Last update: Oct 2026

Cost of Living Comparison Between Yogyakarta and Cebu

For one person, living is cheaper in Yogyakarta: $644 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Yogyakarta
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Yogyakarta Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Yogyakarta

🇮🇩 Indonesia

$644

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Yogyakarta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yogyakarta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $644 in Yogyakarta versus $918 in Cebu.

Yogyakarta $644
Cebu $918

Estimated couple costs with rent: $892 in Yogyakarta versus $1,409 in Cebu.

Yogyakarta $892
Cebu $1,409

Monthly costs for a family of three with rent: $1,140 in Yogyakarta versus $1,900 in Cebu.

Yogyakarta $1,140
Cebu $1,900

Living in Yogyakarta costs roughly 30% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Yogyakarta 52% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.09 Rp 19.6K

$3.09 ₱195

-64.72%

Three-Course Dinner for Two, Mid-Range

$13.62 Rp 244.4K

$24.22 ₱1,525

-43.77%

Fast Food Meal (McDonalds, etc)

$3.32 Rp 59.6K

$3.92 ₱247

-15.31%

Cappuccino

$1.27 Rp 22.8K

$2.51 ₱158

-49.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 Rp 6,773

$1.59 ₱100

-76.10%

Water (0.33 liter bottle)

$0.23 Rp 4,126

$0.53 ₱33.45

-56.60%

Local Beer (0.5 liter draught)

$2.57 Rp 46.1K

$1.78 ₱112

44.38%

Imported Beer (0.33 liter bottle)

$3.71 Rp 66.5K

$2.17 ₱137

70.97%

Milk (1 liter)

$1.18 Rp 21.2K

$1.92 ₱121

-38.54%

White Bread (500g)

$1.09 Rp 19.6K

$1.36 ₱85.5

-19.85%

Rice (white) (1kg)

$0.77 Rp 13.9K

$1.01 ₱63.6

-23.76%

Eggs

$1.35 Rp 24.3K

$2.03 ₱128

-33.50%

Local Cheese (1kg)

$5.42 Rp 97.3K

$9.86 ₱621

-45.03%

Chicken Fillets (1kg)

$2.90 Rp 52.1K

$4.39 ₱277

-33.94%

Beef Round Steak (1kg)

$5.45 Rp 97.7K

$7.60 ₱479

-28.29%

Apples (1kg)

$2.61 Rp 46.9K

$3.30 ₱208

-20.91%

Banana (1kg)

$1.22 Rp 21.8K

$1.39 ₱87.8

-12.23%

Oranges (1kg)

$1.16 Rp 20.8K

$2.33 ₱147

-50.21%

Tomato (1kg)

$0.88 Rp 15.9K

$1.50 ₱94.3

-41.33%

Potato (1kg)

$1.02 Rp 18.2K

$2.36 ₱149

-56.78%

Onion (1kg)

$2.00 Rp 35.8K

$1.90 ₱119

5.26%

Lettuce (1 head)

$0.43 Rp 7,737

$1.19 ₱74.9

-63.87%

Water (1.5 liter bottle)

$0.46 Rp 8,295

$0.63 ₱39.73

-26.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 Rp 50.5K

$3.00 ₱189

-6.33%

Wine (Bottle)

$20.61 Rp 369.8K

$6.03 ₱380

241.79%

Local Beer (0.5 liter bottle)

$2.17 Rp 38.9K

$1.23 ₱77.7

76.42%

Imported Beer (0.33 liter bottle)

$3.71 Rp 66.6K

$1.75 ₱110

112.00%

One-way Ticket (Public Transport)

$0.20 Rp 3,677

$0.25 ₱15.87

-20.00%

Public Transport Monthly Pass (Regular Price)

$8.65 Rp 155.3K

$12.64 ₱796

-31.57%

Taxi Start (Normal Tariff)

$1.44 Rp 25.9K

$0.77 ₱48.64

87.01%

Taxi (Normal Tariff) (1km)

$0.41 Rp 7,286

$0.23 ₱14.54

78.26%

Taxi 1hour Waiting (Normal Tariff)

