Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yogyakarta

For one person, living is cheaper in Yogyakarta: $644 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
31

Cost of Living Index in Yogyakarta
Learn more

Yogyakarta Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Yogyakarta

🇮🇩 Indonesia

$644

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yogyakarta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yogyakarta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $644 in Yogyakarta.

Cebu $918
Yogyakarta $644

Estimated couple costs with rent: $1,409 in Cebu versus $892 in Yogyakarta.

Cebu $1,409
Yogyakarta $892

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,140 in Yogyakarta.

Cebu $1,900
Yogyakarta $1,140

Living in Cebu is roughly 42% more expensive than in Yogyakarta, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Yogyakarta 52% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.09 Rp 19.6K

183.49%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$13.62 Rp 244.4K

77.83%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.32 Rp 59.6K

18.07%

Cappuccino

$2.51 ₱158

$1.27 Rp 22.8K

97.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.38 Rp 6,773

318.42%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.23 Rp 4,126

130.43%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.57 Rp 46.1K

-30.74%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.71 Rp 66.5K

-41.51%

Milk (1 liter)

$1.92 ₱121

$1.18 Rp 21.2K

62.71%

White Bread (500g)

$1.36 ₱85.5

$1.09 Rp 19.6K

24.77%

Rice (white) (1kg)

$1.01 ₱63.6

$0.77 Rp 13.9K

31.17%

Eggs

$2.03 ₱128

$1.35 Rp 24.3K

50.37%

Local Cheese (1kg)

$9.86 ₱621

$5.42 Rp 97.3K

81.92%

Chicken Fillets (1kg)

$4.39 ₱277

$2.90 Rp 52.1K

51.38%

Beef Round Steak (1kg)

$7.60 ₱479

$5.45 Rp 97.7K

39.45%

Apples (1kg)

$3.30 ₱208

$2.61 Rp 46.9K

26.44%

Banana (1kg)

$1.39 ₱87.8

$1.22 Rp 21.8K

13.93%

Oranges (1kg)

$2.33 ₱147

$1.16 Rp 20.8K

100.86%

Tomato (1kg)

$1.50 ₱94.3

$0.88 Rp 15.9K

70.45%

Potato (1kg)

$2.36 ₱149

$1.02 Rp 18.2K

131.37%

Onion (1kg)

$1.90 ₱119

$2.00 Rp 35.8K

-5.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.43 Rp 7,737

176.74%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.46 Rp 8,295

36.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.81 Rp 50.5K

6.76%

Wine (Bottle)

$6.03 ₱380

$20.61 Rp 369.8K

-70.74%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.17 Rp 38.9K

-43.32%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.71 Rp 66.6K

-52.83%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.20 Rp 3,677

25.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.65 Rp 155.3K

46.13%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$1.44 Rp 25.9K

-46.53%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.41 Rp 7,286

-43.90%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.41 Rp 79.1K

1.13%

Gasoline (1 liter)

$1.31 ₱82.8

$0.84 Rp 15.1K

55.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$15.9K Rp 285.2M

33.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.1K Rp 486.7M

-29.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$67.0 Rp 1.2M

79.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.71 Rp 84.6K

197.24%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$20.54 Rp 368.5K

34.08%

Gym Membership (Monthly)

$32.33 ₱2,036

$20.06 Rp 359.9K

61.17%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$8.41 Rp 150.9K

-20.93%

Cinema Ticket

$5.65 ₱356

$2.54 Rp 45.6K

122.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$84.8 Rp 1.5M

224.66%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$4,076 Rp 73.1M

94.26%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$52.9 Rp 949.9K

-6.82%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$32.60 Rp 585.0K

-22.58%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$82.0 Rp 1.5M

-6.19%

Men's Leather Business Shoes

$57.2 ₱3,603

$92.4 Rp 1.7M

-38.12%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$210 Rp 3.8M

137.96%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$159 Rp 2.8M

94.46%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$590 Rp 10.6M

82.66%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$133 Rp 2.4M

362.54%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$1,691 Rp 30.3M

70.70%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$219 Rp 3.9M

775.86%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$220 Rp 3.9M

57.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.45

-14.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Yogyakarta: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Yogyakarta

$159 24.7% 48.6% $150

Groceries & Markets

Cebu

$206 22.4%

Yogyakarta

$182 28.2% 11.8% $24

Monthly Utilities & Internet

Cebu

$162 17.6%

Yogyakarta

$92 14.3% 43% $70

Clothing & Footwear

Cebu

$94 10.2%

Yogyakarta

$117 18.2% 24.6% $23

Eating Out

Cebu

$88 9.6%

Yogyakarta

$57 8.8% 35.8% $32

Sport & Entertainment

Cebu

$44 4.8%

Yogyakarta

$25 3.9% 42.4% $18

Getting Around

Cebu

$16 1.7%

Yogyakarta

$13 2% 16.9% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $210 in Yogyakarta. Housing cost is often the main lever when comparing two cities.

Cebu pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $14.00 in Yogyakarta for a mid-range dinner for two. Groceries echo the gap at $206 vs $182 per month, with Yogyakarta cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇩 Yogyakarta

🕒 Local time

12:35 12:35 PM

11:35 11:35 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

636,660

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,204 IDR (100,000 IDR = 4.95 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Yogyakarta 2,510 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Yogyakarta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yogyakarta: Cost of Living - Frequently Asked Questions

Yogyakarta is cheaper overall, especially in groceries, eating out, and leisure. The 42% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 57% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $210 in Yogyakarta. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $644 in Yogyakarta – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Yogyakarta runs roughly 46% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Yogyakarta gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yogyakarta is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yogyakarta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yogyakarta gentler on the wallet – expenses run 42% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.