Last update: Oct 2026

Cost of Living Comparison Between Zikhron Ya'akov and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,493 in Zikhron Ya'akov, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Zikhron Ya'akov
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Zikhron Ya'akov Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Zikhron Ya'akov

🇮🇱 Israel

$2,493

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zikhron Ya'akov and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zikhron Ya'akov and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,493 in Zikhron Ya'akov versus $918 in Cebu.

Zikhron Ya'akov $2,493
Cebu $918

Estimated couple costs with rent: $3,722 in Zikhron Ya'akov versus $1,409 in Cebu.

Zikhron Ya'akov $3,722
Cebu $1,409

Monthly costs for a family of three with rent: $4,951 in Zikhron Ya'akov versus $1,900 in Cebu.

Zikhron Ya'akov $4,951
Cebu $1,900

Living in Zikhron Ya'akov is roughly 172% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zikhron Ya'akov is 85% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.35 ₪69.5

$3.09 ₱194

623.30%

Three-Course Dinner for Two, Mid-Range

$89.4 ₪278

$24.22 ₱1,525

269.16%

Fast Food Meal (McDonalds, etc)

$20.25 ₪63.0

$3.92 ₱247

416.58%

Cappuccino

$4.62 ₪14.38

$2.51 ₱158

84.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 ₪9.54

$1.59 ₱100

93.08%

Water (0.33 liter bottle)

$2.34 ₪7.29

$0.53 ₱33.43

341.51%

Local Beer (0.5 liter draught)

$9.48 ₪29.48

$1.78 ₱112

432.58%

Imported Beer (0.33 liter bottle)

$9.63 ₪29.95

$2.17 ₱137

343.78%

Milk (1 liter)

$2.27 ₪7.05

$1.92 ₱121

18.23%

White Bread (500g)

$2.40 ₪7.45

$1.36 ₱85.4

76.47%

Rice (white) (1kg)

$2.38 ₪7.40

$1.01 ₱63.5

135.64%

Eggs

$4.71 ₪14.66

$2.03 ₱128

132.02%

Local Cheese (1kg)

$13.06 ₪40.64

$9.86 ₱621

32.45%

Chicken Fillets (1kg)

$13.04 ₪40.56

$4.39 ₱277

197.04%

Beef Round Steak (1kg)

$25.52 ₪79.4

$7.60 ₱479

235.79%

Apples (1kg)

$4.41 ₪13.72

$3.30 ₱208

33.64%

Banana (1kg)

$3.27 ₪10.18

$1.39 ₱87.8

135.25%

Oranges (1kg)

$2.39 ₪7.44

$2.33 ₱147

2.58%

Tomato (1kg)

$3.33 ₪10.35

$1.50 ₱94.3

122.00%

Potato (1kg)

$1.67 ₪5.20

$2.36 ₱149

-29.24%

Onion (1kg)

$1.43 ₪4.43

$1.90 ₱119

-24.74%

Lettuce (1 head)

$2.41 ₪7.51

$1.19 ₱74.9

102.52%

Water (1.5 liter bottle)

$1.00 ₪3.12

$0.63 ₱39.71

58.73%

Cigarettes 20 Pack (Marlboro, Camel)

$10.12 ₪31.47

$3.00 ₱189

237.33%

Wine (Bottle)

$10.89 ₪33.89

$6.03 ₱379

80.60%

Local Beer (0.5 liter bottle)

$2.75 ₪8.56

$1.23 ₱77.7

123.58%

Imported Beer (0.33 liter bottle)

$2.50 ₪7.77

$1.75 ₱110

42.86%

One-way Ticket (Public Transport)

$2.86 ₪8.89

$0.25 ₱15.86

1044.00%

Public Transport Monthly Pass (Regular Price)

$86.7 ₪270

$12.64 ₱796

586.08%

Taxi Start (Normal Tariff)

$2.62 ₪8.16

$0.77 ₱48.62

240.26%

Taxi (Normal Tariff) (1km)

$1.31 ₪4.08

$0.23 ₱14.53

469.57%

Taxi 1hour Waiting (Normal Tariff)

