Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ziguinchor

For one person, living is cheaper in Ziguinchor: $157 a month against $934 in Cebu, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Ziguinchor

🇸🇳 Senegal

$157

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ziguinchor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ziguinchor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $157 in Ziguinchor.

Cebu $934
Ziguinchor $157

Estimated couple costs with rent: $1,415 in Cebu versus $348 in Ziguinchor.

Cebu $1,415
Ziguinchor $348

Monthly costs for a family of three with rent: $1,896 in Cebu versus $539 in Ziguinchor.

Cebu $1,896
Ziguinchor $539

Living in Cebu is roughly 496% more expensive than in Ziguinchor, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Ziguinchor 88% lower.

Meal at Budget Restaurant

$3.03 ₱190

$6.52 F CFA 3,812

-53.53%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.83 F CFA 484

85.54%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.41 F CFA 239

19.51%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$1.91 F CFA 1,120

2.09%

White Bread (500g)

$1.43 ₱89.7

$0.31 F CFA 184

361.29%

Rice (white) (1kg)

$1.02 ₱63.8

$1.31 F CFA 765

-22.14%

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.49 F CFA 1,460

32.93%

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

$1.67 F CFA 976

-7.78%

Potato (1kg)

$2.36 ₱148

$1.69 F CFA 987

39.64%

Onion (1kg)

$1.99 ₱125

$1.69 F CFA 990

17.75%

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.97 F CFA 566

35.05%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.25 F CFA 145

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.73 F CFA 1,010

-57.23%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$1.66 F CFA 971

-19.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$12.86 F CFA 7,524

12.36%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

$21.53 F CFA 12.6K

51.79%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$2,599 F CFA 1.5M

213.85%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$424 F CFA 248.3K

19.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$191 F CFA 112.0K

223.49%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Ziguinchor: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Ziguinchor

–

Groceries & Markets

Cebu

$210 22.7%

Ziguinchor

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Ziguinchor

–

Clothing & Footwear

Cebu

$95 10.2%

Ziguinchor

–

Eating Out

Cebu

$88 9.6%

Ziguinchor

–

Sport & Entertainment

Cebu

$44 4.7%

Ziguinchor

–

Getting Around

Cebu

$15 1.7%

Ziguinchor

–

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $424 in Ziguinchor. Housing cost is often the main lever when comparing two cities.

Good to know

🇵🇭 Cebu

🇸🇳 Ziguinchor

🕒 Local time

15:00 3:00 PM

07:00 7:00 AM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

230,000

💱 Currency

Philippine Peso PHP ₱

West African CFA Franc XOF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 XOF = 1.71 USD

1,000 XOF = 1.52 EUR

Exchange rates and currency converter

XOF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.52 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Ziguinchor 14,940 km ≈ 19 h nonstop flight

From you

Cebu
Ziguinchor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ziguinchor: Cost of Living - Frequently Asked Questions

Ziguinchor is cheaper overall, especially in groceries, clothing, and eating out. The 496% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $235 in Ziguinchor to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $424 in Ziguinchor. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 241% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $157 in Ziguinchor – a 496% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ziguinchor gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ziguinchor is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ziguinchor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ziguinchor gentler on the wallet – expenses run 496% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.