Last update: Oct 2026

Cost of Living Comparison Between Yerevan and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,579 in Yerevan, rent and utilities included – about $7,700 less a year. Rent and utilities account for about half of the difference.

76

Cost of Living Index in Yerevan
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Yerevan Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Yerevan

🇦🇲 Armenia

$1,579

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Yerevan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yerevan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,579 in Yerevan versus $934 in Cebu.

Yerevan $1,579
Cebu $934

Estimated couple costs with rent: $2,338 in Yerevan versus $1,415 in Cebu.

Yerevan $2,338
Cebu $1,415

Monthly costs for a family of three with rent: $3,096 in Yerevan versus $1,896 in Cebu.

Yerevan $3,096
Cebu $1,896

Living in Yerevan is roughly 69% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Yerevan is 18% above, Cebu is 30% below.

Meal at Budget Restaurant

$10.99 ֏3,971

$3.03 ₱191

262.71%

Three-Course Dinner for Two, Mid-Range

$62.8 ֏22.7K

$23.48 ₱1,476

167.59%

Fast Food Meal (McDonalds, etc)

$10.98 ֏3,968

$4.09 ₱257

168.46%

Cappuccino

$3.88 ֏1,404

$2.52 ₱158

53.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.22 ֏441

$1.54 ₱97.2

-20.78%

Water (0.33 liter bottle)

$0.71 ֏257

$0.49 ₱31.06

44.90%

Local Beer (0.5 liter draught)

$2.74 ֏992

$1.79 ₱113

53.07%

Imported Beer (0.33 liter bottle)

$3.53 ֏1,275

$2.26 ₱142

56.19%

Milk (1 liter)

$1.72 ֏623

$1.95 ₱122

-11.79%

White Bread (500g)

$0.96 ֏346

$1.43 ₱89.9

-32.87%

Rice (white) (1kg)

$2.31 ֏833

$1.02 ₱64.0

126.47%

Eggs

$2.73 ֏987

$2.06 ₱129

32.52%

Local Cheese (1kg)

$8.80 ֏3,180

$9.81 ₱617

-10.30%

Chicken Fillets (1kg)

$7.85 ֏2,837

$4.61 ₱290

70.28%

Beef Round Steak (1kg)

$14.18 ֏5,127

$7.70 ₱484

84.16%

Apples (1kg)

$1.48 ֏536

$3.31 ₱208

-55.29%

Banana (1kg)

$1.78 ֏643

$1.45 ₱91.2

22.76%

Oranges (1kg)

$1.93 ֏699

$2.36 ₱148

-18.22%

Tomato (1kg)

$2.62 ֏946

$1.54 ₱96.6

70.13%

Potato (1kg)

$0.68 ֏247

$2.36 ₱148

-71.19%

Onion (1kg)

$0.69 ֏251

$1.99 ₱125

-65.33%

Lettuce (1 head)

$0.98 ֏353

$1.15 ₱72.3

-14.78%

Water (1.5 liter bottle)

$0.78 ֏280

$0.67 ₱42.26

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 ֏1,009

$3.00 ₱189

-7.00%

Wine (Bottle)

$10.84 ֏3,920

$6.35 ₱399

70.71%

Local Beer (0.5 liter bottle)

$1.59 ֏576

$1.31 ₱82.1

21.37%

Imported Beer (0.33 liter bottle)

$2.09 ֏756

$1.73 ₱109

20.81%

One-way Ticket (Public Transport)

$0.40 ֏143

$0.25 ₱15.82

60.00%

Public Transport Monthly Pass (Regular Price)

$24.51 ֏8,861

$12.65 ₱796

93.75%

Taxi Start (Normal Tariff)

$1.41 ֏508

$0.74 ₱46.44

90.54%

Taxi (Normal Tariff) (1km)

$0.58 ֏211

$0.21 ₱13.15

176.19%

Taxi 1hour Waiting (Normal Tariff)

$13.01 ֏4,703

$4.33 ₱272

200.46%

Gasoline (1 liter)

