oranges (1kg)

$2.33 ₱147

$2.39 ₪7.44

-2.51%

Tomato (1kg)

$1.50 ₱94.3

$3.33 ₪10.35

-54.95%

Potato (1kg)

$2.36 ₱149

$1.67 ₪5.20

41.32%

Onion (1kg)

$1.90 ₱119

$1.43 ₪4.43

32.87%

Lettuce (1 head)

$1.19 ₱74.9

$2.41 ₪7.51

-50.62%

Water (1.5 liter bottle)

$0.63 ₱39.73

$1.00 ₪3.12

-37.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.12 ₪31.47

-70.36%

Wine (Bottle)

$6.03 ₱380

$10.89 ₪33.89

-44.63%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.75 ₪8.56

-55.27%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.50 ₪7.77

-30.00%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$2.86 ₪8.89

-91.26%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$86.7 ₪270

-85.42%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$2.62 ₪8.16

-70.61%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.31 ₪4.08

-82.44%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$41.40 ₪129

-89.23%

Gasoline (1 liter)

$1.31 ₱82.8

$2.63 ₪8.17

-50.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$57.4K ₪178.4K

-62.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$59.0K ₪183.4K

-67.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$256 ₪796

-53.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.47 ₪35.70

22.06%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$44.21 ₪138

-37.71%

Gym Membership (Monthly)

$32.33 ₱2,036

$82.1 ₪256

-60.64%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$13.09 ₪40.72

-56.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,131 ₪3,519

-75.66%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$24.9K ₪77.4K

-68.15%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$38.14 ₪119

29.34%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$40.72 ₪127

-38.02%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$97.6 ₪304

-21.16%

Men's Leather Business Shoes

$57.2 ₱3,603

$117 ₪363

-50.92%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,374 ₪4,276

-63.65%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$1,057 ₪3,289

-70.79%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,490 ₪7,746

-56.71%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$1,762 ₪5,481

-65.08%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$9,120 ₪28.4K

-68.35%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$7,172 ₪22.3K

-73.28%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.2

38.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zikhron Ya'akov: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Zikhron Ya'akov

$1.1K 42.4% 242% $748

Groceries & Markets

Cebu

$206 22.4%

Zikhron Ya'akov

$394 15.8% 91.3% $188

Monthly Utilities & Internet

Cebu

$162 17.6%

Zikhron Ya'akov

$312 12.5% 92.6% $150

Clothing & Footwear

Cebu

$94 10.2%

Zikhron Ya'akov

$132 5.3% 40.4% $38

Eating Out

Cebu

$88 9.6%

Zikhron Ya'akov

$383 15.4% 334% $295

Sport & Entertainment

Cebu

$44 4.8%

Zikhron Ya'akov

$108 4.3% 148% $65

Getting Around

Cebu

$16 1.7%

Zikhron Ya'akov

$107 4.3% 589% $92

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,374 in Zikhron Ya'akov. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $89.0 in Zikhron Ya'akov for a mid-range dinner for two. Groceries echo the gap at $206 vs $394 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇱 Zikhron Ya'akov

🕒 Local time

02:10 2:10 AM

21:10 9:10 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

22,984

💱 Currency

Philippine Peso PHP ₱

Israeli New Shekel ILS ₪

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Zikhron Ya'akov 9,300 km ≈ 12 h nonstop flight

From you

Cebu
Zikhron Ya'akov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zikhron Ya'akov: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 172% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $3,740 in Zikhron Ya'akov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $1,374 in Zikhron Ya'akov. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $2,493 in Zikhron Ya'akov – a 172% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 586% less than in Zikhron Ya'akov. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,493 in Zikhron Ya'akov, a $1,500 budget is realistic in Cebu but tight or insufficient in Zikhron Ya'akov. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zikhron Ya'akov, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zikhron Ya'akov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 172% less than in Zikhron Ya'akov. Beyond cost, consider language, visa policies, and how big the international community is in each city.