Last update: Oct 2026

Cost of Living Comparison Between Cebu and Wiltz

For one person, living is cheaper in Cebu: $918 a month against $1,322 in Wiltz, rent and utilities included – about $4,800 less a year. The total is higher in Wiltz despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
65

Cost of Living Index in Wiltz
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Wiltz Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Wiltz

🇱🇺 Luxembourg

$1,322

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Wiltz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Wiltz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,322 in Wiltz.

Cebu $918
Wiltz $1,322

Estimated couple costs with rent: $1,409 in Cebu versus $2,147 in Wiltz.

Cebu $1,409
Wiltz $2,147

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,971 in Wiltz.

Cebu $1,900
Wiltz $2,971

Living in Cebu costs roughly 31% less than in Wiltz, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Wiltz 2% lower.

Meal at Budget Restaurant

$3.09 ₱194

$16.67 €14.83

-81.46%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$98.8 €87.8

-75.47%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$14.36 €12.77

-72.70%

Cappuccino

$2.51 ₱158

$3.93 €3.50

-36.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.62 €1.44

-1.85%

Water (0.33 liter bottle)

$0.53 ₱33.43

$3.33 €2.96

-84.08%

Local Beer (0.5 liter draught)

$1.78 ₱112

$7.66 €6.81

-76.76%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.48 €4.87

-60.40%

Milk (1 liter)

$1.92 ₱121

$1.66 €1.48

15.66%

White Bread (500g)

$1.36 ₱85.4

$2.74 €2.43

-50.36%

Rice (white) (1kg)

$1.01 ₱63.5

$2.96 €2.63

-65.88%

Eggs

$2.03 ₱128

$4.57 €4.06

-55.58%

Local Cheese (1kg)

$9.86 ₱621

$19.16 €17.04

-48.54%

Chicken Fillets (1kg)

$4.39 ₱277

$14.49 €12.89

-69.70%

Beef Round Steak (1kg)

$7.60 ₱479

$25.67 €22.83

-70.39%

Apples (1kg)

$3.30 ₱208

$3.31 €2.95

-0.30%

Banana (1kg)

$1.39 ₱87.8

$2.27 €2.02

-38.77%

Oranges (1kg)

$2.33 ₱147

$3.05 €2.71

-23.61%

Tomato (1kg)

$1.50 ₱94.3

$4.38 €3.90

-65.75%

Potato (1kg)

$2.36 ₱149

$2.43 €2.16

-2.88%

Onion (1kg)

$1.90 ₱119

$2.14 €1.90

-11.21%

Lettuce (1 head)

$1.19 ₱74.9

$1.98 €1.76

-39.90%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.02 €0.91

-38.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.60 €6.76

-60.53%

Wine (Bottle)

$6.03 ₱379

$10.97 €9.76

-45.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.07 €1.84

-40.58%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.55 €2.27

-31.37%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.88 €4.34

-84.22%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.83 €3.40

-93.99%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$56.6 €50.3

-92.12%

Gasoline (1 liter)

$1.31 ₱82.8

$2.04 €1.81

-35.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.0K €27.6K

-31.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$34.0K €30.2K

-43.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$291 €259

-58.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$26.81 €23.85

-47.78%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$58.8 €52.3

-53.18%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$17.62 €15.67

-67.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$556 €494

-50.46%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$18.5K €16.4K

-57.08%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$109 €96.9

-54.73%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$50.5 €44.92

-50.02%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$109 €96.7

-29.24%

Men's Leather Business Shoes

$57.2 ₱3,601

$131 €117

-56.34%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$6,841 €6,085

-94.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.54

103.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Wiltz: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Wiltz

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Wiltz

$414 31.3% 101% $209

Monthly Utilities & Internet

Cebu

$162 17.6%

Wiltz

$376 28.5% 133% $215

Clothing & Footwear

Cebu

$94 10.2%

Wiltz

$180 13.6% 91.3% $86

Eating Out

Cebu

$88 9.6%

Wiltz

$293 22.1% 232% $204

Sport & Entertainment

Cebu

$44 4.8%

Wiltz

$35 * 2.7% 19.2% $8.4

Getting Around

Cebu

$16 1.7%

Wiltz

$24 * 1.8% 54.2% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Wiltz pays 1877% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $99.0 in Wiltz for a mid-range dinner for two. Groceries echo the gap at $206 vs $414 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇺 Wiltz

🕒 Local time

22:15 10:15 PM

16:15 4:15 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

7,000

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Wiltz 11,030 km ≈ 14 h nonstop flight

From you

Cebu
Wiltz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Wiltz: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 44% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1877% lower in Wiltz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 101% higher in Wiltz. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $1,322 in Wiltz – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,322 in Wiltz, a $1,500 budget is realistic in Cebu but tight or insufficient in Wiltz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wiltz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Wiltz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 44% less than in Wiltz. Beyond cost, consider language, visa policies, and how big the international community is in each city.