Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yerevan

For one person, living is cheaper in Cebu: $934 a month against $1,579 in Yerevan, rent and utilities included – about $7,700 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
76

Cost of Living Index in Yerevan
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Yerevan Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Yerevan

🇦🇲 Armenia

$1,579

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yerevan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yerevan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,579 in Yerevan.

Cebu $934
Yerevan $1,579

Estimated couple costs with rent: $1,415 in Cebu versus $2,338 in Yerevan.

Cebu $1,415
Yerevan $2,338

Monthly costs for a family of three with rent: $1,896 in Cebu versus $3,096 in Yerevan.

Cebu $1,896
Yerevan $3,096

Living in Cebu costs roughly 41% less than in Yerevan, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Cebu is 30% below, Yerevan is 18% above.

Meal at Budget Restaurant

$3.03 ₱191

$10.99 ֏3,971

-72.43%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$62.8 ֏22.7K

-62.63%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$10.98 ֏3,968

-62.75%

Cappuccino

$2.52 ₱158

$3.88 ֏1,404

-35.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$1.22 ֏441

26.23%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.71 ֏257

-30.99%

Local Beer (0.5 liter draught)

$1.79 ₱113

$2.74 ֏992

-34.67%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.53 ֏1,275

-35.98%

Milk (1 liter)

$1.95 ₱122

$1.72 ֏623

13.37%

White Bread (500g)

$1.43 ₱89.9

$0.96 ֏346

48.96%

Rice (white) (1kg)

$1.02 ₱64.0

$2.31 ֏833

-55.84%

Eggs

$2.06 ₱129

$2.73 ֏987

-24.54%

Local Cheese (1kg)

$9.81 ₱617

$8.80 ֏3,180

11.48%

Chicken Fillets (1kg)

$4.61 ₱290

$7.85 ֏2,837

-41.27%

Beef Round Steak (1kg)

$7.70 ₱484

$14.18 ֏5,127

-45.70%

Apples (1kg)

$3.31 ₱208

$1.48 ֏536

123.65%

Banana (1kg)

$1.45 ₱91.2

$1.78 ֏643

-18.54%

Oranges (1kg)

$2.36 ₱148

$1.93 ֏699

22.28%

Tomato (1kg)

$1.54 ₱96.6

$2.62 ֏946

-41.22%

Potato (1kg)

$2.36 ₱148

$0.68 ֏247

247.06%

Onion (1kg)

$1.99 ₱125

$0.69 ֏251

188.41%

Lettuce (1 head)

$1.15 ₱72.3

$0.98 ֏353

17.35%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.78 ֏280

-14.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.79 ֏1,009

7.53%

Wine (Bottle)

$6.35 ₱399

$10.84 ֏3,920

-41.42%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$1.59 ֏576

-17.61%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.09 ֏756

-17.22%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.40 ֏143

-37.50%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

$24.51 ֏8,861

-48.39%

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$1.41 ֏508

-47.52%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$0.58 ֏211

-63.79%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$13.01 ֏4,703

-66.72%

Gasoline (1 liter)

$1.33 ₱83.7

$1.63 ֏589

-18.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$35.3K ֏12.8M

-38.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$34.2K ֏12.4M

-43.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$124 ֏44.7K

-2.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$9.02 ֏3,262

60.20%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$24.53 ֏8,866

15.33%

Gym Membership (Monthly)

$32.68 ₱2,055

$72.6 ֏26.2K

-54.97%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$36.21 ֏13.1K

-82.35%

Cinema Ticket

$5.46 ₱343

$8.38 ֏3,028

-34.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$371 ֏134.2K

-26.36%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$10.1K ֏3.6M

-18.87%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$104 ֏37.6K

-52.40%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$57.1 ֏20.6K

-56.45%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$141 ֏51.0K

-45.68%

Men's Leather Business Shoes

$59.3 ₱3,727

$162 ֏58.6K

-63.46%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$914 ֏330.6K

-44.70%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$618 ֏223.3K

-49.91%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$1,449 ֏523.9K

-27.43%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$877 ֏316.9K

-29.39%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$3,358 ֏1.2M

-13.17%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$1,529 ֏552.6K

22.14%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$670 ֏242.3K

-49.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.36

-49.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Yerevan: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Yerevan

$618 40% 99.6% $308

Groceries & Markets

Cebu

$210 22.7%

Yerevan

$245 15.8% 16.2% $34

Monthly Utilities & Internet

Cebu

$163 17.7%

Yerevan

$157 10.2% 3.7% $6.1

Clothing & Footwear

Cebu

$95 10.2%

Yerevan

$209 13.5% 121% $114

Eating Out

Cebu

$88 9.6%

Yerevan

$196 12.7% 122% $108

Sport & Entertainment

Cebu

$44 4.7%

Yerevan

$89 5.8% 105% $46

Getting Around

Cebu

$15 1.7%

Yerevan

$30 2% 97.1% $15

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $914 in Yerevan. Housing cost is often the main lever when comparing two cities.

Yerevan pays 97% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $63.0 in Yerevan for a mid-range dinner for two. Groceries echo the gap at $210 vs $245 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇲 Yerevan

🕒 Local time

11:31 11:31 AM

07:31 7:31 AM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

1,129,300 Capital

💱 Currency

Philippine Peso PHP ₱

Armenian Dram AMD ֏

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 AMD = 2.77 USD

1,000 AMD = 2.47 EUR

Exchange rates and currency converter

AMD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Armenian Dram exchange rates as of October 10, 2026: 1 USD = 361 AMD (1,000 AMD = 2.77 USD). 1 EUR = 405 AMD (1,000 AMD = 2.47 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Yerevan 8,370 km ≈ 11 h nonstop flight

From you

Cebu
Yerevan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yerevan: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 69% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 97% lower in Yerevan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $914 in Yerevan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,579 in Yerevan – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 94% less than in Yerevan. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,579 in Yerevan, a $1,500 budget is realistic in Cebu but tight or insufficient in Yerevan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Yerevan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yerevan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 69% less than in Yerevan. Beyond cost, consider language, visa policies, and how big the international community is in each city.