Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yamunanagar

For one person, living is cheaper in Yamunanagar: $324 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Yamunanagar
Learn more

Yamunanagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Yamunanagar

🇮🇳 India

$324

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yamunanagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yamunanagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $324 in Yamunanagar.

Cebu $918
Yamunanagar $324

Estimated couple costs with rent: $1,409 in Cebu versus $519 in Yamunanagar.

Cebu $1,409
Yamunanagar $519

Monthly costs for a family of three with rent: $1,900 in Cebu versus $713 in Yamunanagar.

Cebu $1,900
Yamunanagar $713

Living in Cebu is roughly 183% more expensive than in Yamunanagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Yamunanagar 76% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.38 ₹131

123.91%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.30 ₹978

135.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.07 ₹291

27.69%

Cappuccino

$2.51 ₱158

$1.13 ₹107

122.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.37 ₹34.90

329.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.13 ₹12.64

307.69%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.04 ₹194

-12.75%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.41 ₹229

-9.96%

Milk (1 liter)

$1.92 ₱121

$0.67 ₹63.6

186.57%

White Bread (500g)

$1.36 ₱85.4

$0.43 ₹40.76

216.28%

Rice (white) (1kg)

$1.01 ₱63.5

$0.70 ₹66.7

44.29%

Eggs

$2.03 ₱128

$0.85 ₹80.4

138.82%

Local Cheese (1kg)

$9.86 ₱621

$3.61 ₹343

173.13%

Chicken Fillets (1kg)

$4.39 ₱277

$2.85 ₹271

54.04%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.95 ₹185

69.23%

Banana (1kg)

$1.39 ₱87.8

$0.70 ₹66.7

98.57%

Oranges (1kg)

$2.33 ₱147

$0.90 ₹85.1

158.89%

Tomato (1kg)

$1.50 ₱94.3

$0.36 ₹33.85

316.67%

Potato (1kg)

$2.36 ₱149

$0.25 ₹23.50

844.00%

Onion (1kg)

$1.90 ₱119

$0.28 ₹26.47

578.57%

Lettuce (1 head)

$1.19 ₱74.9

$0.60 ₹56.5

98.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.30 ₹28.05

110.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.41 ₹228

24.48%

Wine (Bottle)

$6.03 ₱379

$5.10 ₹485

18.24%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.66 ₹158

-25.90%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.32 ₹220

-24.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.62 ₹344

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₹23.71

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.78 ₹739

62.47%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.27 ₹25.82

185.19%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.13 ₹12.75

76.92%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.03 ₹193

119.70%

Gasoline (1 liter)

$1.31 ₱82.8

$1.04 ₹98.7

25.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$8,393 ₹797.0K

153.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$16.5K ₹1.6M

15.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$31.94 ₹3,033

276.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.17 ₹396

235.73%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.18 ₹587

345.63%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.00 ₹1,330

130.93%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$5.61 ₹533

18.54%

Cinema Ticket

$5.65 ₱356

$2.47 ₹234

128.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$52.3 ₹4,964

426.61%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,729 ₹164.2K

358.01%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$19.97 ₹1,896

147.02%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$21.22 ₹2,015

18.94%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$31.57 ₹2,998

143.78%

Men's Leather Business Shoes

$57.2 ₱3,601

$10.46 ₹994

446.85%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$120 ₹11.4K

315.33%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$73.3 ₹6,956

321.60%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$260 ₹24.7K

314.30%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$173 ₹16.4K

255.66%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,045 ₹99.3K

176.06%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$593 ₹56.3K

223.02%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$193 ₹18.3K

79.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Yamunanagar: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Yamunanagar

$73 22.6% 76.3% $236

Groceries & Markets

Cebu

$206 22.4%

Yamunanagar

$92 28.3% 55.3% $114

Monthly Utilities & Internet

Cebu

$162 17.6%

Yamunanagar

$42 13% 73.9% $119

Clothing & Footwear

Cebu

$94 10.2%

Yamunanagar

$37 11.5% 60.1% $56

Eating Out

Cebu

$88 9.6%

Yamunanagar

$51 15.7% 42.4% $37

Sport & Entertainment

Cebu

$44 4.8%

Yamunanagar

$19 5.8% 56.6% $25

Getting Around

Cebu

$16 1.7%

Yamunanagar

$9.7 3% 37.6% $5.9

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $120 in Yamunanagar. Housing cost is often the main lever when comparing two cities.

Cebu pays 79% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $10.00 in Yamunanagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $92.0 per month, with Yamunanagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Yamunanagar

🕒 Local time

22:57 10:57 PM

20:27 8:27 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

216,628

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Yamunanagar 5,290 km ≈ 7 h nonstop flight

From you

Cebu
Yamunanagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yamunanagar: Cost of Living - Frequently Asked Questions

Yamunanagar is cheaper overall, especially in groceries, clothing, and eating out. The 183% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 79% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $120 in Yamunanagar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $324 in Yamunanagar – a 183% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Yamunanagar runs roughly 62% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Yamunanagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yamunanagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yamunanagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yamunanagar gentler on the wallet – expenses run 183% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.