$41.40 ₪129

$4.46 ₱281

828.25%

Gasoline (1 liter)

$2.63 ₪8.17

$1.31 ₱82.8

100.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.4K ₪178.4K

$21.2K ₱1.3M

169.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$59.0K ₪183.4K

$19.1K ₱1.2M

207.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 ₪796

$120 ₱7,569

112.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.47 ₪35.70

$14.00 ₱882

-18.07%

Internet (50+ Mbps, Unlimited Data)

$44.21 ₪138

$27.54 ₱1,734

60.53%

Gym Membership (Monthly)

$82.1 ₪256

$32.33 ₱2,035

154.07%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$13.09 ₪40.72

$5.65 ₱356

131.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,131 ₪3,519

$275 ₱17.3K

310.84%

International Primary School, 1 Child (Yearly)

$24.9K ₪77.4K

$7,918 ₱498.5K

214.00%

Jeans (Levis 501 Or Similar)

$38.14 ₪119

$49.33 ₱3,106

-22.68%

Summer Dress (H&M, Zara, etc)

$40.72 ₪127

$25.24 ₱1,589

61.33%

Sport Shoes (Adidas, Nike)

$97.6 ₪304

$77.0 ₱4,846

26.83%

Men's Leather Business Shoes

$117 ₪363

$57.2 ₱3,601

103.76%

1-bedroom Apartment, City Center (Monthly)

$1,374 ₪4,276

$500 ₱31.5K

175.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,057 ₪3,289

$309 ₱19.4K

242.36%

3-bedroom Apartment, City Center (Monthly)

$2,490 ₪7,746

$1,078 ₱67.9K

131.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 ₪5,481

$615 ₱38.7K

186.34%

Buy Apartment in City Center (m2)

$9,120 ₪28.4K

$2,886 ₱181.7K

216.00%

Buy Apartment Outside City Center (m2)

$7,172 ₪22.3K

$1,917 ₱120.7K

274.20%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.2

7.2

-27.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zikhron Ya'akov: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zikhron Ya'akov

$1.1K 42.4%

Cebu

$309 33.6% 70.8% $748

Groceries & Markets

Zikhron Ya'akov

$394 15.8%

Cebu

$206 22.4% 47.7% $188

Eating Out

Zikhron Ya'akov

$383 15.4%

Cebu

$88 9.6% 77% $295

Monthly Utilities & Internet

Zikhron Ya'akov

$312 12.5%

Cebu

$162 17.6% 48.1% $150

Clothing & Footwear

Zikhron Ya'akov

$132 5.3%

Cebu

$94 10.2% 28.8% $38

Sport & Entertainment

Zikhron Ya'akov

$108 4.3%

Cebu

$44 4.8% 59.7% $65

Getting Around

Zikhron Ya'akov

$107 4.3%

Cebu

$16 1.7% 85.5% $92

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Zikhron Ya'akov and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Zikhron Ya'akov vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $394 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇱 Zikhron Ya'akov

🇵🇭 Cebu

🕒 Local time

19:35 7:35 PM

00:35 12:35 AM

5 h ahead of Zikhron Ya'akov

🌤 Weather

👥 Population

22,984

964,169

💱 Currency

Israeli New Shekel ILS ₪

Philippine Peso PHP ₱

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to ILS in detail →

On the map

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Highest

Between locations

Zikhron Ya'akov Cebu 9,300 km ≈ 12 h nonstop flight

From you

Zikhron Ya'akov
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zikhron Ya'akov vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 172% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,740 in Zikhron Ya'akov and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,374 in Zikhron Ya'akov versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,493 per month in Zikhron Ya'akov versus $918 in Cebu – a 172% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 586% less than in Zikhron Ya'akov. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,493 in Zikhron Ya'akov, a $1,500 budget is realistic in Cebu but tight or insufficient in Zikhron Ya'akov. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zikhron Ya'akov, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zikhron Ya'akov and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 172% less than in Zikhron Ya'akov. Beyond cost, consider language, visa policies, and how big the international community is in each city.