$4.41 Rp 79.1K

$4.46 ₱281

-1.12%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.31 ₱82.8

-35.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K Rp 285.2M

$21.2K ₱1.3M

-25.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K Rp 486.7M

$19.1K ₱1.2M

41.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.0 Rp 1.2M

$120 ₱7,573

-44.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.71 Rp 84.6K

$14.00 ₱882

-66.36%

Internet (50+ Mbps, Unlimited Data)

$20.54 Rp 368.5K

$27.54 ₱1,735

-25.42%

Gym Membership (Monthly)

$20.06 Rp 359.9K

$32.33 ₱2,036

-37.95%

Tennis Court (1 Hour on Weekend)

$8.41 Rp 150.9K

$6.65 ₱419

26.47%

Cinema Ticket

$2.54 Rp 45.6K

$5.65 ₱356

-55.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.8 Rp 1.5M

$275 ₱17.3K

-69.20%

International Primary School, 1 Child (Yearly)

$4,076 Rp 73.1M

$7,918 ₱498.8K

-48.52%

Jeans (Levis 501 Or Similar)

$52.9 Rp 949.9K

$49.33 ₱3,107

7.32%

Summer Dress (H&M, Zara, etc)

$32.60 Rp 585.0K

$25.24 ₱1,590

29.16%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

$77.0 ₱4,848

6.60%

Men's Leather Business Shoes

$92.4 Rp 1.7M

$57.2 ₱3,603

61.61%

1-bedroom Apartment, City Center (Monthly)

$210 Rp 3.8M

$500 ₱31.5K

-57.98%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.8M

$309 ₱19.5K

-48.58%

3-bedroom Apartment, City Center (Monthly)

$590 Rp 10.6M

$1,078 ₱67.9K

-45.25%

3-bedroom Apartment, Outside City Center (Monthly)

$133 Rp 2.4M

$615 ₱38.8K

-78.38%

Buy Apartment in City Center (m2)

$1,691 Rp 30.3M

$2,886 ₱181.8K

-41.42%

Buy Apartment Outside City Center (m2)

$219 Rp 3.9M

$1,917 ₱120.7K

-88.58%

Average Monthly Net Salary (After Tax)

$220 Rp 3.9M

$346 ₱21.8K

-36.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.45

7.2

17.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yogyakarta: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Yogyakarta

$182 28.2%

Cebu

$206 22.4% 13.4% $24

Accommodation & Living

Yogyakarta

$159 24.7%

Cebu

$309 33.6% 94.5% $150

Clothing & Footwear

Yogyakarta

$117 18.2%

Cebu

$94 10.2% 19.7% $23

Monthly Utilities & Internet

Yogyakarta

$92 14.3%

Cebu

$162 17.6% 75.5% $70

Eating Out

Yogyakarta

$57 8.8%

Cebu

$88 9.6% 55.8% $32

Sport & Entertainment

Yogyakarta

$25 3.9%

Cebu

$44 4.8% 73.5% $18

Getting Around

Yogyakarta

$13 2%

Cebu

$16 1.7% 20.3% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $210 in Yogyakarta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Yogyakarta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $182 vs $206 per month, with Yogyakarta cheaper across the board.

Good to know

🇮🇩 Yogyakarta

🇵🇭 Cebu

🕒 Local time

10:55 10:55 AM

11:55 11:55 AM

1 h ahead of Yogyakarta

🌤 Weather

👥 Population

636,660

964,169

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.95 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,204 IDR (100,000 IDR = 4.95 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Yogyakarta Cebu 2,510 km ≈ 3 h 45 min nonstop flight

From you

Yogyakarta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yogyakarta vs Cebu: Cost of Living - Frequently Asked Questions

Yogyakarta is cheaper overall, especially in groceries, eating out, and utilities. The 42% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 57% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $210 in Yogyakarta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $644 per month in Yogyakarta versus $918 in Cebu – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Yogyakarta runs roughly 46% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Yogyakarta gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yogyakarta is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Yogyakarta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yogyakarta gentler on the wallet – expenses run 42% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.