Last update: Oct 2026

Cost of Living Comparison Between Ziguinchor and Cebu

For one person, living is cheaper in Ziguinchor: $157 a month against $934 in Cebu, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Ziguinchor

🇸🇳 Senegal

$157

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Ziguinchor and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ziguinchor and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $157 in Ziguinchor versus $934 in Cebu.

Ziguinchor $157
Cebu $934

Estimated couple costs with rent: $348 in Ziguinchor versus $1,415 in Cebu.

Ziguinchor $348
Cebu $1,415

Monthly costs for a family of three with rent: $539 in Ziguinchor versus $1,896 in Cebu.

Ziguinchor $539
Cebu $1,896

Living in Ziguinchor costs roughly 83% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ziguinchor 88% lower, Cebu 30% lower.

Meal at Budget Restaurant

$6.52 F CFA 3,812

$3.03 ₱190

115.18%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 F CFA 484

$1.54 ₱96.9

-46.10%

Water (0.33 liter bottle)

$0.41 F CFA 239

$0.49 ₱30.98

-16.33%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.91 F CFA 1,120

$1.95 ₱122

-2.05%

White Bread (500g)

$0.31 F CFA 184

$1.43 ₱89.7

-78.32%

Rice (white) (1kg)

$1.31 F CFA 765

$1.02 ₱63.8

28.43%

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$2.49 F CFA 1,460

$3.31 ₱207

-24.77%

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.67 F CFA 976

$1.54 ₱96.4

8.44%

Potato (1kg)

$1.69 F CFA 987

$2.36 ₱148

-28.39%

Onion (1kg)

$1.69 F CFA 990

$1.99 ₱125

-15.08%

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$0.97 F CFA 566

$1.31 ₱81.9

-25.95%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 F CFA 145

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$1.73 F CFA 1,010

$0.74 ₱46.32

133.78%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.66 F CFA 971

$1.33 ₱83.5

24.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 F CFA 7,524

$14.45 ₱907

-11.00%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$21.53 F CFA 12.6K

$32.68 ₱2,050

-34.12%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$2,599 F CFA 1.5M

$8,156 ₱511.5K

-68.14%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$424 F CFA 248.3K

$506 ₱31.7K

-16.09%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$191 F CFA 112.0K

$619 ₱38.8K

-69.09%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ziguinchor: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ziguinchor

–

Cebu

$309 33.5%

Groceries & Markets

Ziguinchor

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Ziguinchor

–

Cebu

$163 17.7%

Clothing & Footwear

Ziguinchor

–

Cebu

$95 10.2%

Eating Out

Ziguinchor

–

Cebu

$88 9.6%

Sport & Entertainment

Ziguinchor

–

Cebu

$44 4.7%

Getting Around

Ziguinchor

–

Cebu

$15 1.7%

Cost Breakdown

A one-bedroom apartment in the center runs $424 in Ziguinchor and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Good to know

🇸🇳 Ziguinchor

🇵🇭 Cebu

🕒 Local time

05:22 5:22 AM

13:22 1:22 PM

8 h ahead of Ziguinchor

🌤 Weather

👥 Population

230,000

964,169

💱 Currency

West African CFA Franc XOF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 XOF = 1.71 USD

1,000 XOF = 1.52 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to XOF – West African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 West African CFA Franc (Fr)

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.52 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to XOF in detail →

On the map

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Highest

Between locations

Ziguinchor Cebu 14,940 km ≈ 19 h nonstop flight

From you

Ziguinchor
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ziguinchor vs Cebu: Cost of Living - Frequently Asked Questions

Ziguinchor is cheaper overall, especially in groceries, eating out, and leisure. The 496% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $235 in Ziguinchor and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $424 in Ziguinchor versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 241% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $157 per month in Ziguinchor versus $934 in Cebu – a 496% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ziguinchor gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ziguinchor is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ziguinchor and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ziguinchor gentler on the wallet – expenses run 496% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.