Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zaheerabad

For one person, living is cheaper in Zaheerabad: $392 a month against $915 in Cebu, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
19

Cost of Living Index in Zaheerabad
Learn more

Zaheerabad Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Zaheerabad

🇮🇳 India

$392

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zaheerabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zaheerabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $392 in Zaheerabad.

Cebu $915
Zaheerabad $392

Estimated couple costs with rent: $1,418 in Cebu versus $619 in Zaheerabad.

Cebu $1,418
Zaheerabad $619

Monthly costs for a family of three with rent: $1,921 in Cebu versus $846 in Zaheerabad.

Cebu $1,921
Zaheerabad $846

Living in Cebu is roughly 133% more expensive than in Zaheerabad, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Zaheerabad 71% lower.

Meal at Budget Restaurant

$3.05 ₱192

$2.64 ₹251

15.53%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$10.30 ₹978

133.01%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.11 ₹485

-21.92%

Cappuccino

$2.50 ₱157

$2.25 ₹213

11.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.45 ₹42.40

242.22%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.18 ₹16.82

177.78%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.07 ₹196

-14.01%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$4.37 ₹415

-50.34%

Milk (1 liter)

$2.00 ₱126

$0.33 ₹30.87

506.06%

White Bread (500g)

$1.37 ₱86.2

$0.25 ₹23.47

448.00%

Rice (white) (1kg)

$1.03 ₱64.9

$0.40 ₹37.95

157.50%

Eggs

$2.03 ₱128

$0.77 ₹72.9

163.64%

Local Cheese (1kg)

$10.20 ₱642

$6.85 ₹650

48.91%

Chicken Fillets (1kg)

$4.45 ₱280

$3.18 ₹302

39.94%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$3.31 ₱208

$1.52 ₹145

117.76%

Banana (1kg)

$1.46 ₱91.8

$0.50 ₹47.03

192.00%

Oranges (1kg)

$2.32 ₱146

$0.61 ₹58.1

280.33%

Tomato (1kg)

$1.49 ₱94.0

$0.43 ₹41.11

246.51%

Potato (1kg)

$2.34 ₱147

$0.39 ₹36.85

500.00%

Onion (1kg)

$1.94 ₱122

$0.30 ₹28.20

546.67%

Lettuce (1 head)

$1.16 ₱73.0

$0.51 ₹48.67

127.45%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.30 ₹28.07

126.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$4.97 ₹472

-39.84%

Wine (Bottle)

$6.24 ₱393

$8.38 ₹796

-25.54%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.81 ₹172

-32.04%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.64 ₹251

-34.47%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.11 ₹580

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.25 ₹23.68

-8.00%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$7.75 ₹736

59.23%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.98 ₹93.5

-19.39%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.50 ₹47.62

-56.00%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$0.65 ₹61.6

598.46%

Gasoline (1 liter)

$1.32 ₱82.9

$1.12 ₹107

17.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$15.2K ₹1.4M

38.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.3K ₹2.1M

-12.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$35.19 ₹3,341

236.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$4.12 ₹391

245.15%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$7.87 ₹747

249.05%

Gym Membership (Monthly)

$32.31 ₱2,034

$14.04 ₹1,333

130.13%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$6.30 ₹598

3.17%

Cinema Ticket

$5.40 ₱340

$3.21 ₹305

68.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$107 ₹10.1K

158.40%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$2,805 ₹266.4K

180.40%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$21.84 ₹2,074

126.05%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$21.43 ₹2,035

14.70%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$41.92 ₹3,981

82.82%

Men's Leather Business Shoes

$58.9 ₱3,706

$35.56 ₹3,377

65.52%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$120 ₹11.4K

321.10%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$72.6 ₹6,890

319.67%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$260 ₹24.7K

312.75%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$173 ₹16.4K

265.33%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$958 ₹91.0K

199.53%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$509 ₹48.3K

268.99%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.46

-14.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Zaheerabad: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Zaheerabad

$73 18.5% 76.2% $232

Groceries & Markets

Cebu

$210 22.9%

Zaheerabad

$100 25.6% 52.1% $109

Monthly Utilities & Internet

Cebu

$160 17.5%

Zaheerabad

$47 12% 70.6% $113

Clothing & Footwear

Cebu

$94 10.3%

Zaheerabad

$54 13.9% 42.3% $40

Eating Out

Cebu

$88 9.6%

Zaheerabad

$85 21.7% 3.2% $2.8

Sport & Entertainment

Cebu

$43 4.7%

Zaheerabad

$20 5.2% 52.5% $23

Getting Around

Cebu

$15 1.7%

Zaheerabad

$12 3.1% 19.2% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $120 in Zaheerabad. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $10.00 in Zaheerabad for a mid-range dinner for two. Groceries echo the gap at $210 vs $100 per month, with Zaheerabad cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Zaheerabad

🕒 Local time

03:59 3:59 AM

01:29 1:29 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

71,166

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Zaheerabad 5,050 km ≈ 7 h nonstop flight

From you

Cebu
Zaheerabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zaheerabad: Cost of Living - Frequently Asked Questions

Zaheerabad is cheaper overall, especially in groceries, clothing, and eating out. The 133% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $588 in Zaheerabad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $120 in Zaheerabad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $392 in Zaheerabad – a 133% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zaheerabad runs roughly 59% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Zaheerabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Zaheerabad is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zaheerabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaheerabad gentler on the wallet – expenses run 133% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.