$1.63 ֏589

$1.33 ₱83.7

22.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K ֏12.8M

$21.8K ₱1.4M

62.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K ֏12.4M

$19.4K ₱1.2M

76.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ֏44.7K

$121 ₱7,583

2.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.02 ֏3,262

$14.45 ₱909

-37.58%

Internet (50+ Mbps, Unlimited Data)

$24.53 ֏8,866

$28.29 ₱1,779

-13.29%

Gym Membership (Monthly)

$72.6 ֏26.2K

$32.68 ₱2,055

122.09%

Tennis Court (1 Hour on Weekend)

$36.21 ֏13.1K

$6.39 ₱402

466.67%

Cinema Ticket

$8.38 ֏3,028

$5.46 ₱343

53.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ֏134.2K

$273 ₱17.2K

35.80%

International Primary School, 1 Child (Yearly)

$10.1K ֏3.6M

$8,156 ₱512.9K

23.26%

Jeans (Levis 501 Or Similar)

$104 ֏37.6K

$49.57 ₱3,117

110.09%

Summer Dress (H&M, Zara, etc)

$57.1 ֏20.6K

$24.87 ₱1,564

129.63%

Sport Shoes (Adidas, Nike)

$141 ֏51.0K

$76.6 ₱4,817

84.10%

Men's Leather Business Shoes

$162 ֏58.6K

$59.3 ₱3,727

173.71%

1-bedroom Apartment, City Center (Monthly)

$914 ֏330.6K

$506 ₱31.8K

80.83%

1-bedroom Apartment, Outside City Center (Monthly)

$618 ֏223.3K

$309 ₱19.5K

99.65%

3-bedroom Apartment, City Center (Monthly)

$1,449 ֏523.9K

$1,052 ₱66.1K

37.80%

3-bedroom Apartment, Outside City Center (Monthly)

$877 ֏316.9K

$619 ₱38.9K

41.62%

Buy Apartment in City Center (m2)

$3,358 ֏1.2M

$2,915 ₱183.4K

15.17%

Buy Apartment Outside City Center (m2)

$1,529 ֏552.6K

$1,867 ₱117.4K

-18.13%

Average Monthly Net Salary (After Tax)

$670 ֏242.3K

$341 ₱21.5K

96.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.36

7.2

99.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yerevan: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yerevan

$618 40%

Cebu

$309 33.5% 49.9% $308

Groceries & Markets

Yerevan

$245 15.8%

Cebu

$210 22.7% 14% $34

Clothing & Footwear

Yerevan

$209 13.5%

Cebu

$95 10.2% 54.7% $114

Eating Out

Yerevan

$196 12.7%

Cebu

$88 9.6% 54.9% $108

Monthly Utilities & Internet

Yerevan

$157 10.2%

Cebu

$163 17.7% 3.9% $6.1

Sport & Entertainment

Yerevan

$89 5.8%

Cebu

$44 4.7% 51.2% $46

Getting Around

Yerevan

$30 2%

Cebu

$15 1.7% 49.3% $15

Cost Breakdown

A one-bedroom apartment in the center runs $914 in Yerevan and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Yerevan pays 97% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Yerevan vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $245 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇦🇲 Yerevan

🇵🇭 Cebu

🕒 Local time

08:53 8:53 AM

12:53 12:53 PM

4 h ahead of Yerevan

🌤 Weather

👥 Population

1,129,300 Capital

964,169

💱 Currency

Armenian Dram AMD ֏

Philippine Peso PHP ₱

📈 Exchange rate

1,000 AMD = 2.77 USD

1,000 AMD = 2.47 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of October 10, 2026: 1 USD = 361 AMD (1,000 AMD = 2.77 USD). 1 EUR = 405 AMD (1,000 AMD = 2.47 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to AMD in detail →

On the map

Lowest

Highest

Between locations

Yerevan Cebu 8,370 km ≈ 11 h nonstop flight

From you

Yerevan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yerevan vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 69% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 97% higher in Yerevan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $914 in Yerevan versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,579 per month in Yerevan versus $934 in Cebu – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 94% less than in Yerevan. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,579 in Yerevan, a $1,500 budget is realistic in Cebu but tight or insufficient in Yerevan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Yerevan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Yerevan and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 69% less than in Yerevan. Beyond cost, consider language, visa policies, and how big the international community is in each city.